Americans have been preoccupied with the news of the (nebulous) bailout plan proposed by the U.S. Treasury for troubled mortgage securitizers Freddie Mac (FHLMC) and Fannie Mae (FNMA)–”Fraudie Mac” and “Phony Mae,” as some have called them. Certainly, Secretary Paulson and has gang of Silver Spooners and government flunkies have been selling the plan [...]
In Orangeville, not all paralegals see the Law Society of Upper Canada's regulation as a negative. Two well-established paralegal practitioners, Stephen Fielder and Bob Baird, don't expect the costs of being licensed and insured to affect their rates significantly. More importantly, they say that the new rules will be an advantage to the public and to the courts. The requirement for membership
Monday night, two committees within the European Parliament approved, with amendments, the upcoming reform to EU telecoms regulation. The full EP is set to vote September 3, and the Council of Telecoms Ministers will have its say November 27. The main points are:
There will be a new pan-European body: BERT (Body of European Regulators in Telecom, basically an upgrade to the existing ERG), instead
Regulation of Sertoli Cell and Germ Cell Differentiation (Advances in Anatomy, Embryology and Cell Biology)Product Details»Book Publisher: Springer (26 October, 2005)»ISBN: 3540257500»Book author: R. Brehm, K. StegerBook Description:Unwanted childlessness affects approximately one in six couples worldwide. Although the exact proportion of the predominant cause of the problem remains controversi
Regulators are stating that they missed the credit problems related to mortgages by not taking a proactive stance. Now legislation is facing tough scrutiny from regulators who want to take a firm control over how credit card companies operate. In particular, the new rules would require companies spell out circumstances in which the lenders would raise or calculate interest rates and impose fees.
I unfortunately was unable to attend MCLE's 2008 Paralegal Conference, but I did hear back from one of the chairs, who said that about 75 paralegals attended. Of that, about three-quarters were from the Boston area. She also said that she did an informal poll of the attendees about regulation (the keynote address was given by Tracey Young, RP, who spoke on paralegal regulation).
Approximately
I unfortunately was unable to attend MCLE's 2008 Paralegal Conference, but I did hear back from one of the chairs, who said that about 75 paralegals attended. Of that, about three-quarters were from the Boston area. She also said that she did an informal poll of the attendees about regulation (the keynote address was given by Tracey Young, RP, who spoke on paralegal regulation).Approximately 99%
The expatriates are less likely to buy properties in Dubai henceforth, following the new regulation by the emirate's real estate regulator, that homeowners are not automatically entitled for long-term residency rights, reveals media reports.
Marwin bin Ghalita of RERA (Real Estate Regulatory Authority) in Dubai, had mentioned that Dubai will introduce short-term visas for foreign investors in
Analysts say speculative oil trading is to blame for gas prices at $4 a gallon. Congress considers regulation and legislation. What happened to market forces of supply and demand?In the 2005 movie Syriana an oil company executive quotes Nobel Prize winning and renowned economist Milton Freedman: “Corruption is government intrusion into market efficiencies in the form of regulations”, he says.
Here are some information about regulation in the district of Columbia.
Effective January 9, 2008, the maximum interest rate that payday lenders may charge in the District of Columbia is 24 percent, which is the same maximum that banks and credit unions are capped at.
Payday lenders also must have a license from the District government in [...]
If you stay in New Mexico, here are some information you should know, taken from wikipedia.
New Mexico caps fees, restricts total loans by a consumer and prohibits immediate loan rollovers, in which a consumer takes out a new loan to pay off a previous loan, under a law that took effect November 1, 2007.
A [...]
Foreign investors could be able to acquire a larger stake of local State-owned enterprises under a new draft regulation on foreign-ownership caps recently published on the Government’s website for consultation.
The draft sets out that regulators could set varying caps on foreign acquisition of local enterprises if...
[[ This is a content summary only. Visit my website for full links, other con
At the end of 1980’s, the banking system in Argentina was regulated by the 1977’ Banking Law. Argentina confronted with the highest levels of devaluation of currency (~60000%) and inflation (~50000%) in history. The financial system was virtually destroyed, and immediate changes were needed. In order to stop the hyperinflation and to reestablish the macroeconomic [...]
Almost in all countries in the world there has been a discussion about whether to allow banks to engage ‘non-traditional’ activities, such as securities underwriting, insurance underwriting and real estate investment, and mixing banking and commerce, that banks own and control non-financial firms, or non-financial firms own and control banks.
In economic theory there are [...]
Regulation of lending institutions is handled primarily by individual states, and this growing industry exists atop an active and shifting legal landscape. Lenders lobby to enable payday lending practices, while opponents of the industry lobby to prohibit the high cost loans in the name of consumer protection.
