Owner: How to be debt free? URL:http://www.how2bdebtfree.net Join Date: Fri, 11 Apr 2008 03:57:52 -0500 Rating:0 Site Description: Free tips and techniques for a debt free life. Learn about finance, financial freedom, debt, credit, debt consolidation, loans, student loans, insurance, budget and more at this blog. Site statistics:Click here
"Money saving expert forums"- A place to discuss money saving and more 2008-04-10 22:49:43 I have learned a lot from online message boards and froums. As members of these communities come to one place to share their experience and opinions. These forums or message board are FREE to join, and often you get the resources, links, tips, ideas and advice, which you can't get from other sites or blogs.MoneySavingExpert.com's Forums is a huge community of money savers. There is a lot of learn at this forum, as it has 50 different subjects each with its own mini community. The aim of the forum is to help you save money on anything and everything by finding the best deals.The forum is free of ads and free to join. There are 306,525 Members and 8,068,346 posts at the forum, so it is well understood that this community is really big and a good place to browse through different catagories. Read more:discuss
FREE guide on bad credits 2008-04-09 04:40:49 Consumer Bad Credit Guide is a FREE resource which provides researched guide on bad credit.This site includes information on bad credit in the United States, Canada, Australia, Ireland and the United Kingdom. And site has mentioned credit in each country, so people from these countries can look for the options according to their country rules.Check the Site map link, where it shows 105 pages with posts related to credit. In a post "Bad credit card" it suggests:Obtaining a credit card with bad or no credit:Your credit rating plays a important role when trying to obtain a unsecured credit card. Credit scores range from the lowest at 300 to the best of 850. Having a credit score over 700 will most likely approve you for the best credit card rates available. If your credit score is under 700 d
Student loan and financial resources 2008-03-29 04:15:46 There are a lot of Government and non-profit organizations which provide FREE tips and techniques to learn about student loans. Getting knowledge of "how to get the student loans?", "where to get on interest free rates?" and "how to repay it after getting financial freedom?" is very essential.I have compiled some resources which can guide you to get student loans or relevant informtion.According to a difinition by Wikipedia:"Student
loans are loans offered to students to assist in payment of the costs of professional education. These loans usually carry a lower interest rate than other loans and are usually issued by the government. Often they are supplemented by student grants which do not have to be repaid."1- Federal Student Aid is the homepage of the U.S. Department of Education's Dire
Get free advice and tips on debt management 2008-03-21 04:56:09 It is another advice site providing you FREE initial Debt advice, help and support.They suggest that:"Recognising there is a financial problem is the first step to taking positive action;" Step 1 Check eligibility - Take Free Online Assessment Step 2 Get an appointed staff member deal with your case immediately. Step 3 Relax safe in the knowledge that your debts are under control. 123 Debt Solutions.co.uk helps you in:- reduce your outgoings and debts- reduce your repayment period- reduce your monthly repayment- help stop, reduce or freeze interest where possible- send you monthly updates on payments made and information received- Stop all contact from your creditors.- Stop court or bailiff action. - Have an appointed staff member deal with your case from start to finishGet free advice on:
Get student financial aid information at "FinAid" 2008-03-19 04:38:03 It is one of the sites, which provide financial aid information
, advice and tools for the students FREE of cost.FinAid was established in the fall of 1994 as a public service. It was created by Mark Kantrowitz, a noted financial aid and college planning author.* loansAchievements:FinAid.org is reviewed by every major newspaper and personal finance magazine in the country. Comments:The New York Daily News called FinAid "the hottest site on the Internet for financial aid tips." It is "the best place to begin a search" according to the Chicago Sun-Times, and "the grand-daddy of all Web sites" according to the Boston Globe. Yahoo Internet Life said to "make FinAid your first stop. This site offers some of the best 'how to' guidance on securing financial aid."The site has won awards from the C
Learn more about "Debt consolidation" and "Debt Management" 2008-03-16 11:17:44 Are you having trouble paying your bills? Are you worried about losing your assets (home or car) and need a debt consolidation solution?You are not alone, because many people face financial crises in their life time. With proper budget and debt management you can overcome these troubles. In this article you would get some valuable tips and techniques from "Federal Trade Commission:From Wikipedia, the free encyclopedia Definition of Debt consolidation:"Debt consolidation entails taking out one loan to pay off many others. This is often done to secure a lower interest rate, secure a fixed interest rate or for the convenience of servicing only one loan.Debt consolidation can simply be from a number of unsecured loans into another unsecured loan, but more often it involves a secured loan again Read more:Management
Get the finance and investment advice at "The Motley Fool" 2008-03-13 20:04:54 There are many times when we need advice for our finance
