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Debt Consolidation Loans-Getrid Of Debt Problem
2006-12-07 05:25:00
There comes a stage when you want to finally get rid of all those debts that now threaten to jeopardize your life. These debts have been piling up on you for a longer time and it is now about time that you just pay them off. The best suited way to do so is to go for a secured debt consolidation loan.One of the common ways used by most of debtors to resolve their debt problem is through a process called debt consolidation. Debt consolidation accompanied by proper money management is a responsible way to get and stay out of debt.Debt consolidation loan, is a way to handle and solve the debt problem. Due to its increasing demand, most of the financing company provides debt consolidation loan on competitive rates. There are two types of debt consolidation loans, which are secured and unsecured debt consolidation loan. You surely would like to know as how is a debt consolidation loan is availed and its advantages? Well, debt consolidation loans are fresh loans for a debt ridden person. The
Read more: Consolidation , Loans , Debt Consolidation , Problem

Debt Consolidation Loan for Tenant - Collateral-Less Debt Cure
2006-11-27 08:00:00
There is lot of difference between handling a particular amount of debt with a lender and handling the same amount of with more than one lender. This happens as in the latter case the interest rates, terms and conditions and the amount of repayment varies for every lender. This sometimes leads you to pay more than what you are supposed to pay and can make you incapable in managing your repayments. A debt consolidation loan here can act as a savior for you in such situations. Easy Terms and Conditions Debt consolidation loan for tenant are unsecured loans for those who are unable to arrange any collateral to get a secured debt consolidation loans. These loans are easily available to tenants, PG's, non-homeowners and other such people. Debt consolidation loan for tenants serves you with the amounts varying from ₤1000 to ₤25000 for a period of 6 months to 10 years. You can use such amounts for paying all your existing debts. Debt consolidation loan for tenant saves lot of your mo
Read more: Consolidation , Debt Consolidation , Tenant , Collateral

Debt Consolidation Loan for Tenant - Collateral-Less Debt Cure
2006-11-20 10:09:00
There is lot of difference between handling a particular amount of debt with a lender and handling the same amount of with more than one lender. This happens as in the latter case the interest rates, terms and conditions and the amount of repayment varies for every lender. This sometimes leads you to pay more than what you are supposed to pay and can make you incapable in managing your repayments. A debt consolidation loan here can act as a savior for you in such situations. Debt consolidation loans for tenant Debt consolidation loan for tenant are unsecured loans for those who are unable to arrange any collateral to get a secured debt consolidation loans. These loans are easily available to tenants, PG's, non-homeowners and other such people. Debt consolidation loan for tenants serves you with the amounts varying from ₤1000 to ₤25000 for a period of 6 months to 10 years. You can use such amounts for paying all your existing debts. Lower Rate of Interest Debt consolidat
Read more: Consolidation , Debt Consolidation , Tenant , Collateral

Avail Hidden Benefits Through Student Debt Consolidation Loan
2006-11-13 07:06:00
Are you one of those students who are facing problems due to their multiple debts? This can be the condition with a large group of students who are pursuing their studies. Student debt consolidation loan Student debt consolidation loan is the loan designed to merge all the debts of students into a single payable amount to be paid in monthly installments. Student debt consolidation loan removes that extra burden of multiple monthly payments from your mind. Interest rate, the foremost requirement of any loan is lower under student debt consolidation loans. Student debt consolidation loans are available in both secured and unsecured forms and they are available to everybody even to people with bad credit. The reason behind students looking for student debt consolidation loan is to get rid of their multiple debts. Debts may trap students due to numerous reasons such as: -- Hike in tuition fee -- Unexpected expenses like medical bills -- Other unforeseen expenses -- Payment of student l
Read more: Consolidation , Consolidation Loan , Avail , Hidden , Benefits

Debt Consolidation Loans without Owning a Home - Ways to Become Debt Free
2006-11-11 07:40:00
If you own a home, your options for becoming debt free are numerous. In this case, you may obtain a home equity loan, line of credit, or refinance your existing mortgage. All three methods will provide you with the necessary funds to payoff consumer debts, and ultimately reach your goal of becoming debt free. Fortunately, non-homeowners also have options for reducing and eliminating debts. Here are a few tips on ways to consolidate debts without owning a home. Credit Card Balance Transfers If you do not own a home, but you have good credit, getting a balance transfer may be an effective way to consolidate debts. With this method, you will transfer the balances from high interest credit cards to a low interest credit card. In some instances, credit card companies offer balance transfers with six months of zero interest. Thus, every monthly payment for six months will go towards reducing the balance. However, if you have a skipped or late payment, the credit card company
Read more: Consolidation , Loans , Debt Consolidation , Owning , Become

