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Hello world!
2008-02-21 01:00:16
Welcome to WordPress. This is your first post. Edit or delete it, then start blogging!
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Follow Up Credit Dispute Letter Template for Experian, Transunion and Equifax
2008-07-06 17:30:20
Full Name Current Address Current Phone Number Attention: {insert credit reporting agency name} {add CRA address here} RE: Dispute Letter Dated {place the date of your initial letter here} Dear {credit reporting agency} This letter is a formal notice that you have failed to respond in a timely manner to my letter dated, {place the date of your initial letter [...]


Credit bureau contact information - Addresses and phone numbers for Experian, Equifax, and Transunion
2008-07-05 14:32:15
Use the following addresses for disputing your Experian, Equifax and Transunion Credit Reports Equifax Credit Reports By delivery via US Mail only: Equifax Credit Information Services, Inc., PO Box 740241, Atlanta, GA 30374 By Phone: 1 - 800 - 685 - 1111 Experian Credit Reports [...]
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Transunion Dispute Letter Templates - Initial
2008-07-05 14:24:36
Date:_____________________ Transunion (check transunion address on the credit bureau contact information page - TO address based on your home address) TransUnion P.O. Box 2000 Chester, PA19022RE: Request for Deletions of Inaccurate Credit Information Name:________________________________________________ Current Address:___________________________________________________________ _____________
Read more: Dispute , Letter , Templates

Experian Dispute Letter Template - Initial
2008-07-05 14:16:18
Date:_____________________ Experian National Consumer Assistance Center PO Box 2002 Allen, TX 75013RE: Request for Deletions of Inaccurate Credit Information Name:________________________________________________ Current Address:___________________________________________________________ ___________________________________________________________ Social Security Number:_____________________
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Equifax Dispute Letter Template - Initial
2008-07-05 13:21:21
Date:_____________________ Equifax P.O. Box 740241 Atlanta, GA 30374-0241 RE: Request for Deletions of Inaccurate Credit Information Name:________________________________________________ Current Address:___________________________________________________________ ___________________________________________________________ Social Security Number:___________________________________ Date of Birth:__
Read more: Dispute , Letter

Can I dispute an entry marked “paid, closed” on my credit report?
2008-07-20 01:16:21
Todays Question: I viewed my credit report online and there is a negative item listed. My question is ..Can I dispute an negative item that is marked paid, closed on my credit report? Did I make the mistake of not disputing it first before paying the collection agency? Is there a small chance by any reason [...]


Do I need to be a member of the credit bureaus to dispute information on my credit report?
2008-07-20 01:10:42
Todays Question: Do I need a membership with Experian, Equifax, and Transunion to be able to dispute credit by mail? Answer: Absolutely not! You do not need to be a “member” of a credit bureaus promotional report program or pay for any services! In fact, you are entitled to one free report per year, or if you have [...]
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Statue Of Limitations Expired Debt Dispute Letter
2008-07-20 00:43:14
Your Name Your Address Collector’s Name Collector’s Address RE: [insert account number or name of account or name of debt]: Dear [insert collector’s name or company name], This letter is in response to your [letter dated xx-xx-2005] (copy enclosed) or [phone call on xx-xx-2005], concerning the collection of the above referenced [account or date]. I do not believe I owe wh
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Collection Agent Cease and Desist - stop calling letter template
2008-07-20 00:07:16
Your Name Your Address Collector’s Name Collector’s Address Mr./Ms. Collector, I am writing in response to your constant phone calls! According to the Fair Debt Collection Practices Act,   [15 USC 1692c] Section 805(c): CEASING COMMUNICATION: You must refrain from all communication with me after being notified in writing that I no longer wish to communicate with you. There
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How good are debt settlement and credit repair companies to work with? Should I work with a debt settlement or credit repair company?
2008-07-19 21:04:10
 Todays question: There’s so many credit repair co. out there and I don’t know which have a good credentials or does it really work like they advertised? Answer: There are many good companies, and many bad companies - just like anything else. A credit repair company can be a great asset and help you if you don’t have [...]


