Owner: E-loan URL:http://eloan-credit.blogspot.com/ Join Date: Tue, 16 Oct 2007 14:35:20 -0500 Rating:0 Site Description: Guide to E-loan with informations,articles and links to useful forums Site statistics:Click here
A Complaint About E-Loan, And A Response 2007-10-08 08:41:00 Here’s an interesting complaint about E-Loan from “VelocityDC,” followed by a reasonable response to the complaint that I solicited from the company. Hot Property doesn’t make a practice of investigating readers’ complaints, but this one seemed worth checking out. THE COMPLAINT … I need to lock in a rate in the next week for a house in Silver Spring and have been shocked by how much the rates change from one day to the next. Besides the most recent interest rate hike by the Fed, what other factors affect the interest rate? Unemployment rates? Oil prices? COnflict in the Middle East? For the real mortgage rate hawks out there: what are some general tips for trying to get the best rates? Are rates generally lower in the morning or afternoon or does it matter at all? (I'm not the day-trading type, but since I'm going to be stuck with this rate for some time, I'd like to shave as much off the rate as possible.) I'm also a little perturbed by the loan officer fr Read more:Complaint
, Response
A Discussion about E-Loan,at marc.perkel.com 2007-10-08 08:28:00 I've been seeing a lot of E-Load commercials lately and it's rather disturbing. In 2000 I got a loan through E-Loan and it was not a pretty process. It started out fairly well, except that they offered me one rate - but approved me at a signicantly higher rather than advertised. They said it was due to my credit - but my credit was perfect at that point having finally scraped my ex-wife off my credit report. I agreed to the higher rate and got a "check" for the new Honda CR-V I was buying. I went to the dealer and he sold me the car. So far - so good. Then - I started getting calls from E-Loan to get more information to qualify me for the loan. I pointed out that I was already qualified and that they had send me a check and that the car was bought 3 weeks prior. It was a done deal - so what's the qualifying about? They tried to tell me that the check they sent me wasn't a final approval - even though the paperwork they send claimed otherwise and the auto dealer had already cashe Read more:Discussion
News - Wed Oct 31 : Paulson to mortgage industry: help curb defaults 2007-11-01 05:40:00 Treasury Secretary calls on mortgage lenders to do more to identify borrowers in danger of default; urges flexibility.October 31 2007: 7:08 PM EDTWASHINGTON (AP) -- Treasury Secretary Henry Paulson
urged the mortgage industry
on Wednesday to do more to identify and help people who risk losing their homes because their monthly mortgage payments are resetting to higher levels.Paulson said one promising initiative was a mass mailing lenders participating in the Hope Now alliance are planning to use to let people know where they can get help.The new letters will start going out on Nov. 19. He said the effort involves two stages - "first, making contact with a borrower who is in trouble and, second, determining if there is an affordable mortgage product for that borrower and taking action."More than 1 million people could be in danger of losing their homes over the next two years as their initial low introductory adjustable rate mortgages reset to much higher rates.After a meeting at Treasu
Forum : E-loan or Bankrate...opinions?! 2007-11-06 07:30:00 First comments from this forum :"Any opinions on this? I'm looking to get into a home (Avery area) in a couple of months and was wondering if anyone has any input on shopping for mortgages from these "bank rate search" companies?"see this forum at : http://www.city-data.com/forum/real-estate-professionals/84534-e-loan-bankrate-opinions.html Read more:Forum
Forum : anyone used e-loan? 2007-11-10 13:45:00 First comment from this forum :Posted on Thu, Oct 19, 06 at 22:52" We are about to sign on for a home equity loan with e-loan. They have been great to work with so far and have told me up front that when everything is completed and approved they will sell my account. The interest rate I was quoted was very good and there is hardly any closing costs. Other places I've checked have had as much as $2,000 in closing costs. Has anyone out there had bad or good experiences with e-loan?"see this forum at : http://ths.gardenweb.com/forums/load/finance/msg1022524830484.html Read more:Forum
