SCAMS

What is a loan modification?As a 15 year veteran of the mortgage profession, I would like to introduce myself and share some valuable information with you regarding loan modifications and short sales. If you are one of many struggling homeowners who have fallen behind on your payments and are desperate for help, you will be glad you read this information first. The one thing that I will promise yo

Opportunists who want to suck what little money you, the homeowner have left, are calling to HELP with a loan modification. Are you having trouble paying your house payment?  Many Sacramento homeowners are.  If it sounds too good to be true, it is.  These scam artist are charging several thousand dollars to do what you can do yourself for FREE. Yes, many

By MLMAbsoluteIt is no uncertainty that MLM / Network Marketing is a huge and highly potential area to work in. It has to potential to earn the dream income you have always wished for. Due to this, there are many MLM and Network Marketing Scams around, online and offline. Thus it is very important that you choose the company very carefully. Here are some guidelines about choosing a Network Marke

Your credit cards are maxed out.  Your mortgage is spiraling out of control.  You have fallen behind on your car payments.  Then you see a commercial on television for a debt-consolidation company that promises to reduce your debt by 50% and they will fix your credit overnight.  You call them, looking for more information and [...]

Following is a list of things to aviod while researching credit repair companies. This list is proudly brought to you by Credit Restoration Associates: The Credit Repair ProfessionalThe credit repair business requires a clear grasp of the interaction of many factors. Credit bureaus, creditors, and collectors are each regulated under their own set of federal laws. There are state laws that may supe

Lots of different companies and individuals claim they can get your website to the top of the search engine results.. guaranteed!   The truth of the matter is that NO seo company or so called SEO consultant can guarantee natural positions in the search engines.. and I mean NO ONE! All I’m saying is there are plenty of fakers & rip-off merchants out there, just be weary when so

By Rafael GarciaWhere do the rip offs come in when planning a do it yourself (DIY) project like making a outdoor storage shed or a woodworking project ? Thats easy to resolve. Maybe anyplace along the step of the way. Having said that ,doesnt mean it always happens or even frequently happens. They are a few things you can do to recognise this is occurring. The very first thing is to cultivate yo

Enough talk of the economic and financial crisis on my last few posts. So now let it pass by for some time and get little bit personal. Yes, sometimes I do write some posts which might be personal but might be useful to my readers if I share my experiences with them. Today, I’ll focus on [...]

Welcome to the scams section, first off, let me say that it is misleading out there. A lot of people say 'product a' is a scam, when it may not be. Why would people falsly accuse something of being a scam?The two main reasons are:1) They may be competition, so by calling the competition a scam, they will get the leading edge unless it backfires...2) They may not have not made any money with such a

by Vickie Sayce With the birth of the internet, scammers are able to reach more individuals than ever before. And unfortunately, with the technology available to them, these scams are appearing more and more legitimate every day. This can be hard for business owners who are trying to make a living selling on eBay. The time, [...]

Over the last 10 years or so, we've received various forms of domain name scams.  They usually involve some sort of fear tactic stating one of the following: Your domain name will (expire / be overtaken / be transferred) unless it's renewed through a certain registrar Other variations of your domain will be registered with other top-level domains (such as .net, .org, .biz, .info)

Who does the market favor? Buyers, definitely. But they’re not the only ones tracking Portland’s real estate market.Unfortunately, tough times also draw out those who take advantage of others (especially people in despair). So as Oregon’s foreclosure rate climbs, fraud crime probably will too. There have already been many news accounts of people being investigated for mortgage or foreclo

Fake emails disguised as Greeting Cards from Hallmark are now being received.You’ve received A Hallmark E-Card!” Fake EmailOnly, as usual, it turns out to pick up the card you have to visit not Hallmark.com, but Which means that link downloads an executable file. Which means a program.This is a new tactic Phishers are using to bait you into accessing a fake website in order to steal your priv

The issue of foreclosed homes is a widespread problem in Miami, from the southern areas of Miami-Dade County to the areas of Northern Broward County.

