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What is the No. 1 IMPORTANT decision ALL successful people make?
2007-05-29 11:55:00
First thing first, what is the very FIRST thing you need to decide before everything else?You should be asking yourself:What job would I love so much that I would do it for free but that I could actually get paid for?Whatever the answer may be, that is the job that you should be working towards to. And of course the most important question we need to ask ourselves is this:What is my life purpose? I believe each of us is born with a life purpose. (Chinese saying: tian sheng wo cai bi you yong) Without a purpose in life, you would likely wander and drift, moving from one thing to another, moving from one job to another.... accomplishing little and the WORST thing is that you will not have a sense of FULFILLMENT and BLISS.Finding out their own purpose (passion) and pursuing their purpose is perhaps the most important action successful people take. Have you heard of the saying that successful people make decision s quickly?Have you wondered why are they able to do so, while most people w


Four tips for staying on recruiters' radars for new job opportunities
2007-05-29 03:02:00
Rejected by Your Dream Employer? How to Follow Up to Win an Offerby Sarah E. NeedlemanFriday, April 6, 2007 provided by Passed over for a job you really want? Hold off throwing in the towel just yet."If there's an organization you really want to work for, don't let your first rejection be your defining moment," says Shelia Gray, director of global talent acquisition for International Paper Co., a forest-products manufacturer based in Stamford, Conn. "Continue to pursue the organization."Within days of being denied a marketing-associate internship at L'Oréal USA Inc. last spring, Andy Rah, 32, urged recruiters in an email to label him a backup candidate. "I said that I was really disappointed because the company was my No. 1 choice and asked them to reconsider me if somebody backs out or if another position opens up," says the M.B.A. at Georgetown University's McDonough School of Business. A week later, the New York-based company retracted its rejection and offered him the job,


Internet Scams Revealed by Singapore Newspaper!!
2007-05-27 23:56:00
Internet scams flourishing 28 May 2007Straits TimesEnglish(c) 2007 Singapore Press Holdings Limited Internet fraudsters snare new victims every day. Khushwant Singh gives the lowdown on some time-tested ploys and uncovers some newer schemes The 'Nigerian scam' How it is done First concocted by a Nigerian scammer, one version has a supposed African official offering a big cut if you could help 'unfreeze' millions in a late bureaucrat's bank account. But here is the catch: You have to pay cash up front to cover some transaction costs. More money is requested, 'snags' occur, and your money is gone. Conned Last year, 12 Singaporeans were cheated of $676,400 in this way - more than double the $327,000 lost by five victims in 2005. In 2004, the figure was $78,400. Many other victims may be too embarrassed to come forward. Tips Be wary of get-rich-quick offers, say police. Contact the Commercial Affairs Department (CAD) on 6325-0000 if you smell a ruse. Online auction ruse How it is do
Read more: Internet , Newspaper

Honest Review: Survey Income System…so far the only Legitimate Online Paid Survey Program I Could Find
2007-05-26 03:01:00
Through my encounters with different online paid surveys which I joined, I repeatedly found: * Outdated Information * Non-Working Links * Links To Other Websites Asking For Money * No Real E-mail Support * No Help Section * Passing my personal details on to other parties, without my explicit permission * Misleading me about the time it will take to participate in a survey. While going through all the scam artist’s web sites, I was currently able to find a legitimate online paid survey program. Just to sidetrack a bit first, below are some pointers to look at when deciding whether a program is legitimate: Legitimate Researchers WILL * Respect your privacy * Keep your individual answers and your identity confidential * Tell who they are, who the client is and what the research is about * Contact you at appropriate times as prescribed in industry standards Coming back to the legitimate program that I found…. The owner of this legitimate program was a everyday perso
Read more: Income , System , Program

Interesting comments to share :)
2007-05-26 03:01:00
Jonathan Says:Hey janny. mmm how much money per month ur making from such programs??? btw how bout ur job in ur firm??Janny Cole Says:Hey jon…:)i average about $500 per month…on good months i can earn up to $2000 :) well..that’s just some extra “effortless” money to make my life more comfortable..may not seem much to you though…anyway i always mention that these are not get rich quick schemes…you either spend a bit of money to invest on them or join them free and invest some time and effort in the initial stages and you will have income rolling in without sustaining your effort all the time…which is what earning passive income is all about so far people who sign up for the programmes through reading my blog postings..have came back to me to express their appreciation…again i gotta mention they are not millionaires now…but they are living a more comfortable life like me now…if assume i do this full time, i would of course expect a higher earning…maybe i would con


