Owner: Let's Blog Money URL:www.letsblogmoney.com Join Date: Wed, 11 Jun 2008 11:10:01 -0500 Rating:0 Site Description: Blog dealing with personal financial topics including credit, money management & budgeting, taxes, financial & credit education, and retirement among many others Site statistics:Click here
TransUnion settlement–is it really beneficial to consumers? 2008-06-11 07:54:35 After analyzing the news of the settlement of the now decade-old class-action lawsuit against TransUnion for selling customer data to companies for marketing and sales purposes, I am left wondering if the end result is truly worthwhile. In case you are unaware of the specifics, the settlement options are as follows:
Six months of TransUnion’s credit-monitoring [...] Read more:beneficial
, consumers
Why this is the perfect time to be investing for retirement 2008-05-12 14:36:35 I will start by stating two simple facts: My ivestment style is buy-and-hold, and I only invest in long-time dividend-paying companies (reinvesting those dividends) who also have a history of increasing their dividend pay-outs year-over-year.
Why am I telling you that information? So that you will have a better understanding of why I can say that in [...] Read more:retirement
Do you really need to pay for identity protection? 2008-03-24 22:15:19 Lately there has been quite a bit of commotion made regarding identity
theft, and many companies trying to profit from those individuals who are concerned about this phenomenom. According to the Federal Trade Commission, there are an estimated 9 million cases of identity fraud each year. Unfortunately, there are many unscrupulous people in the world [...]
Want to know how NOT to handle your finances? 2008-03-23 22:11:10 I attended a party yesterday, and when I told people that one of the things I do in my business is teach people how to invest and manage their money I suddenly became the most popular person in the room. It seemed as though the most common remark was either “I let my broker handle everything” or [...] Read more:finances
IRS announces Economic Stimulus payment schedules 2008-03-20 10:23:09 For those of you who are expecting to receive an Economic
Stimulus rebate check, below you will find the schedule for expected payments dates. However, please know that you may not be part of the group of taxpayers belonging to this list. Unless your tax return was processed by April 15, 2008 you will be [...]
Important tax filing information regarding the Economic Stimulus Package 2008-02-28 21:13:47 Traditionally, taxpayers with only non-taxable social security benefits, or those with low enough taxable income were exempt from filing IRS form 1040. However, due to the requirements brough about by the Economic
Stimulus Package all taxpayers will have to file a tax return this year. Only taxpayers who file a form 1040 with the IRS [...] Read more:information
Income tax refund anticipation loans facing continued scrutiny. 2008-01-27 12:48:28 On January 17, 2008, the New York State Division of Human Rights filed a lawsuit against both Jackson Hewitt and Liberty Tax Service over their practices of lending lower-income taxpayers money in anticipation of their tax refunds. The New York Times ran a story on it in the Friday January 18, 2008 edition which you [...] Read more:Income
, scrutiny
Take precautions when using H&R Block’s “people” 2008-01-26 15:27:54 As almost all of you may know, H&R Block likes to mention it’s “people
” in it’s numerous ad campaigns. However, you should be warned that these “people” may not be very qualified to prepare many tax returns. In fact, many of the “people” may have never even seen a tax return in their lives before they [...] Read more:when using
Don’t plan on that tax rebate anytime soon. 2008-01-21 08:25:28 Under President Bush’s economic stimulus proposal, regardless of which version you hear about, the plan is to get some money back in the hands of taxpayers in the hopes that it will stimulate growth in the economy. However, as of this posting, there has been no decision as to the specific details of the proposed [...]
Details on shareholder class-action lawsuit against Washington Mutual 2008-01-06 07:56:47 The following is from the Business Wire press release dated December 20, 2007. A copy of the actual suit can be found here.
Notice is hereby given by the Law Office of Alfred G. Yates Jr., PC that it has filed a class
action in the Southern District of New York on behalf of purchasers of [...] Read more:against
, Washington
, Mutual
Emergency Funds: a vital part of any financial plan 2008-06-13 09:35:49 Given the state of the economy, as well as people’s propensity to spend rather than save having an emergency fund is necessary now, more than ever. I’m sure everyone thinks that job lay-offs, unforeseen medical or automobile expenses, or even natural disasters are problems for the next person to worry about, but then again that’s [...] Read more:Emergency
, Funds
Are your spending habits outpacing your savings? 2008-06-14 12:43:42 In a society where bigger is thought of to be better (homes, cars, jewelry, etc.), images of celebrities and athletes are thown at us in every media outlet, and each person is trying to out-do the next, it is very easy to get caught up in the hype of images. However, the one thing that gets [...] Read more:habits
, spending habits
Starting your own business? Take your time and do it correctly! 2008-06-16 12:43:34 It is perhaps the true “American Dream”: to leave your job working for someone else and start your own business. The idea is that not only do you have more control–over your time commitment, pay, the types of customers you deal with–but it also enables people to engage in an activity they actually have a [...]
