Owner: Budgets are Sexy URL:http://www.budgetsaresexy.com Join Date: Tue, 13 May 2008 18:11:36 -0500 Rating:0 Site Description: A blog on why I find budgets, goals, and personal finance super sexy! I'm hoping my stories/ideas will help to motivate others in this whole adventure as well :) Site statistics:Click here
I Did It! I Sold The Elusive SUV In Today's Market :) 2008-08-14 11:16:49 $18,900 less in debt, and feelin' good! It wasn't the easiest thing to do, but it sure was fun reaching the finish line.I put the Toyota Highlander on the market about a month ago, and this was the first hit i got! And to be honest, I almost just deleted it from the inbox because it sounded pretty "scammy".The guy had emailed me 3 different times overnight, and from 2 different emails, requesting Read more:Today
, Market
Paying $1 to use public bathrooms is good. Paying 25¢ is bad. 2008-08-13 14:26:57 This is what crossed my mind as i waited in line for lunch yesterday. (How else would i spend 10 minutes of boredom?)I was in a Chipotle/McDonalds combo place here in DC, and I noticed there was only one bathroom. ONE bathroom, per sex, to share between hundreds of guests!I then thought about how to limit it's use during the rush hour eating times, and the idea of charging for it popped into my he
I just found a strange, yet oddly alluring Dollar in my pocket. 2008-08-13 10:02:32 How freakin' cool is this thing?You might be saying to yourself, "yeah ... uhh ... cool man (wtf is that guy on?)".But if you take a closer look my good friends, you'll notice quite a few peculiararities here. This ain't your regular dolla dolla bill, that's for sure.First, the seal is BLUE! And so are the other normally green markings - pretty sexy if i do say so myself. And lucky for me it was Read more:Dollar
Worrying about money never got me very far...so why bother? 2008-08-12 07:02:01 My brother wrote up a pretty clever "life plan" for himself the other day (which is quite interesting in itself), and under his finances category, he jotted the following:"Stop worrying about money— you’ll get it when you least expect it, and you’ll lose it when you least expect it."My brother, getting philosophical about money?! I couldn't believe it! This is the same brother that needed t
3 Things you should always keep in your wallet/purse/clip. 2008-08-11 08:52:29 I've blogged before about the contents of my money clip (which i LOVE - so much easier to carry around than a wallet
!) but every now and then i get on a rant about what I believe people should always
keep on them.Your wallet contents aren't that high on the "oh crap" meter, but it definitely matters. Especially if you're one who always says you have cash on hand, when in fact you're a big phat lie Read more:purse
This week in Carnival news: Money is awesome. 2008-08-08 14:01:02 It never really changes really, we all love talking about, thinking about, and learning about money :) If you don't believe me, just check out the 100+ articles from our fellow bloggers:Carnival
of Personal Finance - "City Slickers" ed. hosted by Squawk Fox.Money
Hacks Carnival - "The Dog Days of Summer " ed. hosted by Greener Pastures.Carnival of Money Stories "Wander Around the World with Me" e Read more:awesome
The Half.com, Amazon, Overstock, College bookstore challenge 2008-08-07 09:56:42 Is there a best place to pick up your college books from? That's what the Mrs. set out to discover just yesterday.As many of you know, Mrs. Budgetsaresexy is starting grad school this month, and is thus trying to find the best bargains out there for her reading material. And I gotta tell you, a LOT has changed since my days at the old university!One of my favorite things to do was to visit the boo Read more:Amazon
, Overstock
, College
Starbucks now offering $2 Grande Iced Beverages after 2pm! 2008-08-07 08:52:29 Hot dogs! (or coffees, in this case eh?)This "discount" is a bit weirder than their permanent gift card ones, but it'll definitely help some people out.Especially those hardcore double-visitor types...and for once, that doesn't include me ;)It expires September 2nd, just keep that in mind as I'll forget to remind you. Here's what you have to do to get this half-off discount: Buy something earlier Read more:Starbucks
, offering
, Grande
R.I.P. Gift Cards - "You had so much potential. Now you rot" 2008-08-06 10:32:04 Now that's an attention grabbing title! haha...I've been coming across a lot of hooplah lately surrounding the idea of gift cards lately, so I figured i'd drop my own 12 cents. (I don't know why people say "2" cents, i don't think there's any logic to it is there? I'm changing it to "12" cents)Did you know that billions of dollars go UNUSED by not cashing in these cards? The numbers vary depending Read more:Cards
Net Worth: JULY - Flying solo and w/ a new Caddy :) 2008-08-05 10:03:00 We still haven't combined finances as yet, but we ARE getting closer ;)It's just really hard to break this 28 years of personal finance! Now that i've finally got my gameplan up and running, the thought of revising it all gives me a touch of the heebie jeebies. haha....BUT, as Obama likes to say, "It's time for a change!" That, and i love my wife ;) So right now the goal is to combine forces by th Read more:Worth