How to Land That Dream Job When You Lack Certain Skills
2007-05-26 02:38:00
Hello everyone!Finally got time to blog a bit...Below is an article which I think will interest most of us who are working or going to start work soon :)=====================================by Sarah E. Needleman Jeremy Atkins doesn't have a shred of artistic talent, but he still enjoys many of the benefits he would get as a successful comic-book illustrator.Mr. Atkins, 30 years old and a collector of comics since childhood, gets free passes to trade shows, discounts on his favorite toys and the chance to hobnob with such industry luminaries as Frank Miller, creator of Batman: The Dark Knight Returns. The perks come with his job as director of publicity for Dark Horse Comics Inc.If you are passionate about a certain industry but lack the skills commonly associated with its most visible leaders, you can try to pursue a career working on the sidelines. Being behind the scenes may offer more than just the opportunity to score freebies and gain exposure to your dream industry's superstars
Read more: Dream , Skills

You Don’t Have to Be Einstein to Get Rich
2007-05-23 12:10:00
Hi all,The article below will remind you of an article I posted a while ago titled something like “Average Joe can also get rich..etc” Why Smart People make Bad Financial Moves…Here’s another reminder to myself…an average Jane…and to everyone who might be average but unique in your own ways :)====================================By Selena MaranjianPop quiz! What factors help determine how wealthy you’ll become in life? I initially guessed that education, intelligence, skills, and socioeconomic origin played a role.Ohio State economics professor Jay Zagorsky suggests different factors: “Staying married, not getting divorced, thinking about savings.” Wow.Not only did he not list intelligence, he went on to note that “intelligence really isn’t one of the key driving forces. In fact, people at the middle of the smarts spectrum have the fewest money problems.”What’s going on?When I read about his findings from a study of 7,500 middle-aged Americans, I was surprised.
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Do not despair if you are not the fittest.
2007-05-23 12:08:00
When most of us hear the phrase, “survival of the fittest,” we assume it originated with Charles Darwin. It did not. The phrase doesn’t exist anywhere in Darwin’s first edition of Origin of the Species. It was actually coined by Herbert Spenser, a British economist, who used it in his 1864 book Principles of Biology.Here’s another fallacy: Being the fittest doesn’t guarantee survival. In fact, the “survival of the fittest” paradigm simply isn’t true in nature or business. For the last decade, I have tracked the research into ecology and complex systems theory and have teased out nature’s lessons on competition and survival. What I’ve found are some surprising and counterintuitive insights that companies, both large and small, can use to compete.The first piece of research for your consideration took almost 20 years to gather. On an island in the Panama Canal, a team of Princeton researchers led by Stephen Hubbell explored a simple but very important question: When
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Current Risks in the Stock Market
2007-05-23 12:07:00
The article below will tell you why I am into alternative ways of generating sources of passive income rather than look to the Stock Market .====================================================By Jorge MaloIf you pick up the newspaper or see the news on TV, you probably noted that the Dow Jones Index is making new highs almost everyday. Everybody is happy, and as soon as the Dow closed above 13.000 for the same time, some analyst started to talk about the index going to 14.000 in 2007. Remember the year 2000?Probably the main difference between the year 2000 and 2007 is the excess liquidity that today exists in the markets around the World. That excess liquidity has to be invested somewhere, and since the US economy is still considered a safe haven in the World of investments, sounds like a good idea to invest in the stock market where you can expect higher returns than the 3% or 4% you can get on US Treasury Bonds or bank CDs. The problem with this theory is the risks you are talking b
Read more: Current , Risks

Wealth Building: Six Keys
2007-05-23 12:06:00
By Scott HoveThere are keys to wealth and success that those who have attained them understand. If you wish to build wealth and achieve success then it’s crucial to implement the keys discussed below.Here, then, are six things that the successful understand and implement. As you read them, please understand that you can practice them too!1. They believe in themselves!Successful people believe nothing can stop them from reaching their goals – financial and otherwise. They do what is necessary to reach those goals. That means they even do things they dislike or take on tasks that seem impossible.You can sense their self-belief and can almost see it when they enter a room. Successful people exhibit a high level of self-confidence that is contagious. Most are optimistic and maintain a positive outlook even when life is tough. Their confidence is not easily shaken by external factors. They see opportunities in problems!2. They learn from people who have achieved more than they have!Succ
Read more: Wealth , Building

