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Reason #0348821 to have cash at work.
2008-05-13 14:59:24
In case you forget your wallet at home. like i did. today. Luckily, operation dollar-a-day is still in effect, and i had a good $10.00 in my trusty cup. This is especially helpful if you need to eat lunch (which most people do), and you also forgot THAT at home. poop.
Read more: Reason

Win cash playing "Edmunds Savvy Shopper" sweepstakes!
2008-05-13 10:40:01
Edmunds.com just came out with a fun little sweepstakes to win cash prizes - up to the grand prize of $3,500 cash towards a new car!All it takes is a little car smarts (or in my case, a LOT of guesses and google researching) and you're on your way.It started on May 1st, and goes through to June 12th - so start entering!You can also enter once a week, and by "enter" i mean "guess correctly", and th
Read more: Savvy

Some more carnival action comin' at ya.
2008-05-13 09:09:30
If you're looking for some great articles out there, it's good to check out some of the carnivals every now and then :) They're pretty rad as you can find a handful of great tips, all from one posting...and from some of the killer bloggers out there!The topics usually span different categories (savings, debt reduction, frugal-ness, etc.), or even "personal finance" in general, and are from the pas


100 Bargains for $1.00 or less!
2008-05-12 21:49:52
That's right, I'm venturing off to find the TOP 100 bargains for a dollar or under!I was staring at my dollar-a-day cup the other day and got to thinking - what on earth will i do w/ all of those $1 bills? In a perfect world i'd like to stick with my million dollar plan, but I also can't help but play the "what if" game.If I could, what would I buy with all those George Washingtons? It got me thin


Mrs. Budgetsaresexy on frugal wedding-ness
2008-05-12 09:10:51
Dear Readers,Well hello! And welcome to my guest post :) As our impending nuptials quickly approach, I figured I would throw in a few of my frugally-minded wedding experiences to share with those interested. And, as I am MUCH more charming and interesting than the regular writer of this blog, you will probably find reading this to be the greatest experience of your life!! Haha, just kidding....it


Another reason i heart yard sales.
2008-05-11 11:44:28
You can get CD's for $1 or $2 dollars! If yard sales had their own MySpace page, I'd be the FIRST one on their "top friends" ;)Seriously, i am plain ol' a-d-d-i-c-t-e-d to them. I can't help it, there are just soooooo many bargains out there just waiting for people like me (and prob. you).I had totally forgotten about this until today, but I found a cd that i actually LIKE (and don't have) for on


Happy Mother's Day!
2008-05-11 11:36:28
This goes out to all mothers, grandmothers, and baby mama's ;) Thanks for making all of us!
Read more: Happy , Happy Mother

It's a WOOT OFF!!!
2008-05-09 09:40:34
Do you know what that means? It means you get a butt-load of super duper GREAT deals!!! Every time one offer sells out, they throw up a spankin' new one, and the "woot off" usually last for a good 24 hours (sometimes more).Check it out: Woot.com - Anything from coffee machines, computers, flat screens, watches, vacuums, you name it. AND, they are always incredibly cheap - hence my reason for bring


having problems with blogger :(
2008-05-08 15:01:25
If you don't see any posts, or any of the comments you've added on the main page (they're still being tracked), it's because blogger is being all kinds of wonky lately.I haven't been able to post ANYTHING (except comments) for the past 24 hours! arghhh... if you're reading this NOW though, it means it's currently fixed ;) Just wanted you guys to know in case you thought i was a slackin'....i have
Read more: problems

Boy, this blog is getting around town ;)
2008-05-08 08:31:42
Awww yeah, just how i like it! It's always so thrilling seeing my name linked around the blogosphere - you know, get's me all warm and fuzzy inside. haha... THANKS everyone, and keep up the sexy work!Budgetsaresexy.com in the news:Festival of Frugality 124 - The Alphabet Edition - Frugal for LifeMy mind on my money and my money on my mind - Fantastic SarcasticEthics and money making - Jaylin from