Start teaching your kids early to build a strong financial foundation 2008-06-17 20:06:56 Everyone knows at least one person like this: never had responsibilities as a child, got everything handed to them no questions asked, cruised through college without having to work, got set up with a job and a plush salary, purchased clothes, cars, toys, and a huge house, then suddenly they start getting overdue notices and [...] Read more:Start
What’s the difference between renting a home and leasing a car? 2008-06-26 13:09:41 I’ve been reading many blogs and message boards with tons of “advice” and opinions regarding financial matters. One thing that I has really gotten me thinking was the whole debate about renting vs. owning both cars and homes. It seems that many people dismiss the idea of leasing a car as being frivolous due to [...] Read more:difference
Isn’t it time you start looking to online banks to boost savings? 2008-06-25 13:28:25 With the national savings rate at less than 1% of disposable income, the high cost of gas and other utilities, and interest rates at traditional brick-and-mortar institutions at miniscule levels, it is not surprising to me that many people say that it is not even worth saving money if they cannot earn anything on it. However, when [...] Read more:online
, banks
Even the founder of LifeLock isn’t immune to ID theft. 2008-06-24 12:40:24 Back in March, I wrote a post regarding the increase in identity theft
occurrances, questioning the need to pay firms to act as watchdogs when it can be done on your own at little out-of-pocket cost. Well, it appears that you may be better off taking matters into your own hands after the founder
of LifeLock [...]
Are credit issuers to blame for the nation’s problems? 2008-06-23 11:06:07 Credit is always a hot-button issue. There are many pundits who fault credit
issuers for charging late fees and high interest rates while also blaming them for consumers getting into debt. These people believe that credit is evil, the bane of society, the cause of all that is wrong with the county, etc. While I am being a [...] Read more:nation
, problems
Tired of your phone service? It may be time to try Vonage 2008-07-03 13:51:02 Aside from being a simple product review, this post is actually a tesimonial to the benefits of using a VoIP (voice over internet protocal) phone
system. At first I was skeptical. After all, if I already have my computers networked through a single broadband line, how good could the phone quality be if I steal even [...] Read more:Vonage
When is the right time to seek help? 2008-07-23 09:36:31 Times are tough. The stock market appears to be regressing on an almost daily basis. Oil prices continue to hover near all-time highs. Foreclosures and job cuts are still on the rise. Talks of recession are getting louder. You start to notice that while your expenses are increasing, your paychecks are staying the same and bills [...]
Site status 2008-07-21 11:08:00 Apologies to all of the readers who have discovered that the site is experiencing some technical issues. Rest assured, the site’s functionality is not affected. The problem seems to lie in the imaging and theme settings. We are working as quickly as possible to resolve the issues and get the site back to looking like [...]
Is a resurgence in cash usage upon us? 2008-07-20 13:14:31 Gone are the days when cash was king. Debit and credit cards offer the convenience of cash with built-in perks such as airline miles, points exchangable for merchandise, and cash rebates to name a few, all without the bulk of paper stacks or the need to carry heavy coins. But, with the rising costs of [...]
Worried about the rising cost of a college education? Discover Upromise. 2008-07-18 18:23:36 Back in April, a friend of mine asked me if I would mind taking a few minutes and signing up under her Upromise account. After spending a few minutes browsing the site, and seeing what exactly the program was about, I immediately clicked through the link in the e-mail she sent me and registered right [...] Read more:Discover
Website Advertising Benefits More Than Just the Site Owner 2008-08-13 10:31:06 The topic of website advertising is a fairly contentious topic. Site owners/operators use advertising as a way to bring in additional income, while many visitors view advertising as wasted space and an annoyance. I vaguely recall reading a comment on one blog where the respondant was of the opinion that the only reason people link to [...] Read more:Advertising
, Benefits
, Owner
Financial advice is not a one size fits all proposition 2008-08-05 16:54:56 I’ve been reading on various blogs where people leave comments preaching that everyone should avoid using credit–most recently today over on The Digerati Life and Five Cent Nickel. I have also noticed several titles in the bookstores as well, such as “The Last Book on…You’ll Ever Need” or “The Only Book on…You’ll Ever have to Read”, & Read more:Financial
Do you have a back-up plan? 2008-08-05 10:50:53 Last week I woke up and strolled over to my home office to find that the screen on my laptop was black. After rebooting, and playing with the connections, I came to realize that the backlight was blown and that it was time to go out and buy a new system. I also realized another [...]
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