Pay off Debt in one Go by Secured Debt Consolidation
2006-11-09 10:34:00
Accumulation of debts is no more considered as a sin by the borrowers and also in modern loan markets and instead the emphasis is now on consolidating debts. This allows the debt ridden person to ease debt burden in purposeful way. The best way considered for the consolidation is secured debt consolidation. One can take any amount at lower interest rate under secured debt consolidation and even bad credit people can easily go for the consolidation without credit check. Secured debt consolidation But first know about the consolidation. Debt consolidation is all about merging your all debts under one lender. To do this you take a fresh loan at lower interest rate and the loan amount is used for paying off all previous debts at once. Thus now all your debts have come under the new lender. The advantage is that you are no longer paying many monthly installments to different lenders and instead are now paying installments to only one lender thereby saving lot of money that was go
Read more: Consolidation , Secured Debt

Unburden Yourself from Debts through Debt Consolidation Loans
2006-11-07 06:48:00
Maintaining social status and pretending what we are not, can be some of the reason that why we get into the trap of debts. This can be also being called as show-off, in which we spend lavishly and extravagantly in order to improve our financial and social reputation. And for such spending we take number of loans and make use of credit cards which further worst the situation. But, this can be a matter of worry if we don't avail debt consolidation loans.Debt consolidation loansDebt consolidation loans are regarded as an effective means to solve debt problem. It consolidates and merges all the debts and pays them through a single payment. In other words the lender of debt consolidation loans combines all the debts and pays all our creditors accordingly and simultaneously we are left with a single monthly payment.Debt consolidation loans can be availed with and without collateral. It totally depends upon us and our financial situation that which form we avail. But, generally it is seen t
Read more: Consolidation , Loans , Yourself , Debts

Secured Debts
2006-12-21 10:48:00
Secured Debts In order to know about Secured Debts, it is also necessary to know about Unsecured Debts. Secured Debts are debts that are secured with collateral of some type(car loans and mortgages for example). Collateral can be cash or the item you have a loan for itself. In other words, it can be forclosed on or repossesed. Plus it can often be resold and the creditor is able to recoup all or most losses. Also with Secured Debts you lose the ability to have the debt discharged in bankruptcy in most cases.Unsecured debtsUnsecured debt is typically a credit card/account with revolving credit. The card was not secured for the sole purpose of buying property that the creditor can liquidate later if you default on the payments/loan. They have no assurance, other than your agreement to repay them on their terms, that they will get paid. They can't come take your car or house to make you pay your credit card bill, they must attempt to collect first. These types of loans can typically be di


Get The Benefits Of Secured Debt Consolidation Loan
2006-12-23 10:49:00
Credit cards, auto loans, personal loans and many more! A person deals with numerous bills every month and very often falls amidst debts. If you are also facing same situation, it is the perfect time to get out of it with secured debt consolidation loan. Through this loan, you get the advantage to consolidate all unpaid debts into one single manageable loan. And in this way, you can easily get rid of various monthly payments, which you were making earlier to different lenders. Now, you can get secured debt consolidation loan, just by placing collateral against the loaned amount. This collateral may consist of any property of the borrower such as his car, home, jewellery, any valuable paper etc. The main objective behind this collateral is to provide a sense of security to the lender. You can utilize secured debt consolidation loan for various purposes such as clearing credit card bills, medical bills or any other pending payments. You can even use secured debt consolidation loa
Read more: Benefits , Consolidation , Secured Debt , Consolidation Loan

Secured debt consolidation loan: Its pros and cons
2007-01-08 07:56:00
There are various reasons why a secured debt consolidation loan remains a better option for consolidating your debts. The first and foremost thing is that it carries low rate of interest. When you take a secured debt consolidation loan you offer collateral. This collateral makes it sure that the lender will get his money back if you fail to pay off. So he charges low rate of interest.A low rate of interest is very important so far debt consolidation is concern. You need to consolidate your debts primarily because you are paying high interest for your outstanding debts. So you need to lower it through the debt consolidation loan. Fortunately that is what a secured debt consolidation loan for you. Next your monthly repayment will become smaller thereby to enable you to clear it regularly with ease. Then you can avoid the hassle of dealing with multiple lenders and loans. The difficulty of making various payments on different days of the month will no more be there. So it will be far easi


