Owner: Budget Life URL:http://budgetlife.blogspot.com/ Join Date: Sat, 08 Sep 2007 11:32:06 -0500 Rating:0 Site Description: This is a blog focused on college budget management, student loans, and financial aid, but will also have general budget information for everyone. Site statistics:Click here
The new way to borrow money: People-to-people lending! 2007-09-07 23:43:00 that's right, Prosper.com, a website unlike any other on the Web (2.0), offers borrowing and lending for anyone that signs up! you can either make a listing for money, where other people can bid on your listing (and pick an interest rate they think is fair) or you can lend money and bid on listings you think deserve your hard earned moolah! (and are safe!) it's free to sign up, and you can borrow
how much should i spend on...? 2007-08-23 14:42:00 the following percentages are roughly how much of your monthly net income should be spent on each category. good to know! :-P
Housing: 20-30%Utilities: 2-10%Transportation: 2-5%Food and Personal: 12-25%includes clothing, groceries, entertainment, dining out, dry cleaning, and hair cuts.
Debt Repayment: 5-15%if you spend more than 15% on these payments, you may need to make some budget
college cost reduction act of 2007 2007-08-22 13:51:00 in case you don't already know, the house passed a college financial aid bill last month, which will give money to minority universities, lower interest rates, and increase financial aid, among other things.
some other tidbits the legislation includes:
guarantees burrowers will not have to pay more than 15% of their income in loan repayments. caps annual payments at a percentage of a student's Read more:reduction
coupon site directory 2007-09-25 10:32:00 everyone loves coupons, and i'm definitely no exception!
i'm going to share my love for coupons and sales and post coupon websites i think are worthy of your time.
coupon websites
*if you decide to look for coupon websites on your own, be please careful about giving out your email address. a lot of them will ask you to sign up and hand it over, but most WILL sell it to spammers. maybe it'd be
12 easy ways to save energy & the planet 2007-09-24 21:15:00 here are some easy ways to save energy, while saving the earth, too!
why should you want to have a more energy efficient home?it saves you money in the long runit increases the value of your homeyou're doing your part for the world!now that you've decided you want to make your home greener (because i'm sure you have), here are some easy and simple steps you can take to reduce your electricity Read more:planet
website of the week: smartborrowing.com! 2007-09-23 10:21:00 i'm starting a 'website
of the week' thing so i can be cool 8) and tell you guys about neat websites i find or hear about! so here's my first one. :-)
from the SmartBorrowing website:
With the cost of college rising, SmartBorrowing.com is designed to give you a simple step-by-step guide to help you navigate through the process of how to pay for college.it's a pretty little website, that has some
solar powered what? 2007-09-20 20:00:00 nope, i haven't died yet so here is a new post. :-)
alternative energy can save you ($$$) and the environment!
with all the technology we use today—computers, TVs in every room of the house (if you have your own place or are at home, anyway…), stereos, etc. one of our most expensive utility bills comes up to be, with no surprise, our electric bill!
but what if you could reduce that amount,
The new way to borrow money: People-to-people lending! 2007-09-07 23:43:00 that's right, Prosper.com, a website unlike any other on the Web (2.0), offers borrowing and lending for anyone that signs up! you can either make a listing for money, where other people can bid on your listing (and pick an interest rate they think is fair) or you can lend money and bid on listings you think deserve your hard earned moolah! (and are safe!) it's free to sign up, and you can borrow
how much should i spend on...? 2007-08-23 14:42:00 the following percentages are roughly how much of your monthly net income should be spent on each category. good to know! :-P
Housing: 20-30%Utilities: 2-10%Transportation: 2-5%Food and Personal: 12-25%includes clothing, groceries, entertainment, dining out, dry cleaning, and hair cuts.
Debt Repayment: 5-15%if you spend more than 15% on these payments, you may need to make some budget
college cost reduction act of 2007 2007-08-22 13:51:00 in case you don't already know, the house passed a college financial aid bill last month, which will give money to minority universities, lower interest rates, and increase financial aid, among other things.
some other tidbits the legislation includes:
guarantees burrowers will not have to pay more than 15% of their income in loan repayments. caps annual payments at a percentage of a student's Read more:reduction
website of the week: collegehelpers.com! 2007-09-30 11:56:00 in case you guys don't check my "Budgeting Resources" sidebar for cool links, here's one i don't think should be missed.