Forum : Get 5.25% APY with online savings account @ eLoan.com with 5k or more! 2007-11-17 16:17:00 First comment from this forum :"Get 5.25% APY with a $5,000 balance or more. I believe this is the best rate out there right now--and for those that don't mind moving their money between these online
savings banks, a pretty slick deal.THIS IS BETTER THAN ING, EMIGRANT, CITI, ETC.Also some pretty slick CD rates up to 5.5% for those inclined to lock up their money.This is, of course, FDIC insured. Part of Popular, Inc.http://www.eloan.com/?sid=oysSfZx...er=&mcode=all rates:https://www.eloan.com/savingsrate...er=&mcode="see this forum at : http://forums.slickdeals.net/showthread.php?s=df1d1f9f7d6338d60fddad3eb48b85d9&t=336102 Read more:Forum
Forum : E-LOAN 5% APY savings 2007-12-03 05:57:00 First comment from this forum :"Quick Tagseloan loan savings APY e-loan high yieldQuick Summary $5,000 initial depositMinimum BalanceQuoting directly from their T&Cs:"You will be expected to maintain a balance of at least $500.00 in your Savings Account. If your balance is less than $500.00 for ninety (90) calendar days or more during any 12-month period, your Account may be closed.""For security purposes, we will not allow any withdrawals from your E-LOAN account to be made by an outside institution."* This includes pulls initiated from your linked account. All transfers must be made through E-LOAN.Interest Rates (APY)09/26/06 - 5.25% (< $5,000 balance), 5.50% (>= $5,000 balance)09/28/06 - 5.50% on any balance ($5k initial deposit still holds)12/06/06 - 5.38% on any balance01/16/07 - 5.25% on any balance09/20/07 - 5.00% on any balance10/02/07 - 4.75%Hard Inquiry?No hard inquiry after new account openin Read more:Forum
Forum : Get 5.25% APY with online savings account @ eLoan.com with 5k or more! 2007-12-20 12:06:00 First comment from this forum :09-26-2006 (101 posts)"Get 5.25% APY with a $5,000 balance or more.I believe this is the best rate out there right now--and for those that don't mind moving their money between these online
savings banks, a pretty slick deal.THIS IS BETTER THAN ING, EMIGRANT, CITI, ETC.Also some pretty slick CD rates up to 5.5% for those inclined to lock up their money. ..."see this forum at : http://forums.slickdeals.net/showthread.php?s=8ef4eaa287e5e862e008b99b21337481&t=336102 Read more:Forum
Forum : E-Loan 2007-12-13 18:45:00 First comment from this forum : 01-05-2006 (7 posts)"Is e-loan even a bank?Is the acct with e-loan or are they offering a rate from some other bank? "see this forum at : http://www.bestcashcow.com/forum/showthread.php?t=76 Read more:Forum
Forum : eloan.com 2007-12-13 18:41:00 First comment from this forum : Sep 16th, 2003 (9 posts)"Just an FYI... if you go with eloan, which I think I will. Call and ask for a better rate, they will tell you they don't counter offer etc. I was told no. Then I got an e-mail back 5 mins later telling me my new interest rate is now over 2 points lower BTW Capital One's peoplefirst.com gave me a rate that was laughable, so high I think they must have been smoking something and yes my credit is good "see this forum at : http://www.mini2.com/forum/finance-insurance/40587-eloan-com.html Read more:Forum
Mortgage News 2008-03-02 18:05:00 Feb 29, 2008 How to choose the right mortgage refinance loan According to the Mortgage
Bankers Association of America, Americans refinance their home mortgage loans every four years. But how do Americans know it is time to refinance? How do they know which refinance loan to choose? Read more >> Feb 27, 2008 Adjustable rate mortgages (ARMs) gain popularity Quicken Loans Chief Economist Bob Walters says with long-term rates starting to rise, the industry is seeing a resurgence of consumer interest in adjustable rate mortgages (ARMs). Read more >> Feb 27, 2008 Existing home sales and home prices drop The National Association of Realtors (NAR) announced today that existing home sales decreased 0.4% in January, when compared to the previous month's sales. Read more >>Mortgage Application Vo
