Owner: Scratching out a living URL:http://scratching-out-a-living.blogspot.com/ Join Date: Wed, 07 Nov 2007 13:12:08 -0600 Rating:0 Site Description: One womans challenge to start her own business. Her struggle to make a living. Tips on how to save money and "make ends meet" Site statistics:Click here
Selling from your website 2008-03-17 21:41:00 So you have gotten your website
up and running. You have of course submitted it to all the major web search engines or paid for someone more tech savvy to do it for you. How do you know that you are not getting ripped off? Here is a site with information on how to avoid search engine marketing malpractice. If you are trusting someone else to do your Search Engine Optimization then you should look
What does the Bear Stearns bail out mean to you? 2008-03-17 21:36:00 The big news for today has been the bank bail out of Bear Stearns
by JP Morgan with the help of the Feds. What does that mean for everyday folks like us? Watch the video and learn more.
Home loans 2008-03-17 13:05:00 Are you in one of the many states that is experiencing a high foreclosure rate? Or are you in one of the states that is not affected that much at all? California and Florida seem to be the worse ones for foreclosures so far. In those states you might find a tightened qualifying standards for home loans. I live in Oregon which has not been affected that much by the home loan crisis thus far. The
Online contests 2008-03-20 09:30:00 Another way to make extra cash is to play online games. I stay away from the ones that require a membership fee or cost money to play but when I come across an interesting game to get a few extra dollars I let you know about it. There is one new website that offers online contests where you can win by guessing the answer to a question using the clues they give you. The site is called Break the
Ways for kids to make some extra spending money 2008-03-20 09:19:00 With stranger abductions of children many kids no longer have the option of doing odd jobs around the neighborhood to garner some extra spending money nowadays. Kids that babysit for the evening are hard to find. Those jobs are now being done more and more by adults. With the age of the internet it has opened up a vast opportunity for kids to earn money without the risks of leaving the house.
Choose an easy way to pay off your credit cards 2008-03-23 11:44:00 I currently have 4 monthly bills that I will be paying off over the next 6 months or less. 2 of them are credit
cards and 2 are medical bills. Here is a simple way to choose which debts to pay off first.
Choose the highest interest rate card or payment to pay down firstPay as must as you can to pay off that first debtMark you calendar for the deadline to pay off that debt and stick to itOn your
New shopping comparison website 2008-03-27 00:21:00 There is yet another online shopping comparisonwebsite
. Much like shopping.com but easier to navigate and find what you are looking for. This one is called Digxa.com and I was browsing the site looking for digital cameras. My daughter has been looking for one and she has been saving her pennies for it. Right now her price range is just under a $100.00 but in a few more weeks she'll have more.
Unique businesses 2008-03-25 20:59:00 The service industry is one of the largest growth sectors in the USA. Don't overlook developing a business that caters to providing a service. Technical repair of expensive equipment can be a lucrative business. Most home electronics have become so inexpensive that most people don't bother with getting them repaired but industry electronics is another story. The great majority of industrial Read more:businesses
Sub-contracting out work 2008-04-02 10:19:00 If you have a small business you know the value of your time. Feeling overwhelmed with a work load is not the best way to run a business. Yes you want lots of work but work that will make you money. Out sourcing your work load when it comes to paperwork might be a good idea. If your business is in the medical field then outsourcing your billing to a Medical Billing Company is almost a necessity.
How are you dealing with the high cost of gasoline? 2008-04-01 10:22:00 Have you cut back on your driving? Do you live close enough to work to walk? Not everyone can cut back on their use of transportation but maybe we can save on gasoline. Check out my article about surviving the gasoline crunch while living in a rural area.
Dealing with the high price of gasoline.
