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Today’s Date
Your Full Name
Current Address
Current Phone Number
Attention: {insert credit reporting agency name}
{add CRA address here}
Dear {credit reporting agency}
This letter is a formal request to remove outdated information from my credit report. For easy reference, I’ve enclosed a copy of the credit report that your organization provided me on [...]
Under the Fair Debt Collection Practices Act, if you are being forced to pay a debt that you are not complete sure of, you have the rights to dispute the debt and get the actual details from the CA. They will contact the original creditor and get info on the debt for which you have disputed.
The FDCPA is your most powerful weapon against any unfair or illegal collection practices. Each and every debt collector is required to follow the three basic rules mentioned in the FDCPA.
Important FDCPA Rules:
1) Legal notification letters
All collection agents and certain attorneys must comply with section 12 of the Fair Debt Collection Practices Act (FDCPA) and must send the debt collection letters using the right words as mentioned in the laws. Section 807 explains the sixteen specific examples of false and misleading tactics. Anyone violating the laws can face a fine up to $1,000 per violation along with punitive damages.
2) How to take actions!
The FDCPA requires every debt collection comp
You might want to sit down for this one, folks. It's pretty absurd. Rik Farrow of Fast Company has discovered a way similar to that used for the iPhone TIFF exploit in 1.1.1 to maliciously download malware to their iPhones, after which a hacker has complete control of the iPhone.
read more
One huge advantage of the web is the ability of bloggers and other Drudge wannabes to bypass traditional media and post news online instantly.
If you have not updated your website in 14 months, what does that tell me about your company. Certainly, you are less than a cutting edge company.
There just is NO excuse nowadays. Even if you are on dial-up, you can email news to publish a blog. In
One huge advantage of the web is the ability of bloggers and other Drudge wannabes to bypass traditional media and post news online instantly.
If you have not updated your website in 14 months, what does that tell me about your company. Certainly, you are less than a cutting edge company.
There just is NO excuse nowadays. Even if you are on dial-up, you can email news to publish a blog. In
Shite.Now i have to change the design just because of you and your ambition to win everything which you think will come true with Barca only. I'm no expert in photoshop means I've got some work on my hands. Damn you again.Its been a lot of time since i blogged; mainly because of my never ending exams. Now that i have time I'll just brush up the happenings.Henry has left. I'm a bit disappointed, but at the same time I'm happy.Disappointed because one of the best players who ever played for Arsenal has just left us. And for just 16m pounds..! It must have been due to contract buyout which every player can do these days.Disappointed because the reasons he put forward for his departure were just lame excuses. Its not because Arsene Wenger's future at the club is in doubt and it's not because Double D was sacked. The reason was plain and clear, He was of the opinion that this young squad is unable to mount a title charge. End of story. Anyway thank you Henry, for all the goals, all t
This post will be kept on the top until all the outdated photos are uploaded. Currently, I have only uploaded some of the small scattered photos. More photos for outings will be up soon.[2] Thursday, 14 June, 2007- Swim and Shop with Gilberto and Jesslin[1] Wednesday, 13 June, 2007- A Policeman for a Day and Dinner with Gilberto and Bunnie- I Got the Job- I Got Home Early- Screwed Up My Interview- First HDB Appointment with Penis Seah- An Irritated Dinner- Viewing at Redhill Close Again
SiLlYDuMb @ http://sillydumb.com
Do you remember when computers were “Multimedia PCs”? Isn’t it weird how that word disappeared with no trace yet sadly nobody noticed ? Same thing applies to mobile phones, I think the word is starting to dissolve as well and people seem to be satisfied with calling it a phone now “at least in Arabic”
The HD part of high definition TVs will evaporate in about ten years too. And you won’t have to talk about “downloading” music because that’ll be the only way to get it. Yep, saying that CDs are used as means of distributing music will be as insulting as uttering a dirty word in front your gran !
And what about floppy disks ? Used to love the word floppy and would try to squeeze it into every conversation to make me look cool ! Imagen me saying floppy disk to a greasy teenager today !
Recently a friend joked about going to the public library. He said it felt like going back in time, to pre Internet days. I wonder if libraries have an expiration
The nation’s plan and policies for protecting its critical online infrastructures is severely outdated and flawed, experts told lawmakers Wednesday at a House subcommittee hearing. “Demanding report cards, legislating under the influence of adrenaline, imagining that cyber-security is an end rather than merely a means — all these and more inevitably prolong a [...]
I've been so lazy to blog that everytime i blog, its a very long entry with outdated pics! XD~~~~~Went to Junction 8 on wednesday to have xiao long baos at Din Tai Feng with Z. As i was there early, cos my class ended earlier, i had a walk around J8 and i saw this pushcart store selling undies and they have Spongebob undies! OMG! I just had to get it! Not only that, they got Spongebob boxers and the inflatable toy!My craving for xiao long baos was satisfied... Din Tai Feng xiao long baos, the best! :)Although i will never go to the restaurant at Paragon anymore cos of the bad service experience. W and i were there for dinner, handed the waitress our order slip and waited SO long for our food that even the table beside us, who were there later than us ate finish and left!!!When we enquired with them, they said they LOST our order slip. How irresponsible can that be!?! Lost our slip nevermind, cannot use their dumb brain to wonder why two people (us) sitting there with nothing on the ta
You might want to sit down for this one, folks. It's pretty absurd. Rik Farrow of Fast Company has discovered a way similar to that used for the iPhone TIFF exploit in 1.1.1 to maliciously download malware to their iPhones, after which a hacker has complete control of the iPhone.
read ...