s and investing. Because more you have knowledge of these matters, so you are confident in making decision for your investment
. "The Motley
Fool" help and educate you in financial matters. It provides you news, articles about investing, and personal finace."The Motley Fool" reaches millions each month online. It became online in 1994. Headquartered in Alexandria, Virginia. This is a privately-held multi-media company having nearly 200 employees in the United States and UK and is a top provider of investment advice and financial information. Goal: To educate, amuse, and enrich their readers and help them make better financial decisions. The Motley Fool has published best-selling books including The Motley Fool Investment Guide. For mor
No title 2008-03-13 19:43:34 The first step to be debt free is a planning for budget and then trying to save money by living a simple life. Because it is not advisable to stay in burden. But how to plan our finances that after few years it becomes easy to live bebt free life?Free household budget plan and simple debt elimination plan is provided by Simple debt free living. Their motto is:"Live debt free to be free"It provides plan, ideas, and resources for debt reduction, personal budgeting, and frugal living.This site is created by "Cheryl" with her family support. She says about this site:"Our mission is to help families take back control of their personal finances to become, and live, debt free. We hope to do this by sharing our reseach and experiences during difficult financial times.I am not a professional financ
Read articles on finance and business at "Money Matters 101" 2008-03-10 12:04:49 Money Matters 101.com is mainly an article based site which provide you many useful posts on finace and business topics. Mission:Providing clear, simple, easy to understand information about business and finance
.Let's have a look at few of the article catagories:About credit:The better your credit, the more willing companies and people will be to lend you money.There are tips to establish Good Credit historyLink:creditAbout debit: Many people don't believe that it is possible to be totally debt free, but it is a realistic goal. In order to reduce the burden of debt in your life, make a plan to become debt free and work towards your goal. Full article: debitStudent debt:Heavy debt accumulation starts in college. Before many students graduate, they are burdened with student loans, credit ca Read more:Money
"Financial freedom" - a site with a different approach! 2008-02-29 11:26:38 Financial freedom provides useful information about debt, insurance, budget, saving, and more. This site is from Mike Coe, who is from San Clemente, California.Story behind the creation of the site:In 1987, Mike had accumulated debts totaling nearly $700,000. Through a series of circumstances, he and his wife began searching for help in the area of their finances. After several months, it became clear to them that God wanted them to get out of debt. They totally surrendered their entire financial lives to God and began their journey towards financial freedom. By learning and applying God’s principles for financial freedom they were able to become totally debt free within 10 years.In 1996, as a result of their personal experience, Mike founded the non-profit teaching ministry, Christ Read more:different
, Financial
Review: "Consolidated credit.org"- 2008-02-29 10:22:01 Consolidated Credit.org not only helps you in debt management and credit
counseling but it educates you to stay debt free. Consolidated Credit Counseling Services, Inc., founded in 1990, is an industry leader in providing credit counseling and debt management programs throughout the United States. It is a one of the biggest credit counseling agencies in the country.First introduction of the site is that Consolidated Credit is a member of the Better Business Bureau, the United States Chamber of Commerce, the Greater Fort Lauderdale Chamber of Commerce, the Association of Independent Consumer Credit Counseling Agencies, and the American Collection Association.Mission:"To help families end financial crisis and solve money management problems through education and professional counseling."What
Spend less to stay debt free! 2008-02-21 10:28:41 It seems very easy task, but believe me it is not. Most of the people take loans to spend a comfortable life. But to my experience proper planning and bugdeting can give you a gift of financial freedom. But how to do it?Yes, first steps are difficult to take, but deciding that you want to stay debt free is the base of it. There are lot of people who plan for their life and very soon they are able to lead debt free life. That day I visited the Frugal facts.com blog, which impressed me a lot. Read what is this blog about and what you can get from it? (In their own words)"Quick Frugal Living Tips:Cut grocery coupons out of the newspaper Look within yourself and do some personal budgeting Ask your friends for frugality secrets Don`t be embarrassedIf you use the following words in your daily li
How to be debt free? 2008-02-18 11:30:17 An effective way of learning is to get advice, tips and suggestions from the experts or the people who have experienced the same situation and could face the tasks properly. I would be reviewing the sites/blogs or expert advices at this blog, which may guide and help you in getting secure and debt free future.Wiki How provides a guide in this connection:5 Steps to stay debt free:1- Assess your problems. If you are in debt, figure out how much money you owe. Who do you owe it to? Is it the bank, a car dealership, or simply a friend that you lost a bet to? If it is just $0-100.00's look for a job to work and as soon as you get your paycheck, pay-up your debts. If it is a little bit more, keep working until you have worked it all off. If you need more than a few hundred dollars, you can eithe