Payday lending is legal and regulated in [...]
There are broadly two sets of reasons often given for capital regulation in banking system. One is the protection of depositors from exploitation by opaque and better-informed banks (see Merton (1997), Genotte and Pyle (1991), Buser, Chen and Kane (1981) among others), and the second is systematic risk (see Goodheart et al. (1998) and Benston [...]
A small town in Illinois devised these fabulous signs to tell car drivers something about .. lurve, and looking out for your pedestrian fellow human beings.Others added “and smell the roses,” “right there pilgrim” and “means you’re not moving".Unfortunately some a*****e in some government department told them it was 'against regulations' and they had to pull them.HT: Etre.
Affect Regulation Toolbox: Practical and Effective Hypnotic Interventions for the Over-Reactive Client (Hardcover)By Carolyn Daitch
Buy new: $25.6018 utilised and new from $24.84 Customer Rating: First tagged “alternative” by Sandra Hickman “guidedbyinnerlight” [...]
The UK Right to Repair Campaign (UK R2RC) has welcomed the Commission’s statement that its evaluation of the operation of the automotive Block Exemption Regulation does not prejudge any decision on the future of that legislation. However, UK R2RC also said that parts of the Commission’s proposals would add uncertainty, and penalise the independent [...]
How does banking regulation differ between three of the world's largest economies: Britain, America and Japan?Here are some thoughts I had for an essay for my short course at City University:Financial regulation in Britain:In Britain, regulation is governed by the Financial Services Authority (FSA). The FSA is an independent non-governing body , which means that its actions are not controlled by e
Starting next December, Vietnamese exporters to the European Union (EU) must register the chemical components used in their products with the European Chemicals Agency (ECHA).
Those who fail to register would be warned or even prosecuted,
David Horlock of Bureau Veritas Consumer Products Services, an international quality certification agency, told a seminar held Friday in Ho Chi Minh City.
The Fed Reserve seems to be moving towards implementing regulation and monetary policy shifts to stop asset bubbles from building up. In a series of comments by Federal Bank Governors, they have let it be known that preventing buildups like the dotcom and housing bubbles may become a priority for the Fed.
Ben Bernanke, current chairman, endorsed the Greenspan view in 2002 following the bursting
Ben S. Bernanke, the chairman of the Federal Reserve, urged Congress on Monday to allow federal agencies more leeway in overseeing the ailing mortgage industry, emphasizing that the causes of the current foreclosure crisis were more difficult to address than those in the past.
Título: Gender Differences in Emotion Regulation: An fMRI Study of Cognitive Reappraisal
Autores: Kateri McRae, Kevin N. Ochsner, Iris B. Mauss, John J. D. Gabrieli e James J. Gross
Periódico: Group Processes & Intergroup Relations, 11, 143-162, 2008
Resumo: clique aqui para obter
Understanding Electric Utilities and De-RegulationA regulated utility structure to the major concepts of de-regulation to the history of electricity, the technical aspects, and the business of power. he many ways that power is used; and the various means of power generation, including central generating stations, renewable energy, and single-household size generators. The authors then devote considerable attention to the details of regulation and de-regulation.-Erthyngvba.zip
By Michael R. Crittenden
Of DOW JONES NEWSWIRES
WASHINGTON (Dow Jones)–The U.S. federal government should probably have some
role in regulating the insurance industry, the head of bond insurer MBIA Inc.
(MBI) said Monday.
MBIA Chairman and Chief Executive Joseph Brown told students at Georgetown
University that some sort of federal charter for insurers [...]
Housing crises spur demands for return to greater federal regulation and oversight
WASHINGTON (AP) — A heavier federal hand is reaching into American life as politicians in both parties demand an overhaul of government financial regulation and more protection for homeowners in the face of mortgage woes and a weakening economy.
This rush to regulate also was [...]
By Gonzalo Vina and Alison Fitzgerald
April 13 (Bloomberg) — Finance chiefs from the U.S. and Europe said the eight-month credit squeeze is still festering and urged banks to take steps to relieve it.
“The chain of bad news may not have come to an end,” Italian Finance Minister Tommaso Padoa-Schioppa said yesterday as the International Monetary [...]
(Via memeorandum)Thank you, Congressman Oberstar for telling the FAA it wasn't being intrusive enough in its attempts to hyper-regulate air travel. I'm sure anyone hoping to fly in the next three months deeply appreciates your efforts. (As a side note: my understanding is that most of these maintenance issues are unrelated to safety, so our economy is going to be even more screwed up than it would have been just so the FAA can look tough for the Congressman). I'm even more certain that the airline industry and its hundreds of thousands of employees also appreciate all the cancelled flights and lost customers which will result in even bigger losses than usual in this quarter. It's not as if airlines ever go out of business or anything.As someone who has had his share of professional battles
Bernanke is pushing for more government involvement in order to strengthen financial markets. He said that regulators should insure that financial institutions hold higher liquidity cushions in order to lower their exposure to market events.
