Owner: Adfecto Abundantia - Aspire 2 Wealth URL:http://blog.aspire2wealth.net Join Date: Wed, 12 Dec 2007 23:43:29 -0600 Rating:0 Site Description: A realistic chronicle of a young guy's path to wealth. Site statistics:Click here
New Worth Update: April 2008-03-31 22:19:00 March has been an eventful month in my personal life. Here are the numbers: Assets $ Diff % Diff Cash $3,934 $126 3.31% Stocks $0 $0 - Bonds $0 $0 - Annuities $0 $0 - Retirement $17,001 $866 5.37% Home $191,900 $0 - Other Real Estate $0 $0 - Cars $16,123 $0 - Personal Property $0 $0 - Other $0 ($151) - Total Assets $228,958 Read more:Worth
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Car Insurance: Deductibles & More 2008-03-30 19:38:00 Three years ago when I got my BA degree it was time for me to get my car insurance under my own name. For the sake of comfort and simplicity I stayed with the same insurer that my parents have used as long as I've been alive, State Farm. I also kept the exact same coverage my parents had selected.Now, after gaining a great deal more financial literacy I think it is time to revisit my car insurance. A little research gave me all of the information I need. First we have a 1999 Chevy Lumina (Kelly Blue Book Private Party value $2,880) and a 2007 Dodge Caliber (Kelly Blue Book Private Party value $10,995). Second, I just turned 25 and should now qualify for lower rates. Third, neither my wife or I have ever had an accident that was turned in to our insurance company.Our current coverage Read more:Car Insurance
Carnival Update 2008-04-03 21:14:00 Over the last week I've been included in a pair of quality carnivals. The first is the Carnival
of Real Estate hosted by Searchlight Crusade. The editor disagreed with my recreational approach to real estate I called House Lust. I agree that it can be dangerous, but if you are conscientious I think cruising the open house circuit can still be an informative and fun way to spend a pretty weekend.One of my articles was also included in the Carnival of Ethics, Values, and Personal Finance. I've always thought it is important to recognize that personal finance is much less about numbers and more about our values, goals, and aspirations. Check out the carnival for some great reading.One last thing I want to include in today's round up is the creation of a new category of post on Aspire 2 W Read more:Update
Costs of a Luscious Lawn 2008-04-02 21:15:00 As Spring has crept up on me and it is time to start working on some outdoor projects. One of the most pressing is the dirt and weed patch that is lovingly called my back yard. It is a mess and far from the fun and functional space I need.To address the problem I've started with a little research. Starting with no clue about cultivating a grassy yard I have learned that in my part of the country there are two options: burmuda or fescue. Burmuda grows like a weed and is very tolerant of the hot sunny climate and better suited to lower amounts of watering. On the downside, burmuda is totally brown 5 months out of the year and never the soft carpet of green I would ideally grow. Fescue on the other hand is an attractive green color year round and can be made to flourish. Its weakness i Read more:Costs
Introspection Found in a Suit 2008-04-07 11:15:00 Over the weekend I was honored to be an usher at the wedding of two great friends. We had a really great time celebrating, and I got that warm fuzzy feeling that you get at a wedding when you know that the couple is truly meant for each other. I also had to Dress to Impress and wear a suit. I hate dressing up. I've reached the point in my life where I can no longer get away with khaki pants and a button-up shirt at formal gatherings. This was very apparent when I under-dressed for my cousin's wedding last summer. It was an outdoor wedding on a hot summer day and I thought comfort and practicality would prevail in the wardrobe choices of the guests. I was wrong. While I hate dressing up, I learned that I hate under-dressing even more. Read more:Introspection
Airlines Are Not My Friend 2008-04-09 21:51:00 If you've read the news over the past two days one of the leading stories is that American Airlines
has cancled 1,000 flights. Unfortunately I have been snagged in this travel nightmare today. I had a quick two night business trip that was to conclude with an evening flight home today. Of couse my flight was one of those that were cut. I learned of the problems around mid-morning when a coworker jumped on the web during a break in our meetings. I remembered that I had been scheduled to fly on an S-80 for my return trip so I immediately logged into my frequent flier account to check my status. The remarkable thing was that the airline's website barely even mentioned the issues. A
Too Many Carrots? 2008-04-24 16:23:00 I came across a great article today that I felt compelled to write about. The piece, Life and Taxes, was written by Yaron Brook for Forbes. First, I would like each reader to stop for a moment and consider all of the impacts taxes have on your day-to-day life and on your financial decisions. The most obvious effect of taxation is the large chunk of income tax withholding that drains cash from each paycheck. Almost certainly you will recall the property tax, sales tax, FICA tax, gas tax, and sin taxes too. What Dr. Brook made me realize is that taxes actually have a much larger impact that just draining away your money. Taxes are a means for the government to control the people. How is that possible you say? By rewarding the behaviors that the gover Read more:Carrots
Net Worth Update 2008-06-04 10:15:00 I have updated my Net Worth
on NetworthIQ. Despite not posting regular blog entries I have continued to make progress growing my assets and paying down my debts. The progress has been slow and steady, but things are clearly moving in the right direction. Follow the link in the Left Sidebar and check out my progress. I don't intend to make any excuses, but obviously I have not Read more:Update
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Net Worth Update: June 2008-07-01 19:39:00 This month was a total bomb. Ugh. Not much went right financially. The stock market tanked. My car broke down. I had a fence installed for the back yard that went over budget. I spent a ton of time and money on seemingly "minor" home maintenance projects. I added to my debt. My assets lost value. June did not treat me well.To make up for the shortfall I've bumped up my savings rate on my emergency Read more:Worth
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Net Worth Update: July 2008-08-18 21:23:00 I'm late posting my Net Worth
report which should have come out August 1st. I updated NetworthIQ on time so if you were paying attention then you'll see the information is the same. To explain some of the results... I had a net increase for the month. Here is the single bright spot from the month, I continued to invest diligently in my retirement accounts. I also continued to spend large amounts Read more:Update
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