sooner

We all learn from our mistakes, and unfortunately when it comes to personal finance and investing, those mistakes can be costly. While I continue to learn something new everyday, and like to believe I am perpetually becoming a better investor, there are many things I wish I had known sooner.With experience comes smarter investing, but that doesn’t mean you have to always learn the hard way. Here

Yesterday afternoon I had another ultrasound to see how this little fellow is faring. Let me tell you he is growing like a weed. He is now in the 99th percentile … yes I typed that right. I am 36 weeks along and he is already supposedly OVER 8 pounds and his head circumference [...]

Paul Thurrott runs the SuperSite for Windows and has some advice he’d like to share with potential Apple iPhone 3G wannabees. Paul says: “I cannot stress this enough: You need to get an iPhone. Sooner rather than later. With Apple dropping the entry price on this innovative device to just $200, while fixing all [...]

Today we get to see our littlest baby. My OB practice performs a 3D ultrasound at 28 weeks as a matter of course. I’m not sure why, because I know they are all the rage and more expensive, but whatever, we’re having one tomorrow. At 1:45 p.m. all four of us - me, my mom, Mr. Chicken [...]

As the prices of the biggest flat-screen TVs are coming down, the smaller models are moving faster off the shelves. The reason? The economic crunch has curbed demand for larger sets because they're still pretty pricey. The lead by small-size TVs will likely continue for the next few quarters as the economy continues to stutter. LCD makers had previously forecast premium 40-inch sets would be the m

The Memri Blog - In an editorial by editor Isam Dari, the Syrian government daily Teshreen criticized the world leaders who attended Israel's 60th anniversary celebrations.Dari added that the Crusader experience had proved that those who owned the land and the rights "would sooner or later uproot the poisonous mushroom," which, he said, explained the fear dominating the Zionists and their attempts

An internal e-mail sent out to AT&T employees has forbidden staff from taking vacations from June 15th to July 12th due to "projected increased traffic and an exciting new promotion/product launch." Speculation as to exactly what's on the horizon has arisen, much of it pointing towards an AT&T 3G network launch.

Hat tip to the excellent L.A. Land blog for this find: According to the Center for Policy and Economic Research, $6 trillion in housing wealth will vaporize in 2008 due to the rapid decline in housing prices, which some argue could help the market finds its natural bottom sooner:The Case-Shiller data released yesterday indicate the rate of house price decline is accelerating. The 20-city index declined 12.7 percent over the last year, while the 10-city index fell 13.6 percent. However, the annual rate of price decline over the last quarter was 24.9 percent in the 20-city index and 25.8 percent in the 10-city index. At this rate of price decline, the excesses of the housing bubble will have largely disappeared by the end of the year. At the same time, the price decline implies an incredib

According to the IRS, after implementing a special software program that updates records faster, they will start distributing tax rebates via direct deposit on Monday April 28th - five days earlier than expected. They didn’t say that if it is only the rebates that were supposed to be sent on May 2nd will be sent [...]

Today, Reuters and C|Net are reporting that Microsoft might possibly release their next version of Windows in 2009.  The next version is called Windows 7 and apparently Bill Gates mentioned at the Inter-American Development Bank that “Sometime in the next year or so we will have a new version.”  He was referring to Windows [...]

There are some albums that I own that I just seem to like too much… so much that I actually restrain myself from listening to them. I know this sounds a little absurd, but it’s true. Certain albums just strike such a chord with me that when they are over, I want [...]

You may be asking “What if I’m not a professional writer?” You can still write your professional book and start earning in a few months. I am convinced your audience is waiting on your insightful expertise to help solve their problems. All it takes is a little know how to write your book like [...]

...she finally talked herself to sleep!Moments before I took this picture, I was answering questions like "Mama, how does God make it rain?" or "Mama, why can't I fly like a bird?" or "Mama, when is rest time over so I can get up?" Talk, talk, talk, talk, talk... I thought it would never end!She was quiet for two seconds. I looked over at her and she was out. She really talked herself to sleep!

