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Forum : Be careful online with credit cards
2007-12-24 09:18:00
25/11/2007 (>11 posts)First comment from this forum : "Always use credit cards only at secured payment sites."see this forum at : http://forum.creditorweb.com/applying-credit-cards/851-careful-online -credit-cards.html
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Article : Card Sharks
2008-03-02 17:21:00
by Liz Moyer with Tatyana ShumskyThursday, February 21, 2008Bank of America told thousands of its cardholders in recent weeks--even those with good payment histories--that they faced a rate hike from 9% to as high as 28% if they didn't pay off their balances at the old rate and stop using their cards. The bank, the largest credit card issuer, since its 2006 acquisition of MBNA, says it's all part of its "periodic" review of customer credit risk. ...read all...
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News : Discover Lobbied on Credit Card Fees
2008-03-02 17:19:00
Thursday February 21, 7:38 pm ET Discover Financial Spent $400,000 in 2007 Lobbying on Bills Regulating Credit Card Industry WASHINGTON (AP) -- Discover Financial Services, which issues the Discover brand credit card, spent $400,000 in the second half of 2007 lobbying on bills that would regulate cardholder fees....read all...


No title
2008-03-02 17:18:00
Credit Cards News Sainsbury's extends 0% rate on balance transfers Sainsbury's Finance has increased the interest-free period on balance transfers from 10 to 12 months on its credit card - effective immediately. Cutting down on the cards despite festive overspend The average credit card balance in January 2008 jumped 17% in one month to £2,168, based on monthly average balance transfers sought by consumers using Moneyextras credit card tools. Brits set to tighten spending belts Two thirds of UK adults - that's more than 30 million people - are planning to tighten their belt financially this year because of the credit crunch, according to research from Friends Provident. Balance transfers - Not as good as they were? The market for transferring your debt from one credi


No title
2008-03-02 17:12:00
Visa IPO Could Be Biggest EverFebruary 25, 2008, By Justin McHenry Citi Becomes Exclusive Credit Card Partner to Concert Promoter Live NationFebruary 14th, 2008By Justin McHenry Average Credit Card Rate Goes Below 14%January 24th, 2008


News : A Credit Card You Want to Toss
2008-02-12 16:34:00
February 7, 2008 Business Week'Bank of America abruptly notified cardholders in good standing their rates would skyrocket if they didn't opt out fast. Is BofA greedy or needy?' ... read all ..
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News : Our view on credit practices: Card issuers invest in D.C.
2008-02-12 16:29:00
Fri Feb 8 Yahoo News' The economy's sinking. Maxed-out consumers are struggling to pay bills. And credit card issuers They're busy trying to wring more money out of their customers.Bank of America , for example, is raising rates on some cardholders, even responsible ones who typically pay their bills on time, USA TODAY's Kathy Chu reported Thursday. Other issuers have shortened grace periods or hiked already record-high fees.' .. read all ..
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News : Average Credit Card Rate Goes Below 14%
2008-02-12 16:28:00
January 24th, 2008'Federal interest rate cuts continue to bring down average credit card rates, with the average interest rate for non-reward credit cards dipping below 14% this week, according to our IndexCreditCards.com Credit Card Monitor. Average s in this report do not even take into account the surprise 0.75% cut in Federal interest rates announced this week. We expect average credit card rates to drop another half-percent in the next two months or so, in response to the Fed’s latest big move. (About 70% of credit cards have variable rates that rise and fall in step with Federal interest rates.)'... read all ...
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Link to a forum : Is it bad to sign up for credit cards just to get rewards points?
2008-01-04 06:58:00
11-15-2007(11 posts)First comment from this forum : "I sign up for 5-10 credit cards a year solely based on the fact that they'll give me $50-$100 in rewards points for using it once. I pay my balance in full every month. Is it hurting my credit to have all these open accounts? I only use one card at a time and that's whichever card gives me the best rewards."see this forum at : -bad-sign-up-credit-cards-just-get-rewards-points.html