I just want to tell you that I will retire. Yes, sure! I just won twice in a lottery. I just have to make sure that all the taxes and insurance policies are paid… You know them as well, don’t you? The mails you get to tell you that you won in a lottery (maybe from Microsoft). From what we know today, this is one of the biggest growing types of Internet Fraud today and guess what – I am exp

Car-leasing has been lauded as a more attractive alternative to buying, offering in the process the flexibility to drive a new car for less. The reality, however, is that leasing is an option that is fraught with many pitfalls for the average customer. Leasing regulation does not require as much disclosure as buying a vehicle. This has given rise [...]

I am sure that you have already found out, as most people, that there are many strategies on the Internet for making you financially successful. The problem, though, is that the majority of these programs are scams that never worked for the person selling the program and will probably never work for you either.Besides being a waste of your time and effort, some of these programs can cost thousands

I am constantly amazed by the creativity of thieves when it comes to ways to scamming people. If we can get those people to apply their ability to constructive activities, the world will be so much better. Currently in the United States, the credit card companies take the burden off customers for any fraudulent activities. [...]

Travel scams are the second most reported fraud after online auctions. As online shopping habits have become a part of our lives due to comfort and time saving, we tend to search for online travel agents. But it really pains when you are deceived by travel agent or online sites, because holidays are the times when you plan to relax and spend some time outside your city or country. This article wou

According to the Federal Trade Commission, the agency responsible for preventing fraudulent, unfair and deceptive business practices, foreclosure rescue scams are actually not as difficult to spot since they usually take the following forms:

If you are a homeowner facing foreclosure, you should be cautious when it comes to any foreclosure rescue operation that promises you an easy way out of your mortgage problems. In Connecticut, the number of foreclosure-related scams has risen dramatically during the last couple of years as the state struggled with a foreclosure crisis.

There are billions of people who want to earn a nice wage with minimal effort from the comfort of their home. With the coming of the net, home based jobs and business chances are on the rise day by day. Though there are literally thousands of legitimate companies that offer real work at home jobs [...]

by Vickie Sayce Scams are notorious all over the internet, and eBay is certainly no exclusion. Sellers can find themselves the victim of a scam, and not even know it until their money and their item is gone. Unfortunately, eBay’s methods of settling disputes between sellers and buyers can be time consuming, frustrating, and ultimately leave [...]

1) Be wary of e-mails asking for your personal information. Any e-mail asking for your name, birth date, social security number, e-mail username, e-mail password, or any other type of personal information, no matter who the e-mail appears to be from, is almost certainly a scam. If you have any reason to believe it may be legitimate,

Scams abound on the internet, and scammers usually send mass emails to small businesses, but also to individuals.  You may think these emails are intended solely for you.  But, here’s how to spot scammers. The scammer’s goal is to get you to send them money.  They will often request your assistance and offer to send you a certified check .  [...]

Scams abound on the internet, and scammers usually send email to small hotels, bed and breakfasts, and other small businesses The scammer’s goal is to get the hotel owner to send money to the scammer.  Scammers will make a reservation, and request to overpay it with either a credit card or forged check.   They’ll claim that the check was already made [...]

In the following press release Illinois Attorney General Lisa Madigan today warned homeowners to look out for scam artists who claim they will help save consumers’ homes from foreclosure in exchange for an upfront fee as part of a mortgage rescue fraud scheme. “While consumers are doing all that they can to save their homes from foreclosure, it is unconscionable that con artists would

Most people who are using Internet are familiar with terms 'online money' and 'work at home'. When people sitting in front of the computer and searching for online money opportunities,they can find millions of web results on this topic. It is very hard to search all the web result as such it takes a lot time. More over it is reported that 90% of these programs are scams. There are lakhs of web pro