Get ready for a traffic change on highway 160. I reported at the beginning of the month the Tega Cay Wal-Mart will open March 17th. I went to the new Wal-Mart site today and caught the employees (sorry associates) coming back from a lunch break. I asked several associates when will the store open. All [...]

I ran out to the convenience store last night to pick up some sour cream, and when I pulled up I saw a car idling, a woman at the wheel. Her son was in the store, buying a litre of milk, and I was struck by the sheer improbability of it, the idea that these helpless babes of mine will develop, in a few short years, into creatures I could send out for a stick of butter with some hope that they'd

Even though the first commercial deployments of Microsoft’s Surface have been delayed until spring, it seems that enthusiasm for the tech is still strong in Redmond - Microsoft CEO Steve Ballmer said Monday that thecompany is trying to speed up that process after getting a lot of demand for a consumer version. When Microsoft announced its [...]

"I always finish sex sooner than my partner. How can I last longer?”Many men occasionally ejaculate sooner during sexual intercourse than they or their partner would like. As long as it happens infrequently, it's probably not cause for concern. However, if you regularly ejaculate sooner than you and your partner wish — such as before intercourse begins or shortly afterward — you may have a condition known as premature ejaculation. Premature ejaculation is a common sexual disorder. Estimates vary, but some experts think it affects as many as one out of three men. Even though it's a common problem that can be treated, many men feel embarrassed to talk to their doctors about it or seek treatment.Once thought to be purely psychological, experts now know that biological factors also play

This country’s credit card users are entering an era where they are facing increasingly serious debt collection issues. A debt reduction program should be considered sooner and not later. You should be asking yourself if you are using in excess of 30-50% of your available credit. You should also be aware of being in danger [...]

Audi subsidiary, Quattro GmbH, is responsible for production of Audi's low volume performance cars such as RS models, S-Line models as well as Audi Exclusive customization packages and lifestyle accessories. In 2007 the number of vehicles coming out of the Quattro GmbH stable included 5300 RS4's, 4000 R8's, 50.000 Exclusive models plus 300.000 S-Line packages making a total of 360.000 vehicles. Compared to only 2500 vehicles back in 2000, its fair to say demand for bespoke and exclusive products from Quattro GmbH are in high demand.According to German enthusiasts magazine, Auto Motor und Sport, Werner Frowein, Director of Quattro GmbH, stated slight increases in production will take place in 2008 despite their position of always producing enough product just below demand. Currently, production of the Audi R8 mid-engine sports car has been increased to maximum capacity of 27 additional units per day, which will continue throughout 2008, giving a total production of 5500. Also planned

I believe three buyouts/mergers will happen in the next few months if not sooner Pfizer buys Genzyme very soon Merck buys Schering They need all the Vytorin/Zetia sales plus new Clarinex/singular pill will be huge Teva buys Protalix All of Protalix employees came from Teva , Stock is down 90% with same or ,more potential , Protalix is moving along

TIM $14,050 (flat on the day, down $18 on the week) No positions, 100% cash over the weekend Well, this was an unusually boring week for the markets. The markets were flat (yes, I know they were down, but contrary to all the media BullShip, a negative 1.5% week is meaningless aka flat). Today,

I really planned on posting this "All About Thanksgiving" post an hour ago but I couldn't type very well with one hand (because all the letters are worn off my keyboard and I need my hands in the correct placement in order to know which keys are which!) and I needed my other hand to eat leftover cold green bean casserole as fast as I could get it to my mouth. That's what is great about the day

Oh the life of a blogger. Everyday I have to get up and write something. Everyday. My brain is hurting just thinking about it. I’m just glad that I’m not writing college essays any longer. Honestly though, if I was having one of those days back in college, I think…more.

