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How to not pay any sales tax when you shop
2007-06-17 10:40:23
When I initially bought my first car in georgia when I started medical school, I had to pay sales tax in Louisiana because i was registering my car there.  I got reamed by Louisiana too many times because my tax bill for my car was almost 10 percent.  Thats a few thousand dollars down the [...]


How to use shopping trends to save yourself money on everything!
2007-06-16 22:30:52
When I picked up the most recent issue of consumer reports, I found a gold mine of information on the CR Money section of the report. Their topic for the month was a calender of deals that list the various things that are on sale based on the time of the year. If [...]


Check out DINKS finance if you are a couple
2007-06-15 15:20:19
One the the things that I have to admit that my blog lacks, is the view of a newlywed couple on finance . These guys Miel and James have a different twist to the view on personal finance. Check out www.dinksfinance.com


Save money by buying fruits and vegetables in season
2007-06-15 10:10:40
Recently I’ve been having the worst case of constipation. I haven’t been getting my normal dose of fiber for a few days. Sometimes, the days are just better after a good shit. Thus I wanted to write about fruits and vegetables and how you can save a little money by thinking of [...]


An idiots introduction to assets and investing. Who, what, when, where, why, and how part 1
2007-06-15 09:45:35
WHO YOU!!! WHAT There are many ways to look at investments. Investments as related to finance include buying securities in the form of stocks or bonds. When buying stocks and bonds you can buy them in the form of common shares, mutual funds and exchange traded funds. Shares are the easiest to understand [...]


Looking a little closer at the student loan repayment interest rates
2007-06-13 22:27:48
I find that learning about interest rates is probably one of the most boring of topics. However, to fully understand your student loans and other loans and how lenders decide what interest rates to charge, you need to understand the basis of where these numbers come from. I will explain: Stafford Loans = End [...]
Read more: little , closer

USA Today: Young in Debt series week 3, Saving money…how does it apply to us?
2007-06-13 10:21:58
The USA today series young in debt is a great series of articles about five twenty somethings and discuss the various issues that affect young people in the world of money. On week 3 of the young in debt series, Saving money becomes a issue that many people in their 20’s have trouble doing. [...]
Read more: Today , USA Today

Top 10 price comparison websites that I like to use before I shop online
2007-06-12 08:13:03
For the past year, I’ve gotten to a point where I don’t buy anything unless I know that the price i’m paying is the best price I could find. There are some great sites out there that you can use to shop for pretty much anything online . With the expansion of the internet [...]
Read more: comparison

USA Today: Young in Debt series week 1/2…how does it apply to us?
2007-06-12 07:29:53
The USA today has a wonderful 6 part series dedicated to the finances of young people. For people like us who are recently out of school or in school still, these groups of articles may provide some important advice to use. The six part series is divided into different topics. They try [...]
Read more: Today , USA Today , hellip

The Latte Factor - stop drinking your money away
2007-06-11 08:29:30
Like most professionals, we probably all drink a ton of coffee and add that to the late nights in the wards and the call nights in the ICU. I’m all for coffee when its free in the doctor’s lounge or at the nurses station but if you are the type of person that has [...]
Read more: Latte

NY times: Private Loans Deepen a Crisis in Student Loan Debt - Welcome to our world…
2007-06-10 16:25:56
The new york times article published on 6/10/2007 written by Diana Jean Schemo discusses the crisis of private loans on student debt load. The biggest issue that this article brings up is what happens to the students that do not pay attention to the importance of understanding loans. Some of these students get [...]
Read more: hellip , Private , Loans , Crisis , Student , Welcome , Student Loan , Student Loan Debt

How to get free internet access anywhere you travel and how to save money on internet access at home
2007-06-09 11:38:56
When I moved to my new apartment here in Atlanta, I was glad that my complex had free wifi in the clubhouse and pool area. But it sucked that whenever I got into my room, the connection was gone. Because of my newfound hobby of blogging about personal finance, I actually invested in [...]


The best online brokers by consumer reports and how/why sign up
2007-06-08 19:13:59
On the june 2007 issue of consumer reports, the “money lab” evaluated 19 major online brokers that are accessible to investors using a standard webbrowser. consumer reports gives each an overall score, and categorizes things such as trading, minimun trade fee, mutual funds, NTF funds, banking and asset management, research and education, and customer support. [...]


Wall Street Journal- “financial planning for the not yet rich”
2007-06-08 10:44:45
People are finally figuring out that the time to start thinking about finances is now. The Wall Street Journal published a great article on financial planning for the people in their 20’s and 30’s. Mr. Opdyke states that based on the Financial Planners Association, 11% of the industry’s clients are less than 40 [...]
Read more: ldquo , rdquo , Wall Street , Wall Street Journal

“Outsourcing your Life”- awesome article on yahoo finance
2007-06-07 10:22:09
Last thanksgiving, my buddies and I were having a discussion on outsourcing and how there is some serious money to be made by implementing an outsourcing type business and trying to streamline it to enable people in the US to take advantage. Yahoo finance writes an excellent article on “outsourcing your life” - basically, [...]
Read more: ldquo , rdquo , Outsourcing , awesome

Your airline miles may have expired and you may not even know it.
2007-06-20 11:28:21
Because I was moving so often, my airline miles programs got lost into the wind. Actually my mom started recieving a few of them at home in hawaii. After collecting the mail over a span of a month, I get a letter from my mom, from Continental that I had about 15 thousand [...]


