Owner: Home I Own - Australian newcomers blog on real estate URL:http://www.homeiown.com Join Date: Sun, 10 Jun 2007 21:30:08 -0500 Rating:0 Site Description: In HomeIown.com Australian newcomer Chris Lang shares all she learned about real estate in Australia. HomeIown.com was created to help new to real estate people understand how it works and to make renting or buying a house easier.
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How to buy a house - Part 4 2008-10-07 05:36:01 So once you’ve searched the property listings and chosen houses that look suitable to you, it’s time for action – start calling the estate agents to find out the details about those houses, go and inspect them. Don’t worry about having too many on your list – some will get filtered away by inspection, some might be under contract, some vendors won’t like your offer. It’s important t
How to buy a house - Part 3 2008-10-03 07:11:01 In the part two of "How to buy a house" series I covered stages four and five, deciding what kind of house you need and what amenities you'd like to be close by. Coming to the stage six, you should have only one or two suburbs left on your list - those you will be examining very closely.
How to buy a house - Part 2 2008-09-25 23:47:48 In the part one of "How to buy a house" series I covered the first three stages of the process: sniffing around, how to determine your budget and where would you like to live. So coming to the stage four you would have a list of candidate suburbs, one of which should ideally become your home.
How to buy a house - Part 1 2008-09-23 08:43:38 House buying is a long process that seems to be vague, confusing and unpredictable in the beginning. The truth is that every home buyer goes through similar stages on his way from the raw idea "I should buy a house" to the actual house he purchases. The length in time can vary, but the stages are pretty much the same for everybody.
Section 32 - what the heck is it? (part 3) 2008-11-01 19:45:24 Building permit
All the building permits for the house issued 7 years back from the date of contract should be listed here. Also if the house was built by owner builder in the same period of time - a relevant permit should be attached. Why is that of interest to you? Because, for example, if you see a new pergola or a carport
Related posts:Section
32 - what the heck is it? (part 2) As promised
Section 32 - what the heck is it? (part 2) 2008-10-31 01:33:59 All the taxes, rates, body corporate fees and charges of that sort that normally are payable on that property should be listed here. Unfortunately the law allows the vendor to just say "not exceeding ..." and give you the highest amount (say, $1800) - without giving you the exact number. Personally, I find that annoying. This section should also list all the sums the vendor still owes and the inte Read more:Section
Section 32 - what the heck is it? (part 1) 2008-10-28 18:52:02 Short version: One boring, awfully long, barely readable document that you get with the house contract. You can't sign the contract if you haven't received Section
32.for the house.
Long version: The real name of this document is Section 32 Vendor's Statement - but we all call it just Section 32. You better read it and pay attention to the details, because it is the most accurate description of y
Is changing my contract to get FHOG increase a crime? 2008-10-26 18:57:37 In one word - YES.
If you have missed on the new increased FHOG (First Home Owners Grant) because your contract
was dated a couple of days before they announced the boosted FHOG, it sure is annoying. It may also seem perfectly natural to just change the date on the contract and collect the extra money.
Related posts:First Home Owners Grant Tripled? Not really! Let's get one thing straight - F Read more:crime
How to find a great house for a good price by asking the right questions (part 2) 2008-10-22 21:05:53 In my previous article for first home buyers I started this list of questions
- and reasons to ask them, to make sure you are buying a great house for a good price
. As I promised, this is the rest of them:
Questions about the house:
Ask: What is the size of the block?
Why: If the house [...]
Related posts:How to find a great house for a good price by asking
the right questions (part 1) Many gui
How to find a great house for a good price by asking the right questions (part 1) 2008-10-20 00:45:46 Many guides and articles will tell you what questions
to ask when you are buying a house. None of them explain WHY you need to ask those questions - and many reasons are not obvious. So here is a list of questions you should ask before buying a house - and the reasons why you should ask them.
Related posts:How to find a great house for a good price
by asking
the right questions (part 2) In my pr
First Home Owners Grant Tripled? Not really! 2008-10-16 21:17:41 Let's get one thing straight - First
Home OwnersGrant
didn't triple. The media got many people thinking that it did, but if you're going to let this buzz pressure you into buying a house sooner - better get your facts straight.
Related posts:The smart way to pay stamp duty on a house - part 1 Stamp duty is a tax that you have to pay...Is changing my contract to get FHOG increase a crime? In on
How to buy a house - Part 5 2008-10-11 07:44:39 Once you've made your offer, it will be either accepted or rejected and it usually takes a couple of days to get the answer. If the offer is rejected you can try and submit a better offer on that house and see what happens. If the offer is accepted - congratulations, you've made some serious progress.