, Flying
, Caddy
, Net Worth
Brangelina gets paid $14 MILLION for pictures of their twins. 2008-08-04 16:19:38 How insane is that? I can't even fathom $1 million, nevermind $14, and it's apparently the most expensive celebrity pictures ever sold. W-O-W, I guess that's pop culture for you - it's not like i'd turn it down ;) What's pretty bad a$$, though, is that they're donating the $ to a foundation they created that focuses on helping children around the world. I tip my hat to you good sir and madam. Read more:Brangelina
When you overdraw your checking account does that effect credit?? 2008-09-10 11:07:33 That is exactly what someone plugged into a search engine to get to my site!I love it - bad grammar and all. I often get some pretty weird ones like "sexy girl and boy in the closet" or "public restrooms in czech republic", and a handful that would make Ron Jeremy blush, but they're not all that random. I mean, my name has Sexy in it! And i recently wrote an article on paying to pee , so i can see Read more:checking
, effect
, credit
We just became members of the Pay it Forward club! (holler) 2008-09-09 10:41:00 We have received a hefty check to help pay our grad school and mortgage costs!And the timing couldn't be better. The Mrs. starts school on Monday! As in, 3 days from now. As in, WOOHOO for her, and BOOHOO for our money ;)Unfortunately I have to remain pretty vague here, but we're talking about more than just a few hundred dollars. AND, better yet, we don't have to pay it back! ..... at least yet.T Read more:Forward
Today is going to be different, i just don't know how yet. 2008-09-09 10:36:08 Every now and then i wake up and i say to myself, "today is going to be different
". i never know what gets me to think that, or how long the feeling will last, but it feels good knowing that you have the power to make things happen if you want them to.well, today is one of those days. i'd like to say that i have a plan for it too, but the reality is i'll probably slip back into normalcy in about 3 Read more:Today
Wedding #8 this year: The Bahamas! (minus travel insurance) 2008-09-08 10:48:59 The summer is winding down, but we sure as hell aren't finished with Wedding Season.You'd think the one we just had on Labor Day woulda been the end to it, but crazily enough we're only half way there! We have THREE (3) more this month (in a row, mind you) and then the last grand finale mid-January in the Bahamas
- which i'm not complaining about at all.But while i have enough ammo to turn this po Read more:insurance
Would I be rich if i earned $150k a year? I'd like to think so :) 2008-09-05 10:37:42 If not, an even $200k certainly would do it. What about for you? I have to give a big shout out to Living Almost Large as she posted something similar the other day and it really got me think
ing.She adds a huge political twist on it, but i'd totally recommend it if you find this topic interesting - at least for the pretty passionate comments being thrown around on it! (you say one thing about Obam
This week in carnivals: too tired to write a clever title edition. 2008-09-05 08:08:44 It's just one of those mornings, ya know? No coffee in me yet, no extra step in my walk...i think i'll have to re-energize here and save it for today's post :) So in the meantime, check out some of the carnivals this week and see if you find any goodies...i found a REALY good one by the blogger Living Almost Large! So much, in fact, that i may just have to blog about it today...be back shortly my Read more:tired
Polo and Abercrombie & Fitch are heating up my thrift stores! 2008-09-04 09:44:30 I just paid $3.98 for a pair of Abercrombie
& Fitch
jeans and a Polo tee shirt!How insane is that? I'm pretty sure it would have cost a good $70 at least brand new from the store...not that i'd really know though as i a) NEVER buy anything brand new that's not on sale, and b) have never worn anything Abercrombie before ;) But there was no way i was passing up those bargains last night.The funn Read more:thrift
, stores
Net Worth: August - Bye bye to SUV, and hello to more savings! 2008-09-04 09:43:01 Got rid of a heap of debt, and almost ready to combine finance forces now.I wanted to do it last month, but it just wasn't happening. At least we have a game plan now though :) I'll post about it soon, but we'll basically be using a checking and savings for our most of our combined finances, and then keeping our seperate accounts for whatever else our heart desires.In other fantastic news, i FINAL Read more:Worth
, August
, Net Worth
Forget about tipping AFTER a service, start tipping BEFORE! 2008-09-02 12:17:07 That's right buster, what do ya think will happen if you tip FIRST? My man Baily over at the Change Race is trying to re-write the rules, and I think he's got it right!"...But one of my things in life, is I think we should tip BEFORE we get the service. After the service is done, it isn't going to get any better. Why not tip BEFORE dinner, the thinking being you are probably going to get a bit bet Read more:tipping
