Owner: Straight Pass Through Blog URL:http://www.straightpassthrough.biz Join Date: Thu, 09 Aug 2007 23:02:01 -0500 Rating:0 Site Description: Merchant Accounts Made Simple. Taking the mystery out of hard to read merchant account statements, misleading teaser rates and terms such as "EIRF", "interchange" and "non-qualified". Plus some thoughts on how business should Site statistics:Click here
Lessons From Being Lost - Swipe That Card! 2007-10-27 11:32:47 Yesterday I had a scheduled appointment with a winery here in Southern California (Temecula, CA). A very rare thing happened on the way there - I got lost! I mean really really lost; I arrived at the...
Merchant Accounts Made Simple. Taking the mystery out of hard to read merchant account statements, misleading teaser rates and terms such as "EIRF", "interchange" and "non-qualified". Plus some thoughts on how business should be done.
Read more:Lessons
, Swipe
SAVE MORE: Authorizations - Attempts vs. Captures 2007-10-26 09:28:07 I was performing an analysis on a merchant account yesterday for a local winery. Turned out we could save them over $380 a month by providing straight pass through and a few other price improvements....
Merchant Accounts Made Simple. Taking the mystery out of hard to read merchant account statements, misleading teaser rates and terms such as "EIRF", "interchange" and "non-qualified". Plus some thoughts on how business should be done.
Calling all Web Designers - I Can Increase Your Revenue! 2007-10-25 09:35:38 What if you could offer your services to your clients at 50% to 100% off your normal rate - and still get paid in full? In other words, be able to cut your clients costs for your services while not...
Merchant Accounts Made Simple. Taking the mystery out of hard to read merchant account statements, misleading teaser rates and terms such as "EIRF", "interchange" and "non-qualified". Plus some thoughts on how business should be done.
Read more:Calling
, Designers
, Revenue
Credit Card Terminal Warning 2007-10-24 09:11:00 Can you say proprietary? How about “proprietary credit card data capturing device?” To explain what I am trying to get at let’s start with the definitions of the words in that phrase above:...
Merchant Accounts Made Simple. Taking the mystery out of hard to read merchant account statements, misleading teaser rates and terms such as "EIRF", "interchange" and "non-qualified". Plus some thoughts on how business should be done.
Read more:Credit Card
What the World is Saying About Your Business? 2007-10-31 09:15:27 It is time for a non-merchant account post. I was in a conversation with a winery manager the other day and I was telling her how I receive an e-mail from Google anytime anything is written about her...
Merchant Accounts Made Simple. Taking the mystery out of hard to read merchant account statements, misleading teaser rates and terms such as "EIRF", "interchange" and "non-qualified". Plus some thoughts on how business should be done.
Read more:World
, Business
Five Things to Watch Out for when Choosing a Merchant Account 2007-10-30 10:20:00 Don't be like this guy to left when choosing a merchant account provider! Take of the blindfold and read the post below: I am writing this post for new or young businesses that have very little...
Merchant Account
s Made Simple. Taking the mystery out of hard to read merchant account statements, misleading teaser rates and terms such as "EIRF", "interchange" and "non-qualified". Plus some thoughts on how business should be done.
10 Reasons to Break Up with Merchant Account Provider 2007-10-29 09:07:33 You may have been with your merchant account provider for years. Your account representative may be a close personal friend. You may think your bank will give you the best price and service. You may...
Merchant Account
s Made Simple. Taking the mystery out of hard to read merchant account statements, misleading teaser rates and terms such as "EIRF", "interchange" and "non-qualified". Plus some thoughts on how business should be done.
Read more:Reasons
, Break
, Provider
Small Ticket Discount 2007-11-05 11:31:49 Does your business have a lot of transactions that come in under $25? If so you owe it to yourself to see if you qualify for better pricing on those transactions. If you do Visa drops your per...
Merchant Accounts Made Simple. Taking the mystery out of hard to read merchant account statements, misleading teaser rates and terms such as "EIRF", "interchange" and "non-qualified". Plus some thoughts on how business should be done.
Read more:Small
, Ticket
, Discount
If Price is all you care about I have a referral for you 2007-11-05 09:09:58 Maybe you are not convinced price is not the most important thing when it comes to merchant accounts. If that is the case for you I have an offer for you. I can refer you to another payment...
Merchant Accounts Made Simple. Taking the mystery out of hard to read merchant account statements, misleading teaser rates and terms such as "EIRF", "interchange" and "non-qualified". Plus some thoughts on how business should be done.
Is Price Really the Most Important Thing? 2007-11-02 19:01:45 If you are a merchant and you are reading this blog post chances are price is a pretty important factor to you when it comes to your merchant account. I too think price is important or I would not...