In a blow to paralegal regulation, on April 7 and April 8 the Wisconsin Supreme Court denied the State Bar paralegal petition, which would have established licensure and regulation for paralegals.The court will encourage the Bar to work with other interested groups to consider creating a voluntary certification program using programs currently used in other states as models. Even though the court denied the petition, the justices emphasized that they recognize the valuable service provided by paralegals.Acknowledging the State Bar’s efforts Chief Justice Shirley Abrahamson said, “This has been a long labor, the State Bar task force was made up of many members and worked for about seven years.” Abrahamson noted the objectives of the paralegal petition were to recognize the important r
The campaign to delay the new Sexual Harassment Law coming into force on Sunday April 6th showed good signs of support from SMEs, although the new rules were implemented as planned by the Government.
The campaign was started by BusinessZone.co.uk and HRZone.co.uk, who on behalf of small business owners, viewed the plans as something that SMEs [...]
In lieu of the recent predictions that the Prince made for future investment banking regulation, there are new developments that warrant his commentary. First, by and large, the predictions made by the Prince ended up being part of Paulson’s plan for more regulation of the financial services industry. The idea the Prince would most like to focus on here is the thought that regulators, which could be the Fed in the future, are going to demand more capital and lower leverage on investment bank’s balance sheets. The regulators are going to make these demands in light of the bailout of Bear Stearns and the perception that leverage combined with non liquid assets on an investment bank’s balance sheet could lead to another investment bank getting killed in the futur
By Associated Press
LAKEWOOD, Wash. (AP) - The city of Lakewood is looking at tightening up its animal control laws after reviewing a recent case where two pit bulls attacked a family.No one was injured in the attack, but family members had to get into or on a vehicle to avoid being bitten or worse. They told City Councilman Ron Cronk, who advised city officials.Officials found that the dogs' owner once had other pit bulls that were were destroyed because they attacked some people.City Manager Andrew Neiditz says in examining dangerous dog calls in Lakewood in the past several years, he found most involved pit bulls.Neiditz told the City Council last night that officials will look at Auburn's ordinance, passed in 2006, which lists 12 dog breeds, as potentially dangerous and requires owner
Apparently studied for over a year (and well before the sub-prime mortgage market started its meltdown), the Bush Administration has proposed an extensive overhaul of how the federal government regulates the banking system, although given a Democratic-controlled Congress, the process could take some time. From an L.A. Times story:The Bush administration is proposing a sweeping overhaul of the nation's financial regulatory system, combining what is now an alphabet soup of government agencies into three streamlined regulators. The proposal is the result of a year of study by Treasury Secretary Henry M. Paulson Jr. and has the support of the president, according to Treasury officials who spoke on condition of anonymity Friday...The Securities and Exchange Commission and a handful of other fe
Paulson calls for total regulatory revamp
By Michael Kitchen, MarketWatch
Last Update: 10:53 AM ET Mar 29, 2008
NEW YORK (MarketWatch) — U.S. Treasury Secretary Henry Paulson plans to call for
extensive, wide-ranging reforms to the way the government regulates financial
markets, including proposals to give the Federal Reserve more power and create
new bodies to monitor mortgages and other transactions.
The [...]
Paulson To Propose Broad Overhaul Of U.S. Financial RegulationFederal Reserve will get broad new powers to be primary markets stabilizer. Link - Sat, 29 Mar 2008 07:17:05 GMT - Feed (2 subs) Sent using SendMeRss.com. Visit here to unsubscribe from "2-business" via X2 in Google. Recommended Feeds/Actions Subscribe MSNBC.com: Politics
Singapore Government agencies to plan regulation on private schools in June
By Valerie Tan
SINGAPORE: Government agencies will meet in June to discuss ways to regulate the private school sector in Singapore.
And guidelines are expected to be ready by the first quarter of 2009.
The Ministry of Education (MOE) recently introduced an Act to tighten the control of [...]
