Owner: Wallet Watcher URL:http://www.walletwatchershow.com Join Date: Sat, 19 Apr 2008 15:20:50 -0500 Rating:0 Site Description: Personal finance advice you can trust. Site statistics:Click here
Purely diamonds discounts 2008-06-10 17:31:54 Purely Diamonds have been in the diamond business for more than 30 years and sell the lots - from earrings and rings, to bangles, bracelets and pendants. They specialise in platinum, white gold and 18 carat yellow gold pieces. These aren’t our usual voucher code deals - instead they are some pretty remarkable discounts on [...]
Podcast episode 029 2008-06-10 13:17:01 This week on the Wallet Watcher personal finance podcast John Rennie talks about:-
Paying regular payments on direct debit
Pay every purchase with your credit card
Set up monthly savings
How do Blue Chip shares and Dividend shares work?
Always great to hear from you, our email address is walletwatcher@btpodshow.com with your personal finance questions. Also be sure to pay [...] Read more:Podcast
How do Blue Chip shares and Dividend shares work? 2008-06-10 13:05:18 Last week I looked at penny shares
and was, in the eyes of some readers, rather scathing about them. It’s not to say penny shares won’t grow (every share was a penny share once), more that your chance of picking the 1% of winners rather than the 99% of duds, is slim indeed. Precisely the [...] Read more:Dividend
Set up monthly savings 2008-06-10 13:04:03 Save and forget. Set up a monthly payment into your savings account, into your share ISA, and into your pension. Short term pain (as you have less to spend) will soon be forgotten and long term gain will kick in. You soon won’t miss the money and it will be accruing and compounding nicely. Now [...]
Pay every purchase with your credit card 2008-06-10 13:03:05 Put EVERY PURCHASE YOU CAN on YOUR one and only credit
card. Set up a direct debit to pay it off in full each month, ideally just after your salary goes into your bank account. It’s much easier to keep track with one big payment going out, rather than dozens of little ones. When your [...] Read more:every
Paying regular payments on direct debit 2008-06-10 13:02:12 Many of us spend too much time worrying about our finances. That’s not to say you shouldn’t sort them out, but you want a financial plan that serves you - not the other way round. Get organised and forget it, so you can get on with the serious business of enjoying your life.
I’ve hammered this [...] Read more:regular
Interflora voucher codes 2008-06-13 04:29:14 Surely Dads should get flowers too? It is Fathers’ Day on Sunday right? My god, how heavy do these hints have to be. Okay, you have a little encouragement to prise the tenners from your purse with this voucher code from floral delivery giant Interflora. Here’s the deal on this Interflora Voucher Code.
You’ll get free [...]
Dominos Pizza voucher code 2008-06-12 16:29:12 Seeing as staying in is the new going out, what with the credit crunch and all, you’ll probably be eating a lot more takeaway pizza (although if you were really economising you’d be making your own food wouldn’t you). A cracking little Dominos pizza voucher code wings its way to us, entitling purchasers to a [...] Read more:Pizza
Haven Holidays voucher code 2008-06-17 17:21:01 Very much a last minute one here, but a great deal with this HavenHolidays
voucher code, with up to 50 per cent off holidays booked before the end of June 2008. Here’s the full list of deals:
50% off self catering holidays; 50% off dinner, bed and breakfast, 50% off caravan and camping for holidays [...]
Massive B&Q discounts 2008-06-19 09:50:47 DIY and garden superstore B&Q is feeling the pinch from the credit crunch (you may have noticed they gave a very gloomy prediction on business for the rest of 2008). Still, there loss is our gain, as they’ve launched a massive discount on lots of their lines. These aren’t our regular voucher codes, rather discounts [...]
Jessops voucher codes July 2008 2008-06-29 04:17:01 Jessops the camera shop is struggling more than a little at the moment. In response they have launched a series of discounts, some really good stuff to be had here. Here is our list of Jessops voucher codes July 2008. Remember they can be summarily withdrawn, so check them out now.
5% Discount across the site [...]
Comet voucher codes July 2008 2008-06-28 11:07:33 Poor old Comet and the other big electrical retailers are feeling the pinch as we spend less during what is now popularly referred to as ‘the credit crunch’ by everyone from my granny to my dog (hello Spike). Semantically somewhat inaccurate, but let’s just say there’s a crisis of consumer confidence around just now, and [...]
Dell voucher codes July 2008 2008-06-27 11:07:32 A host of great Dell voucher codes July 2008 currently available. Check these out and as ever we like to get feedback on what works and what doesn’t. The codes, should you be new to this, are the long strings at the end. Simply type them in when asked at the Dell online checkout.
5% Discount [...]
Podcast episode 031 2008-06-26 12:48:41 On this weeks personal finance podcast John Rennie talks about covering yourself when you go abroad on holiday - and spreading your investments with some exposure to the growth markets of Brazil, Russia, India and China (BRICs for short):-
Holiday insurance
Travel health insurance
Credit cards give free insurance
BRIC markets
We want to hear from you, you can [...] Read more:Podcast
How do BRIC markets work? 2008-06-26 12:41:38 Following up on an email from Jon Mason last week, I’m going to be looking at BRIC shares this time round. No, nothing to do with building houses … that whole industry’s about as close to stockmarket poison as you’ll get right now, with Persimmon dipping out of the FTSE 100 index, and Barratt sitting [...]