I remember that campy 1970s-looking postcard with the guy on the beach during what looks like spring break. He’s thrusting a can of a beer in the air and the speech bubble says: “SEND MONEY!”Clearly, this debaucherous cry for help was directed toward his parents. At least asking a family member for a handout is a legitimate way of getting funds. (Family members please don’t respond.) A fri

Take a moment to read the link below. I think it's best to be aware of how these scammer people operate on the internet nowadays. I just want to put this link here when I read about it while visiting a fellow blogger's blog so other people will be aware of this things happening online.I Got Hacked So Be Careful

The crime in which an individual’s important personal information, for example a Social Security Number or driver’s license, is stolen and used for personal gain is termed as Identity theft. These days it is hardly a rare occurrence and it is the fastest growing white-collar crime. Here are a few identity theft tips that should help protect you against this devastating crime. The internet

Timeshare resale is selling off your vacation property when you feel you have no need for it again. A buyer can purchase your vacation ownership when you are prepared to dispose of it. Of course you might end up reselling your timeshare for less than you bought it, but that's not always the case. Those who are smart and have some expertise in reselling make lots of profit when they resell.

For once, I am not talking about Congress or their $700 billion Wall Street bailout boondoggle that may or may not work. Of course, it doesn't seem to be doing anything for the stock market, but Bush warned us that it would take time to have an effect. Many consider that the biggest scam of them all, but what I am talking about today are some of the most common scams that crop up during economi

By: LISA R. WILSON The Federal Trade Commission (FTC) estimates that 30.2 million Americans fell victim to some kind of scam in 2007. Although it’s common for gullible and greedy folks to be taken by a scam fairly easily, everyday Joes are falling victim to modern-day bandits at an alarming rate. In a study [...]

It seems that wherever there is an easy buck to be made (or stolen in this case) scam artists are on the prowl catching unsuspecting victims in their deceitful webs of misinformation. Earlier this year the biggest scams being perpetuated were around the IRS stimulus checks. Now with the housing slump and resultant spike in foreclosures around the country, foreclosure rescue scams have come to the

Have you ever heard about PTC? BUX? YES? So if you have ever been involved in such money making online, I am sure you have been fooled by the admins of some PTC sites. You do your "job" (usually clicking the ads that are paid) and after you get the minimal payout the money is not paid for you. This is called SCAM. It is not possible to avoid all scams, but there are a few tips to avoid most of the

UPDATE: 9/23/08: Joseph DiBruno, Jr. was sentenced to 21.8 years in Federal Prison. Joseph DiBruno, Sr. was sentenced to serve 5 years in prison. UPDATE: 9/17/07: On the first day of the DiBruno's trial, shortly before jury selection, all three DiBruno's decided to enter plea agreements and await sentencing.- Joseph DiBruno Sr.'s Plea Agreement- Joseph DiBruno Jr.'s Plea Agreement- Nick DiBruno'

I have been travelling for over 40 years now and during all these years travel scammers have becomemore cunning and more sophisticated in trying andsometimes succeeding in ruining your hard earned holidays.Here below are some of the most popular scams going around.This article is to help not only the novice travellers but also some of the would be "experienced" traveller alike.Taking note and bein

Be aware, Do not proceed to buy the credits without confirming that the VoIP site is legitimate. There had been some cased of fraud websites with good offers. If you receive a mail or orkut scrap or come across a website which claims the following Unlimited Calls (Chatter Box Plan) to 9 countries. (U.S.A., U.K., Singapore, Australia, Germany, India, China, Netherlands and France)Works with every

If we consider the invention of Internet is Modern technology gift to human kind, the Internet scams may be considered as the 'SIDE EFFECT OF THE TECHNOLOGICAL ADVANTAGE'. Every year millions of people hitting by these scams. It was reported that 10+ million of people hit by these scams last year. People are continuing to fall for these online scams day by day. The scam web masters are very clever

Asset Allocation, Retirement, Retirement Scams, Personal Finance, Investing, Investments, IRA, IRA Rollover, IRA Rules, 401k, 401k-Scams,

Layoffs and rising costs have meant that there are at the present more people in debt than always and a few of these people are approaching the debt settlement companies, as well known as debt negotiation firm, in an attempt to get debt help. It is for sure that a beginner gets perplexed between debt [...]