This morning in the New York Times, Andrew Ross Sorkin draws attention to the the fact that the Fed was calling the shots behind the Bear Stearns "bailout." This point was obvious last week. Just because the price moved from $2 to $10 and there is speculation about whether or not the Fed set the offer prices does not make this any more or less of a "bailout." It was pretty obvious the Fed was pulling the strings from the beginning. Just take a look at the original $30bn backstop (now $29bn with JP Morgan on the hook for first losses of $1bn on risk derived from illiquid BS assets). By meddling in the Bear Stearns mess again the Fed has entered a quagmire of competing interests. The parties it must politically handle are Bear Stearns&
In contrast with popular belief, chronic diseases are not part of the aging process. Chronic disease can be prevented if we take care of our health right from the beginning. If not, metabolism in our cell will be disrupted causing illness, depreciating body functions and eventually chronic disease will emerge.The declining of our body functions will happen when part of our body is neglected or is not taken cared of in a period of time. This happens because of low nutrition intake in a long period of time, low oxygen intake or oxygen of low quality or weak detoxification functions. On top of this, too much eating or unnecessary food consumption, obesity and even the excessive use of the brain and body will put more burdens on our organs and create disease.Eating process food and cooked food
VALLEJO — Police are overhauling the 15-year-old system used to regulate the city’s taxis and their drivers, hoping to make cabs safer for citizens and to get Vallejo’s taxi code in line with those in other Bay Area cities. (...)
Now Paulson is talking about regulating the mortgage industry. Where were these clowns back in 2003 when the housing bubble started getting out of control?
USA Today is reporting this today:
WASHINGTON — Treasury Secretary Henry Paulson on Thursday unveiled proposals for cleaning up mortgage and securities markets, including a recommendation to license mortgage brokers.
Speaking at the [...]
The NFPA Regulation Conference is scheduled for April 25, 2008 in Indianapolis, Indiana and is open to all, although non-NFPA members will need to pay a $75 registration fee. The Regulation Conference will run from 9:00 a.m. to 5:00 p.m. and include discussions on Types of Regulation and Status of Regulation Efforts, Working with Bar Associations, Understanding the Legislative Process, Lobbyists-Do You Need Them, Selling Regulation-What to Say to the Naysayers, and the Conference will end with a Regulation Writing Workshop. The National Leadership Conference is schedule for April 26, 8:00 a.m. - 5:00 p.m., and April 27, 8:30 a.m.-12:00. Open to NFPA members only, recognized leaders will share their tips, experience, and insights. Attendees will gain valuable skills in a hands-on, chal
A bill tightening regulations on payday loans narrowly passed the House on Monday after critics said it would run short-term lenders out of business — hurting, rather than helping, the poor.
Those who support this bill, I hope you understand the law of unintended consequences. It will simply remove another choice for people. It will [...]
Sally and Jim has launched its own car franchising business, and is selling the franchise; There are problems, as a lawyer and excessive regulation threatened to destroy his life's work, to see how it ended; Tragedy or a complete success. A realistic story of the current franchises. . . Sally said: "Well done, we do not need to do location, because we are ready to shop, it is a great location, not only because Joe is a long-term part-time staff, we give him a discount." The s2d2 is that, now with a smile that, as they have in recent telephone 45 minutes, his billing price of 150 yuan per hour and he loves rounded up over billing may not be his middle name, but certainly in his genealogical surname is white and the waters, he still with a smile. The s2d2 said: "You can not give him a discou
Cholesterol serves a number of purposes that are vital for the body. However, when there is too much in the body it can lead to plaque buildup on artery walls, atherosclerosis, and heart disease among other things. This article will discuss a few natural remedies, general diet guidelines, and lifestyle habits that can lead to [...]
It appears that various “experts” within the big education industry are clamoring for yet more government regulation in another area of the lives of Americans. In the wake of the death of four children who just so happened to be home schooled, it appears these “experts” are using an underhanded non-sequitar argument in order [...]
Local lenders have said they would not be able to comply with a new regulation requiring them to cut back their securities-backed loans before the end-of-year deadline. In a July directive, the State Bank of Vietnam (SBV) ordered that commercial banks would have to reduce their securities-backed lending ratio to three percent of their total outstanding loans before 2008. “The banks are aware of the directive, which aims to stabilize the market. However, it will be difficult for us to follow the directive strictly,” said Tran Dinh Trien, head of the Vietnam Banks Association’s legal department. Trien said many association members had given loans in contracts to stock market investors before the directive was issued. The contracts were signed with specif
The U.S. House of Representatives passed a bill last week that increased penalties for failure to report cases of child pornography on the Internet. The SAFE Act of 2007 (not to be confused with the SAFE Act of 2003) defines that ISPs have a duty to report these cases if detected. Their report [...]
