Owner: Building Better Credit Blog URL:http://helpinghandscreditconsulting.com/credit-repair-blog/ Join Date: Wed, 09 Apr 2008 07:09:25 -0500 Rating:0 Site Description: Certified Credit Consultant™ Jamell Baca offers news and advice on personal finance topics such as legal credit repair, credit restoration, debt negotiation, bankruptcy, raising credit scores and staying debt free. Site statistics:Click here
Electronic crime is maturing 2008-04-06 23:35:20 In the United States alone, victims reported losses of $239 million to online fraud in 2007, with average losses running about $2,530. The complaints are recorded by a special Web-based hotline operated by the F.B.I. and the National White Collar Crime Center, a nonprofit corporation focusing on electronic crime
.
The most common frauds were fake e-mail [...] Read more:Electronic
Simple Tool Could Hve Helped Lenders Avoid Credit Crunch 2008-04-05 23:41:23 WE’VE all heard a great deal in recent months about the greedy borrowers who caused the subprime mortgage calamity. Hordes of them duped unsuspecting lenders, don’t you know, by falsifying their incomes on loan documents. Now those loans are in default and the rapacious borrowers have moved on with their riches.
People who make these claims, [...] Read more:Avoid
, Crunch
, Lenders
, Simple
Another Collection Scam - Beware 2008-03-24 17:27:59 Bass & Associates, a collection company currently under investigation by the state of Florida may now be targeting consumers in other states.
Over 300 complaints against have been filed with the Florida attorney general against Bass & Associates, a debt collection agency accused of violating both federal and state debt collection laws.
Complaints against this company include:
Claiming or implying to [...] Read more:Beware
Arizona gets foreclosure aid funding 2008-03-20 13:57:24 Arizona has received $1.45 million in federal funding to help the state’s growing number of homeowners facing foreclosure.
The money is part of the National Foreclosure Mitigation Counseling Program, and it’s the first federal money dedicated solely to foreclosure prevention to reach Arizona.
Last month, 2,250 families in metro Phoenix lost their homes to foreclosure. That’s the [...] Read more:Arizona
Can disposable digits prevent credit card fraud? 2008-03-20 02:10:46 From MSN:
Each time you give your credit
card details to a phone agent or Web site, it can feel like you die a little — after all, you’ve just given away the keys to your personal kingdom.
Security experts nowadays are trying to help address this fear by developing disposable credit card numbers.
Security experts propose using [...] Read more:fraud
, prevent
Build Credit Without a Credit Card 2008-03-18 23:10:48 Kiplinger has posted a good article with liks to advice for young people and parents on how to start building a credit history. Student credit cards are what get many people started on the road to debt. Talking about financial responsibility with your teengae children could save them a lot of trouble in the future.
Build
[...] Read more:Credit Card
Your credit behavior can have a major effect on your home and auto insurance 2008-03-18 13:50:39 Increasingly, insurance
companies are weighing credit
histories–including late bill payments and debt balances–when assessing a consumer application or renewal and setting the associated premium. That’s because there’s a proven connection between how you’ve managed your finances over the years and how likely you are to file an insurance claim. In much the same way that [...] Read more:effect
Phoenix West Valley hit hardest by foreclosures 2008-03-13 01:57:32 New-home communities in the West Valley
that led the local housing boom for sales are now plagued with the Valley’s highest foreclosure rates.
Eight of metro Phoenix
’s top 10 areas for foreclosure rates are on the Valley’s west side, according to an Arizona Republic analysis of data for the past 13 months from the Information [...]
New Article Posted on Stopping Credit Card Offer Junk Mail 2008-02-21 17:56:00 Most people view the unsolicited Credit Card offers they find in their mailbox as a minor annoyance. Unfortunately, pre-approved Credit cards can pose a major Security risk to unwitting consumers. Identity thieves love to "dumpster dive" for this Type of junk mail and use it establish fraudulent credit accounts.
Read article here:
Stop Credit Card Offer
Junk [...] Read more:Article
The worst credit card deals in America 2008-02-21 17:36:10 MSN/forbes.com has a great article on how Bank of America
and other credit
issuers have run afoul of consumer advocates and alienated many of their customers in an attempt to achieve higher profit margins.
Includes a list of five credit cards to avoid:
The worst credit card deals in America
Credit Card Issuers Becoming More Aggressive In Closing Low Activity Accounts 2008-05-10 15:16:32 Many consumers keep old, unused credit card accounts open to boost their credit scores. Old accounts often help your score by extending the length of your credit history as well as improving your credit to debt ratio.
However, credit card companies routinely close accounts that show no activity at all. When an account is involuntarily closed, it [...] Read more:Accounts
, Activity
, Aggressive
, Becoming
, Credit Card
Consumers becoming more dependant on credit cards to meet expenses 2008-05-08 21:29:36 With the credit
crunch making it difficult for consumers to obtain loans, more are turning to credit cards to meet their expenses. As traditional low interest home equity loans and refinancing options become less accessible many are forced to rack up credit card debt at higher interest rates.
"Government and agency statistics illustrate this troubling trend. The Federal Reserve reported Wednesday that [...]
Will the Credit Crunch Affect Your Ability to Get Student Loans? 2008-04-22 10:38:08 Upward of 50 lenders have announced in the past few months that they will no longer make student loans. The nation’s credit crunch simply doesn’t make those and many other loans profitable, according to a number of lenders.
And though there are about 2,000 lenders still offering federally backed and private loans, the U.S. House sprang [...] Read more:Affect
, Credit Crunch
, Crunch
, Loans
, Student
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