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Driving Through Broward? Chances Are You've Seen Plenty of Foreclosures
2007-12-08 20:35:39
The foreclosure stats released last week showed a lot of gloom, but also a different picture than what is portrayed in the media and by the government. Nevertheless, we cannot ignore some of the... (Read the rest of this blog entry at www.floridamortgagedaily.com)
Read more: Driving , Plenty , Foreclosures

66th Anniversary of Pearl Harbor Proves Disastrous Today
2007-12-07 19:04:59
I hope you took a moment already today to remember those who lost their lives at Pearl Harbor 66 years ago. If not, please take one now. OK, well, as I had said in my other blogs at Lenderama and... (Read the rest of this blog entry at www.floridamortgagedaily.com)
Read more: Today , Anniversary , Proves , Disastrous , Pearl Harbor

Foreclosures Hit New Record...Well, Duh
2007-12-06 12:32:05
"The rate of loans entering the foreclosure process during the third quarter, as well as the percent of loans in the foreclosure process during that time, were at the highest levels in the history of... (Read the rest of this blog entry at www.floridamortgagedaily.com)
Read more: Foreclosures , Record , New Record

Are You Using a Certified Mortgage Planner for Your Commercial Mortgages?
2007-12-06 10:50:30
Most you are realizing how beneficial to your financial health it is to be working with a Certified Mortgage Planning Specialist for your residential properties, especially investment ones. But do... (Read the rest of this blog entry at www.floridamortgagedaily.com)
Read more: Commercial

Florida Investment Fund Frozen - Old News
2007-12-06 08:16:54
Some of you may have been wondering why I have not mentioned the fact the the whole mortgage mess, etc. has all but destroyed the fund, causing them to freeze withdrawals until the "run on the fund"... (Read the rest of this blog entry at www.floridamortgagedaily.com)
Read more: Florida , Frozen , Old News

Are You Prepared If Your Home Equity Gets Washed Away?
2007-12-05 09:09:52
Most Americans suffer from the "it could never happen to me" syndrome. Reality sometimes catches them by surprise and that is what is happening in the Pacific Northwest right now. By now, you have... (Read the rest of this blog entry at www.floridamortgagedaily.com)
Read more: Equity

This is a Be Careful What You Wish For Post
2007-12-04 21:30:42
Recently, I began asking for more testimonials, something I usually do not do as I would like to think I would receive them when my services warranted. Then I read something, somewhere that showed... (Read the rest of this blog entry at www.floridamortgagedaily.com)
Read more: Careful

Still Thinking the 10-Year Note is Comparable to the Direction of Mortgage Rates?
2007-12-03 13:41:17
Well, you're wrong. Of course, most of you reading this blog for a while already know that. Today is currently one of those days where the 10-year Treasury is up (+47bp) and the mortgage bonds are... (Read the rest of this blog entry at www.floridamortgagedaily.com)
Read more: Mortgage , Direction , Rates , Mortgage Rates

MILF Sale at Spirit Airlines
2007-12-03 12:36:46
Brian Brady talked about how sex sells in all industries, but talks about how sex has been used to sell real estate. Well, in what Spirit Airlines is calling an oversight, like we believe that, the... (Read the rest of this blog entry at www.floridamortgagedaily.com)


Money Merge Account Series: Update
2007-12-03 12:09:01
I just wanted to send out an update as to why the series is not continuing at the moment. It actually is being worked on, except I am trying to keep it concise and not create such long posts I... (Read the rest of this blog entry at www.floridamortgagedaily.com)
Read more: Update , Money , Account

Federal Reserve Takes Stab at Predatory Lending
2007-12-18 11:09:57
"The proposed rules, approved in a 5-0 vote by the board, are geared to providing safeguards to the riskiest "subprime" borrowers, already painfully stung by the housing and credit debacles. The... (Read the rest of this blog entry at www.floridamortgagedaily.com)
Read more: Federal , Lending , Reserve

Fannie and Freddie to Go Jumbo? Is the Government Going Insane?
2007-12-18 10:36:44
"Stop the insanity" is the first phrase that comes to mind after reading this headline. Why? Think about what is truly happening in the mortgage market and where all of this is headed. Basically, the... (Read the rest of this blog entry at www.floridamortgagedaily.com)
Read more: Going , Freddie , Government , Jumbo

Money Merge Accounts: How Do They Work? (Beyond the Software) Part 4
2007-12-15 20:27:15
I had been going back and forth about how to present this part in the series and decided to make make it more than just one. The reasoning is that I want you to understand how these programs work... (Read the rest of this blog entry at www.floridamortgagedaily.com)
Read more: Software , Money , Accounts

It's Official. Solid Rock Mortgage Corporation (and I) Spread Our Wings Further.
2007-12-14 18:55:40
Yep, I just saw the announcement this evening that I was awarded the Boeing 757/767 International position in Miami (preliminary results). What does this mean? If you live in Dallas, I want to meet... (Read the rest of this blog entry at www.floridamortgagedaily.com)
Read more: Official , Solid , Further , Wings , Spread , Mortgage , Corporation

Think Congress Can't Work Fast? Think Again.
2007-12-14 18:21:31
I did a post yesterday eluding to the speed at which Congress can cram a potentially bad bill down our throats while enforcing endless arguments on much more important issues. The bill I mentioned... (Read the rest of this blog entry at www.floridamortgagedaily.com)
Read more: Again , Think Again

