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Emotional Misfortune and Why It Makes Debt Hurt So Much
2008-04-13 02:47:47
In 1989 and 1990 my financial life swirled the bowl and went down the toilet, resulting in my personal bankruptcy. My shame and my disgrace, which I kept silent and my secret until 2000 when I got outed by a Washington Post reporter when she asked me, only in passing, during an interview if I [...]
Read more: Emotional

I Want to Kill Myself
2008-04-14 06:22:01
I’ve become alarmed by the number of searches on this site by people saying “I want to kill myself”. I fully realize that money troubles are both painful and intensely intimate. In my years as a debt expert and in helping people to find good solutions for difficult money troubles, I’ve certainly run into my [...]


Fiscal Irresponsibility Is Not Your Sin Alone
2008-04-14 05:43:23
As much as government and big business cast blame on consumers for not keeping their financial houses in good order, I’m afraid a bit of a smoke screen has been blown in front of your eyes. The Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 was passed to benefit big business and punish debtors for [...]


Just Got My Credit Score Online - Wohoo
2008-04-17 03:34:53
Well in typical transatlantic fashion I am now five time zones west from my former home in the UK and wide awake at 4 AM. I’ve got stuff to do right away, first thing will be to finish the last leg of my trip, so today I fly from Baltimore to Raleigh. The landing at [...]
Read more: Score , Credit Score

How Not to Piss Off Your Creditors
2008-04-22 22:31:39
Sometimes debts can build up to the point that they’re overwhelming. Avoiding contact with your creditors (the people you owe money to) isn’t a good tactic, and makes them suspect you won’t pay, rather than can’t pay. It won’t go away if you cover your eyes. When we have many debts our senses develop a [...]
Read more: Creditors

I’m Tired of Playing By The Rules
2008-04-22 19:44:13
You know what, I’m tired of trying to please other people with my posts. In the beginning of this blog I had this idea that I’d post some attractive sexy picture with each post, once a week. At first when I started the sexy pictures, people gave me flak for doing it. And I caved. [...]
Read more: Rules

Silly & Stupid Saving Money Tips
2008-04-22 13:53:06
I like to save money, who doesn’t? Well of course there are those people that spend for the obvious consumption. Then there are the bleeding edge tech spenders and the compulsive unconscious mall shoppers. Okay, so not everyone like to save money and in the grand scale of money savers, with 10 being the most frugal [...]
Read more: Silly , Stupid , Saving , Money

How to Repair My Bad Credit - Cami Has a Question And Needs Your Help
2008-04-25 13:51:13
In my continuing effort to help anyone that wants advice to deal with a financial problem, Cami sent in the following question through my online form. If you have a question, you can send it in also for help. Hi Steve, I stumbled upon your site while searching for zero percent credit cards for balance transfers. [...]
Read more: Repair , Question , Needs , Bad Credit

Eos Airlines Goes Bust. Joins MAXJet in the Business Class Dead Pile.
2008-04-28 15:08:27
So a quick search about MAXJet will uncover the other articles that I’ve written about MAXJet. The irony is that the airline that offered a similar service, like MAXJet, has now gone belly-up as well. Eos flew 48 seat 757s between JFK in New York and Stanstead, near London, England. The idea of a business [...]
Read more: Airlines , Business

Are American Farmers Getting the Shaft, Again?
2008-04-29 21:01:25
Comments by President Bush today have me left scratching my head. While he was talking about the economic anxiety people in America are feeling, I find some of the comments about farmers, puzzling. If I’m not mistaken, the major oil companies have deflected pressure from their record profits by saying that their business is cyclical and [...]
Read more: American , Again

The Beauty of A Woman’s Curves Accentuates The Simple Beauty of a Good Idea
2008-05-11 06:32:19
If I am guilty of anything, it would be in having too many ideas and possibly being so self-righteous on some matters I fail to bend or give humble passage to allow for the populist view to pass without notice. I have dully noted the feedback among some readers, not all posted for politeness, that [...]
Read more: Beauty , Curves , Simple

People in Debt More Likely to Be Clinically Depressed and in Need of Help
2008-05-14 06:43:51
UK mental health charity Mind says that people with mental health problems are almost three times more likely to be in debt than those without them. New research has suggested that concerns about debt are having a significant negative effect on people’s personal wellbeing and that those with pre-existing mental health problems are almost [...]
Read more: Depressed

Credit Is Absolute But Life Isn’t. Anyone See a Problem With That?
2008-05-23 01:45:35
Recently we posted an article on our UK site about mental health and debt. It had so much good information in it I’m going to repost it below. But it got me thinking, without any safeguards for consumers that run into unexpected trouble, isn’t the very premise of extending credit in absolute terms, without allowances for [...]
Read more: Absolute , Anyone , Problem

“Steve U R A Twat”
2008-05-26 07:02:04
To this day I am still stunned by some of the comments that people post on this and other blogs. Messages of nastiness and hate. And the same question always comes to mind, why? So yesterday someone posted a comment that I did not approve that said, in it’s entirety, “Steve U R A Twat” [...]


I’m Thinking of Suing Coke for Mental Anguish
2008-06-14 07:54:51
So for some the morning routine is a good cup of coffee. Or if you live in Seattle a triple shot double mocha lite with whipped cream. For me the crutch has always been a Coke in the morning. You get your caffeine and shot of sugar right off the bat. Usually I would drink [...]


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