Secured debt consolidation loans can liberate you from debt spiral
2007-01-08 07:50:00
Secured debt consolidation loans is perfect for those who have unaccounted sum unpaid like credit card debts, medical bills; unsecured loans etc. Secured debt consolidation loans can be obtained by offering collaterals in the form of home, stocks, bonds etc. Credit cards are meant for paying your instant bills. But extreme use of credit cards can create trouble. Secured debt consolidation loans are sort of a debt repayment plan which offers a chance to become debt free at your own terms. With secured debt consolidation loans, you can consolidate all your debts into single payable monthly installments.You have to pay one single loan and deal with single lender only. Your new loan will carry a lower interest rate and it will reduce the overall interest rate being paid on the existing payment. Monthly repayments are depending on your loan term. So, in case you want lower monthly payment, you can expand the loan term. Simultaneously, if you want to pay off your loan faster, you have to cut


Secured debt consolidation loans: Release your multiple debt burden
2007-01-08 07:46:00
Secured debt consolidation loan provides a loan to manage all of your existing debts, replace them with a single loan and with easy monthly instalment. It is one of the best ways to get rid of your debts. You need not to manage several lenders at different times rather manage a single lender efficiently. Secured debt consolidation loan as the name suggests is a type of secured loan that can be obtained against securable assets. Therefore, such loans are especially designed for homeowners. The main reason for debt burdens are the mismanagement of money, high credit card bills, loans, etc. It is therefore necessary to manage the debt efficiently and intelligently. Lenders in the financial market also offer secured debt consolidation loan to borrowers who are having bad credit records. Therefore, it is good news for those who really face problems in securing loans due to bad credit records. They can release their debt burden and can improve their credit score by timely repayment of the lo
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Secured Debt Consolidation Loan - Ease Debt Burden At Low Cost
2007-01-08 07:12:00
When opting for a debt consolidation loan in order to merge debts in one new lender, you must ensure that the interest rate is not only lower but it is lower than on debts. This prompts you to resort in secured debt consolidation loan. One of the many advantages of secured debt consolidation loan is that it can be availed at the desired low interest rate. Secured debt consolidation loan means you intend to replace higher interest rate debts with a lower interest rate loan. The loan is provided against your property. For availing desired lower interest rate, place high equity collateral like home. You can avail £5000 to £75000 for a convenient repayment duration ranging from 5 to 30 years. If you opt for say 25 years for repaying the loan then you would be substantially reducing the monthly outgo towards the loan installments and the burden is less on you. You get rid of those nagging lenders also as you pay off the debts. Calculate debts and interest to be paid with the help of some
Read more: Consolidation , Burden , Secured Debt , Consolidation Loan , Low Cost

How do secured loans work?
2007-01-08 07:06:00
A secured loan is one that is secured against an asset, usually your home, and these loans can often take longer to process that unsecured loans simply because of the additional information required, such as property valuations and proof of home ownership. However, this type of loan is also the most affordable option for many borrowers and there are a number of factors that can determine how much you will end up repaying on a monthly basis.You will often find that the interest rates charged on secured loans are very competitive, so you can enjoy real value for money, as lenders can afford to offer lower interest rates because the loan is secured against an asset. You will also find that secured loans are available over a longer term, which can help to keep the monthly repayments down because the overall debt is stretched over a lengthy period. In addition to this, you will also find that your borrowing power is likely to be far higher with a secured loan that with an unsecured loan, an


Features of secured debt consolidation loans are as follows:
2007-01-08 06:36:00
• Secured debt consolidation loans require the borrower to render collateral to the lender. This helps the borrower to benefit from equity of his asset.• Secured debt consolidation loans carry a lower rate of interest, thus making them more attractive to customers.• Secured debt consolidation loans are repayable over a longer period of time, which may range from 10 - 30 years at affordable installments. With the secured debt consolidation loans, a borrower can easily get a loan ranging from ₤5000 to ₤75000. If a person has dispensable monthly income of ₤100 or more he can get loans for higher amounts. Alternatively, they will qualify for smaller amounts. Many people think that they cannot get loans if they have bad credit, CCJs, arrears, or bankruptcy. This is not true. People with bad credit can also get secured debt consolidation loans. However, it may not be possible for you to get loans at lower interest rates or at easy repayment plans. It all depends on th


