Owner: Lexchoice Finance Matters URL:http://www.lexchoice.com Join Date: Thu, 03 Jan 2008 10:03:07 -0600 Rating:0 Site Description: Blog dedicated to financial matters including money, personal finances, money management, cash flow, saving, spending and retirement. Site statistics:Click here
Tips to improve gas mileage 2008-05-11 21:22:29 Improve your gas mileage and save hundreds of dollars. Gas prices have reached an all time high and our wallets are feeling the burn. The average cost of gas is well over $3.60 and it seems like everyday the signs change a few cents. It’s almost obvious that a gallon of gas will reach $4.00 [...]
Should Personal finance classes be taught in schools 2008-05-07 12:18:18 With the increasing amount of debt America is racking up, don’t you think it’s past time to start doing something about the problem? What has happened in our society to cause this out of control spending trend? What can we do to keep this problem from escalating? My solution is to put more emphasis on [...] Read more:Personal
, finance
Honest Financial Adviser 2008-05-13 20:00:50 How to find an Honest Financial
adviser
Finding an honest financial adviser is the most important part of preparing for retirement. It doesn’t matter if you make $10,000 or $1,000,000 per year you should use a financial adviser. You may think you are the best person to manage your money, but let’s face it, you are [...]
Net worth calculator 2008-05-12 22:40:21 Do you know your net worth? We’ve composed a free net worth spreadsheet calculator to help you figure it out. It’s a great worksheet that can be downloaded in seconds. It’s written in Microsoft Excel so it’s pretty simple to use and can be tracked from month to month.
So what exactly does net worth mean? [...]
Free financial advice, free budget worksheets, personal money management 2008-05-12 22:25:10 Personal finance website with a goal of providing free budget
worksheets, free money management advice, debt management, and saving advice for your household.
The most important step in getting your personal finances in control is creating a budget and sticking to it. This site will provide you with articles and information about anything related to finances [...]
Tips to improve gas mileage 2008-05-11 21:22:29 Improve your gas mileage and save hundreds of dollars. Gas prices have reached an all time high and our wallets are feeling the burn. The average cost of gas is well over $3.60 and it seems like everyday the signs change a few cents. It’s almost obvious that a gallon of gas will reach $4.00 [...]
Harder to get a mortgage on a second home. 2008-05-10 07:16:34 A mortgage on a second home is almost always more expensive than the first. Owning two homes is obviously a little more risky for banks and lending institutions, as a result, higher interest rates for the borrower. Usually interest rates on second home mortgages are 1/4 to 1/2 points higher than the first.
With today’s weak [...] Read more:Harder
Free Sample Excel Budget 2008-05-09 14:48:19 Ready to start following a personal budget? Here is a basic, but detailed free sample excel budget. Sometimes budgets can be tough to stick with, but having everything laid out for you in a nice clean simple format makes thing much easier. All the categories have sub categoies so you can track spending by categories. Simply put in your [...] Read more:Sample
, Excel
, Free Sample
Good real estate investment ideas? 2008-05-09 10:21:53 Before you take your good real estate investmentideas
and spend your life savings think carefully about the consequences. Over the past several months several hundreds of thousands of families lost their homes due to rising interest rates and a gloomy economy. Millions of investors are watching their retirement savings plunge with no signs of [...] Read more:estate investment
When should i refinance my home? 2008-05-08 21:51:33 Refinance your home and you could save thousands of dollars, but usually over a certain period of time. When you refinance your mortgage you are actually taking out another home loan to pay off your existing one. The main purpose of refinancing is to get a lower interest rate and save money on your mortgage.
The [...]
How to Organize Your Finances 2008-05-08 15:50:20 Keeping your finances organized can be a monumental task. With so many other things happening in your life, sometimes your personal finances can be put on the back burner. Paying your bills on time, balancing your checkbook, organizing receipts and statements, checking credit card and loan balances and managing your cash takes a lot of [...]
Should Personal finance classes be taught in schools 2008-05-07 12:18:18 With the increasing amount of debt America is racking up, don’t you think it’s past time to start doing something about the problem? What has happened in our society to cause this out of control spending trend? What can we do to keep this problem from escalating? My solution is to put more emphasis on [...] Read more:Personal
, finance
Pay over on mortgage and get a free car! 2008-05-14 20:30:40 Want to save thousands of dollars? Pay a few extra dollars on your mortgage each month and you could save enough money to buy a car! No, it’s not some kind of gimmick I’m trying to sell you, it’s just simple math. Take a $300,000 mortgage loan for example at 7% interest for a 30 [...]
