Owner: Straight Pass Through Blog URL:http://www.straightpassthrough.biz Join Date: Thu, 09 Aug 2007 23:02:01 -0500 Rating:0 Site Description: Merchant Accounts Made Simple. Taking the mystery out of hard to read merchant account statements, misleading teaser rates and terms such as "EIRF", "interchange" and "non-qualified". Plus some thoughts on how business should Site statistics:Click here
Check or Debit Cards = Rebates 2007-08-09 00:58:26 Did you know when a customer swipes a Visa or MasterCard check/debit card you, as a merchant, are supposed to receive a rebate? Yes it is true, a rebate of .51% for Visa and .53% for MasterCard. When I analyze merchant account statements for potential clients I see that rebate...
Read more:Check
, Debit
, Cards
, Rebates
How to Work Like the Masters 2007-08-08 00:36:55 I know I have not been writing much about merchant accounts lately. I am doing some research on PayPal for my next post. In the mean time, check out the following post at Life Remix Blog: How to Work Like the Masters
This is a great post about working smarter....
Personal Touch 2007-08-06 23:35:17 Before I went to sleep last night a I read a few blogs. One blog that I wish I could remember the URL for said adding a personal touch to your blog would draw more readers. So I thought I would include the latest picture of myself taken last week...
Read more:Personal
Make Cold, Hard Cash! If You Know Any Business Owners 2007-08-05 13:29:02 After I my latest post yesterday asking for referrals, I remembered that I have a referral program that pays out real, cold, hard cash! Well at least a PayPal transfer or check in the mail. For every business that you refer to me that meets my minimum qualifications I pay...
Read more:Business
, Owners
Wineries Added to My Client List 2007-08-04 12:58:04 This month I added five wineries to my client list. Three from California and two from Washington. Typically these accounts are hard to win because wineries tend to be very tied into their local banks. However, since this is my main industry niche, I am able to find them solutions...
Read more:Wineries
, Client
How to Find the Right POS System for Your Business 2007-08-02 11:56:46 Today Software Advice launched its Retail Software Advice website, a free resource designed to match prospective retail software buyers with the right software for their businesses. Software Advice helps businesses in the construction, medical and retail industries make the right technology decisions. Using the Software Advice website, buyers can identify...
Read more:Business
, Right
, System
Check Out My Interview 2007-07-31 23:22:14 I have noticed in the blogging world that a main philosophy is give to others and trust the rest will take care of itself. In that vein Don Simkovich, of the Hey, Don Blog, wrote the following post about little old me: Hey, Don: Credit Card Processing and Merchant Accounts...
Read more:Check
Quickbooks Merchant Account Jail - Escape Plan 2007-07-31 22:49:05 Until a few years ago if you wanted to use Quickbooks
for processing credit cards you had to use Intuit 's very expensive merchant account services; you had no choice. Today there are many plugins on the market for allowing businesses to process credit cards through Quickbooks using almost any...
Read more:Account
, Escape
Best CRM On The Web 2007-07-30 23:20:47 As you may be able to tell I am in the field of sales. I sell merchant accounts to mid to large size companies and a few small ones as well. As a result I have been looking for a good online CRM product. The problem I have had is...
Merchant Account - Retail or MOTO? Part 2 of 2 2007-07-29 00:32:28 Pricing Difference Between a Retail
and a MOTO Account
Both Visa and MasterCard see a card not present (CNP) transaction as a greater fraud risk that when a card is present and swiped. Therefore, they both have a .31% surcharge on CNP transactions. So let's say you have a base...
Check Out What I Did For One Winery 2007-08-11 13:35:13 As you may know from reading this blog, I do a lot of business with wineries. So today I am posting a case study from one of my clients so you can all see how I am able to assist wineries and any other business that takes credit cards for...
Read more:Check
, Winery
Mid-Qual and Non-Qual Always Means Hidden Fees 2007-08-10 09:47:24 Part of my job is to review and analyze merchant account statements from various businesses around he country. When ever I see the categories of mid qual and non-qual I immediately know my potential client is being taken advantage of. Here is how these tiers work to increase the profit...
Read more:Means
, Hidden
Underdog Takes on Big Bank 2007-08-15 09:38:45 I have always loved to root for the underdog, unless of course they happen to be playing the USC Trojans in football! Don't we all like the story of the small guy or gal who, through hard work and persistence, makes it the top of their field? In those stories...
Read more:Underdog
Cool Clients - More Thoughts 2007-08-14 09:28:19 I have been thinking more about having cool clients. Here are more reasons to make sure you spend at least some of your time going after who ever you think is cool in your industry.1. Who you surround yourself with shapes your life - I can't really explain how this...
Read more:Clients
Going After Cool Clients 2007-08-13 09:48:46 If you were to make your client list public would you be proud of it? Would there be any cool clients that people would recognize? I have some cool clients; I am not going to list them here but I am going to tell you about my top five cool...
Read more:Clients
, Going
Blog Radio Interview - VerticalResponse CEO 2007-08-18 11:30:42 I randomly came across this blog radio interview with VerticalResponse CEO Janine Popick where she talks technology and how small business can level the playing field with large corporations as well as e-mail marketing. I thought the interview interesting for several reasons:1. Most of my clients will benefit from listening...
