Owner: Money Blue Book: Personal Finance Blog URL:http://www.moneybluebook.com Join Date: Thu, 06 Mar 2008 17:44:10 -0600 Rating:0 Site Description: Real Finance For Real People. Helping You Improve Your Financial Life. Site statistics:Click here
How To Apply For The Best Business Credit Card For Your Small Business 2008-03-09 23:15:38 Updated List Of the Best Business
Credit Card Offers Below!
Like most small business owners, I have my eyes on the prize with expectations based on the potential of future expansion. While my current small home business is still in the early growth stages and has not developed to the size where I needed to incorporate, [...] Read more:Small
Money Blue Book Weekend Roundup - 3 2008-03-08 22:00:30 This week I participated in the Carnival of Personal Finance at The BagLady where my article about choosing the right Roth IRA broker was included.
Here are a few other personal finance and frugality articles around the blogosphere that I enjoyed reading this week. Please have a look:
Paid Twice - shares the unfortunate mindset that she [...] Read more:Money
, Weekend
List Of Credit Card Foreign Currency Transaction Fees 2008-03-08 07:00:29 Not too long ago I went on vacation in East Asia. While I was there I had the fortune to be accompanied and by local friends who could spot me so I didn’t need to convert my American dollars into local currency. However there were at least two occasions when I glanced upon several beautiful [...] Read more:Foreign
, Currency
, Transaction
, Credit Card
Are Credit Card Rewards and Cash Rebates Considered Taxable Income? 2008-03-06 23:30:31 Reward credit card and cash back rebates are great because you get to earn money and receive what is essentially a discount for making ordinary everyday purchases. Today I decided to review my credit card accounts and convert some of my accumulated reward points into usable cash back and retail gift cards. For my versatile [...] Read more:Rewards
, Rebates
, Income
Searching For Answers To Frequently Asked Questions About Your Tax Rebate Check 2008-03-06 03:30:42 Based on the substantial traffic and comments I’ve been receiving for the article I wrote explaining and breaking down the details of the 2008 Economic Stimulus Tax Rebate
Plan, it’s clear that everyone in the United States is concerned about their rebate checks. Everybody wants to know how large their own tax rebate check [...] Read more:Check
, Frequently Asked Questions
Buying A Gift Card Is Like Giving The Issuing Company A Free Loan 2008-03-04 05:00:07 I don’t mind giving gift cards as presents on occasion as I don’t see them as inherently evil. While the perception that they are somehow classier or more convenient is silly and misguided, they do serve a useful purpose for particular situations and for certain limited occasions. But my biggest problem with gift cards is [...] Read more:Buying
, Giving
, Gift Card
ShareBuilder Promo Codes - Bonus Offers And More For New Accounts 2008-03-03 03:00:56 Updated! Active $50 Promo
tion Codes
Verified On March 3, 2008.
Sign up with ShareBuilder today to take advantage of their $50 promotional offers for new accounts before they expire. The ShareBuilder bonus codes listed below are for new individual customers. While some people have been able to successfully open up several ShareBuilder accounts and [...] Read more:Bonus
, Offers
, Accounts
How To Get Free Stuff By Using Drug Store Rebates (CVS, Rite Aid, Walgreens) 2008-02-29 16:00:46 Now why would anyone want to spend money at a drug store chain like CVS, Rite Aid, or Walgreens
to begin with? Looking at their store prices, it’s clear everything is ridiculously overpriced compared to that offered at supermarkets. The reason why you would shop there - for the amazing drug store rebate deals that [...] Read more:Rebates
, Store
How To Value Your Clothing Donations and Get A Tax Deduction 2008-03-14 05:00:16 When I was little I always wondered why my parents bothered to rummage through our closets, cabinets, shoe racks, and sock drawers for old clothing every few years. I would see my mom folding and stacking old and outdated clothes that I never wore anymore into black garbage bags and deliver them to the Salvation [...] Read more:Value
, Clothing
, Donations
, Deduction
CNBC’s Jim Cramer Advises Investors - “Bear Stearns Is Fine, Don’t Be Silly” 2008-03-17 16:26:49 This is so classic. On March 11, 2008, this financial commentary by “financial guru” Jim Cramer
was featured on his popular Mad Money television show on CNBC. The customary Cramer angry rant was made in response to a call and write-in question about the serious viability and liquidity concerns regarding Bear Stearns
, one of the [...] Read more:Investors
, Silly
, Jim Cramer
How to Avoid A Major 0% Balance Transfer Credit Card Mistake 2008-03-16 05:00:37 Warning: Before you apply for a 0% balance transfer credit card offer, you need to read and heed the following words of advice.
Using A Balance
Transfer Card As A Financial Safety Net
While some debt reduction pundits discourage the use of balance transfer credit cards, I respectfully disagree with their blanket rejection of this invaluable [...] Read more:Avoid
, Major
, Mistake
, Balance Transfer
, Credit Card
The Economic Stimulus Payment Schedule As Announced By The IRS 2008-03-18 20:43:36 After much online speculation and rampant rumors about the economic stimulus payment date, the Internal Revenue Service (IRS) has finally cleared up the confusion and released the official economic stimulus tax rebate payment schedule. You can read the IRS timetable announcement on its website (view IRS news release).