Computer Games, Law, Regulation and Policy Symposium14-15 February 2008QUT, Creative Industries Precinct, BrisbaneThe ARC Centre of Excellence for Creative Industries and Innovation presents a symposium to explore:* struggles over the use and reuse of IP* rights and responsibilities of modders and machinima creators* jurisdictional issues* the clashes between developers and lawyers in creating terms of access* the legitimacy or legality of terms in End User LicenceAgreements and Terms Of Service* the legitimacy of secondary markets* the status of ephemeral and user-created content with classification boards and internet regulators* in-game governance and exclusion policies* privacy, data mining and surveillance* appropriate government support for the emerging games industryThis symposium will offer a chance to discuss the issues of game governance, from code through to government policy, and to explore an integrated set of solutions to the current problems. Bringing together people fro
Hon Leonor Tripon-Rosero is the new Chairperson of the Professional Regulation Commission. She took her oath of office before the Honorable Executive Secretary Eduardo Ermita last January 17, 2005 at the Malacanang Palace in the presence of the Honorable Presidential Spokesperson Ignacio Bunye amd her immeidate family.
Acting Chairperson Rosero is a Dentist by profession and earned her Doctor of
While foreign retailers are making inroads in China, harsh lessons are being learnt when things go wrong and consumers react in unexpected ways. Xinhua reports on a tragic accident - and the rush to regulate:
“China’s Ministry of Commerce issued an urgent circular on Monday banning time-limited sales promotions in shops following a deadly stampede at a Carrefour outlet.
Three people died and 31 were injured in a stampede triggered by a sales promotion at a Carrefour outlet on Nov. 10 in the country’s southwestern Chongqing Municipality.
The three-day promotion at a hypermarket in the city’s Shapingba District was launched to celebrate the 10th anniversary of the French retail giant’s entry into the city.
The shop offered an 11.5 yuan (1.5 U.S. dollars) savings from the original price of 51.4 yuan for a five-liter bottle of edible oil. When it opened its doors for business throngs of people swarmed in and a mass stampede began. “
Swarming con
Reports about measures being considered by the Government to ease the property market, including a progressive tax rate, have had an immediate and sharp impact on housing prices in HCM City.Lam Van Chuc, director of Phuc Duc Housing Ltd., thinks the progressive tax proposed by the Construction Ministry is the reason for a fall of 30 per cent in the number of clients making inquiries last week.The ministry also asked the HCM City government last Tuesday to investigate violations of the Housing Law and the Law on Real Estate Transactions by property developers.
"Government exists to protect us from each other. Where government has gone beyond its limits is in deciding to protect us from ourselves." -Ronald Reagan, 40th President of the United States and Famous Hollywood Actor, Ronald Reagan books, CDs, DVDs//
Government does serve an important purpose, especially when it comes to preserving and protecting the rights of people who live within democratic societies. The freedoms and liberties individuals enjoy are born out of strong Constitutions, fair legislation and independent judiciaries; however, the temptation to narrowly interpret individual rights, broadly assume legislative power and politicize judicial appointments often causes governments...
To read the rest of this post, please click the headline and go to the Thoughts On Quotes site.
WASHINGTON, Sept. 15 — After years of favoring the hands-off doctrine of the Bush administration, some of the nation’s biggest industries are pushing for something they have long resisted: new federal regulations.
For toys and cars, antifreeze and fireworks, popcorn and produce and cigarettes and light bulbs, among other products, industry groups or major manufacturers are calling for federal health, safety and environmental mandates. Some of those industries are abandoning years of efforts to block such measures, often in alliance with the Bush administration, which pledged to ease what it views as costly, unnecessary rules.
The consequences for consumers, though, are not yet clear. The tactical shift by industry groups is motivated by a confluence of self-interests: growing competition from inexpensive imports that do not meet voluntary standards, and a desire to head off liability lawsuits and pre-empt tough state laws or legal actions that were a response to laissez-faire Bush
In a filing the DoJ said no to network regulation. According to the report they feel government intervention in how the Internet is built could hamper development of it.
Proponents of net neutrality say regulation is needed to keep ISPs from blocking access to sites like YouTube, but opponents believe regulation could force consumers to pay even more for access.
Everyone knows what is leaning. It is a continuous intense need for some something: alcohol, food, cigarettes - you call it, you can become poisoned with him. It is the unnecessarily strong need to have the article which you beseech for. When you speak about leaning drug, the usual idea noises in our spirits are these drugs which can be obtained by drug traffickers and are illegally bought and sold. What some people do not know is only drugs or the drug which we introduce to help us feel better or to treat certain evils emergent as substances which can also be maltreated. Those often mood-change drugs like the sedatives or the killers pain which give the people who feeling detachment from the world or being in a state of euphorism. These drugs are taken in the shape of tablet, via the injections, or like pillules. Some form they take, drugs of regulation become now a force Levante to be taken into account in the combat against the leaning one of drug.which drugs of regulation are peopl
Both Wangan Midnight Maximum Tune 3 and King of Fighters Maximum Impact Regulation A will be releasing their official soundtracks later this month. I'm not too impressed with the King of Fighters soundtrack (which seems to be a step down from the regular Maximum Impact series), but Wangan Midnight Maximum Tune 3 has a great mix of adrenaline pumping music that is a perfect fit for its racing themes. Both soundtracks will be available in Japan (or through your favorite import dealers) with a suggested retail price of 2,940 yen.
