Owner: Insurances URL:http://insurances-variety.blogspot.com/ Join Date: Wed, 09 Apr 2008 17:01:09 -0500 Rating:0 Site Description: What do you look for when you compare insurance policies? Enjoy funny insurance commercials and learn something about insurance. Site statistics:Click here
How to reduce car insurance premium? 2008-02-20 14:19:09 Most insurance
companies agree to reduce
the premium if proof, suggesting a low chance for a claim, is supplied. Companies agree to reduce the premium not from the goodness of their hearts but for being more competitive compared to other insurance companies.In every insurance type the parameters to be supplied for reduced premium are different. Specifically related to car insurance, the parameters are:No Claim Bonus (NCB)If you have a clean record of no claims then you can get a discount on your quote. Every insurance company sets the discount percentage per number of years with no claim in more or less the same way.Car specificationThe insurance company, based on your car specifics, determines whether statistically you are more likely to make a claim, or in other words, more likely to hav
Compare Insurance Policies 2008-02-12 15:27:41 Why is it that when two guys compare cars they go into small details that justify the money they spent on it? The talk goes from engine consumption to the luxury that the CD player within the car offers. But when it comes to the car insurance they only compare prices. Why is that?The most probable reason lies in the lack of awareness and knowledge regarding car insurance and insurance in general.What is insurance?Insurance is a contract between you the insurer and the insurance company. The contract is a legal document that sets down the rights and obligation of each side. As with many other legal documents, there can be many tricks and loopholes along the way.The contract, aside from specifying how much premium you (the insurer) have to pay (payment for being insured), determines what the Read more:Compare
, Policies
Players in Insurance 2008-04-23 15:02:33 Insurance is a risk management game. To get along with the game one must understand who are the participants and their role. Every participant in this insurance game has his or her own agenda.Policyholder (insured, insurant, assured – Generally YOU!)The policyholder’s agenda is an insurance of maximum coverage and minimum premium.Insurance underwriterThe insurance underwriter’s agenda is to protect the insurance company interests. Usually the underwriter is an employee of the insurance company. The underwriter strives for minimum coverage and maximum premium.In this conflict the rules of economics kick-in. AgentAn agent’s agenda is to bring [together] persons or firms (potential policyholders) requiring insurance together with insurance companies who provide it. The agent receives Read more:Players
All Type Insurance 2008-04-27 16:44:09 Aviation InsuranceProperty, Liability Insurance design to cover aircraft related accidents: Airplanes, Helicopters and other niche aircrafts.Boiler InsuranceProperty Insurance designed to cover damage to machinery and equipment.Business InsuranceA liability Insurance designed to protect you and your business against lawsuits related to allegations of negligence.Car InsuranceProperty, Liability and Health Insurance designed to cover car accidents.Causality InsuranceInsurance designed to protect against accidents or events that have no direct impact on the policyholder.Credit InsuranceInsurance designed to pay off a debt in case of death, disability, bankruptcy, etc.Crime InsuranceInsurance designed to cover a business in case of internal fraud or theft.Crop InsuranceProperty Insurance desig
Insurance for Business 2008-05-04 14:31:45 There are three professional consultants that are crucial for the success of the business. These professional consultants include an accountant, a lawyer and an insurance agent/broker (insurance contact). All three have to be very familiar with the business characteristics and forms of operations. All three have to configure their professional advice to fit the business requirements. All three are equally important for the success of the business.Let us take for example a dentist!(No insurance company will insure this guy!!)What insurance does a dentist need?Property InsuranceThe dental clinic contains expensive equipment. Hence property insurance is required. Insurance is against burglary and fire. To reduce the premium the insurance contract may suggest to place alarm mechanisms and to p Read more:Business
Recommend Site To A Friend
