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Do You Know Where Your Money Is Going?
2007-10-24 15:31:00
Yahoo Finance has a great post on the top ten money drains people can have. It is interesting to think about where your money is going when you don't think it is going anywhere. That is why having a solid budget is so important! Keeping track of how much you are really losing on all the little things will help you see how to better spend your money.No body is perfect and often the most seemingly frugal person finds themselves spending more money than they thought they were. Before I cracked down on the budget I was losing money in little places and wasn't sure how. Here are just some of the ways I was letting money go down the drain.Stopping to get "just a drink" and "just a bite to eat" at the gas station on my way out of town. If I'm really in a rush and need to eat in the car it's cheaper to bring my own bottle of water and a snack from home.Running single errands during the day. I burn more gas by running out once to the post office then later to the store than if I do them in
Read more: Money , Going

Get Crafty This Holiday Season
2007-10-22 10:48:00
Christmas season can wipe any frugal person out, and put some in debt. Buying gifts for everyone on your list, especially if your list is long, makes even the cheapest tightwad sweat. Who has hundreds of dollars to spend on some electronic toy that will be uncool by next year? Not me, that's for certain!Making your own gifts can easily save you money and time. Putting together the perfect present crafted by your own hands is such a warm feeling, unlike the feeling you get after spending hours in a crowded mall. And knowing that you can make everyone happy without breaking the bank gives a warm glow too. But what can you make that everyone will love?Head over to Creative Mom Cafe! All during the month of November a different craft project will be displayed each day. Each one will be perfect to give as a gift, and easy to make no matter how un-crafty you may be. Be sure to bookmark the site to subscribe to the feed to keep up with all the great crafty, and frugal, ideas!
Read more: Crafty , Holiday , Season

Have a Frugal Halloween
2007-10-22 07:40:00
Allison at Frugal Mania had a great post the other day on Frugal Halloween Ideas. I was inspired to share what I did last year for Halloween. We were not planning on going out last year because it seemed too cold, though at the last minute we did go out and had a great time. However, I wanted to do something better than just piles of candy and yet still not spend an arm and a leg. Apples and pennies, two Halloween treats I remember getting as a child, were certainly out. Unless I wanted the house toilet papered. Just before Halloween I went to my local dollar store. I picked up a package of fun Halloween goodie bags, some cute stickers, Halloween themed pencils, a bag of bubble gum, and a case of small boxes of raisins. All together I spent less than I would have on giant bags of candy and I managed to keep the kids happy enough that no one came back to trash my front lawn. Plus I felt good knowing that I was not contributing to the sugar overload of the night.This year we will be goin


Sponsor Spotlight - Go Freelance
2007-10-21 10:30:00
This week's Spotlight Sponsor is GoFreelance , a growing online community for freelance professionals and companies looking to hire skilled freelance experts. Many families who are trying to be more frugal often are looking for ways to add a bit more to their income. Working from home is a great way to do that. At Go Freelance you can find ways to supplement your income at home. There are thousands of job listings for writers, designers, programmers, and many more.It is easy to find great work from home job opportunities. Simply fill in your name, email address, and select from the drop down menu what kind of jobs you are looking for. If you are looking for work at home opportunities to bring in extra income check out GoFreelance and see if they have what you need.


Frugal People Love Free Stuff!
2007-10-29 10:25:00
You know it's true. There is nothing better than getting something you love for absolutely free. On the web there are hundreds of chances to win free anything. Companies often have free samples or special coupons that you can only find online and some shops offer free products to people willing to write reviews on them. Or, if you look in the right places, you can find bloggers giving things away for the fun of it. Today the right place to look would be at the Fall Y'All giveaway where hundreds of bloggers are offering up free goodies just for the fun of it. Hurry over there and check out what is going on. Be sure to enter as many contests as you can and pass on the fun by letting everyone know about it. Good luck and have fun!
Read more: Frugal

