Save info   Get password
Home Submit your blog Edit Account Rules RSS-Archive Contact
Show All




Web Catalog F305 C905 webbutveckling




Short Sale Tip #2 - Tampa Bay Homeowners Falling Behind On Mortgage Payments - Preforeclosure Decisions
2007-11-18 10:36:30
Tampa Bay Area Home Owners – Real Estate Short Sale Tip #2 You have missed or are about to miss a mortgage payment. You’ve called your lender and they said they can’t help you at this point. Your upset because you work hard and always paid your mortgage on time. Be realistic and be honest with yourself. Sit down with whom ever you are going to make that decision with. Where do you see yourself in 12 months. You’ve got options at this point. Refinance, but only if that is going to help and not prolong your problem Live in the house, try to earn more money Put the house on the Market. if market value isn’t greater than your mortgage amount talk to your mortgage co. or Professional Realtor about a short sale. Live in the house until it is foreclosed or you declare chapter 13 bankruptcy. Obviously if you have equity in your home you don’t want to be foreclosed on. If you declare bankruptcy you have to keep up with existing payments while cat
Read more: Tampa , Homeowners , Mortgage , Decisions , Tampa Bay

Short Sale Tips For Homeowners Falling Behind On Mortgage Payments - PreForeclosure Tips
2007-11-17 15:28:09
Tampa Bay Area Home Owners – Real Estate Short Sale Tip #1 If your falling behind because of a recent adjustment in you interest rate call your mortgage company and find out if they are willing to help you. If you know an interest rate increase is coming up that will are going to have trouble paying, call ahead of the adjustment. Some lenders have set up a process to head off this problem and will work with a mortgagor prior to a major problem. Please, keep in mind, many mortgagees have not put such procedures for relief in place. What ever you do… DON’T borrow high interest or credit card money to pay your monthly mortgage payment unless you know your problem is VERY short term. Please Contact John Montesano for information on Pre foreclosure and short sales in the Tampa Bay area.       Tags: short+sales,+distress+sale,+tampa+real+estate,, bulk+real+estate+sale, preforeclosure add to:
Read more: Homeowners , Mortgage

Tampa Florida Real Estate and Homes For Sale - Tampa Real Estate Search Made Easy
2007-11-16 13:23:46
Many people visiting our Blog site are looking to search for homes. We understand this and make it easy for you to do just that. Click on the ‘Search MLS‘ button on the top page. This will take you to our MLS search page. From here, you can search the Tampa Multiple Listing Service, which includes listings from nearly every real estate company in Tampa Florida and the Tampa Bay Area. You can do unlimited searches with no required registration, or you can register and save your searches and favorite properties. And if you do register, we promise to keep your information private and that we will not call you. No sales pitches, just access to all the homes for sale in the Tampa Florida area. While you are looking, take a look at our featured properties. These are homes listed by Homeward Real Estate . Also While your visiting our site click on the tab labeled ‘The Team’ to meet our agents. Check back here often for new tools for you to use that will
Read more: Homes , Real Estate

Tampa Florida Community Development Districts 101
2007-11-14 12:39:14
Community Development Districts (CDD) have become common place in Tampa Florida . People moving from out of the area have little understanding of what the benefits of a CDD are. Here is a simple explanation and a few benefits of the CDD. The pressure is on developers to offer a number of amenities to the residents, such as community pools, public parks and playgrounds. The additional cost of building these amenities is passed on to the homeowner in the form of a CDD tax. Payable over a predetermined amount of time and included in the tax bill as non ad valorum taxes.(that’s a whole other blog) The amout of the CDD varies and is generally determined by the size of the property, not the home. Residents choose to live in a well maintained community with easy access to amenities.CDD has the power to make improvements to the community, such as in Covington Park in Southern Hillsborough county. A new community center was opened in 2007 with a fitness center, a community room a