The process of debt consolidation includes the following steps
2007-01-08 06:34:00
• Calculate all the debts that you have taken from different creditors.• Consolidate all the debts that you would be required to pay. This is to be done by the borrowers themselves.• The next step on the part of the lender is to negotiate with the creditors for a full and final settlement of their debts.• Finally, the lender pays creditors the negotiated amount. People can avail the services offered by loan providers by applying online. They can get a lender that would suite their requirements i.e. provide secured debt consolidation loans that they are looking for. People while on line can also find other different services that are offered by the lenders such as: • More product information• Quotes i.e. different terms, offers and interest rates• Monthly loan calculator to calculate your monthly installments• Debt payment calculator Other benefits of applying for secured debt consolidation loans on line is that one can get loans processed quickly. All you need
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Secured Debt Consolidation Loans - Single Solution to Your Multiple Problems
2007-01-08 06:19:00
Debt management is a tool that one must know about, especially people who borrow money on a regular basis. It is a procedure whereby people who have borrowed money keep a track of how to use and how to pay off their debt. One should never let debts overburden their budget and put them in a predicament. Secured debt consolidation loan is one such technique where you can eliminate your debts effortlessly.Secured debt consolidation loans are secured personal loans, where the customer consolidates all his debts, which may be in form of store cards, credit cards or other small personal loans. Purpose of secured debt consolidation loans is to reduce interest premiums and thereby reducing monthly repayments.For instance, a person has taken debts from three different creditors at 18% 19% and 23% respectively, which are relatively high rates of interest. The average of these premiums is 20%, which is still high. Secured debt consolidation loans advanced for consolidating debts are available at
Read more: Multiple , Consolidation , Secured Debt , Loans , Solution

Secured debt consolidation loans may help you in the following ways
2007-01-08 05:51:00
Multiple debts are converted into a single debt. It becomes easier to manage your debt burden. Freedom from dealing with multiple lenders. You may reduce the amount of your monthly instalments. We, at loans-park, may help you find debt consolidation loans from some of the best lenders in the UK with whom we have developed business relations over a period of time. Our lenders may help you out in the better and efficient management of debts. You can apply for debt consolidation loans, secured debt consolidation loans and quick debt consolidation loan UK. You just need to submit your details through an online application form available on our website. If you are a homeowner, you can look for debt consolidation loans. You will have to pledge your property as security against the loan amount. Lenders willingly offer such loans at lower rate of interest. Flexible repayments are other main attraction of such loans.ount of your monthly instalments.


How Debt Consolidation Loan can be used
2007-01-10 06:19:00
Uses Of Debt Consolidation LoanYou can use this loan as per your convenience for any reason. You can take advantage of its low rate of interest and just handle all other loans. Paying a single loan at a fixed rate comes out to be economical instead of paying too many loans at very high rates. You can use this loan to clear your credit card or overdrafts. Infact these loans can also be used for the personal works such as renovating house or purchasing a new car or going to exotic places for vacation.You can also avoid bankruptcy by taking out a Secured Debt Consolidation loan. Through this all your fianancial problems are sloved and you can again keep command on your business money. But this is not an universal solution. If you are in a mood of using your credit card unconsciously or change your lifestyle whatever you may fall in deep crises again. You should be aware that this is a secured type of loan against assets such as house so you should show some prudence in its utilization.
Read more: Consolidation Loan

Secured Debt Consolidation Loans - How To Get Approved
2007-01-09 10:09:00
The average person juggles numerous bills each month--credit cards, auto loans, personal loans and more! If you're getting buried beneath paperwork, you may want to consider a debt consolidation loan. Instead of dealing with multiple creditors, you'll only have to pay one bill each month. And you can get a debt consolidation loan -- even if your credit is not-so-perfect--if you secure it with some type of collateral. Here's how to get approved:1. Decide on your collateral Whatever item you choose as collateral for your loan should be one you're willing to risk, since the lender could take it if you can't make your monthly payments. One of the least expensive options would be your home, since you could get a home equity loan, a home equity line of credit or a second mortgage. If you're not willing to risk your house, you could also use an automobile or a boat. Some lenders will accept stocks or bonds, or even expensive belongings such as jewelry or electronics.2. Find a lender Yo
Read more: Consolidation , Loans , Secured Debt