Credit cards give free insurance 2008-06-26 12:39:23 Use credit cards. We cannot say this often enough - this is effectively free additional insurance
. If your travel firm goes bust, the hire car isn’t up to scratch … whatever. A credit card insures your purchases in a way your debit card does not. So THIS policy starts well before you set out for [...]
Travel health insurance 2008-06-26 12:38:23 People do get ill on holiday. They fall off jetskis, eat dodgy oysters and occasionally drink too much and fall asleep in the sun for too long (we’ll call this the British disease). Make sure you are ADEQUATELY covered for holiday health mishaps. You’ve got your travel health insurance
right ? Good! Now ensure you [...] Read more:Travel
Holiday insurance 2008-06-26 12:34:56 It’s holiday time and we’re all heading off for well deserved downtime in the sun. But are we prepared. Tesco Personal Finance published a recent report on their top three personal holiday insurance
claims. 40 per cent of claims were for baggage loss, 30 per cent for medical treatment and 20 per cent for cancellations. [...] Read more:Holiday
Free voucher Mecca bingo July 2008 2008-06-24 16:53:55 Free voucher Mecca
bingo July 2008: Bingo is struggling. Sad but true. I’m not much of a gambling man myself, if you factor out the huge (and arguably slightly fixed) wheel of fortune that comprises the London Stock Exchange, but I’m still sad to see it suffering. The rise of online gambling, the banning of [...]
Purely Gadgets Voucher Codes June 2008 2008-06-23 16:19:22 Some fantastic voucher codes doing the rounds just now from the rather marvellous Purely Gadgets website. The site is all about electronics and accessories - think Bluetooth devices, USB hubs, desktop speakers, graphics and sound cards of all types, gaming accessories from the likes of Razer, Saitek and Thrustmaster, graphics tablets from the likes of [...] Read more:Voucher
, Codes
Naked Trader 2 by Robbie Burns 2008-06-23 05:13:31 Naked Trader
2 by RobbieBurns
: Even for those of us who love reading about money, books on finance are a tricky one. Either they can be so dry and technical that they spur you to find the nearest wall of drying paint for light relief, or they are so simplistic and dumbed down to [...]
William Hill voucher code 2008-06-22 10:40:50 I’m not big on recommending betting as a way to make money (the only ones who do THAT are the bookmakers etc etc) but I can’t resist this William
Hill voucher code, which is as close to a one-way bet as you’ll get from the bookies.
Simply type in YH4 when you place a bet at [...]
Marks and Spencer voucher code 2008-06-21 10:37:44 Probably Britain’s favourite shop, Marks and Spencer
have probably put more Brits in pants than anyone else. And of course these days they are synonymous with posh food and homeware too. Until a few years back, M&S didn’t even bother to advertise, so knitted in to the national consciousness were they. They’re not the cheapest [...]
Heals Voucher Code 2008-06-20 10:29:07 The mini chain of UK department stores, Heals
, has an excellent name for its upmarket range of furniture, lighting, accessories, home and garden wares. What it doesn’t usually do is cheap (it may well do value for money, but that of course is something quite different). But the venerable Heal and Sons Ltd, which started [...] Read more:Voucher
Podcast episode 030 2008-06-19 11:52:39 On this weeks episode of the Wallet Watcher personal finance podcast we discuss:-
Company pension advice
How does a Save As You Earn Share scheme work?
Salary sacrifice to minimise your tax bill
Mortgage best deals
Keep those emails coming in to walletwatcher@btpodshow.com [...] Read more:Podcast
Personal finance book reviews 2008-06-19 11:48:35 I’ve had a number of emails of late asking for recommendations on good personal finance
books and software. It may seem perverse to some … ‘Surely everything’s online anyway’ as one colleague commented to me, but there are some things a book just does better, and it’s not just the difficulty of sitting up in [...] Read more:Personal
, reviews
Mortgage best deals 2008-06-19 11:39:20 A shortage of credit, interest rates going up even as the Bank of England base rate goes down, and a collapse in house prices. All in all, it’s not the ideal background for going out to get yourself a mortgage. This week I look at how to get the best deals you can … and [...] Read more:Mortgage
Salary sacrifice to minimise your tax bill 2008-06-19 11:37:28 Make use of salary sacrifice to minimise your tax bill. Simply put, you forgo salary for certain tax free benefits (childcare vouchers, lunch tokens and the like) and it can add up to hundreds of pounds each year. I’ll be looking at these ideas in greater depth in a future walletwatcher. There’s an HM Govt [...] Read more:Salary
How does a Save As You Earn Share scheme work? 2008-06-19 11:36:40 Find out if your company runs a Save As You Earn Share
scheme. These government approved schemes encourage workers to buy shares in their employer’s company. You pay in to a savings account each month for five years. At the end of the term, you have an option to buy the shares (usually at a [...]
Company pension advice 2008-06-19 11:35:27 Pay into your company pension. Pensions often get a bad press because of the necessity of purchasing an annuity at retirement, and as soon as the stockmarkets plunge (and share’s aren’t doing too well just now of course), everyone gets very nervy about the value of their pension. But they are a GREAT way to [...]
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