Owner: Credit Justice Services Blog URL:http://www.creditjusticeservices.com/cjsblog/ Join Date: Sun, 24 Feb 2008 13:16:09 -0600 Rating:0 Site Description: Our blog is a collection of useful tips for all consumers. We cover such topics as credit, mortgages, real estate and personal finance. Site statistics:Click here
No title 2008-01-29 20:37:16 Think All Credit Cards Are The Same? You may be right! Not long ago we were being bombarded with advertisements - a non-stop barrage of enticing products to bring home for the holidays. We were encouraged to spend, spend, spend. And we did. Now that...
Thinking of Disputing Online? Better thing again... 2008-03-11 20:46:55 Thinking of Disputing Your Credit Report Online? Better Think Again... I get asked many questions about credit and credit repair. It's what I do. Anytime the occasion arises where I'm able to help someone I'm glad to help out. One of the questions...
How Accurate Is Your Credit Report? 2008-03-17 19:25:47 How Accurate
is Your Credit Report? Chances are, there are mistakes on it 79% of all credit reports contain mistakes - 1 in 4 contains serious mistakes that could result in the consumer being denied credit In 2004, the Massachusetts Public Interest...
Welcome Blog By CEO Douglas Muir 2008-06-23 05:02:10 America is in the middle of a credit crisis, and one needs experts to provide insight and offer solutions. My name is Douglas
Muir and I am the CEO and founder of Credit Justice Services (CJS). I have started this blog to inform the public of their... Read more:Welcome
Scoundrels, Scallywags and Ne'er Do Wells 2008-07-07 09:04:48 I love the 'greatest generation.' They emerged from events like the Great Depression and World War II wondering what else they could do to be of help. They embraced responsibility in times that would bring most people today to their knees. So when one... Read more:Scoundrels
, Wells
Think All Credit Cards Are The Same? 2008-06-30 11:15:11 You may be right! Not long ago we were being bombarded with advertisements - a non-stop barrage of enticing products to bring home for the holidays. We were encouraged to spend, spend, spend. And we did. Now that the joy of the holiday season has... Read more:Cards
, Credit Cards
Thinking of disputing your credit report online? 2008-07-21 07:52:44 Better think again. I get asked many questions about credit
and credit repair. It's what I do. Anytime the occasion arises where I'm able to help someone I'm glad to help out. One of the questions that keeps coming up nowadays is - 'Should I dispute... Read more:report
, online
Those Unscrupulous Collection Agencies 2008-07-14 06:36:35 As you all may know I was an owner of a large collection agency and national subrogation company (insurance collections) Having 350,000 debtors in my data base I heard all the excuses and had seen all the collection tactics legally used by my...
Credit Crisis in the United States 2008-08-04 07:39:02 Turn on the television. Surf the Internet. Glance at a newspaper. Chat with friends at a coffee shop. No matter where you go or what you do, you cant get away from hearing about the credit crisis going on in the UnitedStates
. Homeowners with... Read more:Crisis
Payments Go Up When Credit Score Goes Down 2008-07-28 08:37:51 Most everyone is aware that credit scores generally determine whether an application for credit will be approved or denied. Credit decisions are made on car loans, credit cards, mortgages and most other forms of credit based on an applicants credit... Read more:Score
Who looks at your credit scores 2008-08-25 08:18:46 Most consumers know they need a good credit
score to get competitive financing. But many people arent aware of all the companies that look at their credit scores
. So who looks at them? Banks Mortgage lenders Credit card issuers Auto insurance...
Knowing the difference between good and bad repair companies 2008-08-18 06:30:33 Over the years, the credit repair industry has come under a negative light. Many companies that promise to improve their clients credit have charged exorbitant fees and delivered few results. Internet-based repair companies usually charge clients... Read more:difference
Understanding the laws that govern credit repair 2008-08-11 07:05:37 About 20 years ago, there was a substantial increase in consumer complaints regarding credit
reporting accuracy, and the credit agencies failure to respond. Individual states and the Federal Trade Commission took action against the three major... Read more:Understanding
Helping clients increase their credit scores 2008-09-15 08:13:57 You can help your clients increase their scores
before applying for credit
. Major purchases generally require financing, and a consumers credit score directly affects the terms of the loan. Share the tips below to empower your clients to increase... Read more:Helping
Current Credit Turmoil 2008-09-08 08:50:43 This is an opportune time to look at credit repair. Is your credit score in the tank? Are their errors, paid items or anything that the Fair Credit Reporting Act says you can dispute on your report? Disputing is not only a viable option; it may be the... Read more:Current
, Turmoil
10 warning signs of a fraudulent credit repair company 2008-09-01 17:06:30 Under the Fair and Accurate Credit Transaction Act (FACTA) of 2003, the credit
bureaus can ignore all claims made by third parties venders to include attorney firms, who send out dispute letters on the consumers behalf. That means the law firms and... Read more:warning
, signs
, company
Banks crack down on customers 2008-09-29 10:07:30 Prepare your clients for new collection tactics As the credit crisis continues, more and more people are struggling under their credit-card debt. According to a recent article in The Wall Street Journal , some well-known names in banking have revved... Read more:customers
Community service can help your business too 2008-09-22 08:41:39 During the last 10 years, Ive been blessed to have several of my companies reach success and to achieve my entrepreneurial goals. Ive watched CJS grow and expand to more than 46 states, and now because of the commitment and hard work of my CCCs...
Who else is there to blame? 2008-10-20 10:34:41 Understanding how flippers affected the market. One major factor in the current foreclosure trend are those people who flipped properties from 2003 to 2006. Many people believe that speculative buying was the biggest cause of the foreclosure boom we...
Dont be scared be prepared 2008-10-13 08:23:32 Consumers need to take personal action to protect themselves The credit crunch is in full swing, and everyone is feeling the pressure. Workers and businesses are experiencing the impact because banks arent loaning money. Financial institutions arent...
Never make disputes online 2008-10-06 11:03:19 What your clients need to know Some clients attempt to fix their credit on their own by visiting the credit bureaus web sites and disputing online
. This is incredibly tempting because the consumer can dispute trade lines from the comfort of his own... Read more:disputes
Helping clients increase their credit scores 2008-11-10 11:21:29 You can help your clients increase their scores
before applying for credit
. Major purchases generally require financing, and a consumers credit score directly affects the terms of the loan. Share the tips below to empower your clients to increase... Read more:Helping
Word-of-mouth marketing 2008-11-03 07:45:02 Everyone in our organization has a role to play in CJS marketing. When it comes down to it, our consumers dont care about what we do. They care about what we can do for them, and how our services make them feel. In todays highly advertised world, we... Read more:mouth
Be an innovator 2008-10-27 09:28:42 Credit Justice Services continues to receive great media coverage and was recently profiled in the business resource and magazine, FastCompany.com. In his blog, The Outthinker, innovation expert Kaihan Krippendorff examined why CJS has been so... Read more:innovator
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