Losing Your Home: Bankruptcy, Short Sale or Foreclosure… Picking Your Poison
2007-11-14 12:11:23
Avoid Foreclosure at all  costs! More and more Tampa home owners are falling behind in their mortgage payments every month. The Tampa, St Pete, Clearwater area now ranks #19 in percentage of foreclosed homes, in the nation. There are actions and steps Tampa Bay homeowners who have fallen on hard times can take to avoid foreclosure. Can Chapter 13 Bankruptcy Stop Foreclosure? When filing for Chapter 13 bankruptcy, in most cases, an automatic stay is entered as soon as a Chapter 13 bankruptcy petition is filed. The automatic stay will temporarily stop foreclosure, regardless of the stage of the foreclosure proceedings. How Does Chapter 13 Bankruptcy Work? Short ly after filing a Chapter 13 bankruptcy petition, the debtor must file a proposed plan, setting forth his income, allowable living expenses, and proposed payments to the trustee for the benefit of creditors. Current payments must be kept current after the Chapter 13 petition is filed. Homeowners must make
Read more: Picking , hellip , Poison

5 Things You Need To Know about Foreclosure and Short Sales
2007-11-09 14:06:19
Featured Short Sale Listing2706 W. Cleveland St,Tampa  If you are late with a mortgage payment or you know you can not keep up with your mortgage call your mortgage company and let them know what’s happening. Call a Realtor with real experience, dealing with mortgage company’s loss mitigation or short sales department.  Do not ignore letters from you mortgage company or their attorneys. Foreclosure is much worse than a short sale or pre-foreclosure sale. Once you’ve identified at least 2 Realtors who know how to handle a short sale or pre-foreclosure sale, select the agent with the better marketing plan. The real estate market is getting flooded with short sales and pre-Foreclosures and listing the home does not guarantee a sale. It takes skill and knowledge to compete in the Tampa real estate market. Once a contract is written and the proper package is submitted to the lender or lenders it is important that the buyer and the buyers age
Read more: Sales , Short Sales

Home For Sale In Gated Golf Course Community In Valrico Florida - Short Sale $359,000
2007-11-05 16:41:02
 If space is what you need this is home is a +++. 5 bedrooms 4.5 baths + bonus room + office. This home boasts a large Kitchen with formal living and ding area + a large family room. 3 car garage + ample space for a swimming pool with 2 covered lanais Beautiful walnut cabinets in Island kitchen with Corian counter tops and GE Profile appliances with cook top and separate wall oven. Large master bedroom with incredible master bath with jetted tub and swiss shower. This is a beautiful home that needs a little TLC. Being sold as a short saleall offers need approval by third party No Photo Available Exterior Features: Appliance Included: Hwy 60 to N on Valrico Rd. Rt on Sydney, R on Brilliant Cut (Community Entrance to Street.    Presented by: JOHN MONTESANO HOMEWARD REAL ESTATE john@HomewardRE.com Office: 813-441-0400   Tags: valrico+real+estate, valrico+home+for+sale, short+sales+tampa, golf+course+community, gated+community add to:
Read more: Short , Florida

Good Real Estate Investments in Tampa Florida In 2008
2007-11-05 16:11:35
Everyone seemed to be a real estate genius in 2005. While most of Tampa Florida ’s real estate investors of 2005 and 2006 are sitting this year out, the smart money is coming out of hiding. I’ve had conversations with several investors in the past 2 weeks and the consensus is, find them a great deal starting the first on the year. This makes perfect sense to me and here are the 3 factors that are a common theme: The stock market keeps climbing higher and higher despite the recent problems with sub prime lenders and the rest of the ailing lending market. Buyers are skiddish and prices keep falling, in some cases reaching levels we haven’t seem since 2004. An experienced investor or Realtor can find and put together great deals in this market. There are properties that can be purchased that would generate income or a positive cash flow. The number of Foreclosures and Short Sales have gone through the roof and appear to be headed even higher. A
Read more: Estate , Investments

Does The Proposed Property Tax Cut Help You
2007-11-03 18:24:40
We there problems with the original tax cut proposal. Most would say yes, It did not address commercial real estate. Some people though it was confusing. Apparently the courts thought is was unclear. I believe it would have been a step in the right direction. I think most people would have to agree that Florida’s real estate tax laws were OK until 2004 when prices and assessments were on a steep incline. People who have purchased a home in the last 3 years are being punished for sold and upsized or down sized. Oh and if you’ve relocated and purchased a home “WELCOME TO FLORIDA”… Please don’t ask your neighbor what their taxes are.  I believe Charlie Crist Is an excellent Governor for the state of Florida. He is working hard to improve many things in our state. However, I truly don’t see how doubling the homestead exemption can possibly help the homeowners burdened with the highest and most unfair property taxes. When


