Owner: RAMA - RAMA BIRU URL:http://kakti.blogspot.com Join Date: Mon, 22 Jan 2007 02:24:28 -0600 Rating:0 Site Description: Grab your financial freedom thru unit trust investment that is combined with personal financial planning! Business opportunity for ambitious and dynamic individuals. Site statistics:Click here
Great Bonus for Public Mutual Investors! 2007-03-01 03:32:00 With regards to our market’s performance during the first half of today’s trading, I would like to reassure investors that our market fundamentals remain strong and we maintain our optimistic outlook on our market's performance over the medium-term. The KLCI opened at 1,189.58 points and declined 8.17% to a low of 1,136.01. However, as of 12:30 pm today, at the end of the day’s first trading session, the KLCI has already seen some recovery, closing at 1,162.91. From our analysis, coupled with feedback from fund managers, analysts and brokers, it is clear that our market’s performance this morning is not an isolated incident. The sharp fall experienced early in this morning’s trading session was a knee-jerk reaction to the regional market slide caused mainly by the sharp decline of the China indices yesterday. We will continue to monitor the situation but I am assured that our market will maintain its growth position in the long run. Our economy is stable and the outlook for Read more:Great
, Bonus
, Public
, Mutual
, Investors
Great Product is Coming Out! 2007-03-26 04:45:00 Public Mutual will be launching a new Islamic product on 3rd April 2007Name of fund : PUBLIC ISLAMIC ASIA DIVIDEND FUND (PIADF)Catergory of Fund: Equity (Syariah)Offer Price: 0.25 sen per unitInitial invesment: RM,1000Additional Investment: RM100Investor Risk Profile: ModerateAsset allocation: 75-90% equity, the rest in fixed incomeWill be invested in South Korea, Taiwan,Hong Kong ,Indonesia,New Zealand etc.1% FREE UNITS will be given if invested from 3hb-23hb April 2007. How 1% free units benefit me as an investor? Click here to know moreSo to investors out there who miss out on the offer of 1% free unit before this can still invest in this great products. Read more:Great
1% Additional Free Units for EPF Investment 2007-04-16 05:49:00 For a limited time 1% Additional Free Units will be given to EPF investor who invest in the following Public series 0f Shariah-based equity and/or balanced funds for investment period of 12 April to 30 April 2007.1. Public Islamic Equity Fund2. Public Islamic Opportunities Fund3. Public Islamic Balanced Fund4. Public Islamic Dividend Fund5. Public Asia Ittikal Fund
Fund can Invest More in the Overseas... 2007-04-16 05:46:00 STARTING April 1, Malaysians will be able to invest more of their money abroad as they search for better returns.Bank Negara Malaysia has relaxed rules to allow unit trust companies to invest half of their total net asset value (NAV), or the market value of their investments, up from 30 per cent previously.This means that unit trust firms will be able to offer additional units in funds that invest overseas.Such funds have been selling well, but unit trust managers have complained that most of them are close to hitting the ceiling in terms of foreign investments."This is good news for unit trust players to come up with more global funds which will give more choices for investors to diversify their investment portfolios," Amanahraya Unit Trust Management Sdn Bhd chief executive officer Roslan Harun said."I personally think the figure should be more than 50 per cent of the NAV as local investors' appetite for global funds now is on the rise."He said investors do not want to be restricted
Eight Golden Rules Of Investing. 2007-05-07 06:45:00 Do Not Borrow To Invest.Do Not Invest All Your Money. If an investor were to invest his money in a single stock counter, he could lose all of his money if the company went into liquidation. A unit trust spreads the risk off loss by holding a portfolio of stocks which behaves in a less volatile manner. It means less sleepless night for you.Do Not Invest Money You Need SoonDo Not Get Emotional And PanicDo Keep Investing
And Stay InvestedDo Diversify If an investor invest all his money in a single stock, when the price fallsDo Take Professional AdviceDo Give Your Investments Time To Grow. Read more:Eight
, Golden
, Rules
