Owner: The Mortgage Sellout - Ex Loan Officer Reveals All URL:http://www.TheMortgageSellout.com Join Date: Sat, 29 Mar 2008 18:28:09 -0500 Rating:0 Site Description: Ex Mortgage Broker and Loan Officer Dylan Whitman reveals all secrets regarding refinancing, buying a home, credit repair, foreclosure and more! Site statistics:Click here
Monitor Your Credit Report Regularly - Experian, Equifax, Transunion, Chex Systems 2008-02-24 00:31:45 **CLICK HERE FOR THE MORTGAGE SELLOUT HOME**
If you have studied this website carefully, you know know that,
much like a resume summarizes your work experience for a
prospective employer, a credit report summarizes your credit history
for prospective creditors (and in some cases employers and insurers).
And like a resume, your credit report can influence [...] Read more:Monitor
, Systems
, Credit Report
FTC Mortgage Payment Help and Advice - including Adjustable Rate Increase 2008-02-21 23:11:26 Click Here For the Mortgage
Sellout Home
Facts for Consumers
Mortgage Payment
s Sending You Reeling? Here’s What to Do
The possibility of losing your home because you can’t make the mortgage payments can be terrifying. Perhaps you are one of the many consumers who took out a mortgage that had a fixed rate for the first two [...]
Credit Bureau Contact Information and Addresses 2008-02-18 00:13:43
CLICK HERE FOR THE MORTGAGE SELLOUT HOME
Use these addresses when sending credit report dispute letters to Equifax or Experian.
Equifax Credit Reports
By delivery via US Mail only:
[...]
Remove Outdated Information Credit Dispute Letter Template 2008-02-18 00:01:35 CLICK HERE FOR THE MORTGAGE SELLOUT HOME
Today’s Date
Your Full Name
Current Address
Current Phone Number
Attention: {insert credit reporting agency name}
{add CRA address here}
Dear {credit reporting agency}
This letter is a formal request to remove outdated information from my credit report. For easy reference, I’ve enclosed a copy of the credit report that your organization provided me on [...] Read more:Dispute
, Letter
What is a Credit Score 2008-02-10 02:59:10 What is a credit score?
Before deciding on what terms lenders will offer you on a loan (which they base on the "risk" to them), they want to know two things about you: your ability to pay back the loan, and your willingness to [...] Read more:Score
, Credit Score
Equifax Dispute Letter Template 2008-01-30 00:27:26
**Click Here For The Mortgage Sellout Home**
Date:_____________________
Equifax
P.O. Box 740241
Atlanta, GA 30374-0241
RE: Request for Deletions of Inaccurate Credit Information
Name:________________________________________________
Current Address:___________________________________________________________
___________________________________________________________
Social Security Number:___________________________________
Date of Birth:______________________________________
To whom it may concern:
I have received a copy of my credit Read more:Dispute
, Letter
Experian Credit Dispute Letter Template 2008-01-27 04:05:59 **Click Here For The Mortgage Sellout Home**
Date:_____________________
Experian
P.O. Box 2104
Allen, TX 75013-2104
RE: Request for Deletions of Inaccurate Credit Information
Name:________________________________________________
Current Address:___________________________________________________________
___________________________________________________________
Social Security Number:___________________________________
Date of Birth:______________________________________
To whom it may concern:
I have received a copy of my credit report and find t Read more:Dispute
, Letter
Transunion Credit Dispute Letter Template 2008-01-27 03:54:41 **Click Here For The Mortgage Sellout Home**
Date:_____________________
Trans Union
P.O. Box 2000
Chester, PA 19022-2000
RE: Request for Deletions of Inaccurate Credit Information
Name:________________________________________________
Current Address:___________________________________________________________
___________________________________________________________
Social Security Number:___________________________________
Date of Birth:______________________________________
To whom it may concern:
I have received a copy of my credit r Read more:Dispute
, Letter
Credit Offer Opt Out - Opt Out of Credit Prescreen Offers 2008-04-08 00:20:55 Pre-Approved Credit Offer
Opt-Out
You have a right to notify the credit reporting agencies not to use your
credit file in connection with any transaction that you do not initiate,
specifically those "pre-approved" credit offers. To exercise this right,
notify the three agencies by calling +1.888.567.8688
(+1.888.5.OPTOUT).