Will The Fed Rate Cut Help The Tampa Real Estate Market?
2007-10-31 15:56:07
Interest rates in the 5’s should be back soon and they may be the lowest  rates all year. But will this encourage buyers to start looking again. Most people say no. The only buyers this will affect are the ones who had put off buying for a month to see if we’d get an additional drop. Although rates continue to drop and sellers are getting desperate, buyers are still a bit skiddish. If you are ready to buy a home or investment property before the end of 2007 and you’re looking to take advantage of the FORECLOSURES AND SHORT SALES on the market today make sure you have a Realtor who will show you homes that are priced right and them negotiate a great deal for you. There are no insulting offers in the real estate market, just people uncomfortable making an offer that could potentially solve a sellers problem. “IF YOU BOUGHT A PROPERTY IN ‘05 …YOU PROBABLY REALIZE IT’S BETTER TO SELL WHEN EVERYONE ELSE IS BUYING AND BUY WHEN EVERYONE E
Read more: Tampa , Estate , Real Estate , Market

Just Who Is Reading This Blog About Tampa Florida Real Estate
2007-11-22 06:35:14
We know that everyone is waiting for a sign from above to telling us “IT”S SAFE TO BUY A HOME, AGAIN!” That sign can come in a lot of different ways. Personally I’m hoping for the Monty Python version when the clouds open up and god just tells us it time. I really believe it will be a little more subtle than that. Maybe it’ll be a combination of things like… the three houses on the block will sell and the bagger at the grocery store will tell you about his new rental property. Of course there are always the nay sayers… When hell freezes over or maybe it’ll be when your local newspaper’s real estate investigator (in our case Shannon Behken)writes something positive about real estate or perhaps those two things will happen simaltaniousely and home buyers will start flocking back to real estate offices all around Tampa , Florida and rest of the country. WOW!  How ever it comes I hope it comes
Read more: Reading , Estate , Real Estate

Buyers, Purchase a Home With a Plan For The Future
2007-11-21 12:04:55
Home ownership is a milestone most people look forward to, many with the idea that they will be in the home a long time. Sounds a little funny to say, think of resale before you even purchase a home but there are a few things to think about when making your decisions. Statistically, the average amount of time a person stays in a home is five years. What about this home will make it attractive to the next buyer ? Most people want a second bedroom, a den or a loft that can function as an office or room for guests. You may not want a pool but it could be a good idea to verify the property is large enough to accomodate one. Lastly location, you may not mind being on a busy street not everyone agrees, it might be a good idea to see if there are road widening or new roads planned for the area, or if a change in zoning is proposed.Circumstances in our lives change, often times our real estate needs change with them. Considering these things when buying could make your real
Read more: Buyers , Purchase , Future

Short Sale Tip #5 - Tampa Bay Homeowners Falling Behind On Mortgage Payments - Preforeclosure Decisions
2007-11-21 10:56:05
  Tampa Bay Area Home Owners - Real Estate Short Sale Tip #5 All Mortgage companies are  going to want to know what went wrong and when.   The Hardship letter One of the more significant factors in how the mortgagee is going to decide whether they will accept a short sale or not. However definitely not the only factor. The lender is also likely to want pay stubs and bank statements. While searching for some examples of Hardship letters I came across this interesting site. My belief on the letter is be as contrite as is real. give the pertinent facts and be sure to mention how hard you tried to avoid this situation.  Please Contact John Montesano for information on Pre- foreclosures and short sales in the Tampa Bay area.         Tags: real+estate+tampa, tampa+homes+for+sale, short+sales, foreclosure, preforeclosure, distress+sale, bankrupt, chapter+13, listing+agent, tampa+realtor, short+sale+agent add to:
Read more: Homeowners , Decisions