Populate your fish tank for 55¢ - or even FREE!
2008-05-07 19:33:21
Oh yeah, that's right! The thought came to me on a whim yesterday, as I rounded the aisles of Petco looking for a new goldfish.You know how they sell all sorts of exotic fish in the back? Well, instead of picking up those fancier ones for $3-$7 a piece, save some from the "feeder tank"! Every store's a bit different, but if they're selling fish, they're selling "feeder fish".What are "feeder fish


I just gave a homeless person $10.
2008-05-07 13:20:46
I didn't even really mean to! haha...I literally get asked at LEAST twice per work day (we're in downtown D.C.), and I find that I react depending on my mood. Somedays I get pissed that they're out there pan handling, and then others (like today) I get wrapped up in their stories and feel soooooo bad that I end up giving in.Most times I'll donate, $1.00, if that. It just so happend that i didn't h
Read more: homeless , person

Mortgage Late? Don't Wait!
2008-05-07 10:32:18
"You Have Options. We Can Help."WOWWW, something in the mail that's actually NOT spam! haha... And not only that, but something that can potentially help people KEEP THEIR HOMES!I applaud you Maryland, that is very impressive.A state stepping up to help out those stuck in all this sub-prime mortgage mess ... you don't see that every day ;)The flyer is sponsored by Maryland Hope (a division of The
Read more: Mortgage

The new super sexy House Budget!
2008-05-06 13:18:12
So I've been playing around w/ different ways to handle our "house" stuff quite a bit lately, and while i'm still not all the way there, I think I'm getting close to figuring it all out! Here are the 3 methods we've tried out so far, including our current one:Method #1 --> Split everything up, and pay separately. We originally divided up our rent, utilities, groceries, etc. and paid from our own a
Read more: House

Home Warranty - To renew, or not to renew?
2008-05-05 12:22:54
I've been nibbling on this question for the past 3 weeks, and it seems that I still don't have a 100% sure answer on it ;) Mrs. Budgetsaresexy and I had already agreed that we should NOT renew it, thus letting the expiration date come and go, but they JUST sent us another friendly reminder - sneaky marketers!It's hard because I usually go w/ my original instinct, which in this case says to renew i
Read more: Warranty

Money Mag - BEST personal finance blogs!
2008-05-02 13:20:29
I almost forgot to share the most blog-related news from them this month! Jeepers. It was a review of the "BEST Personal Finance Blogs" out there. Do you think I made it?1) Most Sensible: AllFinancialMatters.com - A great site, run by JLP!. Also might be worth subscribing over there considering he's an actual financial planner :) Someone who enjoys doing something w/ their college major I'd imagin
Read more: finance , Money

Net Worth: APRIL ... And how weddings eat your money.
2008-05-02 10:12:02
Hum ... not my favorite month's review, but it's all good. Gotta have those down periods, to make those up ones feel even better, right?Most of this was also expected, so no big shocks (thank goodness).The main difference here, from all other months, is the massive jump in the credit card category due to more wedding related costs.I'm not scared yet though, we have a good month to pay it off befor
Read more: Net Worth , Worth

Wesley Snipes gets 3 year jail sentence
2008-05-01 10:18:58
This has been all over the news lately, but it wasn't until i saw DINK's post that i put two and two together, and realized how this fits in to personal finance (yes, i'm a little slow). You can check out his post for the gritty details - i just wanted to offer one piece of advice:Mr. Snipes - Please do not forget to pay your taxes next year. Thanks, U.S. Gov't.
Read more: Wesley

Money Mag - best credit card offers
2008-04-30 15:28:35
This month's issue focused around the 100 BEST financial "products/ideas" out there. While i wish i could list all 100 here (some were pretty damn awesome) it wouldn't make a lotta sense - but you could always pick it up in stores while it's hot!I did wanna share the credit card section with ya though, as it's always interesting to see the differences out there in today's market. Here's a summary
Read more: Money