LEGITIMATE and 100% FREE Get Paid to Read Emails Programme from Singapore
2007-05-23 09:32:00
Do you agree that you have the right to- choose the ads you want to receive,- only read ads that you are interested in, and- get paid to read those ads?This program has been a great success in Singapore and is now open to people from all over the world.More importantly, this program is 100% free.Good usernames are taken up fast. Secure your preferred username now.“Get Paid To Read Emails . Free To Join Now! This legitimate money making program is featured in The Sunday Times newspaper. Check it out!“
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Can Money Buy Happiness?
2007-05-23 09:26:00
Have you ever wondered whether money can really buy happiness? You might have some sense of the answer, but nobody to confirm your suspicions…now the article below will assist you on this :)======================================Money Can’t Buy Happiness?This Blogger Begs to DifferBy Gretchen RubinFrom The Wall Street Journal OnlineMoney can’t make people stay in love, connect with friends or enjoy a hike in the woods. But money, spent wisely, can contribute greatly to happiness.Recent articles in the news media tackle the money-happiness connection. A study this summer in Science magazine showed that when participants were asked to record the previous day’s activities and describe their moods, being wealthier didn’t have great impact on their moment-to-moment experience.A different sort of study presents another picture. According to a Pew Research Center 2006 report, the percentage of people who declare themselves “very happy” goes up as family income rises. People were


You think you are an average Joe or Jane? No fear…rejoice now!
2007-05-23 09:23:00
Why Smart People Make Bad Financial Movesby Laura RowleySmart people can be boneheads when it comes to accumulating wealth, and the average Joe can become the millionaire next door.That’s the finding of a study by Jay Zagorsky, a research scientist at the Ohio State University, who examined the relationship between IQ and wealth.Intelligence Doesn’t Ensure WealthWhile Mensa members score bigger paychecks, they aren’t more likely than average folk to transform their take-home pay into wealth. “Smarter people tend to get paid more on the job, but there’s no relationship between intelligence and net worth when holding other factors constant,” says Zagorsky, whose report was published in the journal Intelligence.The research looks at a group of about 7,500 baby boomers who have been repeatedly interviewed since their teens as part of the government’s National Longitudinal Survey of Youth. Back in the 1980s, the Department of Defense asked the group to take its general aptitud
Read more: think

7 Steps to Financial Freedom Part 2
2007-05-23 09:20:00
As promised, I’m sharing Part 2 of 7 Steps to Financial Freedom below. 5th Cure“Own your own home and make of your home a profitable investment.”Why is owning our house a good way of managing our money? Well, if you think about it, all of us need a shelter and we can either buy or rent our home. Rentals only serve to fatten the purse of the landlord and is an expenditure which we can’t get back any RETURNS. So, it makes sense to own our home. Besides, having a place to call our own will put confidence in our heart and motivates us to put in greater effort in all our endeavours.Of course, it should be noted that buying a property is actually a very RISKY decision. Why? Because if you bought at a high price, when prices subsequently drop below your purchase price, you would have negative networth - ie. your asset is less than what you paid for. In some cases, people end up in bankruptcy because of failure to keep up their housing loan repayments.But owning your house can also be


7 Steps to Financial Freedom Part 1
2007-05-23 09:16:00
Hi all,It’s been another tiring week of work for me but still Financial Freedom does not leave my mind….therefore…. I present to you 7 steps to Financial Freedom! 7 is an easy number to remember right? heh heh…You may read elsewhere about 5 steps, 10 steps or 100 steps to financial freedom, but I feel these 7 steps are really the essence compiled by ancient wisdom. These are really the timeless universal values for getting wealthy.I will provide at the end of the article below my modern interpretation and implementation of these 7 values……This post will reveal the first 4 values….enjoy :)====================================================Courtesy of Dennis NgIf you want to improve your finances, “The Seven Cures For A Lean Purse” may interest you. It’s from the Book entitled “The richest man in Babylon”. “The Seven Cures for A Lean Purse” are actually ways whereby we can manage our money better and accumulate wealth and NOT 7 ways to get rich quick. I find