Buyers, Watch Out You Might Get What You Ask For
2007-11-20 11:35:42
There’s no getting around it, the Real Estate Market has been in a flux of change for awhile now.  Sellers aren’t lowering their asking prices every week, like they were a month or two ago, but they are considering all offers.  Hillsborough County’s Southshore area has lots of great deals to be had. Since many of the experts will tell you, we won’t know we hit bottom until the prices start going up again, why not make an offer and let the negotiations begin. You just might get what you ask for. For information about the Real Estate opportunities in Southshore and surrounding areas,  Call Ticia and Larz Kervel at 813–760–1514. Visit our website at www.smartrealestatemarketing.com                                            &n
Read more: Buyers

Short Sale Tip #4 - Tampa Bay Homeowners Falling Behind On Mortgage Payments - Preforeclosure Decisions
2007-11-20 10:23:38
  Tampa Bay Area Home Owners - Real Estate Short Sale Tip #4 Now That you've found a Realtor you're comfortable with, the work can begin. Along with a listing agreement and other forms the agent needs to list your house, your Realtor will need an Letter Of Authorization sometimes referred to as an LOA. This authorization letter allows your lender and Realtor to talk and for the lender to release information pertinent to the sale as well as send out a short sale package, if you haven't received one already. Please Contact John Montesano for information on Pre- foreclosures and short sales in the Tampa Bay area.         Tags: short+sale, tampa+real+estate, preforeclosure, foreclosure, letter+of+authorization, authorization+to+release+information, distress+sale, bankruptcy, chapter+13, tampa+home+for+sale add to:
Read more: Homeowners , Mortgage , Decisions

Short Sale Tip #3 - Tampa Bay Homeowners Falling Behind On Mortgage Payments - Preforeclosure Decisions
2007-11-19 10:14:34
  Tampa Bay Area Home Owners - Real Estate Short Sale Tip #3 You've talked to the people you need to speak with and you've decided the short sale is your best option at this point. You can sell your home and walk away clean, avoiding foreclosure, bankruptcy and taxes on any amount forgiven by your lender. But it's not that easy. The mortgage company holds all the cards and although most do not want to own single family homes, Your short sale must be approved by the lenders loss mitigation department. (We'll discuss how to get approval in tip #4) Here are some things to consider at this time. Because you have no equity in the home and the bank will ultimately decide what they will accept, you will also pay no commission or closing costs for the sale. Short sales are a lot of work and lenders often prefer to work with an experienced Realtor, rather then a home owner. Realtors have the best chance of selling the property in this market. Don't pay for any person or company
Read more: Homeowners , Mortgage , Decisions , Tampa Bay

BUYERS, Sellers in Southshore Are Negotiating
2007-11-27 09:01:46
It looks like things are settling down in the Real Estate world of Southshore Hillsborough County Florida. Sellers have reduced prices, officials have reduced millage rates, and insurance companies are following suit. Inventory is up, so there are lots of choices and deals to be had. Many of the homes offered for sale in Apollo Beach and surrounding areas are only a few years old or brand new. These are only a few of the reasons NOW is a great time to purchase a home. If you’d like to learn more about the Real Estate opportunities in the up and growing Southshore area contact Ticia and Larz Kervel today at 813–441–0400 or visit our website at www.smartrealestatemarketing.com                                                 &nbs


Short Sale Tip #7 - Tampa Bay Homeowners Falling Behind On Mortgage Payments - Preforeclosure Decisions
2007-11-26 05:59:46
READ ALL OUR SHORT SALE TIPS, CLICK  “SHORT SALES TAMPA” IN THE RIGHT MARGIN. Tampa Bay Area Home Owners – Real Estate Short Sale Tip #7 Don’t pay some one to do what your experienced short sale Realtor will do as part of the service of selling you Home in a short sale. Now That you’ve compiled everything you need for the short sale package and your Realtor has used their skill and knowledge about short sales to find a buyer, Your agent will prepare the supporting documentation for the package, Including; Estimated Closing statement (HUD1)ComparablesProperty photo reportIf repairs are needed a construction repair estimateA well prepared offer including proof of funds and /or a lenders approval letter.    Please Contact John Montesano for information on Pre- foreclosures and short sales in the Tampa Bay area. If your home is not in the Tampa Bay area, I will be happy to find a short sale expert for you in your area.   &nbs
Read more: Homeowners , Mortgage , Decisions