The Wall Street Journal carried an article about Google Powered Phone, (Google Phone, Gphone) today. But the Journal is basically saying what we have been saying for some time now, first article here, and then the update here, both with photos that were mocked up Google phone. Even the first article got DUGG. Of course Google's support of open Broadband, Open access to 700MHz spectrum may have had something to do with Google Phone.The article cites unnamed sources as saying Google has been talking to Taiwan's HTC and South Korea's LG Electronics about making phones that will run the Google mobile OS.But I am yet to find a real Gphone photo.Google might select T-Mobile, supposedly the most consumer-friendly of the major U.S. cellular carriers, as the Google phone's wireless operator of choice. The Google based phones are expected to wrap together several Google applications like its search engine, Google Maps, YouTube and Gmail, that are already available on some mobile devices. Th

One of the biggest problems of modern times undoubtedly is that of constantly rising prices. Rarely is there any section of society which is not affected by it. What it does mean is that people have to spend far more for every thing than before. In this case if some damage is done to a product which has been purchased after spending huge amount one can easily understand the state of the concerned individual.Apart from the fact that he would be mentally shattered he would also have to spend a fortune to rectify the damage. As far as the disappointment on the damage of a hard earned product is concerned it simply cannot be replaced but as far as the financial loss is concerned it surely can be taken care of. Insurance companies do a great service by taking care of all the expenditure that might have come in the repair of the product.When one talks about the products that one buys then one product that readily comes to mind is that of a car. Its everyone's aspiration to own a car and the

Hat tip to Sooner Be Blue for this collection of late night jokes. ~RJHSooner Be Blue article link A little politics, some current events, a little seltzer down yer pants2007/8/12Late-night jokes recap 8/12"Barry Bonds hit his 756th home run and broke Hank Aaron's record. ... President Bush called to congratulate him the next day  ... because 'I realized I had a rare opportunity to talk to the only guy in the country who's less popular than I am.'" --Conan O'Brien "Hillary Clinton says she's going to reach out to health care employees by working a shift as a nurse at a hospital. When he heard about this, Bill Clinton was upset and said, 'Great. This will ruin the plot of my favorite porn movie.'" --Conan O'Brien  "Rudy Giuliani and Mitt Romney said they will not participate in the Republican debate next month in Florida. John McCain said he will be there ... if he can get a ride." --Jay Leno  "Elizabeth Edwards is speaking out again. [S

It seemed to be taking an eternity but Barry Bonds has tied Hank Aaron at 755. Bonds led off the second inning with the historic blast off of Padres pitcher Clay Hensley. The game is still in progress so there's a chance that he could still break the record tonight.I'm actually hoping that he does break it tonight so that Pedro Gomez can finally see his family again. And you have to feel bad for A-rod right now. Even on the day that he becomes the youngest ever to reach 500 homers, he still gets upstaged by Barry.

Here's an idea - use your authority to solve some important problems for your staff.Is a meaningful project stuck? Use your authority to move it forward.Is there a roadblock slowing everything down? Use your authority to clear it away.Is there some annoying thing that's making your staff particularly agitated? Use your authority to make it better.Whatever it is, hit it head on. Make some waves if you have to, but show your staff you're willing to go to bat for them. Then, with that in its rightful place, challenge your staff – and their staff – to use their authority to surprise and delight you with what they can now accomplish.

Men love gifts, kids like gifts, but women love gifts more than anyone on Earth (smile) And, of course, I’ve got a lot of gifts on my birthday. Wonderful flowers, jewelry (I’m all about jewelry), bedroom stuff, a cute sex toy massager (travel teaser erotica vibrator - just for my summer travels ahead ;) and lingerie. Well, GIFTS… Sooner or later in life, everyone needs to give and receive a gift. I’m a spirited gift giver and appreciative receiver.Of course, I adore receiving presents from men, since their gifts say quite a lot about how they feel about you. However, sorry for the pun, better not to give me “better not to give” kind of gifts”:“Was to busy to be creative”,“You’re not as beautiful as the day we met”,“Actually, I’m guilty of something”,“I give you something – you give me something”,That one which is for his benefit not mineA PROMISE of a gift. Even worse :)In my opinion, the best gift is the gift from heart, that one making me smile an