Why Did I Post Affiliate Links?
2007-12-14 07:57:51
Many people have asked me why I posted the two affiliate links on the right column. SO, this post addresses that issue and explains them a little more. Both links, in my opinion, are great resources... (Read the rest of this blog entry at www.floridamortgagedaily.com)
Read more: Affiliate

Vote for Grinch of the Year
2007-12-13 18:22:13
There is a website that is hosting their 7th annual Grinch of the Year contest. There are several candidates in the running already, but you can always write one in. It is a labor run website, though... (Read the rest of this blog entry at www.floridamortgagedaily.com)


Typical Government: Help the Few While Screwing the Majority
2007-12-13 17:55:07
It never ceases to amaze me how Congress can quickly push crappy legislation through, but when legislation that is needed is being worked on, such as an AMT patch, it takes forever. Granted any... (Read the rest of this blog entry at www.floridamortgagedaily.com)
Read more: Government , Majority

More Trouble in The Financial Sector and the Number One Stock to Short is...
2007-12-13 14:02:21
Bank of America came out saying it will set aside $3.3B to cover losses in the fourth quarter. The CEO, Ken Lewis said "While we do not make a practice of forecasting quarterly earnings, I think you... (Read the rest of this blog entry at www.floridamortgagedaily.com)
Read more: Short , Financial , Stock , Trouble , Number

Homeownership Preservation and Protection Act of 2007
2007-12-13 11:01:05
I have been reviewing the proposed bill formulated by Senator Dodd and, once again, there are provisions that will screw the consumer more than protect them. Please keep in mind that I am not against... (Read the rest of this blog entry at www.floridamortgagedaily.com)
Read more: Protection

What Kind of Christmas Food Are You?
2007-12-13 09:44:10
You can thank Lani Anglin at RErevealed for this one. This post is partly a response to hers. The other part is to spread Christmas cheer. Enjoy and don't forget to comment what kind of food you are.... (Read the rest of this blog entry at www.floridamortgagedaily.com)


Can You Predict the Next Real Estate Bubble and When the Bubble is Over?
2007-12-13 09:10:54
Dan Amoss over at Whiskey and Gunpowder makes a good correlation to various valuation calculations and the prediction of a real estate "bubble". Namely he compares rent-to-price and price-to-income... (Read the rest of this blog entry at www.floridamortgagedaily.com)
Read more: Estate , Bubble

Real Estate Forecast for 2008 (excerpt from You Magazine - December Issue)
2007-12-12 20:45:10
Real Estate in 2008: What Does the Future Hold? 2007 was a historic year in the real estate and financial markets, thanks to the highly-publicized subprime collapse and subsequent credit crunch. As... (Read the rest of this blog entry at www.floridamortgagedaily.com)
Read more: Magazine , December , Forecast , Real Estate

Long List Of Junk Fees Added to Fannie Mae - Freddie Mac to Follow Suit
2007-12-12 08:37:14
Starting March 1, 2008, Fannie Mae and Freddie Mac will be adding "junk fees" designed to cover their own...butts. While you may not see it disclosed on a GFE, they will most certainly be there.... (Read the rest of this blog entry at www.floridamortgagedaily.com)


Fed Cuts Rates by .25%. Good Decision?
2007-12-11 15:39:32
Everyone was expecting the Fed to cut rates by .25% or more, but they certainly were expecting the Fed to drop the Discount Rate by .50%, which they didn't. Ok, Mortgage bonds are still in rally mode... (Read the rest of this blog entry at www.floridamortgagedaily.com)
Read more: Rates

Santa Shot Down!!
2007-12-24 17:11:27
On Christmas Eve, as Santa Claus was delivering gifts to children around the world, apparently the unthinkable happened. Santa was making his way across the globe when a military fighter was... (Read the rest of this blog entry at www.floridamortgagedaily.com)


Merry Christmas from Florida Mortgage Report
2007-12-24 11:46:13
I just want to send out the warmest wishes for a Merry Christmas to all Florida Mortgage Report readers. May God be with you and bless you all abundantly this Christmas. I wish you all safe travels,... (Read the rest of this blog entry at www.floridamortgagedaily.com)
Read more: Merry Christmas

New Poem to the Tune of Dr. Suess's Green Eggs and Ham
2007-12-24 11:35:12
I just ran across an interesting story in the the Wall Street Journal online which highlighted a poem written by Cameron Crise titled "Broker Joe". It is a poem written like Green Eggs and Ham that... (Read the rest of this blog entry at www.floridamortgagedaily.com)


Credit Crisis Claims First Airline
2007-12-24 10:57:46
Maxjet Airways, a Washington-Dulles based airline, filed for bankruptcy today, becoming the first airline to be taken down by the credit crisis. The all-business class airline took "drastic measures"... (Read the rest of this blog entry at www.floridamortgagedaily.com)
Read more: First , Crisis , Airline

Sometimes You Just Have to Find Humor in Something
2007-12-23 19:39:56
Rest assured I will be combing the globe, well the Internet, looking for some humorous takes on the economy, especially as it relates to mortgages and real estate. To start the humor off, let's look... (Read the rest of this blog entry at www.floridamortgagedaily.com)
Read more: Sometimes , Humor

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