Gold for the Early Bird 2007-05-17 07:23:00 The main enemy in getting a high return is not the volatility of a market, but procrastination. We can see from the diagram below what it cost to Clyde when he only starts saving when he is 27 years old.Although he save RM1,000 a year for the next 38 years, he still cannot match the amount of money that Bonnie gets for saving only 10 years at the early age of 18. The earlier you start the lesser amount you have to save and you don’t have to seek a very high interest rate.As it goes the higher the interest rate, the higher the risk that you have to put up with. So if you start early you can put your money in a moderate unit trust fund and still get a higher gain. You don’t have to go through the high volatility of a direct stock investment or the aggressive/high risk unit trust fund. So the best advice is start saving or investing now!. Read more:Early
EPF new regulation.. 2007-06-24 23:01:00 Unit trust management companies are directed by KWSP to stop accepting new EPF investments into funds with foreign exposure with effect from 21st June 2007.Due to this new directive Public Mutual will only accept EPF investment for the following funds with effect from 2nd July 2007:-1) Public Regular Savings Fund (PRSF)2) Public Index Fund (PIX)3) Public Islamic Balanced Fund (PIBF)4) Public Select Bond Fund (PSBF)5) Public Money Market Fund (PMMF)6) Public Islamic Money Market Fund (PIMMF)The new EPF investments into the above 6 funds made from 2nd July 2007 onwards are only allowed to be switched within these funds and any other funds which may be approved later.Public Mutual also will be running a Special Promotional Service Charge of 5.45% (instead of the usual 6.5%) on all EPF investment invested into PRSF, PIX and PIBF from 2nd July 2007 until 31st July 2007.The above 6 funds will not be investing abroad. So EPF investor grab this great discount, a big saving in service charge!
Failaka Award Celebration Promotion 2007-07-23 03:13:00 Public Mutual was recently awarded the "Best F und Manager Asia 2006" by Failaka Advisors, a recognized leader in the field of Islamic fund research headquartered in Dubai.To mark this special recognition Public Mutual will be launching the Failaka Award
Celebration Promotion, which will offer a Special Promotional Service Charge Rate of 5.45% of NAV on selected funds.Details of the promotion are as stated below:Promotion Period : 20 July 2007 to 20 August 2007Promotional S ervice Charge Rate: 5.45% of of NAV for selected fundsSelectedF unds: PublicC hinaS elecFt und( PCSF) - EquityF undPublic Islamic Asia Dividend Fund (PIADF) - Islamic Equity FundPublicF ar-EasBt alancedF und( PFEBF) - BalancedF undPublicG lobalB alancedF und( PGBF) - BalancedF undYou can click below image to see the performance of each fund as of 20th July 2007This is a great opportunities to those who miss the 1% free unit offer during the launching of these fund.
Single pricing... How many units will I get and how much shall I pay for my investment? 2007-08-16 02:48:00 On 9 October 2006 Securities Commission announce the initiatives to accelerate growth and enhance investor protection in the unit trust industry. One of the initiatives are single pricing. below is an excerpt from the newspaper announcement:A single pricing regime will be introduced at the beginning of the second quarter 2007 to ensure there is full transparency and disclosure of up-front costs. Unlike the current dual pricing regime where prices are quoted inclusive of charges, under the single pricing arrangements, prices will reflect the net asset value of a unit and all charges will be separately disclosed. The enhanced transparency of prices and charges will allow investors to compare the costs of investing in unit trusts associated with different channels of distribution and should lead to a more competitive cost environment.So with this new ruling how many units
will you get and how much shall
you pay for your investment
?Below is an example of how the calculation is done when th
PIDF will be accepting EPF sales (including switching sales) with effect from 20 August 2007. 2007-08-20 22:50:00 The current special promotional servicec harge of 5.45% f NAV on EPF sales will be extended to include PIDF as well. This special promotion will run until 30 August
2007. PIDF is an Islamic equity income fund that seeks to provide income by investing in a portfolio of Malaysian stocks that complies with Shariah requirements and which offer or have the potential to offer attractive dividend yields. This fund is suitable for investors with moderate risk-reward temperament who prefer to receive regular income while capital growth is secondary. Do take this opportunity to top-up your EPF investment in the PIDF fund.The fund total return since it launched date of 14 February to 20 August 2007 is 36.75% Read more:effect