Merchant Accounts Made Simple. Taking the mystery out of hard to read merchant account statements, misleading teaser rates and terms such as "EIRF", "interchange" and "non-qualified". Plus some thoughts on how business should be done.
Read more:Thing
What is EIRF? 2007-11-09 09:47:56 No, EIRF is not a cousin of the once popular Smurfs. In fact EIRF is not any where close to being a nice, soft, smiling, blue cartoon character. On the contrary, EIRF is disagreeable, hard, frowning...
Merchant Accounts Made Simple. Taking the mystery out of hard to read merchant account statements, misleading teaser rates and terms such as "EIRF", "interchange" and "non-qualified". Plus some thoughts on how business should be done.
What small businesses need to know about PCI Compliance 2007-11-09 08:39:17 I really do not like to put links to my competitor's web sites on this blog. Having said that, below is a link to another credit card processing company's blog. I am pointing it because they have a...
Merchant Accounts Made Simple. Taking the mystery out of hard to read merchant account statements, misleading teaser rates and terms such as "EIRF", "interchange" and "non-qualified". Plus some thoughts on how business should be done.
Read more:businesses
, Compliance
Tip of the Iceberg - Missing Debit Card Rate Reduction 2007-11-06 20:20:34 I am reviewed three merchant account statements today and they all have one thing in common - these businesses are not receiving a reduction in rate when a customer uses a debit card. On one...
Merchant Accounts Made Simple. Taking the mystery out of hard to read merchant account statements, misleading teaser rates and terms such as "EIRF", "interchange" and "non-qualified". Plus some thoughts on how business should be done.
Read more:Iceberg
, Missing
, Debit
More on PCI Compliance 2007-11-13 09:14:43 If you saw the post here on Friday about PCI compliance you may be looking for more information about becoming PCI compliant. Here a direct links to Visa and MasterCard that reveal what they have to...
Merchant Accounts Made Simple. Taking the mystery out of hard to read merchant account statements, misleading teaser rates and terms such as "EIRF", "interchange" and "non-qualified". Plus some thoughts on how business should be done.
Read more:Compliance
Merchant Account Secrets - Eight Ways to Save Money 2007-11-19 10:07:09 I know the word "secrets" could be construed as an overstatement. However, I talk to merchants from all over the country every day and most them do not know one thing about how to keep merchant...
Merchant Account
s Made Simple. Taking the mystery out of hard to read merchant account statements, misleading teaser rates and terms such as "EIRF", "interchange" and "non-qualified". Plus some thoughts on how business should be done.
Read more:Secrets
, Eight
, Money
Eight Ways to Save Money - Method #2 2007-11-21 09:11:24 Accept Pin Debit This means having a pin pad for your clients to enter their PIN number when they use their debit card. These transactions normally have a flat rate per transaction. Let's compare the...
Merchant Accounts Made Simple. Taking the mystery out of hard to read merchant account statements, misleading teaser rates and terms such as "EIRF", "interchange" and "non-qualified". Plus some thoughts on how business should be done.
Read more:Eight
, Money
Eight Ways to Save Money - Method #1 2007-11-20 09:55:44 Swipe Customer Cards Whenever Possible I run into many businesses that are calling in their transactions and see no use for a terminal. This may work for businesses with very little volume, however...
Merchant Accounts Made Simple. Taking the mystery out of hard to read merchant account statements, misleading teaser rates and terms such as "EIRF", "interchange" and "non-qualified". Plus some thoughts on how business should be done.
Read more:Eight
, Money
Eight Ways to Save Money - Method #4 2007-11-28 16:43:50 Use The Address Verification Service (AVS) Correctly for Card Not Present Transactions AVS uses the billing information associated with a credit card to verify the card holder's address. This is...
Merchant Accounts Made Simple. Taking the mystery out of hard to read merchant account statements, misleading teaser rates and terms such as "EIRF", "interchange" and "non-qualified". Plus some thoughts on how business should be done.
Read more:Eight
, Money
Eight Ways to Save Money - Method #3 2007-11-26 11:47:27 Make Sure Your Account is Set up with the Right Merchant Category Code (MCC) Certain industries qualify for special incentive programs that result in better rates. For instance, Visa and MasterCard...
Merchant Accounts Made Simple. Taking the mystery out of hard to read merchant account statements, misleading teaser rates and terms such as "EIRF", "interchange" and "non-qualified". Plus some thoughts on how business should be done.
Read more:Eight
, Money
Eight Ways to Save Money - Method #6 2007-12-05 09:19:01 Gain Authorization/Settlement Mismatch Exceptions In general, any variation between authorization and settlement amounts cause a downgrade resulting in higher fees. However, certain industries are...
