Save info   Get password
Home Submit your blog Edit Account Rules RSS-Archive Contact


Bail Me Out of the Mortgage Mess !
2008-06-12 23:00:00
Time is of the essence for those of you that have adjustable-rate mortgages (ARM)!  The housing has taken a big hit in the aftermath of the mortgage crisis, for both home sellers and buyers. Lenders are being much more astringent in their lending practices, and some are even going out of business. All of this leads to a tight credit market. For those that negotiated an ARM, the mortgage
Read more: Mortgage

1031 Tax Deferred Exchange
2008-06-12 23:00:00
If you're considering selling an investment property and buying one or more new ones, consider a 1031 Tax Deferred Exchange . Using this section of the IRS tax code can save you a lot of money in the form of deferred capital gains taxes. Of course, checking with your tax advisor before doing one of these property exchanges is a good idea. However, once you've determined that a 1031 exchange is the


Protecting Your Nest and Its Future
2008-06-05 23:00:00
James and I started out in real estate business with, knocking on doors together for listings. We were unsophisticated and dirt poor.  Over the years, James acquired a few properties and opened a brokerage office and managed his own properties. After a few successful and fun years, he went on his separate ways. We both continued in the real estate industry and continued to purchase prope
Read more: Future , Protecting

Why Rent to Section 8 Tenants?
2008-06-05 23:00:00
Section 8, also called the Housing Choice Voucher Program, is a Federal housing program which provides housing assistance to low-income renters and homeowners. This assistance comes in the form of the city pays the rent, and the federal government reimburses the city for that rent money.If you are considering [...]
Read more: Section , Tenants

Shelter Your Income From Taxation
2008-06-05 23:00:00
There are a wide range of deductions available for most real estate investments.  Investors will often seek to purchase properties because of tax benefits available to the owner. Eligible income tax deductions for all properties include things like mortgage interest paid and property taxes.  Even more deductions such as maintenance expenses and hazard insurance premiums are available on
Read more: Income , Shelter , Taxation

Safety Precautions When Selling Your Own House (FSBO)
2008-06-04 23:00:00
 If you're selling your home as a FSBO ("For Sale By Owner"), you must keep safety in mind when meeting potential buyers. Assaults on real estate agents have increased over the years. For that reason, those who are selling their homes by themselves also need to take care when arranging to meet with strangers.Here are tips for protecting your [...]
Read more: House , Precautions , Safety

Finding A Bargain for Bargain-Hunters
2008-06-04 23:00:00
Wholesaling or "flipping" a property involves finding a fixer-upper, snapping it up, and immediately reselling it to another investor who will rehab the property and make a profit from the improvements. There below are tips for those who want to get started with wholesaling. The first step in wholesaling is finding a bargain or " [...]
Read more: Bargain , Hunters

How To's and Not To's of a Lease Purchase Agreement
2008-06-04 23:00:00
Let's play make-believe, shall we?  It's a fairy tale with a happy ending, no wicked step-mothers, and no poisoned apples.  Picture if you will...A confident and eager real estate mogul-in-training- one that looks a lot like you!- with a $5000 check burning a hole in a briefcase.  Also in that briefcase is a signed contract that will generate $250 monthly Positive Cash Flow.  I
Read more: Agreement , Purchase

Types of Real Estate Agents That Should Not List Your House
2008-06-03 23:00:00
When looking for an agent, there are certain characteristics that you need to be cautious of and examine carefully to make sure your agent will be an asset and not a hinderence in the selling process.  Below are the types of agents who should not get your listing. Don't make the mistake of thinking that your " [...]
Read more: Estate , House , Real Estate

Do I Really Need Renter's Insurance?
2008-06-03 23:00:00
If you think renter's insurance is just a waste of your money or your landlord will cover your losses, think again. Many renters have mistaken ideas about insuring their assets.  I'm fine because my landlord's insurance will cover the losses.  Most of the time, a landlord's insurance covers only damage [...]


Is There a Zero-Down Mortgage Suitable for You?
2008-06-03 23:00:00
To answer this buzz question, there are possibilities for you to consider.  As with any financial choice, you want to weigh the positive and negative aspects of each option and choose based upon your financial goals and credit worthiness, and each of the plans is listed below with its upsides and downsides.  They appear in random order, not as a ranking  Fi [...]
Read more: Mortgage

Important Considerations for Refinancing
2008-05-29 23:00:00
Refinancing is a means to save money and takes advantage of the low interest rates. Specifically, this is when you take out a new mortgage, and use the money to close out or pay off a current mortgage. If you refinance with a lower interest rate you'll reduce your monthly mortgage payment even if your new mortgage is for the same amount as your current mortgage. But [...]
Read more: Considerations

Adding Value to Your House
2008-05-26 23:00:00
There are two main ways that home owners can add value to their homes: remodeling or adding on. Remodeling or adding an addition to a house will also help to get a home ready for sale. However, it is important to understand which of these approaches is the right choice in a particular situation so the owners should always consider how the changes will help an [...]
Read more: House , Value