If you prefer, you may notify them in writing:
Trans [...] Read more:Offers
Getting a credit card with bad credit - How to 2008-04-07 23:50:00 **CLICK HERE FOR THE MORTGAGE SELLOUT HOME**
Getting a Credit Card even with bad credit
How to Get A Credit Card No Matter How Your Bad Credit Rating
Your credit is bad. Perhaps you have a string of unpaid bills haunting
your past. Maybe you declared bankruptcy within the past 10 years, or
defaulted on a student [...]
Tax Liens & Credit Reporting 2008-04-25 15:58:39 How long will a state tax lien (due to unpaid state income taxes) stay on a credit report?
Cheryl
————
Hi Cheryl,
Per the FCRA 1681c(a)(3) “Paid tax liens which, from date of payment, antedate the report by more than seven years” must be “excluded from consumer reports”. So, it’s seven years from the date paid and theoretically, unpaid tax [...] Read more:Liens
, Reporting
Another $7 Fee 2008-04-25 14:34:02 In the grand scheme of things, adding $7 to the cost of getting a mortgage is not a big deal. After all, loan closing costs already include fees for processing, underwriting, document drawing, appraisal, settlement, and title insurance that total...
Contract Unconscionable 2008-04-25 10:51:30 heres the situation…my wifes mom died last month and had no will,however she took out a refi loan in 2000 with my wifes older sister (mentally and physically disabled) on the note. with this transaction the sister was added to the deed as joint tenancy with right of survivorship so by florida law she is [...]
Funny Money Friday: Are You an Angry Renter? 2008-04-25 10:44:32 There was a time around 2005-2006 that anyone who wasn't buying a home was called a "chump." I remember being harangued by friends with newly acquired real estate licenses and 28 year olds with four investment properties: "Housing prices will never fall!" and "You're throwing your money away by renting." Read more:Funny
, Money
, Friday
The Graph That Shows Why New Home Sales Are At 17-Year Lows 2008-04-25 09:37:36 In the last 24 hours, every business television program and newspaper has carried some variation of the "Home sales sink to 17-year low" headline. It's a negative-sounding headline and it ignores basic math and statistical analysis. First, the New Home... Read more:Graph
, Sales
Fed to hold public hearings on BofA-Countrywide deal 2008-04-28 02:00:00 ''Consumer advocates nervous about Bank of America Corp.'s proposed takeover of troubled mortgage lender Countrywide
Financial Corp. are pressuring the bank to provide assurances that Countrywide borrowers facing foreclosure won't lose their homes''
Virginia TILA Attorney 2008-04-27 20:25:19 I’d like to introduce a TILA consumer lawyer to the Broken Credit Bloggers in Virginia
. Remember the Truth in Lending Act (TILA) permits certain loans to be rescinded up to three-years after the closing date; it’s a powerful means of re-negotiating with your lender, particularly for those of you in Virginia who are facing foreclosure [...] Read more:Attorney
Banks Levering UP UP UP! Here we go again. 2008-04-27 02:00:00 "The very same banks that have all said the financial system’s problems are due to the massive leverage and lack of capital are back on the crack pipe and in rare form."
Prosecute the Mortgage Sharks 2008-04-27 02:00:00 You may better understand the problems with the mortgage-processing system by looking at CashFlow Strategies, formerly called Financial Independence Group, which was run by Georgia-based businessman Frederick C. Lee Jr. This case highlights how state- and nationally regulated financial institutions can fail to verify that borrowers are working with licensed loan officers. Lee has been banned from arranging loans in Maryland and Georgia because neither he nor his companies were licensed for such activity. And yet, in violation of those orders, people working for Lee have continued to arrange mortgage loans that for many borrowers are inappropriate, according to sources and company documents. Equally disturbing is that these borrowers are paying fees on these loans that many consumer advocac Read more:Mortgage
, Sharks
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