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Federal Reserve to Give All American Adults $50 Gift Cards to Best Buy, Circuit City and Hooters
2008-03-07 15:26:48
Ben Bernanke, chairman of the U.S. Federal Reserve appeared at a congressional hearing today to answer questions about the apparent economic downturn. Bernanke told those attending the hearing, “Guys, I don’t have a fucking clue how to turn this shit around. I’m as freaked out about this as everyone else.” Members of the Hill met in [...]
Read more: Adults , American , Best Buy , Cards , Circuit , Circuit City , Hooters

T-Mobile Hits My Credit Card. Makes Me Laugh.
2008-03-07 13:37:31
So yesterday I get this nice little email from T-Mobile in the U.S. that said: We recently notified you that we were unable to charge your credit card on file for your HotSpot service. We have since been successful in charging your card and have moved your account back to active status. You can now access [...]
Read more: Credit Card

Just My Gut Feeling But Credit Danger Is In The Air
2008-03-07 00:00:49
There can’t be any doubt that a credit crunch is upon us. Just look at the delinquency rate on credit cards, the number of homes in foreclosure, car repossessions, etc. All the statistics are registering bad news on their debt Richter scales. And while we’ve seen an uptick in the number of bankruptcies in the US, [...]
Read more: Danger , Feeling

200 Banks to Fail and Go Out of Business in U.S.
2008-03-06 14:08:32
Bank failures have been a thing of the past in the U.S. Sure there has been the odd bank failure here and there but not a run like the Savings and Loan crisis of late 1980s when 206 banks closed their doors. While for many the S&L crisis is ancient history, just like a lot [...]
Read more: Business

Cubicles Suck! How to Never Be At Work But Get a Paycheck.
2008-03-06 08:33:27
I just read a great guest post by Mark Hayward titled “Chasing Coconuts: From the Cubicle to the Caribbean“. Mark’s background on his blog MyTropicalEscape makes for a good starting point on his blog and it is worth reading if you have ever been interested in breaking the bonds of corporate slavery. Strong words, “corporate slavery”, [...]
Read more: Paycheck

PC Magazine Files for Bankruptcy
2008-03-06 05:44:51
Magazine publisher Ziff Davis file for bankruptcy protection and states they have somewhere between $500 million and $1 billion of debt. I hope they can narrow that down a bit. Ziff Davis publishes magazines we computer geeks love. Names you’ll recognize: PC Magazine EGM Games for Windows The Ziff Davis press release. Ziff Davis Media Inc. (”Ziff Davis” or the “Company”), [...]
Read more: Magazine

Banks Charges and Bank Fees You’re Paying While Your Bank Ignores Federal Law
2008-03-06 05:31:01
In the United States federal law dictates that banks should provide consumers with information about fees on savings and checking accounts. However according to a report released recently by the Government Accountability Office this is not happening. The report also reveals that some of the hidden costs have also escalated over recent [...]
Read more: Federal

Is a Payday Loan Ethical?
2008-03-05 11:02:55
I often listen to the hatred and disgust from many people regarding payday loans. People feel that payday loans screw consumers and lead to massively high interest rates. They also hate payday loans because they have heard other people bitch and complain about them rather than think through all of the issues. Payday loans are expensive, [...]
Read more: Payday Loan

LTV - 3 Letters You Need to Be Aware of If You Want a Mortgage
2008-03-04 09:07:09
More UK banks are being forced to tighten their belts following the fallout from bad investing in the US subprime mortgage market and fear that lax lending standards could have brought problems elsewhere – including the UK. The warning came as Bank of England figures showed the number of new mortgages being approved [...]
Read more: Aware , Letters , Mortgage

Search Engine Marketing Web Blog
2008-03-03 10:46:41
What started as just a lark as a search engine marketing web blog to play with new keyword and SEO techniques will now grow into my sharing my experience and advice with readers regarding paying for pay per click advertising and search engine marketing. I’ve easily spent more than $2,000,000 on online advertisements and currently spend [...]
Read more: Engine , Marketing , Search , Search Engine , Search Engine Marketing

Who Let The Geeks Out? Boing, Boing, Boing
2008-03-12 13:05:13
This is what happens when you let geeks who are bloggers go out in public witch digital cameras, digital video cameras and digital recorders. It’s hard to see who is having the experience because everyone is recording the experience. Thanks guys, gave me a good chuckle. I hope my Seesmic friends get home from wherever they [...]
Read more: Boing , Geeks

Get Rich Quick With Forex Currency Trading - Hope or Hype? Blessing or Bullshit?
2008-03-11 05:14:42
Maybe I’m more aware of it now for some reason but I keep hearing about forex trading. Here is what I understand about forex, it’s currency trading. And that is the extent of my knowledge about it. I did read some articles about forex trading but all those did was scare me. I can see the [...]
Read more: Bullshit , Currency , Forex , Quick , Trading

Hey Elliot Spitzer, I Hope You Watched “Where You Touched Her She Was Dirty and Diseased”
2008-03-11 01:50:50
How ironic. I was reading an article about New York Governor Elliot Spitzer and his getting snagged in the prostitution ring sting. Somehow by following a bunch of links I wound up on this page and I just watched a most disturbing WWII Army film, “Easy to Get” Corporal Baker is about to get a lesson [...]
Read more: Touched

“I Want to Kill Myself Because of My Debts”
2008-03-10 11:21:26
A recent question from the net for me. Hi Steve, Hope this message gets to you in time before I am gone. I am experiencing what you had gone thru when you were 31 years old but 10 years later. I am 41 now and had accumulated on my credit unsecured payment. I feared picking up [...]
Read more: Debts