iPhones are the latest technology, and created more hype on release than perhaps the last Harry Potter book did (and unless you live under a rock you were probably besieged by throngs of Harry Potter fans dressed in Hogwarts gear rushing to their local bookstores) which means they’re really big. They’re also kind of evil. The purchase of an iPhone locks the purchaser into all kinds of phone and Internet plans, and has even been rumored to steal a soul or two here and there. Luckily there are those among us who weren’t afraid to do battle with the evil that Apple has unleashed upon the world, and after purchasing their iPhones, promptly destroyed them for the fun and enjoyment of all concerned. Sure, this was twenty seconds of fun with a $500 price tag, but the human soul is always up for sadistic pleasures, and what could possibly be more fun than destroying something that so many millions crave to have? The pioneers of iPhone destruction decided to put their iPhon

Could gas bills heat up again? British Gas has introduced a tracker tariff that will follow wholesale energy prices, just as experts warn that they could go up again after 18 months of falls. The plan has been launched in response to criticism that the energy giants were slow to pass on price falls. With standard plans, firms have complete discretion over when they pass on changes. But with the new tariff, British Gas will guarantee that they will be reflected in your quarterly bill. In the same way that tracker mortgages are linked to Bank of England rates, the British Gas Market Tracker will follow changes in the Heren index of wholesale gas and electricity prices. Critics have warned that the company could be launching the product at just the wrong time: experts said prices could jump 20% over the winter months. The Market Tracker, available from this weekend, is also more expensive than its cheapest online tariff. Customers will initially go on to the British Gas standard tari

Frank L. Netti (McGraw-Hill) Contents: PART ONE Understanding Your Retirement Investments 1 The Numbers Game and Retirement Timing • The Big Difference: Accumulating Versus Spending • Uncertainty and Risk Within Our System • Understanding Averages • Market Returns Are Variable 2 Factors to Consider When Transitioning to Retirement • Insurance Needs • COBRA • Life Insurance and Income Protection • How Much Insurance Will You Need? • To Cover Long-Term Care, Spend Down 3 Why Some Retirement Plans Fail and Others Succeed • Will Your Portfolio Survive? • It Is Better to Know the Truth • The 1968 Retiree • To Make Things Worse: The Average Return Blunder • What’s Wrong with Being Right? • So Easy to Be Fooled • The Great Proposal Failure • Just the Facts, Please • Comparing Performance • You Can Bet on Yourself 4 How to Improve Your Money-Management Decisions • What Is the Process That Endowments Use? • Owning More than One Fund Reduces Risk • S

Google has thrown another bone to critics of its privacy practices, announcing it would no longer set cookies to expire in the year 2038. Now, Google will set cookies to expire two years after a user last visits the site, with the expiration date auto-renewing to two years after each visit. More...

The articles says the mother lied to social workers so obviously they were investigating her before all of this happened. It makes me wonder why nobody noticed bite marks before this kind of damage occurred.

Sometimes I want to thunk myself on the head for being so dense. I can't believe I didn't think of this sooner! Even though I've ordered groceries from Amazon three times in the past (I've delivered them as gifts to family and a good friend) I never once thought of placing an order and having it delievered for the day we move into a new home. (Duh!) When you are surrounded by kids and boxes

Then another one takes its place: World War Hulk. I wasn't sure at first, but I discovered that this too is a crossover in one way or another, and this X-Men special is one of them.It's clear that unless Marvellites are willing to wake up and smell the coffee, this bombardment of crossovers is going to continue, with possibly each year bearing at least one crossover. This is really terrible, that crossovers are taking over and pushing out not just creative freedom for many writers, but also bringing natural story flow to a standstill.

Kanye West's forthcoming album, "Graduation," is coming sooner than expected. The album, originally due in September, has been pushed slightly ahead to a late August release.West leaked the news through a recently released, 25-track Internet mixtape called "Can't Tell Me Nothing," which features him rapping over such intriguing samples as Daft Punk's "Harder, Better, Faster, Stronger" and Peter Bjorn & John's indie hit "Young Folks.""Can't Tell Me Nothing," the first single from "Graduation," was co-produced by West and DJ Toomp. A Hype Williams directed video for the song debuted last Friday on West's Web site.The new album will also include a collaboration with Coldplay frontman Chris Martin on the song "Graduation."

