Owner: Make and Save Money URL:http://money-saving.blogcuzade.com/ Join Date: Fri, 05 Oct 2007 08:16:17 -0500 Rating:0 Site Description: Resources and guide of how to make money online and saving money. Find money making opportunities. Update of latest free Internet marketing e-books, reports and tools. Site statistics:Click here
Trendy Fashion 2007-11-01 10:42:14 Most people love to dress in the most up-to-date fashion but for those fashions, you pay big bucks. Consider dressing with basics and then emphasis them with trendy accessories. This will save you money on the clothing that is less expensive while allowing you to dress it up. Read more:Trendy
, Fashion
Carpool 2007-11-01 10:26:56 In some larger cities, carpooling is required in order to reduce smog. However, regardless of where you live, carpooling can also be a big money saver. Check with co-workers and determine who lives close enough to share a ride. By the end of the year, you will have saved several hundreds of dollars.
Definitions of carpooling on the Web:
* sharing a car to a destination to reduce fuel use, pollution and travel costs.
* An arrangement by two or more people to travel to and from work, school or other activities together in one automobile.
* Carpooling (also known as ride-sharing, lift-sharing), is shared use of a car, in particular for commuting to work, often by people who each have a car but travel together to save costs and in the interest of other socio-environmental benefits.
Shopping for Clothes 2007-11-01 09:56:19 There are many secrets relating to saving money on clothing. As a perfect example, rather than buy a matched suit for $450, buy the pieces separate.This will save you about $100 to $150. Additionally, buy several pieces that can be mixed and matched, giving you six outfits out of four pieces. Read more:Shopping
, Clothes
Stock Up 2007-11-01 08:01:50 As you shop, if you notice that a brand you and your family use on a consistent basis is on sale for a great bargain, stock up. As an example, if you use a particular type of shampoo costing $4.50 per bottle and you find it on sale for $2.50, go ahead and buy two bottles. You should only do this on items you know will be used. Read more:Stock
Go Generic 2007-11-01 08:01:01 When buying food, try some of the generic items. Unless you or your guests are connoisseurs of fine dining, they will not know if the green beans were generic or a top name brand. Once you add some butter, salt, and pepper, no one will know the difference except you - $79 per can versus $33 per can! People do not realize that many generic brands are actually manufactured by name brand companies, just branded with a different name. In fact, companies such as those that make snack foods will have conveyor belts that run side-by-side one for the name brand and one for the generic brand. This is quite common and the only difference is the label and price. Read more:Generic
Refinance 2007-10-30 04:40:38 With interest rates being so low, consider refinancing your home and/or securing a debt consolidation loan (mortgage advices). You might have to come up with a new closing cost but once paid, you will have lower payments, better terms, and save thousands of dollars over the years.
This calculator will help you to decide whether or not you should refinance your current mortgage at a lower interest rate. Not only will this calculator calculate the monthly payment and net interest savings, but it will also calculate how many months it will take to break even on the closing costs. Read more:Refinance
Cancel Subscriptions 2007-11-03 08:08:42 It is always fun getting your favorite magazine or book in the mail but you should cancel them or at least most of them. If you have several subscriptions, choose one or two to keep and cancel the rest. Read more:Cancel
Insulation 2007-11-03 07:33:14 Hundreds of dollars are wasted every year from the average home due to improper insulation. Make sure there are no drafts coming from your window, door, or fireplace. Ensure your home has the appropriate level of insulation, which will make a HUGE difference in your utility bill.
Heating and Cooling 2007-11-10 18:57:23 Make sure vents in rooms not being used or the garage are closed. Many people tend to try to heat and cool the entire home. Instead, take the time to close off areas that you are not using. You will save substantial money on your utilities. Read more:Heating
, Cooling
Recycle 2007-11-10 18:56:42 Try a different type of recycling that will save you money. Have you ever received a nice gift that you like from someone but will never use? Rather than take it back to the store for an exchange, consider keeping it to give as a gift to someone else. Another way to recycle is to look around your home. There are always things right in your home that can be used to make nice gift baskets things you never use. For example, the next time you purchase shower gel where you buy one and get one free, keep one for yourself and set the other one aside for future gift giving. You will find hundreds of ideas so be creative and consider things you purchased but have never used. Read more:Recycle
Turn your Hobby into Money 2007-11-10 18:55:44 Everyone has a skill find yours and turn it into money. For example, if you have a skill for woodworking, start creating children’s toys, or curio cabinets to sell. Perhaps you are computer savvy and could teach a class at your local community college. Find something you enjoy and sell it. Read more:Hobby
, Money
Sell your Stuff 2007-11-10 18:55:11 Go through your house and pull together all the items you no longer use. These can include small or large appliances, gardening tools, clothing, makeup, and sporting equipment, whatever you have, and then list them on eBay.com or Halfoff.com. Take the money earned from these sales and put it in your savings account not to be touched.
Consolidate your Errands 2007-11-10 18:54:26 To save gas, organize your day of errands so you get as much done in an organized manner as possible. Stay in the same geographical area and hit as many of your errands in that area as possible to avoid excessive driving. Read more:Consolidate
Car Shopping 2007-11-12 21:23:03 Shop around for the best price. While you may have your eye on that “perfect” car and want it now, by waiting and looking around, you could be saving yourself a lot of money. In addition, check out other states. If you live within a few hours drive from other cities, check out the price difference. The five hours it takes to drive may be worth the money saved. Read more:Shopping
Stay out of the Malls 2007-11-12 21:22:22 If possible, stay away from shopping malls. High-dollar shopping malls have expensive overhead and are designed to sell, sell, sell. Prices are generally higher and in most cases, people walk out with more than they anticipated buying. It is better to shop at stand-alone shops or on the Internet.
Selling your Home 2007-11-12 21:21:42 If considering putting your home on the market, make sure you work with a reputable realtor. A good realtor versus one that is not as experienced can be the difference of thousands of dollars. A good realtor will know exactly what you need to do to your home to get it in the best selling condition, which in turn will get you more money. In addition, experienced realtors know all the best methods for advertising and selling your home while saving you the most money.
Consignment Shops 2007-11-12 21:20:54 Rather than throw out or sell slightly worn clothing or other household items in a garage sale, consider selling them through a consignment shop. You will get a better price for your items and consignment shops are always looking for quality merchandise. Check out Half.com, which is an online consignment shop offering books, movies, computer software, and much more in either new or used condition.
Shop Online 2007-11-12 21:20:12 Many online businesses offer great bargains and in some cases, free shipping. Since the Internet is such a competitive market, you can usually find fantastic
deals. In addition, many of your favorite businesses where you shop in person have websites that offer even greater savings. Bookstores such as Amazon.com will sell books up to 70% off the original price. Overstock.com is another online business that sells closeout items for fantastic bargains.
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