Public Mutual To Launch An Overseas Islamic Balanced Fund 2007-08-20 22:43:00 Public Bank’s wholly-owned subsidiary, Public Mutual
will launch a new overseas Islamic
balanced fund on 21 August 2007 (Tuesday), i.e. the Public Islamic Asia Balanced
Fund (PIABF). The fund comes with free takaful coverage of up to RM100,000 per qualified unitholder. Terms and conditions apply. Public Mutual’s Chairman Tan Sri Dato’ Sri Dr. Teh Hong Piow said PIABF is an Islamic balanced fund that seeks to provide income and capital growth over the medium- to long-term period by investing in a portfolio of investments in domestic and regional markets that complies with Shariah requirements. “Up to 60% of the fund’s net asset value (NAV) can be invested in selected regional markets which include Japan, South Korea, China, Taiwan, Hong Kong, Philippines, Indonesia, Singapore, Thailand, Australia, New Zealand and other approved markets. The equity exposure of PIABF will generally range from 40% to 60% of its NAV,” he continued. According to Tan Sri Teh, the fund allows inves Read more:Public
, Launch
BALANCED FUNDS: A Safer Approach To Investing In Volatile Markets 2007-10-18 00:12:00 In times of volatile market movements, it is a challenge for some investors to keep their emotions in check. When markets are in a strong rally, our herd instinct compels us to join the crowd and ride with the upside. But when markets correct, we are prone to sell out in panic. Yet, the wisest thing for investors to do at such times may be to remain calm and maintain a focused approach for their investments. Keeping an investment portfolio that is invested across different asset classes is a sound and effective strategy to ride through periods of adverse market movements.Stock markets are volatile by nature and as illustrated in recent weeks, extended periods of rising share prices can often be interrupted by sudden bouts of consolidation. In such times, investors with moderate risk profiles should consider holding a balanced fund which is invested in both equities and bonds in near equal proportions. Balanced funds aim to provide income and capital growth over the medium to long term Read more:Investing
, Volatile
, Markets
New Fund is LAUNCHED !!!!!!!!!!!!!! 2007-11-20 09:43:00 There is a new fund being launched by Public Mutual Berhad. It's called Public China Ittikal Fund. It is an aggressive and Islamic fund that is invested in China, Taiwan and Hongkong. So if you have been thinking of investing in China but cannot due the capital constraint ..this is your chance... :)During promotional period from 20November to 10 December 2007 it will be selling at 25cents per unit with a 5.45% service charge.So folks out there grab this great opportunity to receive great return for your hard earned money. For further information regarding the fund you can go to http://www.publicmutual.com.my/
Public Mutual Won Again!!!!!!!!! 2007-11-26 00:10:00 Public Mutual
won the Most Outstanding Islamic Fund Manager award at the recent KLIFF (Kuala Lumpur Islamic Finance Forum) Islamic Finance Awards 2007 which was held on 20 November 2007 at the Nikko Hotel Kuala Lumpur.Fast Fact from the Press Release:From 2001 to 31 October 2007, Public Mutual Islamic funds’ total net asset value has grown by 2500% from RM0.3 billion in 2001 to RM7.9 billion as at end October 2007Public Mutual is the leader in the private Islamic fund industry with a market share of more than 55% as at end October 2007. Public Mutual is the largest private unit trust company in Malaysia as well as the most awarded, raking in a total of 100 major awards since 1999The Most Outstanding Islamic Fund Manager Award represents the 101st award won by Public Mutual Berhad. Public Mutual currently manages 54 funds for more than 1,350,000 accountholders.As at 31 October 2007, the total net asset value of the funds managed by the company was RM26.7 billion. Read more:Public
, Again
Public Ittikal is Open for SALE!!! 2007-12-02 08:08:00 Now for those of you who have been waiting to invest in a fund but don't have RM1000 but have only RM500, then you will have the opportunity now. Public
Ittikal, the most popular Islamic fund of Public Mutual is open back for sale starting 1 December 2007. The starting investment for this fund is only RM500.The last time I didn't get the chance to do an auto debit into this account. So I'm going to fill up the auto debit form so that every month there will be money going into my Public Ittikal account even when the fund is closed for sale to the the Public. The min is only RM50...... but you can enter more than that also....
