Owner: Finance Assistance URL:http://www.finance-assistance.com/ Join Date: Wed, 05 Dec 2007 16:24:31 -0600 Rating:0 Site Description: Helpful information to resolve your finance problems. Site statistics:Click here
No will? How to be absolutely sure 2007-11-14 07:28:59 When someone dies without a will, the state determines who will receive the remaining assets. Unfortunately, the state’s decisions may not reflect the person’s wishes. Before you assume a deceased family member did not have a will, be absolutely sure.
STEPS TO TAKE:
VISIT
the county’s Probate Court to see if a will was ever filed.
LOOK
for a copy [...]
Relocating? Check your estate plans 2007-11-14 07:26:45 If you plan to move to a different state, be sure to have your estate plans
reviewed by an estate attorney in that state. Changes may be needed. For example, laws governing state income taxes and state inheritance taxes differ from state to state. Some states require you to name an executor who is a [...] Read more:Check
Having trouble paying your taxes? 2007-11-14 07:25:29 People who suffer a serious financial setback or fail to set aside enough for taxes have more options than they realize when it comes to paying Uncle Sam. If you aren’t able to borrow or come up with the cash to pay your taxes, the next best step is to apply for the IRS’ installment [...] Read more:Having
How to ease the АМТ’s blow 2007-11-14 07:22:12 The alternative minimum tax (AMT) was created in 1969 to ensure that wealthy Americans could not deduct their way out of paying taxes. But the AMT was never indexed for inflation—so millions of families now are being hit by the tax formula, which calculates a higher tax due than the standard calculation, just living in [...]
Tax breaks for saving the planet 2007-11-14 07:17:18 To promote cleaner energy production and conservation, Congress has enacted a series of “green” tax credits for purchases of qualified vehicles and home improvements. These credits have some caveats. Many of the credits related to specific cars and trucks will be phased out as automakers reach pre-determined sales goals. The home [...] Read more:breaks
, planet
Get help fighting high medical bills 2007-11-14 07:15:06 If you don’t take the time to review doctor and hospital bills for errors, you could wind up paying outrageous or mistaken charges, notes the Medical Billing Advocates of America, an association that focuses on spotting and adjusting billing errors and insurance underpayments (www.billadvocates.com). What to do if your medical
bills seem unreasonably high:
Seek a [...]
How to shop for health insurance 2007-11-14 07:10:49 If you find yourself shopping for health insurance
in the private market, here are some guidelines:
Check online.
Start by looking at policies offered on www.ehealthinsurance.com. Or ask friends who have purchased policies on their own about their coverage.
Tap a pro.
Consider hiring a licensed health-insurance broker to find a policy for you. To locate an agent, visit [...]
What to do if health coverage is lost 2007-11-14 07:01:17 There are many ways you can lose your health insurance—including getting fired or laid off, early retirement, death of a working spouse, and divorce. Before you consider buying health coverage on your own, here’s what you’re legally entitled to:
COBRA.
Under the Consolidated Omnibus Budget Reconciliation Act of 1986 (COBRA), you must be [...]
Avoid making costly health-plan errors 2007-11-14 06:59:26 Even if you have health insurance, you could wind up paying large sums out-of-pocket for care should you make mistakes. How to minimize costly errors:Get pre-authorization.
If you’re required to get an authorization from your plan prior to treatment, be sure you do so. Don’t assume the plan will pay simply because [...] Read more:Avoid
, making
Sizing up new health-plan choices 2007-11-14 06:56:47 In the near future, more employers are likely to offer high-deductible health insurance as a plan option—either by itself or coupled with a health savings account (HSA) or a health reimbursement arrangement (HRA). High-deductible health coverage lowers your plan’s cost by requiring you to pay more out-of-pocket for care before coverage [...] Read more:Sizing
, choices
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