At a seminar on macro economy and the real estate industry, Chen said the first priority is making low-rent housing more available. Currently low-rent houses are only available for extremely low-income families, but many low-income ones still earn too little to afford housing. The new low-rent housing policy will cover at least 18-20 percent of citizens in Beijing and Shanghai.
King of Fighter's Maximum Impact Regulation A's official website received what is probably going to be one of the last updates the website gets before the game hits arcades (and store shelves for the Playstation 2) later this month. The final bit of the game's character roster has been rounded out with Hanzo, Lilly, Richard, Nightmare Geese(!), Kyo Classic, and Mr. Karate. Each of these characters (and any of the 30 previously revealed) have their basic profiles listed as well as a Command list posted that show the basic move-sets that each of the characters can perform.I've heard a lot of mixed things from the location tests over the last month or so. It seems that if you are a fan of the Maximum Impact series, you will appreciate the new gameplay changes, including the 3 vs. 3 tradtional King of Fighters matches. But if you found the Maximum Impact series just a bit average, nothing in Regulation A will convince you otherwise.I'll be importing this one for my Playstation 2 w
Breaking News: FDA RegulationIn our opinion, the FDA has made a step in the right direction to ensure manufacturers of dietary supplements are using quality ingredients accurately reflected on the label. The new regulation calls for manufacturers to evaluate the identity, purity, strength and composition of their products and gives the FDA the authority to declare nonconforming supplements as adulterated or misbranded, the agency said. “The aim of the final rule is to prevent inclusion of the wrong ingredients, too much or too little of a dietary ingredient, contamination by substances such as natural toxins, bacteria, pesticides, glass, lead and other heavy metals, as well as improper packaging and labeling,” the FDA said. The agency is phasing in the new rule requiring supplement makers to test the purity and composition of their products. Big companies will have to comply by next June, while small companies have until 2010 to start testing their products. Most companies already
Unit trust management companies are directed by KWSP to stop accepting new EPF investments into funds with foreign exposure with effect from 21st June 2007.Due to this new directive Public Mutual will only accept EPF investment for the following funds with effect from 2nd July 2007:-1) Public Regular Savings Fund (PRSF)2) Public Index Fund (PIX)3) Public Islamic Balanced Fund (PIBF)4) Public Select Bond Fund (PSBF)5) Public Money Market Fund (PMMF)6) Public Islamic Money Market Fund (PIMMF)The new EPF investments into the above 6 funds made from 2nd July 2007 onwards are only allowed to be switched within these funds and any other funds which may be approved later.Public Mutual also will be running a Special Promotional Service Charge of 5.45% (instead of the usual 6.5%) on all EPF investment invested into PRSF, PIX and PIBF from 2nd July 2007 until 31st July 2007.The above 6 funds will not be investing abroad. So EPF investor grab this great discount, a big saving in service charge!
There's a good way to switch to a new hardware system for an arcade release, and a bad way to do it. Unfortunately, it seems as though SNK has chosen the bad way to do it with the release of Maximum Impact Regulation A. After showcasing the game a couple of days ago, I started doing a little bit of research into the title including the potentiality of a home console port. I didn't have to look long however, as Falcoon (lead game producer for the project), posted on his blog accessible via SNK's official website, that the game was indeed coming to a home platform almost simultaneous with the arcade release in July.The platform of choice? The Playstation 2.If you have a system with the technical specifications that the Taito Type X2 has, and are going to be requiring arcades to switch to a new hardware unit (an expensive one I might add), wouldn't you want to milk the most out of the new machine to make the transition worth it in the minds of gamers and arcade owners? It seems a
Yesterday, April 26th you may have seen an article in the Vancouver Sun outlining that since the Governments de-regulation of the Cosmetology Industry, there has been a dramatic increase in client injury reports and shoddy services experienced by clients throughout the province.
We couldn’t agree more at Le Petit Spa; since opening over three years ago, these are the steps we have taken and
Missed the National Federation of Paralegal Associations Regulation Conference? IPA Blawg: Report from the 2007 NFPA Regulation Conference in Dallas, TX provides a comprehensive summary of happenings, including the status of regulation efforts in states where such an effort is active.
the use of Closed Circuit Television (CCTV) for surveillance and crime control has grown to unprecedented levels around the globe and especially in the UK. The latest is to use ‘talking’ CCTV cameras that tell off people dropping litter or committing anti-social are to be extended to 20 areas across England. Recently, Germany’s [...]