Can You Make A Profit In This Real Estate Bubble?
2008-05-23 23:00:00
 While this question may be seem to have one simple, negative answer, you would be wise not to dismiss it flippantly.  First of all, you have to appreciate the opportunities available in any market with volatility, be it stocks, commodities, or real estate.  The volatility is what creates the opportunity for [...]
Read more: Bubble , Estate

Recession Can Work For You In A Positive Way
2008-05-22 23:00:00
The real estate market and the mortgage industry has turned upside down as our economy is spiraling downward which we haven't seen seen in decades.  In this depressed economy, some of our loans on our homes exceed the actual value on the market.  The prices of residential real estate are so depressed, hitting an all time low since 1980 that some experts are forecastin
Read more: Positive , Recession

Revenue Streams From Real Estate
2008-05-21 23:00:00
Property investment tends to follow a straight line approach to success when contemplating this sort of venture for most investors: put up some cash towards a deposit or down payment, finance a mortgage from a bank, cover your expenses like mortgage interest, maintenance, and insurance by generating revenue in the form of rent, and then decide how to use the net profit, if any, in property improve
Read more: Estate , Revenue , Streams

Building a Rapport Between Agents and Investors
2008-05-21 23:00:00
Investors and Agents share some beliefs but fundamentally, they have different mindsets. Combined with both skillset and mindset can be a valuable tool. It has been known, that investors when dealing with real estate agents can be difficult, but a necessary part of the buying process. Agents have full access to the Multiple Listing Service (MLS), which shows all properties for sale in any giv
Read more: Building , Investors , Rapport

Affordability of Rental Housing ... Alarming!
2008-05-21 23:00:00
News about millions of homeowners losing their homes to foreclosure have been all over the news lately, but the outlook for renters is also alarming. According to a study by the National Low Income Housing Coalition, even rental housing is too expensive for the vast majority of working Americans. The problem isn't just affecting high-priced urban mar [...]
Read more: Affordability , Rental

Defer Your Capital Gains Taxes
2008-06-13 23:00:00
Investors who own properties that have appreciated significantly and investors who have written off a portion of an investment that has depreciated, both face a similar problem when considering making a sale: capital gains taxes.  Those with properties that has increased in value may face large capital gains taxes on the property's increased value, and others will be faced with a de
Read more: Capital Gains , Taxes

Want to Be Taken Seriously Then Make a Realistic Offer
2008-06-18 23:00:00
 Everyone is always looking for a good deal.  Real estate investors are no exception, which explains why the foreclosure market is booking for first-time buyers.  These first-timers are seeing home prices at 10 to 40 percent below market value, which can make for an enticing offer, especially when the surrounding area is experiencing growth.
Read more: Offer , Realistic , Seriously , Taken

Real Estate Downturn A Double Whammy for Professionals
2008-06-29 23:00:00
Real Estate professionals are not immune to the personal losses that are happening in this market downturn. Not only are their businesses suffering, their personal properties are suffering as well. Some even find themselves among those facing foreclosure as their business and income dry up. They are partners, colleagues, friends and associates. They are agents, lenders, appraiser [...]
Read more: Real Estate

Does Your Head Spin As You Try To Figure Out What Is Going on With The Economy?
2008-07-15 23:00:00
Subprime. Collateralized Debt Obligations. Liquidity. These are not uncommon words now a days. Every so often you hear them out of the mouths of people you wouldn't expect. Everyone knows we're in a recession, the stock market plummets every time the price of a barrel of oil goes up. We are feeling the sticker shock, every time we go to the market, the gas station. For months peopl [...]
Read more: Going

Legislation to Help Homeowners
2008-07-31 23:00:00
The new law or Hope for Homeowners Act of 2008, signed by President Bush is aimed at attempting to save 400,000 struggling homeowners from foreclosure and possibly losing their homes. The following expands upon exactly what the law entails and who will benefit the most from such legislation. There are many concerns that arise out of the current situation and the actions trying to remedy the probl
Read more: Legislation

Structuring Your Financing
2008-07-27 23:00:00
Understanding the fundamentals of finance known as the time value of money is key in real estate investment. Such causes as inflation make the real value of a dollar less in the future than it is worth now. Because of this principle, buying property outright in cash does have its drawbacks, financially speaking, because another use of that cash may actually benefit the investor in the future more
Read more: Financing

An Alternative to Wraparound Mortgages
2008-08-13 23:00:00
There are different ways to structure real estate transactions that involve seller financing to benefit all parties.  Of course the seller has concerns of protecting their property and the need for regular repayment.  The following scenario explores this option in detail. [...]
Read more: Alternative

Can Subprime Bring Opportunities?
2008-08-12 23:00:00
The so-called days of the mortgage boom are over causing a certain amount if disbelief among industry professionals.  Like a bad hangover from Saturday night wild party, those who gained from historic low interest rates and flexible lending products that spawned the real estate boom at the turn of the millennium, are now slowly waking to reality.  The once profitable sub-prime market is
Read more: Opportunities , Subprime

Page 1 of 2 « < 1 2 > »
eXTReMe Tracker