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LV= : Most over 50s have not taken advice about retirement 2008-07-03 11:19:00 A total of seven million over 50s are confused about financial planning for their retirement
, LV= has found.A survey by the retirement specialist found that most people over the age of 50 have taken no professional financial advice, while 70 per cent admitted being unsure about the relevant legislation.Of those who have sought advice, an independent financial adviser (IFA) is the most popular opti
Moneysupermarket.com warns of debt misery 2008-07-03 11:18:00 A fifth of people in their 40s have had to turn to loans or credit cards to "keep their heads above water", price comparison website moneysupermarket.com has said.Rising rents and mortgage costs have forced seven per cent of people to take out a personal loan in the past year, while nine per cent have had to increase credit use over higher housing costs.The research from the website found that 2. Read more:warns
Lawyers Press Russian Case Against a U.S. Bank 2008-07-03 11:16:00 MOSCOW — A team of American trial lawyers sharpened their arguments Thursday that the Bank of New York Mellon should be held civilly liable for $22.5 billion in damages under United States law for a money-laundering scandal in the late 1990s that helped undermine the Russian
economy.The appearance in a Moscow courtroom of the pastel-clad tort lawyers from Miami culminated a long effort to enfor Read more:Lawyers
, Press
Eksekusi Dua Terpidana Mati Ibu dan Anak, Sumiarsih-Sugeng 2008-07-03 09:53:00 Kejati Tunggu Kejari Siapkan Surat Pelaksanaan EksekusiPelaksaaan eksekusi terhadap dua terpidana mati ibu dan anak, Sumiarsih-Sugeng dipastikan berlangsung bulan ini. Sebagai eksekutor, Kejaksaan Negeri (Kejari) Surabaya pun telah mempersiapkan surat izin pelaksanaan eksekusi ke Kejaksaan Tinggi (Kejati) Jatim untuk diajukan ke Kejaksaan Agung (Kejagung). Berdasar informasi yang dihimpu
Kristina Bersaksi untuk Suami 2008-07-03 09:53:00 JAKARTA – Penyanyi dangdut Kristina kembali menjalani pemeriksaan di Gedung Komisi Pemberantasan Korupsi (KPK) Kuningan kemarin (2/7). Berkacamata hitam dengan frame besar, istri Anggota Komisi IV DPR RI Al Amin Nasution tersebut datang pukul 10.00.Menurut Juru Bicara KPK Johan Budi SP, pelantun lagu 'Jatuh Bangun' itu diperiksa sebagai saksi kasus dugaan suap alih fungsi hutan lindung di Bintan
Bulyan Mewakili Komisi V 2008-07-03 09:52:00 Pihak Penyuap Nyanyi, Juga Cokot Dua Oknum DephubJAKARTA – Mantan anggota Komisi V DPR Bulyan Royan yang tertangkap tangan menerima uang USD 60 ribu dan EUR 10 ribu di money changer Plaza Senayan mungkin tidak sendirian. Menurut Kamaruddin Simanjuntak, kuasa hukum si pemberi suap Dedi Suwarsono, Dirut PT Bina Mina Karya Perkasa (PT BMKP), Bulyan hanyalah ”penghubung”.Dia menceritakan, lima p
SBY: Minyak USD 150, Subsidi Rp 320 Triliun 2008-07-03 09:52:00 JAKARTA – Tren kenaikan harga minyak yang terus berlanjut kian meresahkan Presiden Susilo Bambang Yudhoyono (SBY). SBY menilai melambungnya harga minyak saat ini sudah memasuki fase darurat. Ini karena harga minyak dunia sudah mendekati USD 150 per barel dalam dua pekan terakhir.’’Krisis minyak makin hari makin parah. Sama sekali tidak ada tanda-tanda menggembirakan. Ini sudah SOS, sudah lam
Bulyan Mewakili Komisi V 2008-07-03 09:50:00 Pihak Penyuap Nyanyi, Juga Cokot Dua Oknum DephubJAKARTA – Mantan anggota Komisi V DPR Bulyan Royan yang tertangkap tangan menerima uang USD 60 ribu dan EUR 10 ribu di money changer Plaza Senayan mungkin tidak sendirian. Menurut Kamaruddin Simanjuntak, kuasa hukum si pemberi suap Dedi Suwarsono, Dirut PT Bina Mina Karya Perkasa (PT BMKP), Bulyan hanyalah ”penghubung”.Dia menceritakan, lima p
Summarize Human Knowledge on Shvoong 2008-07-01 23:07:00 Shvoong’ is a world-wide center for abstracts, offering a wide variety of abstracts in 34 different languages. Our goal is to summarize all that has been written throughout human history in the areas of literature and scientific research, thus providing you the essence of human knowledge. All the abstracts are written by our users, citizens of the world, who not only enjoy sharing their knowledg Read more:Knowledge
Moneyfacts: Mortgages levels are worrying 2008-06-29 07:35:00 Rates on fixed interest mortgages are worrying as many homeowners coming to the end of their current deals are likely to see large increases in their repayment levels
.This is the view of the financial information service Moneyfacts which is hoping that the recent decrease in swap rates will be passed onto consumers by mortgage lenders.Moneyfacts points out that the average rate for a two-year fixe
Tesco: Brits go green to save money 2008-06-29 07:33:00 A new survey conducted by Tesco