Another New Goals to conquer! 2007-12-17 08:59:00 I attend the Kick Off 2008 meeting today. It was a full house. A lot of people have to stand including me...I was 15 minutes late..hee..hee serves me right. Kota Bharu Public Mutual office should hurry their search for a bigger place or the next year meeting will be seeing people standing outside the meeting room on the stairs.Well in the meeting that I can only hear but cannot see the speaker or the screen...the speaker had announce the 2008 Challenge and Incentive trip. It is Rome, Italy and Guangzhou & Gulin,China.I didn't make it for this year Incentive trip...too busy doing other things..:)In the meeting The Public Mutual rep also announce:1) Starting 1/1/2008 all EPF investment service charge will be 3%. A drastic decrease of comission for the UTC also due to this :(2) Starting 1/1/2008 also all cash investment service charge will be 5.5% only. Another decrease in the comission for the UTC. But good news to all investors and would be investors out there..:)But good news to UTC t Read more:Goals
, conquer
Chances to meet the blogspot author..:) 2008-02-17 20:53:00 Public Mutual will be opening a booth at Perkampungan Hadhari in Kok Lanas, Kelantan from 20 February 2008 to 23 February 2008.I will be manning the booth with other Public Mutual UTC on the 23rd from 10am to 10 pm. So if you want to know more about unit trust investment or aspire to be a unit trust consultant, then you are most welcome to visit our booth.See you there!!! Read more:blogspot
Anorther Fund open for EPF investor to invest! 2008-02-17 20:27:00 Yes starting today the EPF invest
or can diversify their EPF investment into a higher risk syariah fund. Before this Public Mutual EPF investors who prefer to invest in syariah funds can only invest in a conservative to moderate Syariah funds.Now the EPF investors can invest in the Public Islamic Equity Fund.
Promotion, Promotion !!!!!! 2008-01-30 23:26:00 Public Mutual has launched KLIFF Award Celebration Promotion Campaign. In this campaign investors will enjoy a special promotional service charge rate of 5% of NAV for cash investments (PII and PAI) made during the pcriod of 29 Januarv 2008 till 29 Februarv 2008 into the selected Public Series of Shariah-based Funds.The Shariah-based Funds are: Public Ittikal Fund Public China lttikal Fund Public Asia Ittikal Fund Public Islamic Equitv Fund Public Islamic Opporturities Fund Public Islamic Asia Dividend Fund Public Islamic Asia Balanced Fund Well investors it is a double bonus for you if you invest right now as you are getting a lower service charge at a lower per unit fund price. The fund prices are lower right now as our local equity market are affected by the flagging US economy. You mus
New Details on Investment thru EPF 2008-01-18 23:37:00 PANDUAN KEPADA AHLI KELAYAKAN PELABURAN DI BAWAH PENGELUARAN PELABURAN AHLI 1.0 PENGENALAN Mulai 1 November 2007, KWSP telah melaksanakan beberapa pembaharuan dalam SKIM KWSP secara berperingkat di bawah inisiatif strategik ’Bukan Hanya Simpanan’ seperti mana yang diperuntukkan di bawah Akta KWSP 1991 (pindaan 2007). Ini termasuklah inisiatif untuk memperkenalkan Simpanan Asas bagi menentukan amaun yang layak dilaburkan oleh ahli daripada Akaun 1 di bawah Pengeluaran Pelaburan Ahli (PPA) 2.0 DEFINISI SIMPANAN ASAS Simpanan Asas ialah satu jumlah simpanan dalam Akaun 1 yang ditetapkan mengikut umur bagi membolehkan ahli memperoleh simpanan sekurang-kurangnya RM120,000 pada umur 55 tahun. Ahli boleh melaburkan simpanan dalam Akaun 1 yang melebihi simpanan asas dalam produk dan menerusi i
Chance for you to increase the return of your EPF savings 2008-01-05 09:07:00 I've been waiting for this chance for a long time and now it will be realized. Before this only high income individuals or who have been working for a long time will be able to invest their EPF savings in the unit trust.Beginning 1 February 2008, 11.4 million EPF members can invest as long as their account 1 amount exceed the required savings amount.The basic amount that each members have to have is based on their age:1) 25 years old (RM9,000)2) 30 years old (RM18,000)3) 35 years old (RM29,000)4) 40 years old (RM44,000)5) 45 years old (RM64,000)6) 50 years old (RM90,000)7) 55 years old (RM120,000)The basic quantum of saving will be access every five years.Example of calculation: Ali is 30 years old and has RM30,000 in account 1. For 30 years old the basic saving/min that they must have in
Recommend Site To A Friend