I Filed Bankruptcy and Here is What It Was Like to Go Bankrupt
2008-03-10 10:54:30
I just realized that I don’t think I’ve told you about my bankruptcy experience. It is the key to why I am so passionate about helping people with money problems. Because you see, I’ve lived through them myself, I’ve walked in your shoes, and I’ve felt the pain. Rather than write out the story, yet again, [...]
Read more: Bankrupt

College Students: Student Loans - Bad? Credit Cards - Good?
2008-03-10 09:14:16
A recent article “Looming Credit Debt Threatens Student s” caught my eye. The article focused on the dangers of credit cards on campus and the debt faced by many university and college students. And while the article focused on the evils of credit cards on campus, it is again another example of the point being missed. Are college [...]
Read more: Cards , College , Credit Cards , Loans , Student Loans

Stressful Monday Hottie Pic for the Ladies - Johnny Depp
2008-03-10 07:06:14
For our lady readers that are having a stressful Monday . A little Depp to make you smile. Post from: Credit, Debt, Life, and Steve Stressful Monday Hottie Pic for the Ladies - Johnny Depp ©2008 Credit, Debt, Life, and Steve. All Rights Reserved.. Hearthis post
Read more: Johnny Depp

Stressful Monday Hottie Pic - Denim Girl
2008-03-10 03:32:45
A new stressful Monday hottie pic for you today. This one is in memory of one we had a few weeks ago. The big difference is that you can order a poster of this hottie for yourself. Just click on the picture to see what you options are. Click here to order this poster. Post from: Credit, [...]
Read more: Denim , Hottie

More Homeowners Looking to Combustion to Solve Mortgage Problems
2008-03-15 02:48:26
Homeowners are continuing to look for ways to burn down the home before it gets foreclosed on. The best way is to make it look as much like an accident as possible but insurance companies are not dumb. This report from CNN shows the consequences of solving late payments with a match. As the report states, [...]
Read more: Combustion , Homeowners , Mortgage , Solve

My Debit Card Was Cloned. Is It True I Won’t Get My Money Back?
2008-03-14 11:06:47
Tanya asks: Hi, I want to ask a question. My debit card was cloned at a bank machine in Latin America despite my greatest effort to hide my PIN when i put it in and a substantial amount of money was taken from my account before I realized. I immediately cancelled the card, should i recieve [...]
Read more: Cloned , Debit , Money , Money Back

The Web Hosting Company I Use And Why I Love Them
2008-03-14 09:23:29
So I got this comment on a previous post I had written about Bluehost terminating my web hosting account without notice and being jerks about it. Steve, Agreed….why do they deactivate account without notice. I hate it too. Which hosting service do you use now? SHC We’ll I’ve kept my preferred hosting company I’ve kept quiet. It’s a company called [...]
Read more: Hosting

It’s Legal for Italian Women to Lie to Police to Hide Adultery
2008-03-14 04:02:15
Photo by Lucky Tom Probably the reason that this is so funny is because it’s true. The BBC reports: Italy’s highest appeal court has ruled that married Italian women who commit adultery are entitled to lie about it to protect their honour. The court gave its landmark ruling after hearing the case of a 48-year-old woman, convicted of giving [...]
Read more: Adultery , Police , Women

Stressful Monday Hottie Pic - Jessica Gomes
2008-03-17 03:21:29
It was brought to my attention that Sports Illustrated had done an extensive spread on body painted swimsuits this year, and you can see more of the images of body painted swimsuits here. This images make me realize how much, or how little, some modern swimsuits actually do cover. I guess the minimal body paint [...]
Read more: Gomes , Hottie , Jessica , Monday

Email Addresses of Spammers. Post Yours Here.
2008-03-16 07:02:40
You know, I’m sick of getting spam. You probably are also. Right now my spam folder has 1051 spam messages in it and I figure, what the hell, turn about is fair play. So here is my list of most recent spammer email addresses and you should feel free to do with them what you [...]
Read more: Email , Yours

Man Wants to Cry as Drunk Russian Tank Driver Runs Into His House
2008-03-15 09:33:48
Now that’s what I call a really bad day when a lone Russian tank wanders off course, hits your house, damages it and the tank driver climbs down from the tank only to buy more vodka. Life is oh so strange at times. Post from: Credit, Debt, Life, and Steve Man Wants to Cry as Drunk Russian [...]
Read more: Driver , House

New RFID Chipped Credit Cards and Passports Are Simply Less Secure
2008-03-19 15:55:40
Creditors have been moving to technologies which make it easier to use your credit card by waving your card at the register. The sad side-effect of this ease of transactions if that technologies like RFID actually make it easier for your identity to get stolen. Creditors and banks will benefit from more transaction fees but consumers [...]
Read more: Cards , Secure

I Screwed Up, Made a Mistake and Potentially Let You Down. Sorry!
2008-03-19 11:36:36
Well I have no problem admitting when I’m wrong. In fact I think I’ve learned more from my failures than my successes. But I’ve got a confession, I think. I’ve tried a new approach and it has failed with this blog. My original intention of making the site a bit edgier with the Stressful Hottie Picture [...]
Read more: Mistake , Screwed

Feng Shui Your Finances for Money Harmony
2008-03-19 07:13:43
Feng shui means wind (feng) and water (shui). It was originally used to locate auspicious sites for graveyards. Gradually though, feng shui began to be used for dwellings as well. The system enables the harmonious flow of ch’i—Indian equivalent of prana or life force. No wonder feng shui is skyrocketing into an international trend. Real estate [...]
Read more: Feng Shui , Harmony , Money

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