compare.com has discovered that 47 per cent of Brits
are going green to save money as fuel and energy costs soar.Two thirds of us (66 per cent) make sure we switch appliances off at the mains rather than leave them on standby to save electricity and 76 per cent have fitted energy-saving light bulbs around the home.But 20 per cent of us claim that doing more to be 'gr
Alliance & Leicester launch new mortgage product 2008-06-29 07:28:00 Alliance & Leicester is launching a new mortgage product which will be available via brokers, branches or Mortgage Direct.The two-Year Base Rate Tracker boasts a headline rate of 5.98 per cent and will allow customers to borrow up to 75 per cent of the property value.The maximum loan available through the product will be £1 million, with a £999 product arrangement fee applicable. Richard Tay Read more:Alliance
Egg launches new bond 2008-06-24 08:05:00 A new bond by Egg lets savers benefit if the UK's top 100 listed companies perform well over the next three years.Holders of the new FTSE 26 per cent guaranteed equity bond will see the return if the stock market rises by any amount over the bond's starting level, calculated by the FTSE 100 index.If the stock market goes below its start level after three years, investors will still get their capit
Equifax: One in five homeowners worries about repossession 2008-06-24 08:03:00 A fifth of homeowners are concerned about their homes being repossessed, a survey from credit report company Equifax shows.The study of 828 Equifax customers also found that four out of ten would voluntarily give up their homes if they couldn't keep up the mortgage repayments.Neil Munroe, external affairs director of Equifax, said such action was a "very drastic measure".A third of those surveyed
Abbey: Holidaymakers 'don't understand dynamic currency conversion' 2008-06-23 11:45:00 Many people are paying bad rates of foreign exchange while abroad, research by Abbey
Credit Cards reveals.According to the survey, 38 per cent of people would choose to pay in pounds while abroad if given the option, wrongly believing that they would avoid foreign exchange fees.The survey showed that 92 per cent of people were not aware of dynamic currency conversion, in which cardholders have the
Payment protection insurance comparison tables launched by FSA 2008-06-23 11:44:00 The Financial Services Authority has released tables to compare payment protection insurance
(PPI).Consumers can use the tables to shop around and find a PPI policy to suit their needs.The tables are comprehensive, updated daily and do not recommend products.Chris Pond, director for financial capability at FSA, said that consumer power needed to be strengthened to improve the PPI market.He said th Read more:Payment
, comparison
IFG Financial Services: Not enough being saved for retirement 2008-06-23 11:42:00 An "education process" is needed to refocus people on the importance of a pension, IFG FinancialServices
is claiming.Donna Bradshaw, a financial planning strategist with the firm, said that people are not saving enough for their old age, especially as investment has been "a bit of a national obsession". While defined contribution pension schemes may be best for those moving around more in jobs, p Read more:retirement
, saved
'Virtual high street' offers 'opportunity gaps' 2008-06-23 07:51:00 Businesses need to cater for a "growing virtual high street" and an "internet-savvy population", a study has found.A report by 1st – The Exchange found various "opportunity gaps" in the market, such as millions of people who use online banking and services, comprising as "very powerful online high street", according to Mortgage Introducer.The study also found that many smaller financial advice f
Moneynet.co.uk: Regular saving is 'just good housekeeping' 2008-06-23 07:47:00 Saving even a little money each month is "a brilliant habit", the chief executive of Moneynet.co.uk has said.Richard Brown advised people to save regularly, even if only £10 or £20 a month.While a minimum monthly payment might not equate to a lot, he said that saving what one can develops a habit "for when you are in the position of earning more money" and described it as "just good housekeeping
Standard Life: "Inflation-proof your pension" 2008-06-23 07:43:00 Pensioners could lose up to half their spending power over ten years if pensioner inflation remains at around six per cent a year, Standard
Life is warning.Using government inflation figures and Office of National Statistics data, the investment and banking company calculated that someone with a pension pot of £80,000, buying a level annuity, would spend their entire monthly income on basic livin Read more:Inflation