Do you want to get into Goldman Sachs?
2007-05-23 09:13:00
Hi all…I found this article on getting into Goldman Sachs . By the way, my professional specialization is management consulting for the financial services industry….so my life’s not only about slimming down and making money online…hahah and…I hope that makes me less bimbo-ish? hahaAnyway, for those who are fascinated about Goldman Sachs as “The Firm” to get into…the article below may prove useful to you :)====================================================Want to land a job at ‘The Firm’? Here’s how, by those who’ve done it before.1) Interview again and again (and again)Most front-office banking jobs involve a handful of interviews. Jobs at Goldman involve a dumper-truck full. We spoke to one former executive director at the bank, who joined as an associate back in the late 1990s. He had 47 interviews for the role.“Back in those days, there was a real feeling that hiring by consensus was the way to go,” he says. “Two people tried to veto me and I had to re


Top 3 Revealed Free Tips on How to Explode Your Online Business
2007-05-23 09:08:00
Hey people, I found another treasure for internet marketing….“Everyday Google sells several $10 million’s in pay-per-clicks.”You may be amazed at this fact but…Do you realise the amount of costs incurred by so many people in their internet marketing pursuits?I hope you realise that obviously the very BEST way to increase profits is to eliminate or greatly reduce costs in the promotion of your business — this means doing away with the cost of advertising. This is quite common sense.In the light of this, I can going to reveal to you…“The 3 most important strategies you MUST do right now in order to EXPLODE your online business!”There are many strategies you can use to build a successful online business harnessing the true power of the Internet.But from among them there are just 3 principle strategies you must use that will forever put you above and beyond your competition, allow you to promote any product you want, and allow you to gain online riches faster than most ev
Read more: Explode , Business

Five Sure Ways to Get a Raise
2007-05-23 00:46:00
Here’s another good article I found on Yahoo! Finance…written by Penelope Trunk…enjoy~ * * * * * * *More money is good, right? You’re going to be doing your job anyway, so you might as well ask to get paid more for doing it.But you actually have to do a lot of preparation in order to ask for a raise effectively. The most obvious preparation is to find out what everyone else is getting paid for what you do.Here are five other things you can do to get a salary increase:1. Understand your boss’s perspective.This is not a moment of truth, it’s a moment of negotiation. You convince your boss you’re worth more and your boss convinces you he or she is fair, and you reach some sort of compromise that makes everyone happy.So be reasonable in your approach. You don’t deserve a raise just because you’ve been doing your job well for x number of months. It’s your job to do your job well — that’s why you were hired. You need to show that you’re doing more than you were hire


Gotten The Best Fat Loss Supplement? Don’t end up pathetic! Part 2
2007-05-23 00:44:00
Continued from “The Current Pathetic State of Fat Loss Aspirants Part1″…Because it’s physiologically impossible to lose fat the way most people are trying to do it.If you’re like most dieters, the reason you’re having such a hard time getting leaner is because you’re using methods that couldn’t possibly work, physiologically speaking. Not only that, you could be utterly destroying your metabolism in the process. If you continue slowing down your metabolism with faulty nutrition practices, it’s going to get harder and harder to get lean in the future.You see, nearly all of the popular diet programs today suffer from the same fatal flaws. People who are unsuccessful at losing fat are repeating the same mistakes over and over again, all the while expecting to see different results.Successful natural bodybuilders do things differently than the 95% of dieters who fail. The bodybuilder’s way to fat loss allows you to shed fat while keeping your lean body mass - and that
Read more: Supplement , pathetic

