Owner: Simpler Finance URL:http://simplerfi.wordpress.com Join Date: Tue, 25 Sep 2007 17:09:25 -0500 Rating:0 Site Description: A mothers resources for an easier money-life. For moms; about financial fitness, handling money, and living a better life. Comments are encouraged. Site statistics:Click here
Mothers Tips for Mortgage Problems 2007-09-23 00:09:06 There does not seem to be much light on the horizon of the national mortgage situation.
A recently laid-off LO at First Horizon wrote, saying the following: “Over 100,000 of us will have to reinvent ourselves this year. I have spoken to people that made consistently $200K to $500K per year that are going to bartending school this weekend. I am getting my Class A CDL to drive trucks. Most of us can’t do the startup period that it takes to sell securities or any thing else for that matter. Even the auto sales business can’t absorb the people displaced by the mortgage industry”…
With corporations closing faster than you can blink, what the public wonders is: What about the Homeowner? There has been a great deal of conversation about how the Sub-Prime has affected businesses and the profits of mortgage professionals, but not the long-term affects on the average Homeowner. With rising qualifications and drops in home values, where are we to turn?
There is a new Read more:Mortgage
, Mothers
Tips for Starting a Business 2007-09-22 21:06:27 Many small businesses are launched by the personal resources of their owners. But they can quickly reach the stage where the owner must look to the credit market for financial help in expanding operations. Some things you can do to improve your financial standing when starting a business are:
1. Get copies of your credit reports - you can do this free once a year.
2. Pay off any credit cards or bills you have as quickly as possible.
3. Start out small, buy more equipment or expand as your business grows rather than trying to start out “big”.
4. Share office space with a business that compliments your business.
5. Share big equipment such as copiers, fax machines, postage meters or printers.
6. Join networking groups and attend meetings, you will meet other business owners you may be able to barter with, saving you a lot of money.
7. Stick to your marketing plan, and do one thing each day to market your business. This will eventually lead to more publicity, which means more sales an Read more:Business
Mothers Gas Tips 2007-09-22 20:48:01 With the rising gas rices, it pays to know as much as possible about your car and the fuel you use. Here are 10 great tips found to save you money at the pump.
1. Purchase your gasoline when it’s the coolest temperature outside such as early morning or at night. Gas becomes denser in cooler temperatures. Gas pumps only measure the volume of fuel, not the density so you’ll get better overall gas mileage for your money.
2. Check your car’s tire pressure each month with a good-quality dial-type gauge. Tires that are under inflated will reduce fuel efficiency by 2% for every pound they are under inflated. If your tires are under inflated it can also causes premature tire wear giving your tires a shorter life span.
3. Drive the speed limit. Cars use about 20% more fuel driving at 70 miles per hour than they do at 55 miles per hour.
4. Avoid using air conditioning unless necessary. Air conditioning reduces fuel economy by 10% to 20%. Substitute air conditioning with the air Read more:Mothers
Quotes for Mothers 2007-10-02 11:17:19 Sometimes we get caught up in our everyday struggles and trials of life and we forget our goals, we forget other people and their importance, and not having someone that is important to you is as bad or worse than not being important to someone. Remember, when all is said and done, your success won’t be judged by how many friends you had, but by how many people had you as a friend.
The following are some quotes to help you with your financial decisions, your life, your struggles, or just to make you feel a little better.
Remember, a real decision is measured by the fact that you’ve taken new action. If there’s no action, you haven’t truly decided.
~Anthony Robbins
What material success does is provide you with the ability to concentrate on other things that really matter. And that is being able to make a difference, not only in your own life, but in other people’s lives.
~Oprah Winfrey
I have found no greater satisfaction than achieving success through ho Read more:Quotes
, Mothers
Mothers Gas Tips 2007-09-20 20:48:01 With the rising gas rices, it pays to know as much as possible about your car and the fuel you use. Here are 10 great tips found to save you money at the pump.
1. Purchase your gasoline when it’s the coolest temperature outside such as early morning or at night. Gas becomes denser in cooler temperatures. Gas pumps only measure the volume of fuel, not the density so you’ll get better overall gas mileage for your money.
2. Check your car’s tire pressure each month with a good-quality dial-type gauge. Tires that are under inflated will reduce fuel efficiency by 2% for every pound they are under inflated. If your tires are under inflated it can also causes premature tire wear giving your tires a shorter life span.
3. Drive the speed limit. Cars use about 20% more fuel driving at 70 miles per hour than they do at 55 miles per hour.
4. Avoid using air conditioning unless necessary. Air conditioning reduces fuel economy by 10% to 20%. Substitute air conditioning with the air Read more:Mothers
More Money Merge Account Responses 2007-10-08 16:40:35 An email was received this morning regarding Money
Merge Account
s which read:
Hi, SimplerFi. I have been looking around the web regarding the Money Merge Account, and I noticed your site. I was going to leave a comment, but since it is a site for moms, and I’m not even a dad, I didn’t if that would be allowed.
I looked through all the links you provided and I noticed that one thing there seemed to be in common was that those who argued against the Money Merge Account were either people who made assumptions about what they knew (or rather their assumptions) about the Money Merge Account, or people who deal in mortgages and wouldn’t want someone to ever have their house paid off faster, anyway. But I still have questions.[ . . . ]
In answer to your post, Simpler Finance doesn’t necessarily have to be contributed to entirely by moms, just by those who think they have something that helps. If something comes up that isn’t commentary, or is just spam, it will b
Financial Preperation Before Marriage 2007-10-31 16:28:53 This information is more for moms-to-be, or moms who are getting married again more than for married mothers, although married women could take some advice from it as well.
For the young, newly married couple, the areas of financial concern that will need to be addressed are: (1) life insurance, (2) form of property ownership, and (3) money management.
For a re-marriage, couples should consider providing for children of a previous marriage and property ownership as well.
Life Insurance
When it comes to insurance needs, the basic rule is that you need enough coverage to sustain your family’s present income level should you die. If you are the only breadwinner, or if you plan on starting a family soon, then you should purchase life insurance.
Property Ownership
If you intend to own a residence or other property, or if you and your spouse already own property together, you will need to consider the best way for you to hold that property. Will the property be held solel Read more:Financial
SimplerFi Visitors 2007-11-29 12:17:23 At Simpler Finance we are here looking for ways to help. If you have questions or comments feel free to post them, or you can email us with them and we’ll answer your questions, but give you your privacy in regards to the question if that is what you want.
Please keep in mind that we are only here to help. There are no wrong questions. (though there may be dumb, or irrelevant questions) Visitors
can contact us by visiting the About page.
Questions in regard to mothers or children, finance or the Money Merge Account, or anything else that we’ve already talked about will be answered promptly, though other questions will be addressed as soon as possible, as well.
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