Online Insurance 2008-05-16 14:15:28 A test post with keywords.
<a href=’’>Lexchoice Financial Matters</a>
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Jokes about money and finances 2008-05-15 23:26:33 I’ve decided to add a category of jokes about money and finances
. Since everybody always takes the topic of money and finances so seriously I’ve decided to lighten the mood a bit with some humor that I will attempt to create. Please be advised that this is my personal attempt at humor so some of [...] Read more:Jokes
Beating the credit card companies 2008-05-15 12:13:03 Can you beat the credit
card companies at their own game?
Yesterday I read another blog about a guy who owes thousands of dollars to credit card companies, however he also has thousands of dollars in the bank. He could pay off the credit card balances, but instead he keeps the money in the bank to [...]
Rent to Own - They Own YOU! 2008-05-22 12:21:07 I did a little research about the rent to own business. Today there was a special featured on the sales page of Colortyme for a 42″ HDTV as low as $29.99 per week for 117 weeks. Alright can you do the math? The funny part is they actually do the math for you on the [...]
Spending some of recession stimulius package tax rebate money 2008-05-27 21:52:49 I once said that I would either save the tax rebate money from the government stimulus package
, but recently I changed my mind. Well, my wife helped me with this decision, but probably needed to do this. As you all know by now the government recently passed a bill that gives most Americans $600 in [...] Read more:Spending
Do friends cause overspending and debt? 2008-06-02 21:42:01 Is it possible that your friends can cause you to go farther into debt or prevent you from getting out of debt? I’m about 100% positive that friends do contribute to the problem of debt.
Think about this question real hard and I’m sure you will agree with me. Now, I’m not going to tell you [...]
Plan ahead and save hundreds on groceries 2008-06-05 11:59:20 Tired of the increasing costs of everything? With gas around $4 per gallon the cost of almost all goods and services seems to follow the upward trend. The closer we get to summer the likelihood of prices increasing more is inevitable. The worst part is that salaries don’t seem to be increasing with the cost [...] Read more:ahead
, groceries
Crazy Bank Fees 2008-06-15 21:35:38 As if banks don’t make enough money from lending your money to other people I learned the hard way that they make crazy amounts of money from bank fees. There are many types of bank fees such as overdraft, paper fees or copies of checks, courtesy overdraft fees, point-of-sale fees, debit card fees, last minute [...] Read more:Crazy
Late start on retirement savings 2008-06-18 10:13:01 How old is too old to start saving for retirement
? Most of us know that the earlier you start saving for retirement the easier it will be and the better off you will be when you are ready to retire, but what if you’ve waited till your 40 to start? What if you are 50, [...]
Should you do a piggyback loan to avoid PMI? 2008-06-24 10:24:54 If you are getting ready to purchase a home and don’t have 20% cash or equity to put down on your home then you have herd your lender talk about PMI or private mortgage insurance. PMI is insurance that you are required to pay if you don’t have at least 20% equity in your home. [...]
No Spending for one month 2008-06-23 08:51:18 Want to save some money? Want to make saving fun? Here is a creative idea that may put some extra money in your pocket as well as some fun in your financial life, up for the challenge?
Here is the challenge, only spend money on the absolute essential items in your life for a 30 day [...] Read more:Spending
New Financial Money Joke 2008-06-23 08:23:04 Q: Why couldn’t the dollar bill get into college?
A: He didn’t have any cents…. Read more:Financial
, Money
Chrysler, Dodge, Jeep $2.99 gallon gas promotion, good deal? 2008-06-21 22:26:31 Chrysler recently announced a promotion that guarantees you can purchase gas or diesel for $2.99 per gallon if you purchase a new Dodge
, Chrysler, or Jeep vehicle. This might sound like a good deal, but do you really save a lot of money?
No, not much money saved here. First, lets just pick a vehicle, the [...] Read more:Chrysler
Is moving worth saving education costs? 2008-07-22 11:51:18 Alright all you financial gurus here is the question of the day. Currently my wife works in a school system in a different county than we live. We live right on the border but if we want our kids to go to school with my wife then we have to pay out of district tuition [...]
Saving on generic foods and groceries adds up quick! 2008-07-09 08:40:10 Buying generic groceries
and other products can add up to some major savings. As the economy continues to worse we are looking for more and more ways to save money. For most of us coupon clipping isn’t as easy as it may sound. Many families including mine clip and keep the coupons but usually forget [...] Read more:Saving
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