Have you ever gotten a “great offer” or a “hot tip” on an investment? It might come from someone you know, someone you’re related to-or it might just be a phone call you get out of the blue, an e-mail, or a pop-up ad online. The offers can be tempting. Maybe it’s getting in on the [...]

Brogan and Damico MySpace ProfileSacramento, California (ThaLunatic Daily) -- Raymond R. Brogan, 41, and Carol Ann Damico, 33, have been arrested on suspicion of bilking almost $200,000 in life insurance benefits from a grief stricken woman who's son was recently killed in a Marine Corps training exercise.Joyce Guzman recently lost her son Lance Cpl Kyle Guzman, an Iraq war veteran, during a Ma

Have you received an unsolicited e-mail or phone call from someone who claims to represent your local election board or civic group and asks for your Social Security or credit card number to confirm your eligibility or registration to vote?According to the Federal Trade Commission, scammers may send messages asking for your Social Security number or financial information supposedly to register you

Lot of my readers sent me mails regarding their misfortune in Ipos.Offlate lot of scams and unscrupulous mishaps happened in the bourses.While it may be impossible to prevent scams from taking place,you guys need to realise your role in it,by being easy prays.The IPO segment,in particular,has become vulnerable to manipulation of all kinds,and each time sebi clamps down,some new mechanism

Want an easy way to earn extra money from the comfort of your own home? You're not alone. Working at home has become increasingly attractive. Unfortunately, as the number of jobs grows in response to public interest, so have bogus job offers.U.S. Postal Inspectors warn that, before you accept a work-at-home job, proceed with caution.Most work-at-home jobs don't guarantee regular, salaried employme

Want an easy way to earn extra money from the comfort of your own home? You're not alone. Working at home has become increasingly attractive. Unfortunately, as the number of jobs grows in response to public interest, so have bogus job offers.U.S. Postal Inspectors warn that, before you accept a work-at-home job, proceed with caution.Most work-at-home jobs don't guarantee regular, salaried employme

Blog marketing is something that has really peaked an interest in the online world. Many people across the interent are blogging, and have blogs. A blog is also known as a web log. But you will hear the term blog more often than the term web log. It basically is just an online journal that you can use and publish for the world to read. Whether you choose to write about personal things, or business

I don’t understand why so many people are still falling on Work at Home scams. I am working on he internet since 1998 and I must tell you, this is a full time job that never has been easy money. You’ll need to understand the in’s and outs of the moving online rules. Best advice I would [...]

Selling your own home using the for sale by owner method is a great money saving idea. Unfortunately, as with any medium that allows for email communication there are scammers who will attempt to pray upon your eagerness to sell. When putting your house up for sale on the internet you need to be aware that [...]

1) Craft workYou are made to appear as a sort of go-between where you link the supplier of the raw material and the buyer. The usual scheme is that candidates pay upfront for the necessary ‘tools’ and ‘materials’. You will be assembling items and posting them to an agreed address. Sadly, your items will get returned (turns out that the address doesn’t exist) or the craft you assembled is

Even in the field of genealogy you will find companies out there that will scam you if you let them. Even the knowledgeable have been sucked into one scam or another in their career. If you look up the meaning of scam, it is defined as “a fraudulent or deceptive act or operation.” This is exactly what these companies are doing to innocent people like you. The best defense against scams, hoaxes

It is a known fact that the foreclosure crisis experienced nationwide has resulted to the millions of homeowners having trouble with their mortgage payments. Sadly, the current mess in the mortgage industry has also given rise to an increase in foreclosure-related scams committed by con artists.

