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How Can Federal Direct Loans Help Pay for College or Career School Expenses? 2007-09-07 13:15:17 Direct Loans
are low-interest loans for students and parents to help pay for the cost of a student’s education after high school. The lender is the U.S. Department of Education (the Department) rather than a bank or other fi nancial institution.
Direct Loans are:
■ Simple—You borrow directly from the federal government and have a single contact—the Direct Loan Servicing Center—for everything related to
the repayment of your loans, even if you receive Direct Loans at different schools.
■ Convenient—You’ll have online access to your Direct Loan account information 24 hours a day, 7 days a week.
■ Flexible—You can choose from several repayment plans that are designed to meet the needs of almost any borrower, and you can switch repayment plans if your needs change.
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Farm Loan Programs 2007-09-07 12:54:09 The U.S. Department of Agriculture (USDA) makes direct and guaranteed operating and farm ownership loans to eligible farmers and ranchers. Under its direct operating loan program, USDA also makes loans to rural youth to establish and operate income-producing projects of modest size in connection with their participation in 4-H clubs, FFA, and similar organizations. Guaranteed loans are made through private lenders with a guarantee of up to 95 percent of the loss of princ ipal and interest. Direct and guaranteed operating loans can be used to purchase livestock, equipment, feed, seed, and other material essential to a farm or ranch operation. Direct and guaranteed farm ownership loan funds may be used to purchase land, construct buildings, or make farm improvements. Guaranteed operating and farm ownership loans may also be used to refinance debt.
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Why Do I Need Worker's Compensation Insurance? 2007-09-06 22:35:40 A guide for Oregon employers
Why is there workers’ compensation insurance?
Because it’s good for workers and good for business. You know it’s in the best interest of your employees. If they get hurt, it provides them with medical treatment, payment for time loss and disability, and even reemployment assistance if they need it. But did you know that workers’ compensation was created to protect employers too?
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Buying Insurance on the Internet 2007-09-06 22:16:56 The accessibility and ease of the Internet
has revolutionized the shopping world. Everything from pet food to furniture is available 24 hours a day, seven days a week, from the comfort of your home. That same convenience now extends into the insurance industry. Here are some tips from the National Association of Insurance Commissioners (NAIC) to help you protect yourself when buying insurance on the Internet.
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How To Reducing Credit Card Debt 2007-09-07 16:29:42 To reduce your credit card debt you need to plan how you want to do it. First, gather all your credit card bills together and complete the table on page one.
Then look at your different debts and set priorities for your repayments. Which debt will you pay first? Choose strategies from those discussed. Once you have a plan, you are on your way to reducing your debt.
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Loans at Princeton 2006-2007 2007-09-07 15:53:46 Under Princeton
’s financial aid policy student loans are not included in the initial fi nancial aid award. However, student loans are available to help cover expenses beyond the standard student budget, or to replace a shortfall in expected summer or term earnings for aid recipients. Non-aid students may also consider taking a loan to assume responsibility for a portion of their expenses. In addition, parents can borrow to help cover their share of Princeton’s costs. The following information is designed to help you decide if an education loan is right for you, and which type best meets your needs. If you or your parents feel it is necessary to borrow to help manage your Princeton expenses, we encourage you to speak to a financial aid counselor before making your final decision.
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The Truth About Advance-Fee Loan Scams 2007-09-07 15:29:21 Advance-fee loan sharks are preying on unwary consumers, taking their money for t he prom i se of a loan or credit, and leaving them in hot water. The scam artists often impersonate legitimate lenders to entice consumers into falling for their bogus offer.
According to law enforcement agencies in the U.S. and Canada, ads and promotions for advancefee loans suggest — or even “guarantee” — that there’s a high likelihood that a loan will be approved, regardless of the applicant’s credit history. But to take advantage of the offer, the consumer has to pay a fee. The catch? The scam artist takes off with your fee, and the loan never materializes.
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Student Loan Comparison Chart 2007-09-07 15:15:01 Student loans, unlike grants and work-study, are borrowed money that must be repaid, with interest, just like car loans and mortgages. You cannot have these loans canceled because you didn’t like the education you received, didn’t get a job in your field of study or because you’re having financial difficulty. Loans are legal obligations, so before you take out a student loan, think about the amount you’ll have to repay over the years.
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Stafford Loan Forgiveness Program For Teachers 2007-09-07 14:46:40 To encourage individuals to For More Information enter and remain in the teaching profession, the Teacher Loan ForgivenessProgram
grants loan forgiveness of up to $17,500 for teachers in certain specialties, and up to $5,000 for other teachers who teach for five years in low-income schools and meet other requirements.
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