Book Description Hands-on investment strategies for facing the new financial realities of retirement ". . . every conceivable facet of retirement planning and the adviser-client relationship is dealt with in a manner that is methodical yet entertaining."--William J. Bernstein, M.D., Ph.D., principal, Efficient Frontier Advisors, and author of The Intelligent Asset Allocator Today's burgeoning

Heya, Since I'm pretty sure it was you that helped me score sweet seats to the OU game this weekend, I thought I'd let you know I'll be holding a sign with a shoutout to you on it! You ROCK! Love & Sprinkles, Kim from Oklahoma PS, how many feet would I have to wash for a Sooner victory?Dearest Kim, Send me a pic of you holding the sign. Or a pic of you nekkid holding the sign. Or just a pic of you nekkid. Ya know. Whatever. More skin = more points. No feet. All my love, J

I was listening to the Broadcasting House program on BBC Radio 4 this morning. One of the contributors (in a discussion about carbon emissions and 'green taxation') made the comment, "If you smoke you know that sooner or later you are going to die." Needless to say the program got an email pointing out that this insight ('you are going to die') ought to be obvious to anyone, smoker or not. It's just one of those meaningless phrases that people say. You could just as well (and equally truthfully) replace it by, "If you are born you know that sooner or later you are going to die." However in the first version (the smoking one) the people saying it often are proposing some kind of restriction on smoking, but I wonder if they would use the same logic to propose a restriction on birth. Birth is clearly the fundamental and greatest cause of death!What people mean (I suppose) is that certain activities reduced life expectancy. Looked at from that perspective, failing to be born clearly h

I was right (I always am) and no sooner does it arrive than I wish it would disappear again.A and I used to be part of a bigger group of friends, a lot of us have known each other longer than others and the groups sort of intertwined and we were all friends. Just after Christmas last year things went terribly wrong when a couple of people fell out over a misunderstanding and it spiralled due to the "he said, she said..." way of things getting passed around. A got a particularly hurtful email from one of the friends who we thought had a bit more decency and it really hit home. We decided just to go round there and clear the air, actually talk to each other for a change! The evening went ok and we felt as thought we got a lot of issues sorted, obviously it will never go back to the way things were but it's a step towards building a few bridges.

Sooner Or Later?I've sold many homes over the years and I've always wondered why some home owners overlook normal wear and tear items. In the Springfield Real Estate market, homes are usually inspected once the home goes under contract. Many problems could be avoided if the home was inspected prior to being put on the market. Homes that get a clean bill of health once a contract is pending give the home buyer a sense of satisfaction, knowing they are purchasing a home. For more information on home repairs, see: kayvankampen.com

For those looking to find or rent a parking space sooner check out Peasy.com. It's an online car parking portal - the difference with us is that they deal with all the payment details and take a small commission once someone is found to rent your parking space. They have many parking spaces in London available to rent so take a look to see if you can find your perfect parking space, naturally after you've checked our site.For a guide on exactly how the site works you'd be best checking out the two 'how it works' sections - Search and Book Parking and Rent a Parking Space. Again, like us it's free of charge to register.

Terra Soft’s Yellow Dog Linux v5.0 will be released for PlayStation 3 in mid-November, the company announced this week. Yes, this means you’ll be able to use your PlayStation 3 as a computer as well as all the things Sony’s already offering - and it’s all done with the platform holder’s backing too. What’s more, if you [...]

I’ve been officially tagged by Tracy to do the 8 random things about me meme, her post is here. I’ve seen it popping up here and there on most of my usual haunts, most of said usual haunts have given up on continuing tagging (we just keep tagging the same people hehehe) - so I was [...]

If you have a mortgage, you'd know how much you wish you could pay that damn 30 year mortgage sooner. We'll unravel the way for you to do it without having to do much more than what you already have or paying extra fee. We'll also unmask how those "Bi-Weekly" ...