Golput di Pilgub Jateng 40 Persen Lebih 2008-06-22 11:52:00 JAKARTA – Partisipasi masyarakat Jawa Tengah (Jateng) dalam Pemilihan Gubernur (Pilgub) ternyata minim. Berdasarkan pantauan Jaringan Pendidikan Pemilih untuk Rakyat (JPPR), persentase golput dalam Pilgub Jawa Tengah diperkirakan mencapai lebih dari 40 persen. Sepinya pemilih di Tempat Pemilihan Suara (TPS) di sejumlah daerah menjadi indikator munculnya angka tersebut. ”Dari pantauan kami, ma
Rustri Kalah di Kandang Sendiri 2008-06-22 11:50:00 KEBUMEN-Di luar dugaan, Cawagub yang diusung PDIP Rustriningsih mengalami kekalahan di kandang sendiri di TPS 5 Kelurahan Bumirejo, Kecamatan Kebumen Kabupaten Kebumen, Minggu (22/6). Pasangan Bibit Waluyo itu memperoleh suara 145 suara kalah tipis dengan pasangan Bambang-Adnan yang meraih 164 suara. Perolehan suara pasangan calon lainnya Agus-Kholiq (3 suara), Sukawi Sutarip (44) dan Tamsil-Rozaq
Sainsbury's Bank car purchase scheme 2008-06-22 09:44:00 Sainsbury's Bank has found that UK drivers could potentially save around £1,500 from haggling while purchasing a new car.However, research carried out by the financial provider also revealed that some 426,000 people who are planning to buy a car between September 2007 and February 2008 will not haggle.Steven Baillie, head of Sainsbury's Loans, commented: "Our latest research reveals that the numb
Sainsbury's personal loan rate cut 2008-06-22 09:43:00 Sainsbury's Bank has announced a cut in its personal loan rate for sums of £7,000 or more.The move, which becomes effective on December 18th 2007, will see the typical APR fall from 6.9 per cent to 6.5 per cent and is accompanied by the offer of a payment holiday, which will allow new customers to postpone their first repayment for three months.Steve Baillie, head of loans for Sainsbury's, was pl
Consumers urged to pay off loans and mortgages 2008-06-22 09:43:00 Consumers are being urged to repay as much of their mortgages and loans as they can as the economy takes a downturn and credit conditions worsen.The personal finance website Fool.co.uk says that as economists warn of difficult times ahead consumers should be thinking about their own financial situation and taking steps to improve it.This involves becoming more financially savvy and getting finance
Borrowers choosing long term fixed deals for security 2008-07-11 08:09:00 Uncertainty in the property market is leading borrowers to turn to long-term fixed deals, the latest monthly mortgage survey from Spicerhaart Financial Services has found.The number of short term two-year fixed deals has dropped to just over 18 per cent from 60 per cent in June 2007, Mortgage Introducer reports.But long term fixed rates ones for four years or longer are above 34 per cent.Borrowers Read more:security
Government and ABI agreement on flood insurance 2008-07-11 07:58:00 A long-term flood
action plan has been agreed by the Department for Environment, Food and Rural Affairs (Defra) and the Association of British Insurers (ABI).Both the government and the insurance
industry will improve understanding of flood risk, while the government implements a long-term investment strategy for flood prevention and future policy and funding.The planning system will also prevent Read more:Government
Bestinvest predicts public interest in hedge funds 2008-07-08 11:14:00 The public will "absolutely" develop interests in hedge funds if they become available on the mass market, Bestinvest has said.John Davey, analyst at the independent adviser, said people would be attracted to the possible returns in interest.He said hedge funds offer different strategies and markets as well as "the potential of an absolute return through all conditions".Mr Davey acknowledged that
Alliance & Leicester extends current account offer 2008-07-08 11:11:00 A current account with an 8.5 per cent credit interest rate is being extended by Alliance
& Leicester.The offer on the building society's Premier Direct and Premier 50 Current Accounts is now on until September 30th. Also extended is the ten per cent interest rate on its Premier 21 Current Account for 16 to 21-year-olds.Research from Alliance & Leicester has found that 73 per cent of Britons have Read more:extends
ABTA: People will not cut back on summer holidays 2008-07-08 11:10:00 Holidaymakers are not deterred by the credit crunch, the Association of British Travel Agents has said.Spokesperson Sean Tipton said most people regarded their annual trip away as a necessity, not a luxury, and would cut back on other areas instead.Calling summer bookings "very healthy", he said going abroad was one way to "escape the current economic gloom".He added that a family had to be in "ex Read more:People will
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