I want to repair my credit but I don’t know how
2008-07-19 20:58:51
Today’s question on credit repair: “I want to repair my credit I know this will take some time however, I have come into some money and want to pay everything off thats on my credit if I do so what will happen? will be removed? will my score get higher? I’m so clueless as to what will happen after [...]


How do I dispute my credit report?
2008-07-19 20:48:47
Disputing your credit report is free, and easy! We have everything you need to learn how to dispute your credit report at home and for free! Just click on the “free credit repair guide” on the left hand side of the screen, for a full rundown on disputing negative marks on your credit report. Additionally, [...]


Initial Debt Validation Letter Template option one - Send To Creditors
2008-07-19 19:06:59
Date Your address xxxxxxx Creditor address xxxxxx Dear (Creditor name), Please document materials that (creditor name) conferred to credit reporting agencies for me, (your name), for account number XXXXXXX. Since it is possible that serious problems may be present within that dissemination, I demand that your company provide these materials promptly. Also, please demonstrate that this debt was not
Read more: Letter , Validation , option , Creditors

Debt Validation Letter Dispute Template Example Option 2
2008-08-06 13:42:56
Your Name 123 Your Street Address Your City, ST 01234 ABC Collections 123 NotOnYourLife Ave Chicago, IL Date: Re: Acct # XXXX-XXXX-XXXX-XXXX To Whom It May Concern: I have been the victim of identity fraud, and I believe this debt is one of the debts which resulted from my identity theft and was falsely taken out in my name. This letter is being [...]
Read more: Validation , Letter , Dispute , Example

Earthquake in Los Angeles, also felt in Orange County and San Diego
2008-07-29 14:01:18
We just had an earthquake felt in San Diego - Although it was from Los Angeles area. CNN did report on the earthquake but not that it was felt throughout other areas of Southern California.
Read more: Earthquake , Orange , County , Los Angeles , Orange County

Help with Chex Systems dispute error - my bank mistakenly put me in chex systems
2008-07-24 13:29:27
Todays question is about Chex Systems: Question: I’m wondering if this has happened to anyone and how you resolved it. The bank that my husband has his auto loan through mistakenly flagged him in Chex Systems. This resulted in our joint checking AND savings account through another bank to be frozen and flagged for closing. We have [...]
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Guaranteed approval unsecured credit card account
2008-09-05 16:22:25
If you are having issues with gaining a credit account, the below card offers guaranteed approval with a minimum of 500.00 credit line.


How to get a credit card with no credit check - guaranteed approval!
2008-09-23 20:34:02
So you want to know if there are ways to get a no credit check credit card or no employment check credit card? Absolutely you can! There are a variety of reasons why you may want to get a credit card without a credit check. These could be things like bad credit, no credit, no job, [...]


what is a debt letter? Where can I find free debt letters?
2008-09-23 15:35:03
When most people ask what a debt letter they are thinking of what is referred to as a free debt letter dispute template. To understand what these are just go to free credit dispute letter templates directory! All letters are free, easy to use and can help you repair negative accounts free!


creditor dispute letter
2008-09-23 15:28:51
Sam from Providence Rhode Island asks if we know where to find creditor dispute letters: Sam,    offers the best free CREDITOR DISPUTE LETTERS. In fact we have one of the most comprehensive library of FREE LETTERS on the net! Just check our our free directory!


Free sample dispute letters for credit bureau entries
2008-09-23 15:24:34
Jake from Sacramento, CA asks if we can provide him with free sample dispute letters for credit bureau entries: Jake, has many free sample dispute letters! We are the best site on the internet for these free debt validation and dispute templates! Just head on over to our front page or click on our credit dispute letter [...]


How can I repair my credit? Easy! Use our free sample dispute letters and free credit repair guide!
2008-09-18 15:52:25
Todays Questions from John in Detroit, MI How can I repair my credit ? Because of the recession and poor economy I have some lates on a credit cared as well as multiple lates on a mortgage. Am I never going to be able to get credit again? Is there any possibility for me to repair this and [...]


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