The IRS has announced that it will begin [...] Read more:Economic
, Payment
, Schedule
The Difference Between Legal Tax Avoidance and Illegal Tax Evasion 2008-03-20 19:37:30 “Anyone may arrange his affairs so that his taxes shall be as low as possible; he is not bound to choose that pattern which best pays the treasury. There is not even a patriotic duty to increase one’s taxes. Over and over again the Courts have said that there is nothing sinister in so arranging [...] Read more:Avoidance
Easter Sunday Musings About The Rich Man, The Camel, And The Needle 2008-03-23 21:00:49 This is not really a blog about my religious beliefs but what is EasterSunday
without writing a post about money and God?
Many Christians may have spent the morning waking up early to attend Easter Sunday service. Although I did not attend this year, my church chose to celebrate the early morning occasion by holding [...] Read more:Musings
, Camel
, Needle
The Use Of Grocery Credit Cards To Save Money At the Supermarket 2008-03-25 19:00:50 With rising gas energy prices and increased food demand from developing countries comes an unfortunate result - higher food prices. Common grocery staples like milk, eggs, and wheat products have seen a noticeable rise in prices lately. Higher prices at the supermarket is leading to an increase in grocery spending for many. Those with large [...] Read more:Grocery
, Cards
, Money
, Supermarket
How To Cheaply Repair Auto Window Glass With Used Junkyard Parts 2008-03-28 08:00:12 A few years ago I had the misfortune of living in the ghetto inner city of Baltimore. I had no choice - that was where the geniuses at the state of Maryland chose to locate their state run graduate schools. Why they chose to place the school building in a dangerous area surrounded by homeless [...] Read more:Repair
, Window
, Glass
, Parts
Are eBay Sellers Required To Pay Income Tax On Sales? 2008-03-27 08:11:15 I used to sell products on eBay as a money making hobby and even once attempted to make a side business out of it. It wasn’t easy trying to make profit while at the same time avoiding all the internet fraud and scams out there. While I eventually decided to pursue other ventures, I had [...] Read more:Sellers
, Income
, Sales
The IRS Economic Stimulus Notice Letter Is A Waste Of Taxpayer Money 2008-03-26 16:21:39 When I went downstairs to the mailboxes to check my mail today, I discovered a letter in my slot with the ominous letters “IRS” and the trademark federal eagle logo stamped on it. My heart immediately skipped a beat. Was I being audited? But then I thought again - that wouldn’t make any sense - [...] Read more:Economic
, Letter
, Taxpayer
, Money
Applying For A Business Credit Card With Just Your SSN 2008-03-30 22:06:51 Business credit cards have grown to become a commonly accepted and practical way for small startup businesses to acquire access to needed venture credit. Not only do they offer benefits unique to business office and supply demands such as higher credit lines, better credit card rewards, and more versatile expense tracking, they offer also the [...] Read more:Business
Adjusted Gross Income and Modified Adjusted Gross Income 2008-04-02 03:00:20 In the world of taxes and financial planning, the terms adjusted gross income (AGI) and modified adjusted gross income (modified AGI or MAGI) are particularly significant. They are frequently used to calculate and determine the extent of certain benefits and deductions. AGI in particular is used to determine qualification to take certain itemized deductions and [...] Read more:Gross
, Income
Traditional and Roth IRA Contribution Limits and Income Phase Outs 2008-03-31 22:50:40 Updated Tables For 2007 and 2008 Tax Years.
Because of the power of compound interest, it is never too early to start saving for your future and planning your retirement nest egg. The earlier you start taking advantage of tax deferred investments, the more money you’ll have to live on when retirement rolls around. Don’t count [...] Read more:Income
, Traditional
, Limits
How To Get Your Free FICO Credit Score And Avoid Fake Credit Offers 2008-04-04 06:08:44 I think most people are aware to a certain degree that it’s important to maintain a healthy credit score. To financial institutions, mortgage brokers, landlords, and even employers, it’s a quantifiable measure of your reliability when it comes to money. The formulated number represents your credit worthiness and the degree to which you are able [...] Read more:Score
, Avoid
, Offers
, Credit Score
Bank of America Free Money Promotions For New Accounts 2008-04-07 15:47:20 Updated Regularly! Bank of America
is the second largest bank in the United States in terms of total account value so needless to say, they must be doing something right. Like other major banks such as Citibank and Wachovia, Bank of America often releases new promotions to attract new deposit customers. The bank is obviously [...] Read more:Money
, Promotions
, Accounts
Citibank Free Money Promotion Offer Codes For New Bank Accounts 2008-04-06 14:30:18 Updated! Citibank
is the biggest banking institution in the United States and has branches and ATM’s everywhere. Since they signed a deal with 7-11, their ATM banking reach has soared nationally and worldwide. As one of the most popular banks, Citibank is well known for promoting a variety of free money reward offers for new [...] Read more:Money
, Accounts
, Offer
, Codes
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