"Debt Steps" -a free tutorial site 2008-02-18 11:28:28 Being stress free and having financial freedom is every person's dream, but how to stay debt free and solve our daily financial problems? -- "Debt Steps.com" is a FREE tutorial site which may provide you some solution to your money or financial matters.Debt Steps.com provides you Free tips and articles to help you to be debt free. Waht site offers to you?- Details and reviews on bill consolidation,- Bankruptcy- Negotiation- Settlement of money you owe- Step by step guide to consumer credit counseling- tips on handling bill collectors- borrowingYou may get the solutions or suggestion about these important questions: - Should you borrow to consolidate your bills? - What loans and mortgages are available and can you qualify? - What happens if you file bankruptcy? - Is your credit ruine
Why this blog is created? 2008-02-18 11:26:01 I believe that we can learn a lot from other's experiences and tips. I love to search at the World Wide Web, and after more than 3 years, I realized that you can still get FREE tips, advice and learn techniques about any topic. So this blog is an effort to share the knowledge to stay debt free. Financial freedom is everyone's dream, but how to do proper planning and what are the sources which can help us in this regard? ----Let's discover!-You may get links to many sources which may provide you advice or tips for your financial matters.- You can get advice from experts of money or financial fields.- I would be reviewing blogs and sites, which are helpful in providing you tips and techniques to stay debt free.- Debt consolidation, loan, credit, insurance, every money related matters would b
"msn-money"- an online news and article resource 2008-04-11 23:56:45 It is a good idea to get in touch with the sites, which provide updated news, articles and useful tips in finance and money matters. Because to deal with your personal finances and related matters, you need to be in touch with the world around you. msn can help you in this connection. money central from msn provides lots of news, articles, resources and links about investing, personal finance, banking, insurance, retirement, savings/debt, tax and a lot more.Links to the a few pages:* Savings and Debt* Participate at the message board or read other posts at :message boardSubscibe to their FREE newsletters which include: - weekly MSN money- Market Summary - Daily Market Update - Personal Finance- SuperModels - Jubak's Journal about investing, the stock market and the economy- MP Dunleavey a Read more:online
"The simple dollar"- for the people who need both cents and sense 2008-04-16 08:14:13 During my web search for quality blogs, sites and resources for this blog, I noticed good blogs which not only provide personal experience based advice, but tips and guides, can definatlely help us make our life debt free. These blogs offer many helpful links and resources in this connection.The Simple Dollar is a personal finance blog. Trent Hamm is the creator behind this blog and this blog is a result of his personal experiences to overcome debts.The blog helps us to learn simple ways to manage our finances and save money.Here is the story behind creation of this blog:(In Hamm's own words)"My name is Trent Hamm, and in April 2006, I went through a complete financial meltdown. I threw myself head first into trying to figure out every nuance of fixing my financial situation, and after a Read more:people
"Bargaineering"- A personal finance blog from a young student 2008-04-16 10:35:21 Blueprint for Financial Prosperity is a personal finace blog from a young
student of twenty plus, who have been interested in personal finance
ever since he was given $20 on his birthday and discovered how much it could actually buy.Jim (the blogger) claims that he is still a learner and want to share his experience with his readers. You can find post about shopping, insurance, investing, retirement, loans, credit cards, mortgages, bargain hunting and other issues related to personal finance
.- 50 Fun Facts About Credit Cards- Top
"Investor Guide" -guiding you in personal finance and investment 2008-04-19 11:04:55 As I have discussed before that to lead a debt free life and get financial freedom, you need to do proper future planning. Future planning includes making budget, research or knowledge of credit, debit terms, and when you are financially stable, then go forward to invest your money for long term benefits. But where to get guidance and advice about investing our money?Investor
guide was launched in 1996, to empower individual investors to take control of their finance
s and investment
s through the Internet. It is headquartered in Fairfax, Virginia and is flagship of WebFinance Inc. which is a financial Internet company which designs, builds, and nurtures business opportunities where technology and finance intersect.Mission: (In their own words)InvestorGuide
.com's mission is to give you compl Read more:personal finance
"Wise Bread"- helping you large on a small budget 2008-04-22 10:46:28 Financial freedom can be acquired by just keeping in mind that we need to make future planning and budget
to take control of our finances. And to reach our target, we have to think seriously how we can make adjustments with our needs and expenditures. There are many ways to save money and to get financial freedom, we have to look around for saving money. I am personally in favour of saving money, as it saves us from taking loans, at the times of needs. A money saving habit can help you a lot to be debt free in future."Wise Bread
