Owner: Creating Wealth The Unit Trust Way URL:http://www.unit-trust-investment.com Join Date: Tue, 08 Apr 2008 22:31:50 -0500 Rating:0 Site Description: Would you like to quickly increase your wealth? Learn how you can quickly increase your wealth with Unit Trust (Mutual Fund) investment. Make your money work doubly hard for you. Through simple tips and guide, you will be on your way to riches that you ha Site statistics:Click here
#60. Your Savings In Fixed Deposit Is Killing Your Money. Learn Why. 2008-04-07 23:13:50 Putting your hard earned money into a good savings is important. You should have a six month cash reserve. That means, as a financial savvy person, you should have cash reserve that can help you pay for six months' expenses even if you don't have any income. Saving this six months reserve in FixedDeposit
is fine. Anything more than that afterwards is just killing the value of your money.
Why? Read more:Killing
, Money
, Savings
#42. Types Of Mutual Funds (Unit Trust) - What You Need To Know 2008-04-04 22:32:13 Mutual Funds
are an investment type that is considered open-end. This describes the fund's method of buying and selling shares to and from investors at the end of the day. This allows investors to join and investors to leave at any given time permitting incredible flexibility in the investing term. Investors purchase their fund shares from the fund or a broker for the fund instead of other Read more:Mutual
, Mutual Funds
#46. Gold Futures Soar To Record Above US$1,000 An Ounce 2008-04-04 22:32:13 Gold for April delivery has soared to a record high of US$1,001.50 an ounce on the New York Mercantile Exchange. This was the first time gold has surpassed US$1,000 an ounce. Breaking this point also breaks a lot of psychological barrier that people had. It now shows that gold has the potential of moving up higher.
So, is this still a good time for you to get into investing in gold? You bet, Read more:Record
#38. When To Switch Your Unit Trust Funds? 2008-04-04 22:32:13 When do you know it's time to switch your funds so that you can lock in your gains? First of all, why do you need to switch? You may be thinking that Unit Trust investment is a long term investment that you just put-in-and-forget-about-it. No, wrong. Well, won't you want to be a smart investor and make more profits? Switching will prevent you from losing the gains you have made. Switching is Read more:Funds
#57. Does More Money Really Help? 2008-04-04 22:32:13 Survey shows how Malaysians define financial success, their actions and attitudes towards money.
More than three in four Malaysians (78%) said that they would be happier if they had more money while two thirds (65%) agreed that the more money one has, the more problems one has, according to a survey by global market research company Synovate.
Exploring Malaysian attitudes towards financial Read more:Money
#44. Why Mutual Funds (Unit Trust) Are Considered Better Than Stocks 2008-04-04 22:32:13 Here's an article by Pauline Go on a comparison between investing in Unit Trust and Stocks
. You made the conclusion whether Unit Trust is a better investment than stocks.
Mutual
funds are primarily composed of investments in stocks, debts and other assets. However, financial experts believe that mutual funds have an edge over stocks. Hence, it is important to understand the advantage of keeping Read more:Funds
#56. When To Switch And When To Do Dollar Cost Averaging? 2008-04-04 22:32:13 There is always a debate between investors, Unit Trust Consultants and others on which strategy to use - switching or dollar cost averaging? Even talking and discussing with Unit Trust Consultants in Kuala Lumpur, I find that everyone has their own opinions and prefer to adopt only one strategy.
There is a group that prefers to use only dollar cost averaging for their unit trust investment. They Read more:Dollar
#40. Understanding Mutual Fund (Unit Trust) Terms 2008-04-04 22:32:13 Once you know the meaning of these terms, it will be a lot easier for you to understand what all those mutual fund consultants and financial managers are saying.
Expense Ratio
One of the most common mutual fund terms is expense ratio. What does it mean? Expense ratio simply means the cost to operate your fund. This includes administrative fees, management fees and other expenses related to fund Read more:Mutual
, Terms
, Understanding
#55. 26 Great Tips To Save Tax 2008-04-04 22:32:13 It's time for us to file our tax return again. Here's 26 great ways that you can apply to save you thousands from being taxed! They are legal and permitted by Inland Revenue Board (IRB). Remember, you cannot evade tax, but you can plan your tax to minimise the amount to be taxed.
1. Save for your Child's Education
Since 2007 , any amount that is deposited into a savings account for your child Read more:Great
#36. 4 Reasons Why Investors Lose Money 2008-04-04 22:32:13 There are 4 main reasons that investors lose money with their investment.
1. Emotions take over
Now, we know that we must always buy low and sell high. The truth is, when prices are low, people are afraid to jump in. They are afraid to invest in something that is going south. They are afraid to be ridiculed by their colleagues because they are going into an unpopular investment.
Buying when Read more:Investors
, Money
, Reasons
#54. Quest To Not Have A Job 2008-04-04 22:32:13 That's right, please set yourself on a quest to not have a job at all. By talking about a job, I mean working for a company that pays you money only when you work. Gosh, you must be thinking, 'how can anyone live without a job?' It's unthinkable, yes? Well, don't you see something wrong with our world system today? You have to work and trade your time to get money.
Who says that we need to work Read more:Quest
#47. Where To Invest My Money? 2008-04-04 22:32:13 Many people ask me this question? Or they sometimes ask 'where do you invest your money?'