Related posts:Making an offer on a house - things you must know In any private sale making an o
Get through recession with household survival tips 2008-11-19 21:03:47 It seems to me that all we hear lately is recession, recession, recession. The economy is in downturn, the interest rates are being slashed, the unemployment is on the rise, jobs are at stake and people are panicking.
This has to stop.
No related posts. Read more:survival
Tenants, get control of your rights! 2008-11-15 19:15:06 You've heard me - tenants have rights too. There may be not enough rentals and 50 people compete on every single house that is advertised, but that is not an excuse to let the landlords and the agents push you into the corner. Here is what you are entitled to (in Victoria):
They can't reject you because of your kids
Related posts:Moving out of a rental property There are several things you don' Read more:Tenants
What everyone should know about buying a house at auction (part 2) 2008-11-12 06:14:02 During the auction
Here are the terms you must know to understand what's going on during the auction.
Reserve price - the vendor has set a minimal price that he would be willing to sell for. The auctioneer doesn't reveal this price so nobody knows what it is.
Related posts:Buying a house: Auction Vs. Private sale - Part 1 When you’ve decided you’re ready to buy a house, it...Buying a hou Read more:everyone
What everyone should know about buying a house at auction (part 1) 2008-11-07 21:43:32 Even now, when the real estate market is slowing down, at least 50% of the houses are sold at auctions. This means that any home buyer should know exactly what to do at auction, what are the rules, understand and speak the language of auctions. Before I knew all the things you are about to learn, auctions scared the daylight out of me. Especially because of the huge amounts of money involved – e Read more:everyone
Homebuyers and Homeowners: they cut the interest rate again, how much we save? 2008-11-05 04:10:30 This time, when they announced the third successive interest rate cut, I made an exception, because I want to explain what it means to the home buyers.
Related posts:How high will my mortgage repayments be? Another useful piece of information I found in the Census...How to buy a house - Part 1 House buying is a long process that seems to...What exactly happens on settlement date There are two i Read more:Homebuyers
, Homeowners
Household survival tips - How to Prepare for Disasters and Emergencies 2008-12-18 23:13:32 A year ago I wouldn't even think to write about something as depressing and disturbing as disasters and emergencies, but with all the recent events it looks like the right thing to do. Recession (or depression, as many call it already) can bring a lot of things with it - including power outages, interrupted supply of water and gas, shortage in the supply of food and God knows what else.
Related Read more:Disasters
, Household
, survival
Household survival tips - how to take control of your family budget and spend less (part 2) 2008-12-15 17:45:34 6. Cancel memberships that don’t do much for you.
Do you have memberships in clubs you are not interested in any more? Cancel them and save that money.
7. Cancel your newspaper / magazine subscriptions.
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tips - how to take control of your family budget
and spend less (part 1) Scientists will back me up on this one - shopping...Household survival tips: 6 ways t
Household survival tips - how to take control of your family budget and spend less (part 1) 2008-12-12 00:57:25 Scientists will back me up on this one - shopping makes people feel better. And the more stressed we are, the stronger the urge to spend some money is. It is important to know that much about the human nature to be able to control ourselves - especially when the economy is in slow-down and money-wise we're heading towards some unsettling times.
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tips - how to take Read more:budget
Household survival tips - how to make (and save) more money 2008-12-06 07:00:25 Recession is an unpredictable period of time when anything can happen. Companies let people go, businesses close down and being financially ready for anything will help your stress go away and you won't be as worried for your family.
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tips - 8 proven ideas to save on fuel Looking at our family budget, the amounts we spend on...Get through recession with househol
Another interest rate cut - what’s in it for us? 2008-12-02 19:59:11 Even though I don't do news in Homeiown, yesterday's announcement just couldn't be ignored. RBA slashed interest rates - another percent, reaching 4.25%. For those of you who are thinking "So what?" I'll explain - this is a big deal, normally the interest rate is moving up and down by 0.25 percent and not as frequently as RBA has been doing since September, cutting the total of 3 percent. It took
Household survival tips - 8 proven ideas to save on fuel 2008-11-28 23:45:51 Looking at our family budget, the amounts we spend on petrol are kind of hard to miss. We drive a lot, and in many cases there is no way around it. Recession or no recession, people still have to get to work, drive the kids to schools and go shopping. But there is a way around paying a lot for the petrol.
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tips: 6 ways to entertain your family for less For many Read more:ideas
Household survival tips: 6 ways to entertain your family for less 2008-11-25 00:14:17 No need to explain that entertain
ing at home saves you money and the larger your family is - the more you save. Watching your budget is the number one task to safely get your family through recession, but these tips will help you to do much more than that. They will allow your family to become closer by creating traditions that will enhance your bond and make you a stronger family.
Related posts Read more:Household
, survival
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