Owner: Personal Money Tips URL:http://blog.personal-money-tips.com Join Date: Thu, 03 Jul 2008 20:33:15 -0500 Rating:0 Site Description: This site, as the name implies, is dedicated to personal finance. I intend to provide tips, tricks, and techniques to save money, increase income, and improve your general quality of life. Hopefully you will find this site insightful and enlightening as Site statistics:Click here
Featured Credit Card: American Express Blue For Business 2008-07-02 10:19:33 For the small business owner a credit card can be a valuable tool that provides both convenience and cost savings. When selecting a credit card, there are two key features that I argue must be an integral part of any credit card owned by an individual or a business: No annual fee and a respectable grace period. AmericanExpress
Blue for Business
has both of these features and more. Read more:Featured
, American Express
Weekly Round Up: June 21, 2008 2008-06-21 06:00:04 Here are some of my gavorite blog articles from the past week.
Get Rich Slowly was recently named the most inspiring money blog by Money magazine. J.D. published his twelve key beliefs that form the core of the Get Rich Slowly philosophy in The New Reader’s Guide to Get Rich Slowly.
The Simple Dollar presetned some thoughts on [...] Read more:Weekly
Free Money? No Thanks 2008-06-18 06:00:53 My company offers to match its employee's contributions to their 401k plans. In the program I'm enrolled in my employer will match my contributions to a maximum of 5% of my annual salary plus bonus. The funny thing is that there are a large percentage of people who do not contribute to a 401k and thus don't take advantage of the match. Read more:Money
, Thanks
, Free Money
Should I Buy Insurance? 2008-06-17 13:20:15 Yesterday I wrote about the emergency fund as a self funded insurance policy that is intended to cover the risk of a short term cash crisis or temporary loss of employment. However, for many people self funded insurance is not reasonable in all circumstances and it necessary to use the services of an insurance company. There are many different types of insurance in the market that is designed to
Emergency Funds: Cash vs. Credit 2008-06-16 15:40:25 I've always viewed the emergency fund as a self funded insurance policy designed to protect me and my family from unexpected expenses or to cover me for a period of time should my employment be interrupted. The only real differences between risk based policies sold by insurance companies and a self funded policy is that with self funded policies your premiums stop once your policy is fully funded Read more:Emergency
, Funds
Best of PMT 2008-06-15 06:00:03 Top 10 Sites Referring Visitors to PMT
Here is a list of the top ten sites visitors to PMT came from in the lat thirty days.
Stumbleupon
Quest For Four Pillars
The Digerati Life
The Simple Dollar
The Skilled Investor
Million Dollar Journey
My Dollar Plan
All Financial Matters
Get Rich Slowly
Five Cent Nickel
Welcome to all my new visitors.
Here is a list of the top [...]
Article Round-Up 2008-06-14 06:00:39 Here is a round up of some my favorite article’s from the last few weeks.
Get Rich Slowly - The Story of Stuff
The Simple Dollar - Sixteen Ways to Go Out on the Town on the Cheap - Tips to be social without going broke!
My Money Blog - Calculating Life Insurance Needs: Capital Needs Analysis - [...] Read more:Article
Having A Night On Out Cheap! 2008-06-13 06:00:13 This morning I received my credit card statement and below the total and the summary of my rewards points was just over 15,000 points. I've said before fee free credit cards that offer rewards points are an excellent type of card (the interest rate should not be an issue if you pay the card in full...and I do every month!) but have never really cashed in my points for anything other than airfare Read more:Having
, Night
, Cheap
My Thoughts On Real Estate Investing… 2008-06-12 06:00:09 Your financial objectives should drive your decision. As a general guideline you need to determine your long term financial goals first and then structure your investments to help you achieve your goals. If you are thinking about whether you should keep your current home and rent it out and then buy another in my opinion is putting the cart before the horse. Determine your goals first and then Read more:Estate
, Investing
, Real Estate
Calculating How Much Life Insurance I Need? 2008-06-11 07:00:46 Over the last few years my income has changed rather steadily and we've had another baby. So it's time to re-evaluate my life insurance coverage.
I view insurance as protection to my family in case I should suddenly die. I want to ensure that my wife and children are adequately taken care of and that they are not unnecessarily burdened as my income is a significant portion of our household inc
You’ve Lost Your Job! Now What? 2008-07-04 08:53:02 So you have lost your job and you life has suddenly changed. You may be in a state of shock and disbelief, confused or just plain scared of what the future will hold. Despite your feelings, you need to move on as quickly as possible and deal with the hand you've been dealt.
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