Unsecured debt consolidation loan: Regain financial stability
2007-01-11 06:26:00
Unsecured Debt Consolidation Loan is used to consolidate your debts. For tenants and homeowners who do not want to keep their home as collateral, unsecured debt consolidation loan is the best option to choose. Most of the people face problems like debt burden, as they all try to fulfill all their demands. Credit cards and other utility bills with high interest rates may result in loan burden. Unsecured debt consolidation is the best solution to get rid of such a situation. Unsecured debt consolidation helps you get rid of the situations like: Impening bankruptcy threat Lenders' continuous irritation Debt burden The big advantage of Unsecured Debt Consolidation Loan is that borrowers need to pay only one monthly installment with low rate of interest as against several installments at different interest rates.
Read more: Regain , stability

Unsecured Debt Consolidation
2007-01-11 05:46:00
Unpaid bills and debts tend to mount along with interest and before you know it, you might be besieged with many creditors and numerous payments to make. Unsecured debt piles up on account of outstanding credit card payments, personal loans and student loans or soaring medical bills. Outstanding bills on department stores, utility bills and unpaid tax burden on state or federal taxes can add up to considerable unsecured debt. An unsecured debt consolidation loan is a personal loan that can help in managing your outstanding debt in a more systematic manner.
Read more: Consolidation , Unsecured Debt

DEBT CONSOLIDATION MORTGAGES
2007-01-13 07:49:00
Debt consolidation mortgages for poor credit or bad credit history applicants. Find mortgage brokers specialising in mortgages for debt consolidation. Find advice, information and guides on mortgages for the self employed, discharged bankrupts, IVA mortgages, mortgages with CCJs, information on debt consolidation, poor credit and bad credit mortgages, advice on mortgage arrears, guides on self employed mortgages, mortgages with county court judgements and solutions for poor credit mortgages through specialist mortgage brokers. Depending on the circumstances, debt consolidation mortgages can be a useful option for homeowners who are struggling to meet the repayments on a variety of loans, credit cards, store cards, and other credit agreements. Over the past few years, most homes have risen in value - often quite dramatically. This means that if you bought your home a few years ago ypu could have considerable equity tied up in y our property. Equity is the difference b
Read more: MORTGAGES

Advantages Of Debt Consolidation
2007-01-13 06:09:00
It saves you time: Time is the most precious commodity we all have. When you enter into a debt consolidation program you will only have to make one trip a month. Some consolidation companies offer you the option of having the payment amount from your bank account or monthly wage. Perfect !It saves you money: That's right, it saves you cold hard cash. Simply by choosing the right company to help you with consolidating your debt can result in all of your existing debts being lowered. You have to be careful though as there are lots of companies offering debt consolidation that are thinly veiled scams. That is one thing you don't want to have happen to you. Buying our guide on uk debt consolidation will help you avoid the pitfalls.Because you will be paying all your debts on time in one convenient monthly payment, you'll also rest easy in the knowledge that you won't get stung with any late charges or other associated charges for not keeping an account in good standing. Consolidation h
Read more: Advantages , Debt Consolidation

Bad Credit Debt Consolidation Loans
2007-01-16 05:14:00
A mode to fight back your bad credit!! Indebted and fighting with bad credit together? Seek solace in a bad credit debt consolidation loan . As the name says it all, it is a debt consolidation loan for people having an adverse credit history. You may have had missed payments in the past and you very well know the consequences of it; so you would not like to repeat it and add further red marks to your already flawed credit sheet. By taking a debt consolidation loan , you are actually presenting an image that you worried about your credit record and want to change it. With the help of a bad credit debt consolidation loan, you can easily club all your outstanding debt payments into one and then slowly pay off this entire loan in easy smaller monthly instalments. Apart from getting rid of your existing debts; you also benefit in these terms:1. You pay a lower rate of interest on all almost all your previous debts.2. The cumulative amount you used to pay per month comes down su
Read more: Consolidation , Loans , Bad Credit , Debt Consolidation