This question usually comes from those who are beginners in investment. Beginners? Well, they have started their career for a few years now and have some money to invest. They are beginning to think about their retirement or some other reasons. Basically, most just want to increase their wealth. Retirement Read more:Money
#53. New Fund From Public Mutual - Public China Titans Fund 2008-04-04 22:32:13 We have seen earlier launches from PublicMutual
on funds investing in China
such as Public China Select Fund (PBSF) and Public China Ittikal Fund (PCIF). Now, finally, an answer, a new fund. A fund that invests in bigger companies in China - Public China Titans
Fund (PCTF).Public Mutual Bhd will launch on April 1, 2008 the Public China Titans Fund (PCTF), which seeks to tap into the growth
#45. Stocks Dip A Day After Huge Rally 2008-04-04 22:32:13 The stocks rally in Malaysia and the U.S. yesterday was short-lived. The US$200 billion plan from the U.S. Federal Reserve announced yesterday moved the market up but has today seen a dip.
News from Yahoo! Business says this "Investors largely regard the plan the Fed announced Tuesday to lend Treasurys in exchange for debt tied to mortgages as an innovative means of bringing some relief to the Read more:Rally
, Stocks
#52. Quit Your Job Because You Are An Internet Millionaire? 2008-04-04 22:32:13 One of the greatest thing about becoming wealthy in today's world is... it is easier today to become wealthy. There are more millionaires today because of the power of internet. With the invention of internet, many people have been able to quit their 9 to 5 jobs and work from home. Or work from anywhere in the world where there is internet connection. By setting up a website or a blog, you can Read more:Internet
, Millionaire
#43. Index Funds Beat 80% Of Mutual Funds (Unit Trust) 2008-04-04 22:32:13 In my previous post I show when to buy and switch for an Index
Fund. Here's a great article by Jamie Rackenthaler on buying Index Fund. In Malaysia our Index tracks our KLCI. KLCI consists of a group of companies' shares. Thus, the KLCI tracks the overall ups and downs of these shares.
Index funds
Warren Buffet, the worlds greatest investor, said it best, "I would not invest in mutual funds, but Read more:Funds
, Mutual
, Mutual Funds
#51. Travel Smart, Travel Cheap 2008-04-04 22:32:13 I have just found a great website where you can find the cheapest flights to 191 countries around the world! That means you can save more money each time you decide to take a flight. You can travel cheaply because you can get the best deals. The website I am talking about helps you to compare more than 100 airlines and get you the cheapest deal.
Wow! Now I can travel cheaply to anywhere in the Read more:Cheap
, Smart
, Travel
#50. Verify Your Unit Trust Consultant 2008-04-04 22:32:13 Please verify your Unit Trust Consultant
before you invest your money through them. One of the ways is to ask them to show you their FMUTM card. Or ask them their FMUTM number and you can verify on FMUTM's website.
The link above allows you to find out about the Unit Trust Consultant's full name, which Unit Trust Company he or she is with, how long has
#39. When To Buy Unit Trust Funds? 2008-04-04 22:32:13 Of course, you will be told anytime is a good time to start investing and saving. That's right.
However, what if you really know when to buy to maximise your profit? Yes, you can sort of do that. There are a few ways.
Knowing when to buy is an important skill because after you know how to do switching to your Unit Trust funds, you must know when to re-enter.
The right time to buy is when the Read more:Funds
#49. What Is Financial Planning? 2008-04-04 22:32:13 According to Wikipedia, financial planning's scope would usually covers the following:
1. Risk Management and Insurance Planning
Managing cash flow risks through sound risk management and insurance techniques
2. Investment and Planning Issues
Planning, creating and managing capital accumulation to generate future capital and cash flows for reinvestment and spending
3. Retirement Planning Read more:Financial
, Financial Planning
#48. Retiring Rich - One Great Tip 2008-03-26 02:42:58 Do you dream of retiring rich and retiring young?
When I ask people in Malaysia, why is a person earning more or why is a person rich? They say because he is experienced (or in other words older in age) therefore he earns more. They say because he works hard. These are traditional mindset. Age has nothing to do with why a person is rich. I am sure you have seen a rich young man and a poor old Read more:Great
, Retiring
#61. How To Save 5% Off Your Petrol Purchase 2008-04-09 21:02:41 In a previous article, I mentioned about the increasing crude oil price. Today, I will list 2 easy ways for you to save on your petrol purchase from the Malaysia petrol station up to 5%. Hope these tips will help you save a bit as crude oil now trades above USD 100 per barrel. At the moment of writing this, it's at USD 110.68.
1. Purchase
with Credit Card
Local banks are increasingly offering Read more:Petrol
#62. Unit Trust Investment Calculator 2008-04-12 00:59:15 Some people ask me how to calculate a projected return for their investment. They asked whether I have something that will show a chart or table projecting their future potential return in unit trust investment.
Well, I know they are comparing it to how Insurance Agents always print a proposal showing to their prospects or clients about how much they can get in the future.
Usually, Unit Trust Read more:Calculator
#65. Expenses Of Buying Unit Trust 2008-04-14 04:14:21 What are the expenses or fees or charges that you will get when buying Unit Trust?
It's a bit complicated to explain here. Take a look at the picture below.
This is a screenshot from Public Mutual website.From their homepage, on the top left, click on 'Unit Trust Product'. You will see the Unit Trust Product offered by Public Mutual. Say I click on 'Equity Fund' under the Public Series Of Funds. Read more:Buying
, Expenses
#64. Investing With Little Money 2008-04-14 03:38:44 My friend told me about a great way to save and invest for our children's future higher education. With as little as RM20, you can start an account. It's a great to start investing with little money.
If you have at least a child, read on... This information is only for parents or those with adopted child. Oh, you can also tell your parent if you are in kindergarten, primary or secondary school. Read more:Investing
, Money
#63. Forum For Unit Trust Investment 2008-04-14 02:40:44 I have created a Forum
specially to discuss all about Unit Trust Investment in Malaysia! I notice that there are a lot of scattered discussions going on in different blogs or in forums that are not investment related. The forum in these places are only a side topic. What a pity.
Let's concentrate all the discussions in one spot.
You can start to visit the forum through this link:
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