Merchant Accounts Made Simple. Taking the mystery out of hard to read merchant account statements, misleading teaser rates and terms such as "EIRF", "interchange" and "non-qualified". Plus some thoughts on how business should be done.
Read more:Eight
, Money
Eight Ways to Save Money - Method #5 2007-12-01 12:13:32 Settle Batches On Time First lets start with some key definitions: Batch - The accumulation of captured credit card transactions in the merchant's terminal or POS awaiting settlement. Settlement -...
Merchant Accounts Made Simple. Taking the mystery out of hard to read merchant account statements, misleading teaser rates and terms such as "EIRF", "interchange" and "non-qualified". Plus some thoughts on how business should be done.
Read more:Eight
, Money
What to do With Fraud 2008-03-04 19:06:19 by John Robinson It’s a terrible thing to have happen. You’ve been alerted by your processor that you have a chargeback to fight. Sheesh. “At least”, you think, “I got all the receipts, signatures,...
Merchant Accounts Made Simple. Taking the mystery out of hard to read merchant account statements, misleading teaser rates and terms such as "EIRF", "interchange" and "non-qualified". Plus some thoughts on how business should be done.
Merchant Accounts for the Rich and Famous 2008-03-04 13:16:00 Have you ever wondered what kind of merchant account the rich and famous businesses of the Fortune 500 have? Just in case you have the answer is Interchange Plus. What is Interchange Plus? First lets...
Merchant Accounts
Made Simple. Taking the mystery out of hard to read merchant account statements, misleading teaser rates and terms such as "EIRF", "interchange" and "non-qualified". Plus some thoughts on how business should be done.
Read more:Famous
Straight Pass Through Explained 2008-02-27 07:00:00 Check out one of my Power Point presentations about merchant accounts and straight pass through: | View | Upload your own
Merchant Accounts Made Simple. Taking the mystery out of hard to read merchant account statements, misleading teaser rates and terms such as "EIRF", "interchange" and "non-qualified". Plus some thoughts on how business should be done.
Read more:Straight
Debit or Credit? 2008-02-26 15:58:13 by John Robinson Debit
or Credit? If you’re a brick-and-mortar merchant, do you accept PIN-based debit? If not, you may be missing out on a tremendous opportunity to reduce your bottom line. If so,...
Merchant Accounts Made Simple. Taking the mystery out of hard to read merchant account statements, misleading teaser rates and terms such as "EIRF", "interchange" and "non-qualified". Plus some thoughts on how business should be done.
Business and Corporate Card Prompts 2008-02-26 15:30:25 Each month I review my client's merchant account statements. I want to make sure they are saving at least as much money I promised and are having their transactions qualify for the lowest rates. I...
Merchant Accounts Made Simple. Taking the mystery out of hard to read merchant account statements, misleading teaser rates and terms such as "EIRF", "interchange" and "non-qualified". Plus some thoughts on how business should be done.
Read more:Business
, Prompts
Eight Ways to Save Money - Method #8 2008-01-23 11:12:21 Capture Level II and III Data on Commercial Card Transactions Visa and MasterCard business, commercial and purchasing cards are used just like personal credit cards. However, these cards have higher...
Merchant Accounts Made Simple. Taking the mystery out of hard to read merchant account statements, misleading teaser rates and terms such as "EIRF", "interchange" and "non-qualified". Plus some thoughts on how business should be done.
Read more:Eight
, Money
Eight Ways to Save Money - Method #7 2008-01-17 10:31:40 Obtain Authorization/Settlement Mismatch Exemptions In general, any variation between authorization and settlement amounts cause downgrades for merchants, which always results in higher fees....
Merchant Accounts Made Simple. Taking the mystery out of hard to read merchant account statements, misleading teaser rates and terms such as "EIRF", "interchange" and "non-qualified". Plus some thoughts on how business should be done.
Read more:Eight
, Money
Are you using PC Charge? 2008-01-11 09:11:20 If you happen to use PC Charge for your merchant account transactions listen up! I have been running into merchant accounts having major problems with credit card transaction downgrades because PC...
Merchant Accounts Made Simple. Taking the mystery out of hard to read merchant account statements, misleading teaser rates and terms such as "EIRF", "interchange" and "non-qualified". Plus some thoughts on how business should be done.
What to do With Fraud 2008-03-04 19:06:19 by John Robinson It’s a terrible thing to have happen. You’ve been alerted by your processor that you have a chargeback to fight. Sheesh. “At least”, you think, “I got all the receipts, signatures,...
Merchant Accounts Made Simple. Taking the mystery out of hard to read merchant account statements, misleading teaser rates and terms such as "EIRF", "interchange" and "non-qualified". Plus some thoughts on how business should be done.
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