Owner: Finance Gets Personal URL:www.financegetspersonal.com Join Date: Fri, 21 Mar 2008 11:24:04 -0500 Rating:0 Site Description: Personal finance blog of a late-twenties female looking to get out of debt and change careers. Site statistics:Click here
Finance Girl Interviewed at Money Intellect 2008-03-21 07:42:24 Ray Roman at MoneyIntellect
was kind enough to interview me for this week’s Friday Blogger Spotlight. So, please stop by and learn more about me!
In other Finance Gets Personal news, my posts were included in three carnivals this week:
Money Hackers Carnival includes my post Snowflaking: 100 Ways to Come Up With More Money [...]
Charity Showers 2008-03-20 15:04:10 Well, it’s finally spring, and you know what that means. That’s right - bridal showers, baby showers and weddings! (Please, contain your enthusiasm.)
I just got a bridal shower invitation in the mail yesterday. I was pleasantly surprised to see that my friend and her fiance have requested a charity shower. Guests have been asked to contribute any amount they’d [...] Read more:Charity
, Showers
I Finally Own a Car That’s Not a Beater! 2008-03-19 13:13:25 Tonight we’re going to Buffalo Wild Wings to celebrate paying off my car.
The loan officially bites the dust on Friday, but we’re having an early celebration so my stepson can be there (side note: my husband bought a Powerball ticket on Saturday and we were taking turns saying what we would do with the money if [...] Read more:Beater
, Finally
Why Does Dave Ramsey Push Identity Theft Insurance*? 2008-03-18 22:21:11 If you’ve listened to the Dave Ramsey Show for any amount of time, you know he is constantly recommending Identity Theft Protection from Zander Insurance. Every time the subject of identity theft comes up, he gives a little spiel about how he’s purchased it for everyone on his team. But why would he recommend this [...]
Debt as a Symptom of Sexual Addiction 2008-03-18 00:21:07 Debt is a symptom of a problem in your life.
It could be that you want desperately to be liked, and are trying to keep up with the Joneses. Maybe you are unable to set boundaries with your children and give in to their every whim. Perhaps, like me, having the “perfect” outfit or the “right” [...] Read more:Sexual
Opening, Closing and Re-Opening Credit Cards for Airline Miles 2008-03-16 14:32:48 I’m sure you know someone like this:
“Credit cards are great! I use mine for everything and pay it off each month. I flew to Tahiti last March with the airline miles I earned and I get $500 cash back from my Discover card at the end of the year. I know some people can’t handle [...] Read more:Airline
, Cards
, Miles
Sorry For the Technical Difficulties 2008-03-15 22:59:03 I switched my Blogger account over to Wordpress this weekend, but it took me a while to figure out how to get everything up and running. I think everything is pretty much back to normal now, I just need to work out some of the widgets.
Please email me if you are having any problems.
[...] Read more:Technical
Would You Like to Save 49 Cents Today By Opening an Old Navy Card? 2008-03-13 22:26:00 The other night I went to Old Navy
and purchased a shirt for $4.97.
Within two minutes of entering the store, I was approached by a girl with a clipboard asking if I’d like to apply for an Old Navy credit card. After I declined her offer, she quickly moved on to a Hispanic lady next [...] Read more:Today
It’s Bad Enough This Cubicle is Freezing, But Now You’re Going to Freeze My Raise? 2008-03-12 19:50:00 My employer announced today that they are freezing raises. Apparently, there’s some little problem with the economy that’s causing our top clients to slash budgets and lay off their employees, and now our company’s outlook is uncertain.
Worse, a few weeks ago, my husband’s employer announced they are freezing raises. Oh, and they’re also doing away [...] Read more:Enough
, Freeze
, Freezing
, Going
The Most I’ve Ever Paid For A… 2008-03-11 16:28:00 Pair of Shoes - $140 (shiny black Doc Marten boots back in the day)
Purse - $80 (black leather from Fossil that I bought for a business trip)
Watch - $120 (Diesel watch that was wedding gift to my husband - he no longer wears because he mowed the lawn with it on and it reeks)
Pair of [...]
Confessions of a Former Bank Teller 2008-03-11 12:16:00 Back in Y2K days, I was interning as a bank teller during my breaks from school. While everyone was buying generators and withdrawing large amounts of cash, I was mind-blogging the following rant. Enjoy!
If you come in with a wad of one dollar bills, I assume you’re either a waitress or a stripper. As [...] Read more:Former
, Teller
I Didn’t Know Buying a Stranger’s Double Cheeseburger Would Be So Complicated 2008-03-10 13:13:00 I like the idea of random acts of kindness, and hope to do more of them when I’m debt-free.
This afternoon, I went through the McDonald’s drive-thru and tried to buy lunch for the car behind me. I thought this was fairly straight-forward, and I’ve heard of people doing it before.
Well, I get up to the [...] Read more:Buying
, Cheeseburger
, Stranger
A Dumb Way to Spend Your Money: St. Patrick’s Day T-Shirts 2008-03-09 23:14:00 What’s that ya have?
A St. Patrick
’s Day t-shirt.
A St. Patrick’s Day t-shirt? Brilliant!
What do you do with it?
Well, I have found a way to get thousands of Americans to purchase a shirt that they can only wear one time!
So you charge them five bucks and make sure “2008″ appears in the middle of the [...] Read more:Money
, Shirts
After Hitting Rock Bottom, an Epiphany! 2008-03-21 22:47:09 After I’d hit rock bottom emotionally and financially, I knew we had to get out of credit card debt if we had any chance of living our dreams without blowing up our whole lives in the process.