Gotten The Best Fat Loss Supplement? Don’t end up pathetic! Part 1
2007-05-23 00:38:00
Here’s 4 obvious signs of the current pathetic state of fat loss aspirants whom one of them may be you:-* It’s a fact - 95% of the people who go on conventional diets gain all the weight back and sometimes they end up fatter than when they started.* If you’ve ever started a diet, then smashed into the dreaded “plateau,” it’s probably because you cannibalized your own muscle and slowed down your metabolism.* When you mention bodybuilders, some people think of steroids or fat burning drugs. It’s sad but true - most pro bodybuilders take them. But the joke’s on them. Drugs work, but the results are temporary and the side effects are nasty. The tiny handful of natural bodybuilders who have learned how to use training and nutrition science to alter body composition without drugs are the only people in the world who keep their fat loss and muscle gains permanently.* 97% of all supplements are a waste of money. You are being lied to and ripped off by crooked companies that don
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TOP 5 THINGS you should look for in a Wholesale Directory
2007-05-22 14:16:00
Hi, this is kinda last minute..but yeah I am into buying cheap stuff in bulk and selling them online or offline. It’s more of a hobby, but we will see if it contributes to my journey towards financial freedom.My recommended Wholesale Directory : -=SaleHoo=- So far, I have only found SaleHoo to be the only wholesale directory which meets all the criteria listed below.Do you know the TOP 5 THINGS you should look for in a Wholesale Directory..?1) MUST have a huge variety of goods including Products* Must have suppliers for at least 75 categories of goods.* Must have listed manufacturers, wholesalers and dropshippers* Must have legitimate and authentic suppliers for both generic goods and brand-name goods, including at least Gucci, Prada, D&G, Versace, Polo, YSL, Seven, etc.* Must have staff working 7 days a week, available to answer your questions and find suppliers if they’re not already listed in our directories.2) MUST list legitimate, reliable suppliers.* All wholesalers must m


“Legitimate” Online Paid Survey Scams Revealed Part 2
2007-05-22 13:48:00
Continued from “Legitimate ” Online Paid Survey Scams Revealed Part 1…Through my encounters with different online paid surveys which I joined, I repeatedly found:* Outdated Information* Non-Working Links* Links To Other Websites Asking For Money* No Real E-mail Support* No Help Section* Passing my personal details on to other parties, without my explicit permission* Misleading me about the time it will take to participate in a survey.I quickly realized that the website owners were right about one thing, their Online Paid Survey programs (in actual fact “Get Rich Quick” schemes) were entirely useless, yet they were laughing all the way to the bank. Needless to say, I didn’t respond when they contacted me again to find out if I was still interested in investing in them. Surprisingly however, while going through all the scam artist’s web sites, I was currently able to find a legitimate online paid survey program.Just to sidetrack a bit first, below are some pointers to look a


“Legitimate” Online Paid Survey Scams Revealed Part 1
2007-05-22 13:44:00
Are you looking for scam-free and legitimate online paid surveys, free membership online paid survey, fact honest paid survey or market online paid research survey….? Trying to earn some money on the internet by doing some real work (i.e. filling up surveys), instead of just looking for referrals? Here’s my experience: “After being scammed over and over again, I decided to do something about it. I wanted to once and for all get to the bottom of all these supposedly legitimate online paid survey scams”IF YOU HAVE EVER BEEN SCAMMED OR LIED TO BY SOME SO CALLED LEGITIMATE ONLINE PAID SURVEYS SCHEMES BY SOME INTERNET “GURU,” THIS ARTICLE IS FOR YOU.THINGS EVERYONE SHOULD KNOW BEFORE JOINING ANOTHER “ONLINE PAID SURVEY” PROGRAMWouldn’t it be nice to make a lot of money quickly with minimal effort while working at home in your pajamas? Of course it would. I for one would love to have money streaming into my bank account while only working a few hours a week in the comfort o
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To Get Rich, Just Follow the Instructions
2007-05-22 13:42:00
Hi, below is a good article by Ben Stein which I found on Yahoo! Finance…enjoy!******************My little brain simply can’t stop putting things into categories and seeking to find the patterns in life.One of the many patterns I’ve noticed is that some people in the United States are much richer than others. We have a nation filled with opportunity: free education, easy investing, and cheap interest rates. And yet there’s stunning financial inequality.Disparity by the NumbersAccording to my wonderful pal, Phil DeMuth, the top 1 percent of all wealth-holders in the U.S. own about 44 percent of the financial assets of the country, mostly in stocks and bonds. The top 10 percent own about 80 percent of the financial assets of the nation.The top one-tenth of 1 percent of earners in the nation earn about as much as the bottom 40 percent. That is, about 130,000 high-income Americans earn as much as the bottom 120 million Americans combined.To me, this is stunning — almost frighteni
Read more: Instructions