Sponsor Spotlight
2007-10-28 08:19:00
It's a new week and a new sponsor on board. This week I'm saying thanks to Recipes 4 You, an online cookbook filled with hundreds of great recipes. Recipes categorized by food type or main ingredient, with recipes for everyone from beginners to the seasoned chef. If you are looking for a different recipe to try visit Recipes 4 You.
Read more: Spotlight , Sponsor

A Frugal Thanksgiving
2007-11-03 09:22:00
Thanksgiving is fast approaching in the U.S. and many people are scrambling to plan a perfect meal for their entire family. Luckily Thanksgiving does not have to cost a fortune to celebrate. Here are some tips that can help you cut costs.Go potluck this year. If you are expecting a large group showing up have everyone bring one dish with them. You can easy fill the room with food and save money too.Skip the turkey. While turkey may be the traditional meal it can also be pricey. Look for cheaper main course ideas you can serve instead. Check your local store ads and see what is on sale. You may start a new tradition of Thanksgiving ham or Thanksgiving burgers.Serve plenty of snacks. Inexpensive snacks such as fruit, crackers, or trail mix can be put out before the big meal. The more people snack the less room they will have for the main dishes, and the less you will need to make.Don't do dispossable. I know how tempting it is to use dispossable plates and napkins, but that is one expen
Read more: Frugal , Thanksgiving

Recycle Old Bedding
2007-11-02 08:58:00
With colder weather coming I am pulling out all the blankets from storage. Some of them are older and a bit tattered. While it would seem easy enough to toss out the old blankets and get new ones that certainly would not fit in with the frugal mindset. Instead I prefer to recycle the old bedding and get more life out of it.I am lucky to have a sewing machine but for those who do not you can hand stitch up new bedding that works just as well. First check what blankets or sheets just have minor tears or holes. Those can often be easily patched up so that they can live another winter season. But for anything that has seen better days you can transform the pieces into a warm and cosy quilt.Cut your old blankets and sheets into pieces to be put together. There are a number of great quilt patterns found online for free that you can use. Old sheets, especailly flannel ones, can be great backing for your quilts. Using up the old bedding to create warm quilts that you can curl up under this win
Read more: Recycle , Bedding

If I Could Fix My Life in 5 Classes
2007-11-01 17:42:00
I found this fun meme over at Got No Dough and thought I would do it here. Here are the rules:“Devise a list of 5-10 courses you would take to fix your life. It’s more fun to be in classes with friends, so include one class from the person who tagged you that you’d also like to take. Tag five.”Nixing Impulse Buys 101 - This one I'm including. I think that's one that a lot of us need to take, myself included. When I go to craft stores or even just thrift shops I can't help but buy a couple unexpected pretties on my way out.Meal Planning 101 - As I mentioned previously, as good as it sounds in theory I just cannot seem to get it to work in real life.Basic Follow Through - I have a thousand and one ideas every day but never the drive to see one of them through. If I could just make one of them work I would be so much better off.How To Go To Bed - I'm one of those who stays up all night writing, working, and creating. Then I spend the morning a groggy bear. I need to learn how
Read more: Classes

Meal Planning to Save Money
2007-10-30 08:31:00
Being sponsored by a recipe site this week reminded me of something I have been trying to do and wanted to share. Meal planning.I recently read the ebook on feeding a family of 4 for $200 a month over at Budget101.com. The idea of it seemed pretty exciting but also nearly impossible. Being a stay at home mom and having young children at home I found it was hard to stay in the price range. If I only took supper into consideration we were fine. But adding breakfast, lunch, and snacks in threw me over the budget. Even just figuring in cold cereal or warm oatmeal for breakfast and leftovers for lunch I still find myself over. I suspect this would be much easier to do during the summer when one can have a garden and cut out the costs of some fruits and vegetables. But right now it is too cold to grow much and buying fresh costs a good penny.So I am curious if anyone else does meal planning and if they find they save money. It would seem that having a plan ahead of time would save mony from
Read more: Money , Meal Planning

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