Short Sale Tip #6 - Tampa Bay Homeowners Falling Behind On Mortgage Payments - Preforeclosure Decisions
2007-11-25 19:09:54
Tampa Bay Area Home Owners – Real Estate Short Sale Tip #6 The Short Sale Package Sellers Requirements As was mentioned in our last short sale tip, the lender will want to see documents supporting any claim that you can not keep up with your mortgage payments. Although Short sale packages very from one mortgagee to another, more than likely you are going to have to provide them with the following; The Hardship letter2 years Tax returnsLast 2 W2’sLast 2 Pay stubsLast 2 months bank statements Tampa home owners as well as others Please understand before you hire anybody, You do not need to pay to have a short sale package filled out or for assistance with a short sale package. An experienced Realtor will help you by letting you know which information they are going to prepare for the package when an offer comes in and eliminating any confusion about the sale of your home  Please Contact John Montesano for information on Pre- foreclosures and short sales
Read more: Tampa , Homeowners , Mortgage , Decisions , Tampa Bay

Short Sale Tip #5 - Tampa Bay Homeowners Falling Behind On Mortgage Payments - Preforeclosure Decisions
2007-11-24 20:05:55
Tampa Bay Area Home Owners – Real Estate Short Sale Tip #5 All Mortgage companies are  going to want to know what went wrong and when. The Hardship letter One of the more significant factors in how the mortgagee is going to decide whether they will accept a short sale or not. However definitely not the only factor. The lender is also likely to want pay stubs and bank statements. While searching for some examples of Hardship letters I came across this interesting site. My belief on the letter is be as contrite as is real. give the pertinent facts and be sure to mention how hard you tried to avoid this situation.  Please Contact John Montesano for information on Pre- foreclosures and short sales in the Tampa Bay area.       Tags: real+estate+tampa, tampa+homes+for+sale, short+sales, foreclosure, preforeclosure, distress+sale, bankrupt, chapter+13, listing+agent, tampa+realtor, short+sale+agent Share This
Read more: Tampa , Homeowners , Decisions , Tampa Bay

Home For Sale in Apollo Beach
2007-12-05 12:03:03
       Beautiful 3 bedroom 2 bath home in conveniently located Covington Park. Great room plan features pocket sliding glass doors opening to screened lanai. Backyard vine covered arbor affords privacy to the tropical oasis. Luxurious master suite offers the perfect retreat, garden tub and separate shower, dual sinks and separate water closet. Two walk in closets with space saving pocket doors and an adjacent 13x 10 sitting room. Plenty of upgraded cabinets plus a walk in pantry in the eat in kitchen including a convenient breakfast bar Covington Park is a Newland community boasting many amenities, enjoy your leisure time activities close to home with the community park, rec center, fitness center and heated pool in walking distance from this move in ready home.               For more information or to view this home Please call Ticia or Larz Kervel at 813–760–1514 or visit our w
Read more: Apollo , Beach

5 New Reasons Why You Should Call Homeward Real Estate When Buying Or Selling A Home In Tampa Florida
2007-12-22 16:45:02
5 Top Producing Tampa Realtors Join Homeward Real Estate . In this sluggish real estate market many Realtors have left and continue to find employment in other fields. As a result real estate brokerages all over Tampa Bay are struggling and several have closed up shop. Homeward Real Estate however has been very fortunate to be able to attract experienced, top producing agents.  Homeward Real Estate welcomes to our already successful roster of Tampa real estate agents,  The Mike Wilkie Team Jeff Stuckert and Mike Wilkie, Tampa Florida Realtors serving The Tampa area including, Brandon, Harbour Island, Davis Island and Downtown Tampa. Kristen Brown, Tampa Realtor specializes in South Tampa homes and new construction. Although Kristen sells homes all around The Tampa area she loves Hyde Park, Palma Ceia, Beach Park, Bayshore Beautiful an Virginia Park.   Betty Sadighi, Betty lists and sells homes throughout the Greater Tampa area including South Tampa, Seminole heights,
Read more: Reasons , Buying