CollegeHelpers.com allows you to search for part-time or full-time temporary jobs, internships, seasonal and one-time jobs, or even paid focus groups as posted by employers. best of all it's free for students to sign up! go take a look!
it's a good resource if you need to Read more:website
website of the week: Blingo! 2007-10-08 17:14:00 i'm a little slow this week, sorry!
this is my favorite new search engine--blingo.com! it's definitely one of the best free things on the net.
all you have to do is use it to search as you would Google (it's powered by Google's API) and you can randomly win free stuff. cool huh?
each day you search using Blingo, you are entered to win $10 million!
only the first 25 searches in a day count Read more:website
website of the week: Triond 2007-10-14 12:21:00 looking to make a little money on the side? consider writing articles for Triond.com! they pay you monthly royalties depending on how much exposure and popularity your article receives on one of their participating blogs.
it's totally free to sign up and write articles, but in order for them to approve your article, it must meet basic writing and styling guidelines.
publish a few highly visited Read more:website
website of the week: Hits4pay.com! 2007-10-21 22:16:00 well, it seems all i have had time to update with is website
s of the week. :'( i know how sad you must be!
i recently came across Hits4pay.com from an online forum i visited. many people claimed it worked, so i decided to try it out myself. it's not that i don't want or have a job, i have a part-time one that takes up the majority of my time when i'm not in classes, but i need some extra cash to
no website of the week 2007-10-28 15:08:00 i've been addicted to ebay lately, so that's the only site i've been on, and everyone knows about ebay!
all i've been posting is website
s of the week... and i'm sorry! a new article should be up this week about major household appliances. look forward to it! :-)
have a great week everyone. and remember, it's never too late to start budgeting!!
happy thanksgiving! 2007-11-23 17:01:00 i hope everyone had a great holiday and didn't spend too much money today because of black friday. i've been so busy with school, i haven't had time to update the blog!
i found a great deal today on an external hard drive. i've been wanting one for a while, so it's going to be a christmas present from the bf! :-)
originally i had seen it in the staples black friday circular, but as expected, i
picking greener appliances 2007-12-19 10:14:00 this is an article i've been meaning to post but haven't gotten around to formatting. so now, i have! in case any of you are taking the plunge into the appliance world, or replacing an older one, here's some help.
We spend about $1,900 on energy costs every year according to EnergyStar.gov. If all appliances
in a home are replaced with EnergyStar certified ones, we could save ourselves up to $80
nifty little site: Mint.com 2007-12-19 09:42:00 just popping in to say hello and let you guys know i'm still here :-) seems like the website of the week thing doesn't work so much for me. there aren't always cool sites to share. :-/
my brother told me about this cool website called "Mint". it's free to sign up, and it's a 'refreshing' money management system which syncs with all of your checking and credit card accounts. it'll let you know Read more:little
Spring cleaning & taxes 2008-02-23 22:26:21 Hi everyone!
I've been busy with school and some spring cleaning. I'm trying to get rid of things I don't necessarily need, whether that be eBaying them or donating. I've come to learn that if you don't have room in your house, dorm, whatever for everything you have and your room is always cluttered, you need to part with the things you can do without. :-)
I finally also got to filing my taxes Read more:Spring
Beware of Amazon's "Deal of the Day" 2008-01-14 18:52:05 While Amazon
usually has seemingly great deals on their "Deal of the Day" listings, a lot of times it's not much less than their price every other day. They list the list price, what other retailers charge for the item, or should charge, and then what they are charging and the percentage of how much less it is to buy from Amazon. However, that percentage is not changed for the Deal of the Day, to Read more:Beware
Happy new year! 2008-01-02 00:32:26 i hope everyone's new year wishes come true. my boyfriend and i plan to start fresh and re-evaluate our financial situation. :-) Read more:Happy
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