Greetings!
2007-05-22 13:39:00
Welcome to Janny’s Blog!I will be sharing with everyone some of my online and offline pursuits and interests soon…..stay tuned! :)
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Avoiding Common Stock Market Scams
2007-06-05 12:36:00
Greetings!Following on from my previous posting on internet scams revealed by Singapore newspaper...Here's a more detailed description of stock market scams encountered by people and tips on how to avoid them...useful for those involved with the stock market :)=======================by John MussiIt seems that there are more and more scams and dishonest deals in the news every day... and it may appear that no one is safe. Many people put off making investments that could make a lot of money down the road because of the fear of stock market scams, but with a little bit of care and common sense they don't have to.It's possible to easily avoid most stock market scams, if you take the time to do a little bit of research before making your investments and avoid the lure of "fast money."Here are some basic tips that can help you to avoid stock market scams and keep your money safe and secure while enabling you to make the investments that you want to make.Know the Source of Your Informatio
Read more: Common , Stock , Market , Stock Market

Warning: Paid Surveys Scam!
2007-06-05 12:29:00
Hello again....With reference again to my previous posting on revealing online paid survey scams...Below are some more good tips on discerning the legitimate and scam free surveys to participate in...==============================Signing up to all surveys companies without discerning which ones are legitimate and which ones are not is a BIG MISTAKE. There are a lot of scams on the web that won't pay for the surveys you take and that won't respect your privacy! You won't be paid for your time and you will be bombarded with unwanted ads... Do you get the picture?The really bad thing is that you will get dashed with paid surveys just because you didn't register to the right companies! To make it really work you must register only to legitimate companies.How to discern between good and bad surveys companies?Legitimate surveys companies comply with the following practices:* Your privacy and the privacy of your answers will be respected.* Your name, address, phone number, personal inform


Five Excellent Reasons to Take Paid Surveys Today
2007-06-05 12:16:00
Dear all....With reference to my previous posting on revealing online paid survey scams...Below are some more good reasons on why I did so much research on finding out the legitimate paid surveys to participate in...===================================By Sam Parker (c) Most people know what a consumer survey is but do they know they can get paid for answering opinion surveys? If by chance they participate in a paid survey and receive a paycheck in their mailbox, they are thrilled by their discovery. They understand that paid surveys are a great way to earn extra money in their spare time and their only regret is that they didn't start earlier... Today , in the Internet age, it is easier than ever to make extra money with paid surveys and mystery shopping jobs. To help you have a clear picture of this opportunity, we have summarized the main reasons why you should start taking paid surveys today. 1. Money P
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5 Ways To Protect Yourself Against Internet Scams While Looking to Earn Extra Money
2007-06-05 12:11:00
By Tony Shaw5 Ways To Protect Yourself Against Internet ScamsMany times when searching for a way to earn extra money through business opportunities on the net, people run into numerous scams. These Internet scams make it quite difficult to find a legitimate source of work. Not to mention, they come in all forms.How can you tell if they are scamming you though? What if it’s just another income opportunity? These questions are valid since there are still many wonderful opportunities out there. Nevertheless, it is still great to know how to spot when a company is scamming you.1. When you ask direct and pointed questions, they dodged you in other words tap dancing around what you have asked using such flowery language hoping to reel you in or impress you.2. When you send them an email or give them a phone call, they never return them. This is because they are hiding their badness hoping they will not be found out.3. They won’t accept credit cards. Some will make up an excuse saying tha
Read more: Extra , Money

Making Yourself More Likable at Work
2007-06-05 12:07:00
Hi all!Another good piece of career advice! Good to work hard...but remember to be likeable too!==================================by Penelope TrunkAsk yourself: Do people like me?You get promoted in this world because people like you, not because you get work done. There's always more than one person who can get a job done. But everyone's personality is different, so when you want to differentiate yourself at work, focus on your personality.Showing the True YouIn fact, a 2005 study published in the Harvard Business Review shows that people would rather work with someone they like who's incompetent than someone who's competent but not likable. Keep in mind that "likable" is not as subjective as it seems. Most people in the office agree on who's likable and who's not. For example, most people like Bill Clinton -- he just has a likable personality. Even the Bush family members, Clinton's political polar opposites, say they like his personality.So, if you want to get ahead at the o
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