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If you surf the web, have a web site or ecommerce site, or sell on auction sites, you should be prepared to be scammed. There are thousands of hackers trying to hack your computer, business or scam you out of money each and everyday, here are some tips that help you avoid scams.There are major ways to avoid scams and hackers online. Have a powerful antivirus program running all the time,

Who the hell's Survey Police?Survey Police is a good place for survey takers to rank different survey panels.It aims to provide you, the consumer, with a thorough online survey companies resource; reputations, rankings, and directories.Here we go.SurveyPolice is your ultimate destination for online survey information. Let SurveyPolice help you identify survey scams, rank, review, and file com

It is not enough that all government officials of this country are worried about the millions of homeowners facing foreclosure. It would seem that the foreclosure crisis has also brought with it numerous incidence of scam perpetrated by con artists who see these distressed borrowers as easy target.

There is a new target for con men and crooks and it's the homeowner facing foreclosure. Be very careful if you are paying out any money for help.

We've all seen the ads on television or in magazines, shouting, "Erase bad debt!" or "Remove negative entries from your credit report!" If you're a person suffering from a less-than-stellar credit rating, those headlines may seem like the answer to a prayer.The only problems is, those programs don't work, and to add insult to injury, you'll find yourself paying hefty fees to those companies, only

Sorry for being so blunt about it, but work at home scams or home based business scams really do piss me off. Now I hate to be the one to break it to some of you people out there but you are never going to make a living stuffing envelopes from home. I mean lets get real; this is the year 2008 and we have machines for that sort of thing.The thing that really pisses me off about all these Work At Ho

Sorry for being so blunt about it, but work at home scams or home based business scams really do piss me off. Now I hate to be the one to break it to some of you people out there but you are never going to make a living stuffing envelopes from home. I mean lets get real; this is the year 2008 and we have machines for that sort of thing.The thing that really pisses me off about all these Work At Ho

Car-leasing has been lauded as a more attractive alternative to buying, offering in the process the flexibility to drive a new car for less. The reality, however, is that leasing is an option that is fraught with many pitfalls for the average customer. Leasing regulation does not require as much disclosure as buying a vehicle. This has given rise to many leasing scams that trick the customer into

If you're having problems in paying down your mortgage and need to get a lower rate, you can try for a mortgage refinance. But while you refinance, watch out for the common scams prevailing in the industry. Otherwise you may end up with a bad deal instead of getting some relief from the higher payment. How to identify refinance scams: To protect yourself from losing money in a refinance, check

Organized crime preys on the lonely; sites don't check backgroundsLike so many others who go looking for love on Internet dating sites, Annette was lonely.She thought she had found the answer to her loneliness when in early March, Eharmony.com matched her with John, a fair-skinned 41-year-old Christian building engineer from California.The only problem was that he was working on a project in Niger

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Phishing and other tactics are commons scams run by online thieves who are out to steal your identity. Here are some easy tips and ways to keep yourself safe during your online travels. Be extra careful with your accounts Since identity theft has become such a huge problem on the web, it is very important to carefully [...]

Everyone now knows of the great Nigerian scam , where you got emailed by someone who promised you riches if you transferred a processing fee into a bank account. The amount you had to transfer was $5000. This fraud is so well known now that it is called the Nigerian 419 scam. It began in [...]

People may promise that you will meet a casting director from a big city and they charge any where from $500 to $2,000; and promise acting movie parts. But why would they bring in a casting director to cast an unknown actor when they can have their pick of already working actors in the area? [...]

If you buy or sell on big name auction sites you should protect yourself from lots of online scams. Every day people lose thousands of dollars due to online scams on auction sites. Here are some ways to protect yourself.Online scams are very prevalent on Ebay and other auction sites. If you buy an item make sure that the buyer has a positive rating and has some history, usually ten or mo

Almost every week I hear from a viewer who answered a job ad….and found out later that the actual job was misrepresented. In some cases, marketing jobs turned out to be door to door sales. In others, a shipping job turned out to be a foreign scam. And Mystery Shopping offers? Don’t get me started. But the [...]