The Jacksonville Record published a synopsis of the proposed paralegal rule program, provided by the Florida Bar. On Monday, the Supreme Court of Florida heard oral arguments on the proposed Florida Registered Paralegal rule, but did not give any indication as to how or when it will rule. Updates will be posted on the Florida Bar Association Web site.Unlike other regulation proposals, the Florida Registered Paralegal proposal sets up a two-tier system. The first tier includes paralegals who are qualified by education, experience, or training and perform work directly under the supervision of a member of the Florida Bar. This allows those currently working as paralegals to continue their jobs. The second tier, which is not mandatory to continue working as a paralegal, specifies education and training or certification requirements.
The National Federation of Paralegal Associations has a chart detailing paralegal regulation by state in PDF format. For those wondering what the status is of regulation in their state, this is a great starting point. Last updated in February, 2007, the chart also includes legislation that did not pass.
The Supreme Court of Florida has ordered oral arguments to be heard on April 16, 2007 regarding proposed legislation for paralegal regulation. Both the South Florida Paralegal Association and the Florida Bar Association have filed briefs.
The Swedish government is to hand out harsher punishments to cyber-criminals who launch Distributed Denial-of-Service (DDoS) attacks. The government has proposed an amendment to current legislation. I the amendment goes unopposed it will be enforceable starting 2007-06-01. The law would then open prosecutors the door for taking DoS attackers to court asking for [...]
The government should make a government regulation in lieu of law (Perpu) on corruption court so that corruption cases from the Corruption Court could be transferred to other courts soon, an expert said. "The implementation of a Perpu is relatively sooner than that of a law," expert in criminal law with the Indonesia Islam University in Yogyakarta Dr. Mudzakir said when contacted from Jakarta on Tuesday. Mudzakir made the remark in connection with the government`sdiscussion about a draft law on corruption in response to the Constitutional Court (MK)`s decision saying that the Corruption Court was against the constitution so that the executive and legislative branches should consider a new mechanism in dealing with corruption.If corruption cases are brought to public courts, competent judges must also be prepared, he said, reiterating that with a Perpu, the transfer of corruption cases from the Corruption Court to other courts could be done soon. Such a measure was also expected t
EU Telecom Commissioner Reding commented before the votes in the European Parliament as follows: “I welcome the strong convergence of views that is evolving in these days between the EU Council and the European Parliament on the final elements of the EU Roaming Regulation. In the final phase, it will be of crucial [...]
Most people are not aware that hypoglycemia, or low blood sugar, is a condition that means diabetes is on the way. If you get shaky, faint, or very tired after you eat carbs or sweets, that is your blood sugar crashing. That happens as a result of too much insulin being released in response to the carbs.Over time, this condition exhausts the pancreas. Also, too many carbs creates a condition called insulin resistance, or Syndrome X. This is also known as Metabolic Syndrome. It leads to Type II diabetes, where the cells don't let insulin in, even if your blood is filled with glucose. Both hypoglycemia and Syndrome X can be controlled with food. It takes organization, and knowledge of the food composition of everything you put into your mouth. In my case, I wrote down everything I ate for one year in a food diary. I hit my targets for fat, protein and carbs, and as a result, normalized my blood sugar and got off insulin. I also lost 100 pounds.See my previous posts for the me
Battling cable, eircom apparently has similar plans to KPN: pushing fiber deeper into its network (to street cabinets), going from FttExchange + ADSL2+ (with LLU as an option) to FttCabinet + VDSL (with SLU as a theoretical option), thereby:
creating the option of closing COs, savings costs;moving DSLAMs closer to end users, expanding available bandwidths;frustrating altnets who have DSLAMs in
The Law Society of Upper Canada (LSUC) is using its cash reserves for paralegal regulation, to begin the intial startup process. The startup budget is designed to cover the costs of paralegal regulation through early 2008, when actual numbers of paralegal licenses are known and a budget outlining regular operating costs will be part of the LSUC's annual budget.The first paralegal licenses will be granted in early 2008, and paralegals who are eligible can apply for grandparent status from May until October of this year. Grandparent status will be granted to those paralegals working for three out of the last five years. Transitional status will be considered for paralegals with relevant education or experience. Those who are not eligible under grandparent or transitional status will be considered under the permanent model, and will be eligible for licenses beginning in 2009. Paralegals wishing for licenses will be required to sit for an exam.
OPTA, in its 'late February' (February 30, aka March 2) letter, has decided to let the market come up with an alternative for LLU. KPN will not be separated, neither functionally (Openreach style) nor structurally.
(As fiber is pushed deeper into the network, LLU will be replaced by SLU.)