I made a plan for paying off our $13,500 of credit card debt, but was unsure of what the [...] Read more:Bottom
, Hitting
Recommended Carnival Reading 2008-03-25 12:01:47 Rather than just give you the obligatory rundown of which carnivals my posts have been included in this week, I’ve decided to take the time and highlight the posts that I particularly enjoyed:
From the Carnival
of Personal Finance, which includes my post Debt as a Symptom of Sexual Addiction:
Just Say ‘No’ to Crap from Squawkfox (crap [...] Read more:Reading
Reminder: Time to Shop for Easter ‘09 2008-03-24 14:16:05 Shopping at the end of the season can save you big money. Many stores cut prices on holiday merchandise by 50% on the day after the holiday, and keep cutting throughout the week. However, most items are gone within a few days.
With that in mind, it’s time to start thinking about what you’re going to need [...] Read more:Easter
, Reminder
My Mattress is Pathetic 2008-03-23 22:28:20 This is my mattress, and I can’t take it any more.
My husband got it seven years ago when some co-workers donated used furniture to his post-divorce “bachelor pad.” While we’ve I’ve gotten rid of most of his hand-me-downs, we are still sleeping on this thing, which has to be pushing 20 years (my stepson is [...] Read more:Mattress
Best of Craigslist: Used Mattress 2008-03-27 22:49:33 Speaking of used mattresses, here’s a great post from the Best of Craigslist:
Zzzzzzz…..King Size Used Sealy Posturpedic Celestial Mattress
Date: 2005-06-08, 10:24AM EDTFor Sale: 1 King Size Used Sealy Posturepedic Celestial mattress. Just the mattress. No box springs, frame, or headboard. $40.There are two things to consider when buying a new mattress: support and comfort. [...]
Childhood Money Memories, Part I 2008-03-27 22:20:59 The Baglady wrote an interesting post Monday about how childhood memories of money affect your money habits. That post has inspired other personal finance bloggers, including Meg, English Major, and now, me, to think about their childhood money memories.
Here are some of mine:
As a five- or six-year-old, I was a door-to-door salesman. I would [...] Read more:Childhood
, Money
Personal Progress Update 2008-03-26 14:26:30 When I started this blog, I promised that I’d give monthly updates of my financial progress, so here it goes.
Net worth as of February 15: Approx. $54,000
Net worth as of April 1: Approx. $63,415 (does not include market fluctuation between now and then, but everything else is accounted for)
I’ve put a NetWorth IQ badge in my [...] Read more:Personal
, Update
Making Your Kids Save Half the Money They Are Given 2008-03-25 22:05:00 I have a nine-year-old stepson who receives an allowance of $9 every two weeks. Out of his $9, $2 goes to savings and $1 goes to the charity of his choice, leaving him $6. So, from his allowance, he is able to save $52 per year - not bad, but at that rate, he’ll be [...] Read more:Given
, Money
What Percentage of Your Income Goes Toward Your Debt Snowball? 2008-03-29 19:54:33 Our current debt snowball (the monthly payment we’re sending to our smallest debt) is $1,439.08. Once we’ve paid off our credit card, student loans and the second mortgage, we’ll be sending a monthly payment of $3,000.29 to the first mortgage.
Our monthly take-home income (after taxes, 401k contributions, insurance and FSA) is $5,422.22, assuming it’s a [...] Read more:Income
, Snowball
, Toward
My Dog Ate My Netflix DVD 2008-03-28 18:57:51 We’re on the $4.99/month 2-disc plan from Netflix.
The last movie we rented was I Am Legend, which we watched a few days ago.
Tonight, I went out in the backyard to see if there were any chewed up tampons back there (seriously - my dog steals them from the bathroom trash can), and I saw a [...]
Donating Plasma for Fun and Profit 2008-03-31 23:28:14 I’ve mentioned before that my husband’s friend makes extra money donating plasma. Well, he was over Friday night for the NCAA tournament, and the topic somehow came up again (could be that $20 referral bonus).
There’s a donation center near our house that pays $20 per donation, or $40 if it’s your second donation that week. [...] Read more:Donating
, Plasma
Childhood Money Memories, Part II 2008-03-30 20:06:23 On Thursday, I wrote about my first money memories and how they may have affected the way I handle money today. I found that I was pretty oblivious about money as a child, even though my grandparents distinctly remember me telling them as a 2- or 3-year-old that “Daddy works to buy me gum.”
I had [...] Read more:Childhood
, Money
What Percentage of Your Income Goes Toward Your Debt Snowball? 2008-03-29 19:54:33 Our current debt snowball (the monthly payment we’re sending to our smallest debt) is $1,439.08. Once we’ve paid off our credit card, student loans and the second mortgage, we’ll be sending a monthly payment of $3,000.29 to the first mortgage.
Our monthly take-home income (after taxes, 401k contributions, insurance and FSA) is $5,422.22, assuming it’s a [...] Read more:Income
, Snowball
, Toward
My Dog Ate My Netflix DVD 2008-03-28 18:57:51 We’re on the $4.99/month 2-disc plan from Netflix.
The last movie we rented was I Am Legend, which we watched a few days ago.
Tonight, I went out in the backyard to see if there were any chewed up tampons back there (seriously - my dog steals them from the bathroom trash can), and I saw a [...]
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