" is one of the sites, which provides us tips and advice in money saving.Philosophy of the Wise Bread is : "you can have fun saving money"Mission:(In their own words) We believe people on a budget can still enjoy fabulous and fun lives. We are here to share tips tha Read more:large
Review: A blog with tips for bad credit 2008-04-27 08:33:42 I prefer to read blogs most of the time to get the desired information. And at this blog, I would be reviewing sites as well as blogs, which provide useful information, advice, tips which can help us to get financial freedom. "Debt free life" is everybody's dream, and we are trying to get our target by sharing our experiences.Bad Credit Advisor blog is maintained by a licensed mortgage broker who deals with bad credit
folks daily. The blog provides you with Free Access to a wealth of credit related content, forms, tools and calculators.Worsening your credit score is very easy but improving it is a time consuming and tedious process. This site is for all people out there who are willing to put an effort to clean up their credit report.It help you understand what affects credit, what makes c
A blog about money -“The Dough Roller” 2008-04-29 08:41:28 It is better to learn from experience of others, because if is safe side of being careful before the disaster. I mean at the time when we have to face unexpected situations, or events where we need help in terms of finance. But most of the time, after the solution of that problem, we forget about the debt or loan, we had to pay later on. The DoughRoller
is a blog about money. How to make it, give it, save it, and spend it in a way that moves us closer to financial freedom.At the DR, you can learn everything from asset allocation to zero coupon bonds, from savings yields to real estate investing, and from raising financially fit kids to raising financially fit parents (yes, even our parents need raising now and again–at least mine do).About the author:He worries about raising teenagers
Looking for financial options to study abroad? 2008-05-04 11:12:39 There are a lot of resources at the web, which provide guide or advice based information for students who want to study more or going abroad. Students need only to search for the specific and reliable sources, which can guide them in making selection for their study needs."StudyAbroadLoans.com" helps students achieve their goals of international education. To get the goals it presents financing options available for international study. More about the site:StudyAbroadLoans.com is based in Jacksonville, Florida, with offices in Quincy, Massachusetts, and is a proud member of the "International Student Network" and the "Student Loan Network". Started in 1998, it is operated by Envisage International Corporation. You may trust this site as it provides a verification of the quality of their s
Learn more about "Student Loans" 2008-05-07 12:14:02 In my previous post I have written about Student
loan and financial resources. Student loans are required by mostly students, but sometimes parents need financial help for their children. Whoever needs it, you need to know more about "Student loans", where to get it and how to apply for it?So let's learn more about Student loans and get tips regarding this important topic.Student Loans
Federal loans are the most accessible and affordable loan resources now available to students. There are two federal programs available nationally, the Stafford and Perkins programs. Both provide interest-subsidized, payment-deferred loans that borrowers can repay after their enrollment ends. Interest -- capped at 8.25 percent for Stafford and 5 percent for Perkins -- begins to accrue only after the borrower Read more:Student Loans
Search for non-profit student loan organizations at "Student Loan Search" 2008-05-07 12:11:09 Often non-profit
organizations are a good resource to get help or advice about any matter. For finace or debt topics, same conditions applies here, as you get the FREE advice or tips from non-profits. Moreover there is no loss of browsing the sites run by non-profit"Studnet laon search" is a group of non-profit student loan organization. Let's know more about this site:Student loan search provides personalized customer service, the lowest rates on student loans, and quality loan servicing and programs. FREE lender search:Their search tool will list the most competitive non-profit student loan organizations in your state of residency or those student loan organizations approved to operate in the state where you are attending school. They also provide other helpful information for our studen Read more:Search
, Student Loan
What is credit score? 2008-05-07 12:06:07 Often we don't have a proper knowledge of debt, credit
and other finance matters, and sometimes it is the only reason that we cannot make us debt free. Personally I feel that learning these all terms is a good way to get a secured and debt free future. When we are aware of our credit/debt score and know that more we are hanged up by taking loans, more we are away to get finacial freedom. So let's learn more about "Credit Scores" and how it works. How Credit Scores Work?A credit score is a number that is calculated based on your credit history to give lenders a simpler "lend/don't lend" answer for people who are applying for credit or loans. This number helps the lender identify the level of risk they may be taking if they lend to someone. While the same end result can come through reviewi
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