Owner: Credit Restoration Associates Famous Weblog URL:http://creditra.blogspot.com Join Date: Sat, 06 Dec 2008 12:29:45 -0600 Rating:0 Site Description: Free advice to help anyone repair bad credit. Credit Management and Restoration. Site statistics:Click here
Avoiding Scams in Credit Repair 2008-12-06 12:16:00 Following is a list of things to aviod while researching credit repair companies. This list is proudly brought to you by Credit Restoration Associates: The Repair
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ProfessionalThe credit repair business requires a clear grasp of the interaction of many factors. Credit bureaus, creditors, and collectors are each regulated under their own set of federal laws. There are state laws that may supe
Free Credit Repair Tips to Raise Your FICO Scores 2008-12-03 12:30:00 Good advice from Blog Talk Radio:Your FICO score is the same as your credit score (FICO is short for Fair Isaac Corporation). Your score is based on information about you from companies that gave you credit in the past. In this article, we provide some free tips for people with low FICO scores.The first challenge is to determine if your credit score is considered low. FICO scores range from 300 Read more:Repair
Now is the Time for Credit Repair 2008-11-25 15:19:00 This is an excellent article by James W. Kemish. It inspires excellence in the credit repair professional. With CRA, you can be assured that you will have professionals of the highest level working for you. Call today for more information 1-800-671-1454 or go right to the website by clicking HERE: The quality of your credit has never been as important as it is today. Lenders have tightened their g Read more:Repair
Protecting Your Credit Score During the Holidays 2008-11-14 09:25:00 With the holiday shopping season about to kick off, it’s important to understand your financial situation before heading to the stores so that you can create a sensible budget. By shopping smartly, you can take steps to make sure your credit score doesn’t suffer for the sake of the season. That way you can remain merry long after the holidays are over. Shop SmartThere are a number of steps you Read more:Credit Score
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What bad credit really costs you Part 1 2008-11-13 15:53:00 It's not just a number Failing to take steps to improve your credit
score could cost you hundreds or thousands of extra dollars on a home loan, a car payment or a credit card or insurance bill.Sure, you know your credit score can affect everything from whether you qualify for a mortgage to whether an employer hires you, but have you ever made a plan to consciously improve your score? If not, it ca
What bad credit really costs you Part 2 2008-11-13 15:45:00 While the median FICO score in the United States is 723, which would yield favorable loan conditions, for those whose score falls way below that mark, the ramifications are costly.A median of 723 means half the people fall below that score and half have scores higher. More specifically, here's a breakdown of how scores are distributed across the population, according to MyFICO: Breaking down the n Read more:credit
What bad credit really costs you Part 3 2008-11-13 15:16:00 The insurance factor A low credit
score can also cost you more when it comes to your auto and home insurance.Someone with a credit score of approximately 650 or higher could receive a discount of anywhere from "a few percent to 15% or even more" says Robert Hartwig, chief economist for the Insurance Information Institute.Insurers use credit scores as one of the factors in determining what's known
Mistakes Do Happen: Credit Report Errors Mean Consumers Lose 2008-11-11 13:48:00 U.S. PIRG ReportsExecutive Summary: The most valuable thing we have is our good name. As consumers, the most common reflection of our reputation as someone who pays bills on time, is trustworthy and financially sound is our credit report. Unfortunately, the information contained in our credit reports, which are bought and sold daily to nearly anyone who requests and pays for them, does not always Read more:Credit Report
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Credit Repair Tip - Secured Credit Cards For Overnight Results 2008-11-01 09:30:00 Credit repair companies are spread throughout the country – filled with ideas, tips and techniques about how the consumer can rebuild their credit, and repair bad credit history. Yet, one of the most powerful tools that can be used in credit repair is in the hands of the consumer.Secured credit card are the easy way to create positive credit history. A secured credit card requires - at the begin Read more:Cards
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Operation Clean Sweep 2008-10-28 07:38:00 Source Article from FTC Website:The Federal Trade Commission (FTC) is reacting to thousands of complaints across the country by consumers about credit repair companies. As a result, the FTC (along with 24 state agencies in 22 states) launched OperationCleanSweep
.The FTC is charging 33 companies with violating the FTC Act and the Credit Repair Organizations Act (CROA). The FTC states that these c
3 Tips to Choose the Best Credit Repair Service 2008-10-26 17:30:00 By Link RobertsonMany credit repair services make it sound as if all you have to do is pay them and your credit report will be fixed. However this is not true, below is a criteria you should use when choosing a service.Do Not Pay Large Fees Many services will charge large upfront fees. Instead look for more standard rates such as $179 for a start up fee and then a monthly fee of $100 or less. Some Read more:Repair
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No title 2008-10-24 22:31:00 How to Order Credit Reports:If you have been denied credit, goods, benefits, services or employment within the last 60 days, are unemployed seeking employment, have a fraud alert, or on public assistance, you can obtain a copy of your credit profile by contacting the credit reporting agencies directly by phone.The telephone number for Equifax is (800) 685-1111.The telephone number for Experian is
No title 2008-10-24 22:18:00 About Credit Restoration Associates:Credit Restoration Associates is a credit service organization specializing in the restoration of consumer credit worthiness and identity theft. We assist consumers in achieving a favorable financial credit profile. Everything we do is legal utilizing laws enacted by Congress to dispute negative, erroneous, obsolete, and/or fraudulent information contained withi
No title 2008-10-22 22:07:00 Credit CardsBecause of my bad credit, I recently contacted a credit repair company. They claim that, for a fee, they can clean up my entire credit record. Is that true and, if so, how can they do it? In today's society, where credit cards have become as commonplace as cash, credit purchases have become more and more popular. This means that a greater number of consumers are being plagued with cred
The First Post. 2008-10-20 22:19:00 Hello CRA financial valued clients. This is our first post. Remember, the premier credit restoration system is found at: TO CREDIT RESTORATION ASSOCIATES WEBSITE:Back to the CRA blog homepage:About CRA:CRA Resources:Auto F&I Manager blog:.. Read more:First