Owner: Wallet Watcher URL:http://www.walletwatchershow.com Join Date: Sat, 19 Apr 2008 15:20:50 -0500 Rating:0 Site Description: Personal finance advice you can trust. Site statistics:Click here
What is a principal sum? 2008-04-23 08:56:57 Learn the difference between the principal and the interest. Too many of us pay off interest on loans, credit cards and the like each month without ever chipping into the core of the sums we owe. That’s how people can borrow £500 to buy a new hifi and, years later, have paid off loads of [...]
Financial deal of the week - petrol prices in the UK 2008-04-22 04:53:24 Petrol prices in the UK have been going only one way over the last few months. Conversations in my house tend (rather monotonousl) to have followed the pattern ‘That’s the first time I’ve ever got £50 worth of petrol in the car’, to be followed swiftly by ‘That’s the first time I ever got £60 [...] Read more:Financial
Reclaiming unfair UK bank charges 2008-04-24 10:21:36 Today, a High Court judge ruled that bank charges ‘can be unfair
under UK law’. This has come about because over the last couple of years lots of us have been demanding that banks refunded our bank charges. You know the kind of thing, £30 for an unauthorised overdraft, another £30 for the letter TELLING [...] Read more:Reclaiming
Cheap Edinburgh festival tickets and fringe tickets 2008-04-29 12:21:30 Planning a little trip up to Edinburgh
Festival in the autumn to enjoy the festival as ever, so I thought I’d share a couple of moneysaving tips on saving money on Edinburgh festival tickets and Edinburgh fringe tickets. The last couple of years it has definitely been worth getting up to Edinburgh early, as the [...] Read more:Cheap
Collapse of Inside Track … and the gifted deposit scam 2008-04-29 04:31:35 The collapse of Inside Track
, which has been running property seminars around the UK for the past few years, promising attendees the ability to ‘get rich quick’ should come as no surprise given the current state of the credit, mortgage and housing markets. The scandal is that so many of these companies are allowed to [...]
Marks and Spencer Coupon Codes 2008-05-01 04:51:12 Marks & Spencer
are offering free delivery when you spend £30 or more using the promotion code FREEDELV. Redeem at www.marksandspencer.com.
Related: Secret promotional codes Read more:Coupon
, Codes
Credit rating free 2008-05-01 02:18:39 It’s one of the major bugbears of applying for financial products and services … you jump through the various hoops, applying for a loan, mortgage or whatever, and then you get rejected because of a bad credit rating. The really annoying this is that you can’t actually think why your credit rating [...]
Discount hotel coupons 2008-04-30 13:29:23 The piece we ran about cheap Edinburgh festival tickets and cheap accommodation when up in Auld Reekie (look it up Sassenachs) a couple of days back got something ticking over in my brain … discount hotel coupons! I should apologise for not putting two and two together sooner, but I do have a habit of [...] Read more:Discount
Podcast episode 023 2008-04-30 13:02:03 This week on the Wallet Watcher personal finance podcast we talk about:-
Car boot sales
Convert your old mobile phone into cash
Try an auction
Investment funds explained
Thanks for the emails, keep them coming in to walletwatcher@btpodshow.com. Be sure to visit the Wallet Watcher blog for articles on secret promotional codes, cheap Edinburgh festival tickets and fringe tickets, collapse [...] Read more:Podcast
Investment funds explained 2008-04-30 12:44:03 Most of us who buy shares do so via investment funds - unit trusts, investment trusts and the like. And most of these are ‘managed funds’, where you’re buying a piece of a much larger bundle of shares sold and bought by an expert in the city … a fund manager. The problem is … [...]
Try an auction 2008-04-30 12:42:27 Auction houses aren’t just about Christies and Sotheby’s selling the Van Gogh you found hidden in the attic.
That ghastly piece of Victorian chinaware that you inherited from your granny may well be collectable.
And much more recent products now have collectability value, so hoik out that stack of mint copies of the Beano, or your original [...]
Convert your old mobile phone into cash 2008-04-30 12:41:41 We have a seemingly inexhaustible appetite for new mobile phone
s. The high street supplies mobile phone handsets to us all the time - phones that take pictures and videos, play music and a host of other whizzy features you’ll never use.
The problem is they’re having to open whole new landfill sites to swallow the ones [...] Read more:Convert
Car boot sales 2008-04-30 12:40:16 Many people are making money from junk by selling their old stuff on ebay or Amazon Marketplace, but don’t forget the more traditional routes to market.
Sometimes people want to see before they buy … and sometimes they just buy on impulse, which is why the old favourite car boot sales are a great idea. There [...]
c++ source code for investment calculator 2008-04-30 11:31:52 Following an email from Alison Eddy asking about tools for calculating the rate of return on investment
s, I have to say that my systematic analysis usually involves a biro and the back of an envelope or, if I’m feeling particularly slick, a calculator. However, I have been pointed in the direction of this c++ source [...]