Read more:Radio
Rewards 1 and Rewards 2? What? 2007-08-17 08:48:39 These days Rewards
credit cards are an ever expanding category of credit card transactions. If you ever take the time to review your merchant account statement you may see reward cards split into two categories - Rewards 1 and Rewards 2. What is the difference between the two? Rewards 1...
Lower Fees Through Qualifying - Part 3 2007-08-23 10:05:10 Today I am finally going to explain what I mean by qualifying. Simply put, Visa and MasterCard have strict guidelines for transactions and what category they fall into. If a transaction does not meet a basic guideline it will fall to another category with less stringent guidelines and a higher...
Read more:Lower
Lower Fees Through Qualifying - Part 2 2007-08-22 09:40:46 So now you know there are many categories of credit card transactions; each one having a different rate based primarily on risk factor. Today I am going to cover how a rate is built and then give you a few examples. Building a rate Interchange is the price guide from...
Read more:Lower
Help Wanted - Event Coordinator for Winery 2007-08-21 17:18:52 I just got off the phone with a winery in Santa Ynez, CA. They are looking for an event coordinator. This would be someone who has hands on experience managing special events. Responsibilities would include coordinating weddings on the winery property and special winery events. Computer skills also required. If...
Read more:Coordinator
, Winery
, Help Wanted
Lower Fees Through Qualifying - Part 1 2007-08-21 09:08:22 The reason I am breaking this article about qualifying into several parts is because this subject is difficult to explain and even harder to get a grasp of. Having said that, I am going to give this my best shot. Card Types As you probably know there are many types...
Read more:Lower
Lower Fees Through Qualifying - Introduction 2007-08-20 09:26:07 When was the last time a business you pay monthly fees to contacted you in order to assist you in lowering those fees? I would guess 95%+ of you reading those post would say never. Well I am writing about this because I happen to work for a company that...
Read more:Lower
, Introduction
More Improvements 2007-08-27 09:03:39 I added some items to the blog on Saturday that I would like to point out. 1. Added a page for any question you might have - Questions 2. Added a page for requesting a new merchant account - Get a...
Merchant Accounts Made Simple. Taking the mystery out of hard to read merchant account statements, misleading teaser rates and terms such as "EIRF", "interchange" and "non-qualified". Plus some thoughts on how business should be done.
Eight principles of fun - A Weekend Must Watch 2007-08-25 16:30:59 You must check out this "insightful, funny, thoughtful, wise animation on the eight principles of fun. Trust me, it isn't corny. Was having a crappy day, stumbled upon this site. Don't feel so crappy...
Merchant Accounts Made Simple. Taking the mystery out of hard to read merchant account statements, misleading teaser rates and terms such as "EIRF", "interchange" and "non-qualified". Plus some thoughts on how business should be done.
Read more:Eight
, Weekend
Lower Fees Through Qualifying - Part 4 2007-08-24 10:27:18 I went to Google in search for articles written about merchant account qualification. I was hard pressed to find any detailed information about qualifying transactions for the lowest rate. Why is...
Merchant Accounts Made Simple. Taking the mystery out of hard to read merchant account statements, misleading teaser rates and terms such as "EIRF", "interchange" and "non-qualified". Plus some thoughts on how business should be done.
Read more:Lower
Love Is the Killer App: How to Win Business and Influence Friends 2007-08-30 16:01:30 Normally I wait until I finish a book before recommending it to others. In this case I have to make an exception. I bought this book written by Tim Sanders, Yahoo!’s Leadership Coach, several years...
Merchant Accounts Made Simple. Taking the mystery out of hard to read merchant account statements, misleading teaser rates and terms such as "EIRF", "interchange" and "non-qualified". Plus some thoughts on how business should be done.
Read more:Killer
, Business
, Friends
When Pete Carroll Speaks I Listen and So Should You 2007-08-29 13:16:55 Ah yes, college football season is upon us. The team I was raised (brainwashed) to love, the USC Trojans, play the once almost decent (1920s), University of Idaho Vandals this Saturday. I will be...
Merchant Accounts Made Simple. Taking the mystery out of hard to read merchant account statements, misleading teaser rates and terms such as "EIRF", "interchange" and "non-qualified". Plus some thoughts on how business should be done.
Read more:Carroll
, Listen
Still Amazed at Competition's Business Practices 2007-08-28 09:05:12 I remember when I first started in this industry, I was told that very few merchant account providers offered straight pass through. Instead they hide fees in various, secretive, even deceptive ways....
Merchant Accounts Made Simple. Taking the mystery out of hard to read merchant account statements, misleading teaser rates and terms such as "EIRF", "interchange" and "non-qualified". Plus some thoughts on how business should be done.
Read more:Business
Batch Header Fee? 2007-08-31 14:36:44 Sometimes life is black and white. So it is with batch header fees because there is no such thing. So when you see them on your merchant account statement you know you are being taken advantage of....
Merchant Accounts Made Simple. Taking the mystery out of hard to read merchant account statements, misleading teaser rates and terms such as "EIRF", "interchange" and "non-qualified". Plus some thoughts on how business should be done.
Please be Patient 2007-09-27 15:30:59 You probably will not be seeing many new posts from me for the next week or two. I am in the processing editing each of my previous posts to make sure they match up with the guidelines my employer,...
Merchant Accounts Made Simple. Taking the mystery out of hard to read merchant account statements, misleading teaser rates and terms such as "EIRF", "interchange" and "non-qualified". Plus some thoughts on how business should be done.
Read more:Please
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