Avoiding Work From Home ScamsBy Sandy L. MurrayWork from home opportunities has exploded onto the Internet inrecent years and it’s imperative that you know how to choose theopportunity that’s right for you. When searching for work fromhome opportunities, you must be able to distinguish legitimateopportunities from scams. How do you know when a work from homeopportunity is good or bad? There ar

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It is quite sad to know that the current crisis in the mortgage industry has not only resulted to millions of homeowners losing their home to foreclosure. The incidence of foreclosure rescue scams has also soared considerably.

There are a lot of work for home scams online, and every year it gets worse and worse. They never stop. What happens is one site get a bad report, or gets caught, they just set up the same site under a different name, and address, and continue to take peoples hard earned money. So beware, and please take the time to do your research before you spend your money. One site you can go to for work at h

California is among the states hardest hit by the current foreclosure crisis. Hundreds of thousands of distressed homeowners ended up losing their home to foreclosure. In addition, hundreds of mortgage lenders have even declared bankruptcy when the rising number of mortgage defaults became overwhelming.

There are many kind of scams and frauds around you and chances are to loose your money, if you are not informed about them. These are tips and some essential information which would help you know more about financial scams.These information are provided from "Money Made Clear"(FSA)a site, UK’s financial watchdog set up by the government to regulate financial services and protect your rights.Tips

If you have been a victim of telemarketing fraud you may be on their list to be scammed again. The reason being consumers who have lost money are usually placed on “sucker lists”, an index of people who have lost money to fraudulent telephone solicitations. Sucker lists, which include names, addresses, phone numbers [...]

Ah, not again! You’ve been duped by another phoney baloney scammer. It’s something that’s sure to put a doozy on your good time. That being said, many of the biggest scams today can be easily avoided with a little thing called common sense. Let’s check it out. Free trip to Florida: Your phone rings and the [...]

Ah, not again! You’ve been duped by another phoney baloney scammer. It’s something that’s sure to put a doozy on your good time. That being said, many of the biggest scams today can be easily avoided with a little thing called common sense. Let’s check it out. Free trip to Florida: Your phone rings and the [...]

This is all new to me. How easy is it to get started? Down loading films is easy and you can be watching you first film in minutes. Simple to follow instruction together with comprehensive tutorials means that in minutes you will be watching you first chosen film. If you do have, any questions [...]

I received a mailing recently from a luxurious resort asking me whether I would like a free DVD that explains how I can feel like owning a vacation home with a fraction of the cost. Like most sales type mail, I usually throw it out right away but this one tempts me because as [...]

ust in time for the college loan shopping season, which starts July 1, the Federal Trade Commission has posted a guide to avoid rip-offs. One of the most important tips is to be very skeptical of any solicitation that looks like it is coming from the federal government. The U.S. Department of Education “does not send [...]

I now feel much better that a company that has driven and is fuelled by the "carbon scams and greenwashing" marketers now: "aims to end 'greenwash' by launching company standard"....   Very comforting, I am sure this will end global warming as did "live earth" ;-(     from: guardian   ...the Carbon Trust. Backed by business groups and environmental campaigners, the new st

Stupid me. I upgraded my position in Dollar Monster last week thinking they may do something. They have not. They are blowing smoke trying to get more money. My friend John wrote this.///////////////////////////////////////////After I posted about WorldPassive cheating me (closing my account based on one solitary email to a private reader) they issued the announcement below (partial), in an attemp

It is a scam two decades old - and it still works.

The Credit Repair Organizations Act (CROA) helps protect you from a credit repair scam while also allowing you to receive help with your credit repair efforts. Understanding the basics of CROA is a good starting point when shopping for a credit repair service. More: continued here

This is part two of two part guest post from Debt Lead, who has a debt consolidation website by Kimberly Credit Counseling.  If you’ve missed part one on credit reports, click here. The credit repair scam artists can never deliver what they promised. Only a deliberate effort for a very long time and a plan to [...]