The benefits of having a blog 2008-04-11 00:10:00 Blogging is not just a way to log your daily thoughts. A blog can be a very useful tool in your business toolbox. If you have a website the blog can be a very easy way to update your customers with up coming sales, new products or a simple way to communicate with your customers encouraging them to leave comments on your blog. Blogs have come a long way in the last few years. Did you know that
The so called housing crisis 2008-04-10 23:58:00 Is the housing crisis really a crisis after all? Consider the facts. Only 3% of all home owners are facing foreclosure. That means 97% are doing just fine. People are not selling their homes because they have lost value - no they are still living in them. A house unlike other investments is very different because we all need somewhere to live. It happens to be an added bonus that our homes have
Why I blog 2008-04-09 21:33:00 One of the many reasons why I blog was to earn extra money to put aside for my daughter's college education. Everyone knows that you need a higher education than just 12th grade to have a decent career nowadays. I was determined that she would not follow in her mother's footsteps when it came to just getting a "job". I want her to actually pick a career that she would enjoy doing. Blogging and
Looking for money making ideas 2008-04-07 23:09:00 Where do people come up with ideas
to start a business or develop a product? Sometimes they are right in front of your face. There is a news report that was running on MSN today about a 12 year old girl that was making
ans selling hair products online. Apparently the products were made from an old family recipe that was handed down from her grandmother to her mother and she thought of the idea of
Please don't ruin your blog 2008-04-13 23:18:00 Blogging for money has made some bloggers blind to the fact that they have regular readers which can be easily turned into FORMER readers. If you are going to blog for money then keep your blog posts on 1 or 2 subjects. I was asked a few days ago if I would write a blog post about a perfume blog. I checked out the blog and found only 3 recent posts actually were about perfume. The other 10 blog Read more:Please
Do you hate your job? 2008-04-12 23:03:00 You are not alone if you hate your job or career choice. Watch the video and learn more
Extra help with your website 2008-04-18 11:36:00 So you have a website
up and running. You also have lots of emails asking questions about your products. Emails you can answer but what about people that are visiting your website and want to be able to ask a question on the phone - at midnight? You don't want to turn away a customer, so what do you do? You could always hire a few people just to answer your 800 number (what no 800 number?!) or Read more:Extra
One of my experiences 2008-04-18 09:48:00 I have tried my hand at several different kinds of businesses throughout the years. My first stab at a small business was selling that SMC merchandise, you know the company, the ads are often on TV with Tom Bosley promoting them. The business was a flop but it gave me the experience of marketing and promotion. At first I was selling the products using their catalogs and mail order. This was Read more:experiences
Internet marketing tips 2008-04-18 09:32:00 We could all use some marketing tips for our websites and blogs. Many of them can be found right here at this blog. I am not so arrogant to think that I am the sole source for marketing tips but I do find some interesting websites and put their links to them right here on this blog. I have found one such blog that has some interesting affiliate marketing tips. That same blog also has some great Read more:Internet
Managing your work force 2008-04-18 09:12:00 So you have your business in full swing. You have even managed to hire a few workers. Now what do you do about labor expenses? Have you figured out how much it costs you you have extra workers? Did you figure those extra costs into your product or service? How about payroll, do you have the time to sit down and manage payroll and deductions? Don't worry if you can't answer those questions
A new kid on the block to help bloggers with earning money 2008-04-19 10:22:00 So you have started a blog in order to earn some extra money like everyone else seems to be doing. You have gotten about 20 really nicely written blog posts and all your friends really enjoy your blog. So now you have your hopes up that you can make some money from it. If your blog is older than 3 months you will have noticed that it has a Page Rank. Page Rank is important to earn money from Read more:block
, bloggers
Saving money with the companies you already have bills with 2008-04-19 10:04:00 How often do you look at those little offers sent in the same envelope with your bills. I am not talking about the free "gifts" that some companies offer with a "just pay a small shipping fee" notation in very tiny words at the bottom, no I am referring to the offers that save you money off your monthly bill or a free service. For example I just found out that XM Satellite Radio has teamed up Read more:Saving
The bloggers friend 2008-04-22 23:57:00 As you may have noticed by now some of my newer posts have sponsors. They are posts that I have gotten paid to write but I pick and choose what subjects and sponsors I wish to have appear on this blog. One of the companies that puts advertisers and bloggers
together to help each other out this way is SocialSpark. Unlike other paid to blog companies that are looking for your "link juice" to sell Read more:friend
Happy Earth Day - what are your plans? 2008-04-22 23:39:00 Earth Day is slowly becoming a joke. Why do I make that statement? Because just visiting our local Walmart it became clear that Earth Day is just becoming another reason to sell items with Earth Day themes on them and nothing else. It is just like Memorial Day where we rarely honor the soldier but have an excuse for a day off and time for a party.
OK. so why am I so bitter about it? As I look Read more:Happy
, Earth
, plans
Advertsing on your website or blog 2008-04-26 10:29:00 Yes there is extra money to be made from your website
or blog by advertising products other then your own. It will add needed revenue to your bottom line if done correctly. For example if you own a jewelry store or make your own custom jewelry then you could advertise jewelry cleaning products on your website or blog - for a fee. By the same token you can also list similar but non-competing
Most people report what they will do with Fed's rebate 2008-04-28 13:07:00 The Federal government (USA) seems to think that us consumers will hopefully go on an spending spree. The information seems to be coming in that the money will be used to pay bills instead. Video of the news report
is below. Read more:people
Don't fall for the next credit card in the mail offer 2008-04-30 20:58:00 It is bad enough when you have trouble making ends meet each week but throw into it a unexpected bill like the dentist or the car needing work and it will throw you for a loop. Credit cards can become the biggest trap at those times. The credit
card companies rely on people that have fair to poor credit to pray upon. It is those people that they charge the highest interest rates and make money on
What is really causing prices to go sky high? 2008-04-30 20:40:00 Is there really a world wide food shortage? Is the world's supply of fuel really running out? Does Global Warming have a factor of any of this?
Lot's of questions - I know, but are there any good answers? I do believe there are. From what I have been able to find out from national news stories that are not based in the USA pertaining to the food shortage is that major middle men in the supply
Financing your business 2008-04-30 20:18:00 Financing a business is very different than getting your home refinanced. Some of the requirements of a business loan are having a business plan, proving the profitability of your business, establishing how long you have been in business and showing the finance company that you have the ability to run a successful business.
While I normally don't suggest starting a business with borrowed money, Read more:Financing
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