An idiots introduction to assets and investing. Who, what, when, where, why, and how part 2
2007-06-19 17:51:37
Last week, I discussed the who what when and why. Today I’d like to discuss the where and how to invest. This bring me back to my other article that reviewed the 19 investment brokerages that consumer reports examined for trading. Of the 19 investment brokerage companies, the top three included First [...]


How a VISA signature card could have saved my ass when my laptop got stolen
2007-06-18 10:45:38
Last fall, I was on a crazy back and forth traveling marathon in the US interviewing for residency.  An idiot of a person that I was, I decided to check in ALL of my luggage including the one with my laptop in it because I had a 7 hour layover in Reagan airport in [...]
Read more: saved , stolen

My first Investor Blog Network Festival
2007-06-17 20:38:00
So I’ve finally made investor blog network festival…this is their ninth festival. Hopefully I can participate in every festival from this forward on. The article that I’ve posted for the festival is my article on student loans This week’s festival is held in www.biohealthinvestor.com check it out, there are a lot of interesting information on [...]
Read more: Investor , Festival

Get 5% off your gas bill every month
2007-06-23 16:48:15
I wrote an article last month about the many ways that you can save money on gas. I recommend checking it out as it is pretty comprehensive. Discover card has done a turnaround from the days when discover was just a minor company in the shadow of mastercard and visa. There [...]
Read more: every

Top 10 things doctors can do to save themselves from being sued for malpractice
2007-06-22 17:43:25
Its been 2 days of orientation for me in preparing to being working in the hospitals as a newly minted physician. As such, we had an entire day filled with orientation lectures and one of them was on malpractice prevention. There was an excellent handout that listed the 10 ways to avoid litigation [...]
Read more: things , themselves

Why I finally switched over and got an apple laptop. And how you can get a free ipod nano with a laptop.
2007-06-21 13:08:18
I don’t know how unbiased I can be about going apple vs. going PC but I have to say that I made the switch to apple on December of 2006 and within the span of a few months, I feel as though I love a lot of things about apple. There are many [...]


How to get lots of stuff for free on your birthday
2007-06-27 20:51:33
I didn’t realize how many free stuff you can get on a birthday but I remember that one time when my friends and I went to the olive garden and they surprised me with a birthday cake that the olive garden people brought and started singing happy birthday in italian. That was hilarious. [...]


A guide to getting the most out of your checking and savings accounts
2007-06-26 12:40:01
Nowadays, local banks may not be the best places for anyone to keep their money. I have currently 8 bank acccounts, a mix of checking and savings accounts across various institutions. Today I’d like to let my fellow colleagues know about the various checking and saving accounts that you can put your liquid [...]


The Finance Physician tells you how you can survive the ER
2007-06-25 06:23:36
I think that one of the things that might be important to cover in a site that is written by a newly minted physician is this article about how to survive the emergency room. My first month of hospital work which will start on the first of the coming month will be in the [...]
Read more: Physician , tells

Why you should NOT get an iPhone
2007-06-28 14:21:36
If you haven’t heard about the iPHONE then you have been living under many many rocks. However, even if you did heard it, you should know that it would be a grave mistake to buy an iPHONE. Well…any person that really wants a very expensive phone with a very expensive phone plan should [...]
Read more: iPhone

The secret to talking to an actual customer service representative
2007-07-03 13:05:40
With everything that you can get over the internet, sometimes we just feel like we end up disconnected with the rest of the world. The worst is when you just need to talk to an actual customer service representative but you get the loop around. Dial a human is a long list of [...]


Is it really cheaper to rent? Why you shouldn’t buy a house right now.
2007-07-02 09:03:43
I know I promised to write a how to about buying a house, especially for the newly graduated medical student but I just can’t see many positive in buying in a market like the one that we are facing right now. The housing market in certain markets may make a little sense but here are a [...]


How I made a couple thousand dollars on a bad day in the stock market in one day - understanding market terminology
2007-07-20 22:51:49
My day basically started at midnight - well… i was on the night shift at the pediatric emergency room ER and it was a heck of a day with multiple admissions and some bit of constant visitors that needed treatment. I got home around 8AM and I went to bed, I woke up [...]
Read more: couple , dollars , terminology

Make sure you sign up for a flexible spending account!
2007-07-23 19:55:04
The thing that people forget to do when they start a new job (and for us who are just starting residency) is to take the time to fully understand all the benefits that you can qualify for. The thing that I want to let you all know about is what is called the flexible [...]


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