Federal Reserve cuts another quarter point.
2008-04-30 14:23:07
Wow... so now my HELOC will be down from 4.80% to 4.55% ... Can it get any crazier?From MSNBC (can you tell i read this a lot?):"The central bank is walking a tightrope, trying to jump-start economic growth while also confronting the risk that if it overdoes the credit easing it could make inflation worse down the road."
Read more: Federal , point , quarter , Reserve

Time to stock up on those Forever stamps.
2008-04-29 19:42:00
The first-class price goes up 1 penny on May 12th!It's not a whole lot, but if you're anything like me it's worth picking up a few stacks. It really chaps my hide (who says that anymore?!) when I have to venture out to the post office just to pick up a 1/2/3 cent stamp...i'm not the smartest man around, but i'm pretty sure my time is worth more than that!Plus, the worst part about all these hikes
Read more: Forever

Operation Tax Rebate - SUCCESS!
2008-04-29 09:54:02
I salute you, Government, and take back all those dirty little words I've said about you. And as soon as this bad boy clears, it's off to the race tracks i go! haha...j/k. you know very well i am MUCH too frugal/nerdy to do something as exhilarating as that.It'll be partying with the other greenbacks in my Emergency Fund.
Read more: Operation , Rebate

No sign of my rebate check yet...
2008-04-28 15:10:34
Maybe i'll use this imaginary $600 to buy some imaginary cookies and unicorns? haha-------------UPDATE: According to msnbc.com, the "00 to 20" ones will be deposited in the bank BY Friday, May 2nd ... likely story ;) For other ss's, check out the latest round of dates.


The hunt is over, i found my George Washington!
2008-04-28 11:26:36
Have you ever gotten one of these before? I've had a few over the years, but was always too lazy to look them. That changed today though.And i have to tell you, it's a pretty damn good way to blow through some time :)While the site itself was kinda all over the place, the actual content was killer! I say this for two reasons:1) You get to see where YOUR bill came from! It takes a few seconds to en
Read more: George , George Washington , Washington

America's net worth - where do you stack up?
2008-05-14 08:46:10
I recently found this tool (and MANY others) on CNNMoney.com, and it's pretty freakin' interesting. It just asks for your age and your yearly income, and it plops you out a couple of nice and simply graphs. The first shows the average "net worth" for your age-group (as posted to the left), and the second shows the average "net worth" for your particular income level.Both graphs are pretty cool to
Read more: America

J's Graphic "Design Shop" is now open :)
2008-05-16 14:31:25
Aww yeahhhhh - My virtual shop is now ready for some happy customers!If you know of anyone looking for some extra help sprucing up their logos, blogs, websites, or anything else out there - shoot 'em on by! You might even get a nice little present from me ;)Gotta make some sort of money on my bloggy blog, right? I mean, this IS a blog about money management and all. haha... and don't get me wrong,
Read more: Graphic

Here are some FREE icons if anyone wants to use them :)
2008-05-16 11:52:12
I'm starting to create some images I find useful, and thought I'd pass them along if anyone else wants to use them as well :) I'll probably end up adding some more down the road too, so be sure to check back every now and then. Now time to post about my newly found "design shop" - woohoo!"Your Ad Here""Your Ad Here""This Space For Rent"Also, if you'd like any of these at a certain size, just holle


Get your FREE iced coffee toay!
2008-05-15 15:26:23
I'm sooooo late on this today (what can i say, i'm busy actually "working"), but i've seen it posted all over everyone's blogs and thought I would pass it along - on the slight chance this golden nugget had escaped your ears & eyes too:Dunkin Donuts is giving away FREE 16 oz. iced coffees today until 10PM.You can check out their website for more info, but that's reallly all you need to know,


Political donations aren't tax deductible?
2008-05-15 09:47:21
Man, thank goodness I didn't shell out those 10G's I was planning on sending to Obama! haha .... j/k of course. But seriously, i had no idea you couldn't write them off. I bet you used to be able to, but like always, someone (or a bunch of someones) ruined it for all of us.It's surely not the end of the world, and def. shouldn't be one of the top reasons to donate to a cause, but it did get me thi


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