The 3 Most Important Things To Know About Short Sales And Pre-Foreclosures
2007-12-19 17:53:05
1. There are predators out there and they know how to find distress sales, short sales and pre-foreclosures. Not everyone who wants to buy your home or property is a predator. However they’re out there. So, just be aware to read carefully and remember DON’T PAY TO ANYONE TO DO A SHORT SALE FOR YOU! 2. How do I protect myself from those, not looking out for my best interest? If your selling a property yourself, have an attorney look over any contract BEFORE YOU SIGN IT. Hire a Realtor to market your home or property. Be sure to interview as many as you need to find one you are comfortable with to: Trust to act in your best interest, review and explain details of any offer Have the experience to get you sale done. An inexperienced Agent can cost you a deal or worse… your home. All offers should provide that the contract is for a short sale and subject to 3rd party approval. 3. Time is limited when the foreclosure process starts. After Three mis
Read more: Sales , Short , Foreclosures , Short Sales

Open House Covington Park Apollo Beach Sunday March 16 th 1-4 p.m.
2008-03-06 14:49:09
While you are out enjoying the your Sunday outing, why not stop by and see this well maintained resale. The sellers are ready willing and able to sell this home with NO third party approval. We don’t hear that very often these days. The spacious inviting great room plan with separate dining room will welcome you. As well [...]
Read more: House , Covington , Apollo , Beach , March

Short Sale and Pre foreclosure in Tampa Bay - The hardship letter
2008-01-29 17:19:13
Short sale package checklist:   Hardship Letter  (This letter should be as compelling as possible,  remember you’re asking the lender to forgive a debt) EXAMPLE OF A HARDSHIP LETTER To Whom It May Concern: I am writing this letter to explain my unfortunate set of circumstances that have caused us to become delinquent on our mortgage. We have done everything in our [...]
Read more: Short , Tampa , Tampa Bay

Fed Cuts Interest Rate By 3/4 of a Point, Today Tuesday January 22
2008-01-22 09:58:13
The federal reserve slashed a key interest rate by three-quarters of a percentage point on Tuesday and indicated further rate cuts were likely. In addition to cutting the funds rate, the Fed said it was reducing its discount rate, the interest it charges to make direct loans to banks, by a similar three-quarters of a [...]
Read more: Interest , Today , January

Parkcrest Harbour Isalnd Condo - Waterview unit $299,900
2008-01-18 12:47:25
2 bedroom 2 bath condominium on Harbour Island, located in Downtown Tampa Florida Address: 700 S. Harbour Island Blvd #607 Tampa Florida 33602   Harbour Island’s Last New Waterfront Community  Description Beautiful Water view condo on 6th floor with parking on 6th floor. nicely appointed unit with granite in kitchen and baths, hardwood floors, stainless steel kitchen. 2 [...]
Read more: Condo

Short Sale Featured Property Of The Week in Brandon Florida
2008-01-17 18:20:53
This Weeks Short Sale Deal of the week is 2318 Cherry Ridge Lane, Brandon Florida 33511   $179,900 This 4 bedroom home is perfect for a large family. Located on a huge corner lot with fruit trees, in an excellent, well established neighborhood. In this real estate market you need to shop for value… The value this home offers is [...]
Read more: Featured

Towers of Channelside - Tampa Condos - Becky Lane
2008-01-14 20:11:19
Tampa Condos - Towers of Channelside The Towers of Channelside hosted a Happy Hour in the Clubhouse on January 10th and it was a huge success!  Everyone enjoyed seeing the gorgeous infinity pool and cascading waterfall and the beautiful contemporary decor’ in the clubhouse. With the mild January temperatures, it was a pleasant evening to enjoy the [...]
Read more: Tampa , Becky

Parkcrest Harbour Island 2/2 waterview Condo for Rent
2008-01-10 11:42:32
Fully Furnished, All Utilities + Phone, Cable And Internet Included   Enjoy a water view from your living room and bedrooms. Built in 2005, This 2 bedroom condo includes granite counter tops in kitchen and baths, hardwood floors, in in all wet area and a garden tub in the extra large master bath.  Parkcrest Condo minium is a waterfront [...]
Read more: Harbour , Island

Page 1 of 2 « < 1 2 > »
Copyright 2006 - 2007. TopBlogArea.com All Rights reserved. Created by SEOMinds.com
eXTReMe Tracker