Mortgage Refinancing Forum : Mortgage Refinancing Question 2008-02-09 14:28:00 01-10-2008First post of this forum : "So I bought a new house (8/31/2007) and I secured a 30 year fixed mortgage at 6.375%. With the rates going below 6%, should Istart looking into refinancing? How many points difference should there be to make it 'worth it'?Thanks,Matt"see this forum at : -mortgage-refinancing-question.html Read more:Forum
, Mortgage
, Mortgage Refinancing
, Question
, Refinancing
NEWS about : Eloan | Mortgage Refinance | Home Equity Loans | Lines Of Credit 2008-02-09 13:15:00 U.S. mortgage rates fall slightly By Amy Hoak, MarketWatch Last Update: 10:47 AM ET Feb 7, 2008Refinancing A Mortgage
? Move Fast Forbes.com - Jan. 31, 2008, 3:33 AM Popular Loses $297M in 4Q Forbes.com - Jan. 24, 2008, 8:50 AM Puerto Rico's Popular posts loss Reuters - Jan. 24, 2008, 5:28 AM Popular, parent of Banco Popular, posts loss Reuters - Jan. 24, 2008, 4:34 AM Popular Inc's senior debt cut to 'A3' with negative outlook - Moody's Forbes.com - Dec. 23, 2007, 9:46 PM Read more:Equity
, Home Equity
, Home Equity Loans
, Lines
, Loans
, Refinance
Link to a forum : E-Loan 2008-01-06 08:23:00 Mar 5, 2006 (9 posts)First comment from this forum : "I am in the process of buying a home which will be finished in 3 months. Has anyone used E-Loan for the Home loan? Any positive or negative feedback would be appreciated. Thanks Rick"see this forum at :
Link to a forum : E-LOAN Shuts Down Affiliate Program 2008-01-06 08:16:00 11-26-2007First comment from this forum :"Cyber Monday is probably a really good day for affiliates in general, but E-LOAN affiliates just got some bad news. Did they cut commission right before the Holidays like some scrooge merchants did? Nope. The mortgage crunch must have hit them hard. They are closing down their affiliate program and links will expire on Dec. 14th.Dave from Freezing Hot just alerted me to the issue. Here's one paragraph from the email they sent affiliates."In order to stay ahead of the current mortgage cycle and enable E-LOAN to maintain its leadership position in the industry, E-LOAN will begin scaling back some operations/programs to reduce its cost structure and unfortunately removing our affiliate program is one of them."Read the rest:Bad Move of the Day: E-loan Read more:Affiliate
, Program
Link to a forum : e-Loan, LendingTree: opinions? 2008-04-02 06:21:00 Posted by: Seacrest (IP Logged)Date: March 07, 2007 12:49PM8 postsOpening post of this forum : "I'm thinking of putting myself in hock* for the rest of my life.Wanted to know what your experiences were with either of these companies, if any.Also, if you considered using them, but went with a broker instead, I'd like to know why.Thanks.*Mortgage, first-time homebuyer."see this forum at :
Article : Home Equity Line of Credit, Student Loan Consolidation, and Loan Money and Eloan 2008-04-02 05:51:00 Home Equity
Line of Credit, Student
Loan Consolidation
, and loan money and Eloan for your new life. Most people have their house and mortgage when they get married but some couples need to shop for a mortgage. Home Equity
Line of Credit, Student Loan
Consolidation, loan money, and eloan to help you with all your money concerns.When you shop for the right Home Equity Line of Credit, Student Loan Consolidation, and Eloan for your house, you will need to be aware of the different ways of locking into your mortgage(mortgage calculator) . Finding the right rate for your mortgage can be a tedious business, but you can make this easy by doing your homework. Check all your banks and credit unions for your mortgage rates. (mortgage calculator)Your mortgage shopping can make a big difference over 25 Read more:Article
, Money
News : Q Prosper.com's Founder Explains Peer-to-Peer Lending 2008-04-02 05:39:00 Posted by roboblogger on Wednesday Mar 12 | via StartupJournal The idea of democratizing finance -- bringing capitalism to the masses -- inspired Chris Larsen, the former co-founder and chief executive of E-Loan, to found Prosper.com , along with John Witchel, another ...read all... Read more:Lending
News : Securing data at E-Loan 2008-07-06 05:40:00 June 24th, 2008Jay Shah, CIO of E-Loan describes the company’s security and privacy model which gives more choice to customers about how information is shared with third party vendors.
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