Try not to do anything labor-like today! 2008-09-01 06:32:01 Like driving all day and night for a wedding. Yessirrrr, we will be celebrating this Labor day by waking up super early and driving 5 hours to a wedding. Opah! But i've been told it's going to be a pretty fancy one, so i'm looking forward to some tasty cuisine...esp. since i've never met the 2 getting hitched ;) (friends of the Mrs.)And unlike that last disastrous bachelor party trip we thought Read more:anything
, labor
Procrastination & Expedia.com: 2 of my very best friends. 2008-08-29 10:48:50 I found a killer rate to St. Louis! And by killer, i mean "the best i can find these days with oil sky high and the economy going down in flames" kinda deal :)Finding the bargain was nice, but what really piqued my interest was the process in which i got it. I really have no idea what i did, or didn't do, to grab them at the lowest price!Here's a step by step breakdown of what i did:3 weeks ago: L Read more:Procrastination
This week in carnivals: Jokey McJokester edition. 2008-08-29 06:02:01 Let's start this Friday off with a joke, shall we?"A beautiful woman enters a bar and sits next to a lawyer. "Listen honey," shesays, "For $50, I'll do absolutely anything you want." The lawyer looks around, pulls fifty dollars from his wallet and says, "Paint my house."Ziiiiiiiing! Oh man, i crack myself up. And if you don't like it, sue me! hah! see what i did there? I played on the joke, that p
If you've got $13,000 in bad credit card debt, ask for help! 2008-08-28 10:57:31 Or at least stop adding to it :) One of my friend's bf had been going slowly under in credit
card debt for years now, and finally decided to do something about it.My friend (the same friend who thought she got $300 extra on her stimulus check) told him it was about time to clean it up so he can stop stressing and worrying about it. Smart!At first he wasn't too happy about hearing that stuff from h
Getting Your Credit Reports and Credit Scores for Free! 2008-08-27 20:41:26 You know what's more satisfying than knowing your credit history? Getting it for free :) I already had a rough idea of where i stood, but checking it out every now and then helps to make me feel better, not to mention SURE that no one else is trying to be J. Money!There's a whole gaggle of places to get your credit report, score, monitoring, and 100 other related services, but I usually just use A
Have you ever signed up to a credit card to get a Free T-Shirt? 2008-08-26 09:32:54 While I hate to admit it, I certainly have! Of course, those were in the ol' college days when i was pretty naive about things. But man, i shiver just thinking about it! Thank goodness i'm a bit older and wiser now...or at least older ;)Anyways, I was reminded of it when I got a press release from someone over at TrueCredit.com. They commissioned Zogby International to do a survey of college gradu Read more:credit
, Shirt
The Jerk Store called...They don't want your checks anymore. 2008-08-25 11:15:04 If you're a check writer, you may not want to read further ;) I'm sooooooooo tired of them holding up the lines at the registers! Why does it seem to take hours to write a simple check?And even more importantly, don't they know checks
are obsolete? haha...okay, so maybe i'm a little biased since being a hardcore credit card fan and all, but i just don't get why people still use them at stores.Yes, Read more:Store
Carnivis for the Rest of us! (Seinfeld anybody?) 2008-08-22 05:13:01 It's friday...you ain't got no job...and you ain't got $hit to do! Remember that oldie but goody? It seems I'm on a tv quoting binge right now. So i'll stop and just get to it:Finance Fiesta: "Baseball Edition" - hosted by Living Almost Large. Someone not afraid to post about both the Red Sox AND the Yankees all on one page! i love it...and yes, i'm a yankee's fan - don't hate!Money Hacks Carnival
The gov't gave my friend $300 more on her stimulus check! 2008-08-21 14:05:09 Holy hot dogs. Would you cash it in if it happened to you?I told her to be veryyyyy careful here, the last thing she wants to do is cash it and then later owe the Gov't back the $300 + interest at 17%!But is it possible that it's correct? I don't think so. My friend
is single, has no kids, and has no extreme circumstances. I can't imagine any other reason she'd get more than her alotted $600, so w
I just paid $4.02 for a Starbucks, and it tasted awesome! 2008-08-20 11:13:08 I am also a liar. It tasted just the same, except this time my wallet hurt. For the first time in a long while, i actually paid for it with my own dollars today! Imagine that ;) It sounds silly, but it really sucked.As many of you know, our company is pretty bad a$$ and pays for our addictions through a refillable Starbucks
gift card that we can all use FOR FREE! (to help boost productivity and co Read more:awesome
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