Link to a forum : Credit card help please?
2008-01-04 06:55:00
12-28-2007(6 posts)First comment from this forum : "I need to re-insure my car and i'm going to pay it ouright as it's considerably cheaper then monthy payment to the insurers. The thing is I have no money after christmas and i'm going to need to get a credit card. I have looked into it and I think I need 0% purchases.It's pretty confusing to be honest so can someone tell me if i take out £800 on credit (0% purchases) apart from the balance transfer fee, will I have to pay anything else?Does 0% purchases mean I will have to pay no interest on thing I buy with the card?Any help would be appreciated, Cheers"see this forum at : -credit-card-help-please.html


Article : Prepaid Credit Cards - Credit Cards For Bad Credit
2008-04-02 09:33:00
Submitted By: Bradley CarsonA good credit history is an important part of survival in today's world. Your credit history can affect getting an apartment, a home loan, car loan, insurance, and even a job. Yes they do look at your credit history whenever you apply for any of the above. It's about responsibility and trust. But wait a minute. Life isn't always smooth sailing. Often times there are bumps in the road and these bumps can effect your credit. Illness and unemployment don't always wait for the right moment to happen in our lives. They can often take a huge toll on families, not only emotionally but financially as well. Just like it is important to have good credit, it's almost impossible today to get by without some sort of credit card. The financial institutions realize this and th
Read more: Article , Prepaid , Cards , Credit Cards

Link to a forum : Credit Cards Due Dates
2008-04-02 09:31:00
09-20-200711 postsOpening post of this forum :"I have 3 Credit Cards . Mostly all of the card due dates stay constant. Citibank is the only Card that floats my due dates. I went for a period of 6 months paying on the 18th. This one month I payed on the 18th and the payment was due on the 17th. I'm afraid that a rate increase will occur, even though I have been paying on time. Should I wait and see what happens or should I call a explain and hope they look over the one time day lateness payment.Thanks"see this forum at : -issues/715-credit-cards-due-dates.html
Read more: Credit Cards

Link to a forum : Asking for a higher limit ?
2008-04-02 09:29:00
11-06-200610 postsOpening post of this forum :"hi i have a b of a platinum card it has around 6ooo limit but i have more than that in my savings ive had this card for a while already. my question is i want to raise my limit is there a way of calling and asking if my limit can be raised ?"see this forum at : -credit-cards/986-asking-higher-limit.html


Link to a forum : Any 5% Rewards Cards Still Left?
2008-04-02 09:25:00
11-06-200616 postsOpening post of this forum :"Now that my Citi Rewards cards dropped my rewards from 5% to 2%, I am in the market for a new card. Are there any credit cards out there that still offer 5% back on Gas and Groceries?I have looked around and it seems as no one has these types of cards available anymore."see this forum at : -card-rewards/13-any-5-rewards-cards-still-left.html
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Link to a forum : How Many Credit Cards Should 1 Person Have?
2008-04-02 09:23:00
opened at 11-07-200647 postsOpening post of this forum : "Since I started looking into building up my credit report I've come accross some conflicting information in relation to how many different credit cards one person should have. One place said that you should have no more than two or three credit cards total (including store cards) and the other said you should try and get a lot of credit card as the more you have will help your credit score?So which one is it?"see this forum at : -credit-cards/38-how-many-credit-cards-should-1-person-have.html
Read more: Cards , Credit Cards

Credit | Credit Card News from creditcards.com
2008-07-02 17:26:00
Five-year-old credit card debt has debt collectors calling -- With a job loss and 5-year-old credit card debt, Klayman advises a reader of her rights under the Fair Debt Collection Practices Act to avoid harassment and to seek credit counseling for debt management. ... (more)Credit checks for job applicants become more common -- Increasingly, job hunters are required to allow credit checks during
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Credit | Credit Card News from bankrate.com
2008-07-02 17:23:00
Using credit cards to rebuild score Using credit cards wisely -- whether it's one or 15 -- is the key to improving the credit score, says a FICO expert. Bad credit? How to fix or rebuild you score A FICO credit score expert explains how to build good credit -- or patch it up after going through foreclosure. Closing credit cards dings score Wa
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