Secret promotional codes 2008-04-30 09:51:11 Online retailers will often ask for a coupon code, discount code or promo code during the checkout process. These promotional codes are usually given away to select potential customers using various campaigns from their marketing departments and offer money-off discounts or free shipping. Some thoughtful internet users will often share these discount codes online so [...]
Free stuff.co.uk free stuff and computer free stuff 2008-05-02 04:20:30 Maybe it’s Britain’s rampant inflation (albeit cunningly disguised by Messrs Brown and Darling) but I must confess to being slightly staggered by the British public’s thirst for something, anything free. Free stuff
online (computer free stuff being a current hot favourite) seems to be this year’s hot topic, and I guess sits neatly alongside all [...]
Zero percent credit cards and low APR credit cards 2008-05-03 04:25:07 The British love affair with credit
and their plastic cards may be coming to an end and, like many relationships painfully terminated by one party, it isn’t going to be very nice for the other partner. We’ve become comfortably used to zero percent credit cards and low APR credit cards over [...]
Dell voucher codes 2008-05-06 03:45:02 Now you’ve brought your fantastic value Eee PC you’ll probably be shopping for some discount notebook accessories. You can save 10% off Dell notebook accessories range by using the Dell voucher code BKR3HPPHG487MJ when checking out at www.dell.co.uk before the 11th of May 2008.
A laptop computer for under £200 2008-05-05 05:28:25 Laptop computers under £200? Impossible I would say. In fact, show me a laptop computer under the £200 mark and I’ll show you a child’s toy. But there’s a certain irony here. Supercheap laptop makers Asus has pitched its Asus EEE computer at children. And there are certain refinements you’re not [...]
Podcast episode 024 2008-05-07 06:13:29 On this weeks episode of the Wallet Watcher personal finance podcast we discuss:-
Post from your PC
Fax to email solution
Save on Royal Mail postage
How do tracker share funds work?
Keep those emails coming in to walletwatcher@btpodshow.com. We also have fresh articles on the Wallet Watcher blog including articles on tax rebate advice, the new Asus Eee PC [...] Read more:Podcast
How do tracker share funds work? 2008-05-07 06:02:17 Last week I looked at managed share funds and why they don’t work. Put simply, the ‘experts‘ who dip into and out of the market on your behalf, often aren’t very good at it… and the huge charges they levy on every transaction soon eat up any profits you do make.
So why DO so many [...]
Save on Royal Mail postage 2008-05-07 05:59:13 IF you MUST use the post office, it’s not hard to save money.
Royal
mail postage costs and Royal Mail parcel rates seem to me to have steadily climbed over the years. And since the Royal Mail started charging on size of envelope as well as weight, there are some rather silly anomalies.
For instance - sending [...]
Fax to email solution 2008-05-07 05:57:54 You don’t have a fax? You don’t need one. Certainly don’t go out and buy another clunky piece of hardware to sit next to the phone.
Fax to email solutions and email to fax software such as efax.com allows you to send and receive faxes as email attachments, and you’ll be able to hand out a [...]
Post from your PC 2008-05-07 05:53:29 You use your computer for everything else, so why are you going out and buying stamps, notepaper and envelopes and sending letters, payment for bills and the rest through the post? Dump the chequebook and pay online by debit card … you’ll frequently get a discount for doing so anyway. If you absolutely HAVE to [...]
Tax rebate advice 2008-05-06 06:52:48 Times being as tight as they are it’s a good juncture at which to look at tax rebate advice. We kind of take tax for granted and, while admirably philosophical, it may mean you’re not getting all the tax breaks you’re entitled too. The Inland Revenue does get tax codes wrong on [...]
Purely Gadgets voucher code 2008-05-08 06:26:31 Use the code PGSBMAYFD when checking out at Purely Gadgets web site for free delivery, saving you £5.
Hertz Discount Code numbers 2008-05-09 19:01:36 This is a nice little number (or rather collection of numbers) for any Walletwatcher readers planning an early summer break. By typing the Hertz discount code numbers below, when you book a hire car at the Hertz Car Hire website, you get extra discounts on what are are already pretty competitive [...] Read more:Discount
Best interest rate on savings accounts 2008-05-09 11:11:13 So where DO we go for the best interest rate on savings accounts just now? The decision by the Bank of England to hold interest rates unchanged at 5% this week comes as no great surprise, but it won’t gladden the hearts of those (particularly older people) who have low or no [...]
Viking Direct Coupon Code for bonus Nectar Points 2008-05-08 20:00:56 Check out this Viking DirectCoupon
Code for NectarPoints
deal. Viking Direct is already a good bet for mail order and online office stationery. Definitely worth taking a look for printer paper, ink and any other consumables for your home office, and they do good prices on hardware too. A little ‘come on’ dropped [...]
Blah DVD discount code deals 2008-05-11 00:57:00 Blah DVD is a company and service that fits my triple penny pinching remit exactly. Find a good service offering good products, get a good price on the same … and then get a little bonus as well! Greedy yes, but as a certain large supermarket chain says ‘every little counts’. The [...]
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