Bad credit loan: A friend of your rainy days
2007-01-17 09:23:00
Having a bad credit does not mean that you are financially collapsed. Missing a few payments on other loans can put you in trouble and your credit ratings will eventually fall down. Divorce and redundancies also have an impact on credit rating. You never know even the most reliable guy next door can have bad credit ratings.Bad Credit Loans are meant to cater to the monetary requirements of people having adverse credit history. Your bad credit history includes CCJs (County Court Judgements), defaults on repayments, missed payments, arrears, IVAs etc. Lenders consider that giving a loan to such borrowers can be risky and there are chances that it will not be repaid. However, many lenders in the market provide bad credit loans but they charge high interest rates for that very reason. The repayment terms are also strict in this case. You can improve the chances of getting your loan approved by applying for a secured loan or by reducing your loan amount. Even if you have a bad credit and yo
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Debt Management - Essential to Maximize Growth
2007-01-18 09:22:00
Debt - it's a fact of life for most. Debt however, is not always bad. In fact, debt can be used to your advantage. Most businesses do this every day. They avail themselves of a principle that's been used to generate substantial wealth for years; the principle of leverage. Leverage means simply using an asset to generate a larger advantage than the asset itself provides. Business use this for many assets, not just debt. In fact, the the more proficient a business is at leveraging all it's assets, typically the more successful a business is overall.If one goal of a business is consistent, managed growth, debt is one of the most valuable tools at your disposal. As your business grows, you'll need ever increasing amounts of various assets and payables, such as inventory, personnel, tooling, transportation, shipping and utilities, to name a few. As the need for such things increases on a monthly basis, few businesses are able to self finance the additional fiscal obligations, hence th
Read more: Management , Essential , Maximize , Growth

Bad credit loan: A friend of your rainy days
2007-01-19 09:04:00
Having a bad credit does not mean that you are financially collapsed. Missing a few payments on other loans can put you in trouble and your credit ratings will eventually fall down. Divorce and redundancies also have an impact on credit rating. You never know even the most reliable guy next door can have bad credit ratings. You can improve the chances of getting your loan approved by applying for a secured loan or by reducing your loan amount. Even if you have a bad credit and your loan is secured against collateral, lenders will approve it soon. You can apply online for Bad Credit Loans. Many lenders are offering their services through their website. They will elaborate their offers online. You can compare their services and rates before you make a deal. With a bad credit loan you can consolidate all your debts into one single payment and get rid of financial worries. You can also use your home's equity to avail a low cost bad credit loan.
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Debt Consolidation Loans for People With a Bad Credit History
2007-01-20 09:17:00
You can take out a loan whenever you need money. There are many lenders who offer loans in the UK. All of them are there to take advantage of this mushrooming business. Just tell them your requirements and they may come up with a solution that is the most suitable to you. You can repay the loan in the form of easy monthly installments. Lenders offer several loan options that meet the needs of different borrowers. This is not always as good as it looks. Some unavoidable circumstances might lead you to default or miss out at a payment or two. This leads to a bad credit score. A bad credit history includes arrears, defaults, county court judgements, bankruptcy, etc. You can obtain a fresh loan even if you have a bad credit history. Such a loan is known as a bad credit loan. Bad credit loans carry high rates of interest because a person with a bad credit history is considered as a high risk borrower and a high rate of interest compensates for the risk associated with giving a loan to such
Read more: Consolidation , Loans , History , Debt Consolidation , Bad Credit

Bad Credit is not a hurdle for securing a loan
2007-01-22 09:09:00
A bad credit loan is the loan taken by a borrower having bad credit history. Bad credit history includes Country Count Judgments (CCJ's), defaults on repayment of loans, arrears, missed payments etc. So, it becomes risky for the lenders to give loans to the borrowers having a bad credit history. But now lenders are offering easy loan schemes for such borrowers. So you can come forward to take such a loan without thinking twice. Bad Credit Loan can be either secured bad credit loans or unsecured bad credit loans. Secured bad credit loans are given to the borrowers against collateral. The interest rates are high and the repayment periods are longer. The purposes of taking bad credit loans include:To get rid of debt crisisTo combat your bad creditTo build up your financeThe advantage of taking unsecured bad credit loans is that a homeless borrowers or a homeowner, who does not want to keep his property at stake can go for such loans. Loan repayment time is also less as against secured


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