Market parties (KPN, the ACT body (excluding bbned), bbned and Reggefiber) responded to OPTA's January 24
WASHINGTON, Feb. 12 - The Federal Communications Commission began writing new rules today that officials and industry experts said would profoundly alter both the way the Internet is delivered and used in homes and businesses.In one set of proceedings, the commission began writing regulations to enable computer users to gain access to the Internet through electric power lines. Consumers will be able to plug their modems directly into the wall sockets just as they do with any garden variety appliance.Officials said the new rules, which are to be completed in the coming months, would enable utilities to offer an alternative to the cable and phone companies and provide an enormous possible benefit to rural communities that are served by the power grid but not by broadband providers.In a second set of proceedings, commissioners began considering what rules ought to apply to companies offering Internet space and software to enable computer users tosend and receive telephone calls."This repr
Book Description
Focusing on the three most critical components that successfully bring an API to market-process development, manufacturing, and governmental regulation and approval-this reference serves as a step-by-step guide to the planning and clear understanding of the bulk manufacturing of APIs. It offers current and timely discussions of the process development cycle, design engineering,
As more paralegals enter the job force and more law firms utilize paralegals, paralegal regulation has emerged as an issue. Nowhere does this become more pressing than in cases where paralegals handle the bulk of the legal work and engage in intense client contact. Currently, anyone can call himself or herself a paralegal, regardless of training or experience, and inadvertently wreak havoc on a client or firm. Regulation of paralegals can mitigate the damage caused by untrained people using the title of “paralegal,” as well as offer benefits to those receiving some sort of certification or licensure.Several years ago, I worked with a woman who called herself a paralegal. Unfortunately, she would often stumble over the most basic procedural rules, insert careless typos into her work, and send out erroneous information to clients. Yet because there is no regulation for paralegals in Massachusetts, she could continue to add “Paralegal” to her signature line. On the complete
The stripe stamped on one end of the diode shows indicates the polarity of the diode.The stripe shows the cathode side.The top two devices shown in the picture are diodes used for rectification. They are made to handle relatively high currents. The device on top can handle as high as 6A, and the one below it can safely handle up to 1A.However, it is best used at about 70% of its rating because this current value is a maximum rating.The third device from the top (red color) has a part number of 1S1588. This diode is used for switching, because it can switch on and off at very high speed. However, the maximum current it can handle is 120 mA. This makes it well suited to use within digital circuits. The maximum reverse voltage (reverse bias) this diode can handle is 30V.The device at the bottom of the picture is a voltage regulation diode with a rating of 6V. When this type of diode is reverse biased, it will resist changes in voltage. If the input voltage is increased, the output voltage
House of Representatives (DPR) Speaker Agung Laksono said that Government Regulation No.37/2006 on protocol and financial affairs of the Provincial Legislative Councils (DPRDs) should not be revoked but revised.It was now not only people but also certain DPRD members who rejected the government regulation, he said. "Many DPRD members have also rejected the regulation especially its article on back pay. I think it is not the whole regulation which should be revised but certain articles in it, especially those which triggered strong reactions," he said.
The press in the Netherlands has taken interest in KPN's statements ahead of OPTA's decision on its All-IP network. KPN wants to charge competitors for MDF locations that it would have to maintain for their use only; KPN is interested in being a reseller on cableco networks and FTTH networks; KPN says its network has been and always will be open to resellers, so there is no need for structural
Great Falls, Montana - Some of Montana's poorest consumers fall victim to lending services that charge exorbitant interest rates for payday or title loans and get trapped in debt, says Attorney General Mike McGrath.
OPTA just called me regarding KPN's All-IP plans. Originally OPTA expected to be able to make an announcement late December. Now the agenda is as follows:
Next week: an announcement regarding the procedure.Early 2007: OPTA's follow-up to its Position Paper, consisting of two parts. 1. Policy rules regarding phasing out of MDF locations (Chapter 5). 2. Memorandum of findings regarding other
Planta Med. 2006 Nov 15; [Epub ahead of print] Vitamin E Reduces Antidepressant-Related beta-Adrenoceptor Down-Regulation in Cultured Cells. Comparable Effects on St. John's Wort and Tricyclic Antidepressant Treatment. De Marchis GM, Burgi S, Kientsc
Momentum can be good thing if your business is really rocking and clicking on all cylinders. Growth is occurring, customers are happy, employees are happy, life is good.On the other hand momentum can be a negative if things are going the wrong way, it is very hard to change old ways of being as a person and operating as a business.Yesterday I had a chance to interview Andrew Langer of the National Federation of Independent Business (NFIB.com) about the momentum in government regulation requirements for small business. Trust me the momentum is going in the wrong direction in this regard.Did you know that the cost to a small business to meet government compliance is $7,700 per employee for a firm with less than 20 employees?He highlighted two new websites that small businesses can use to help them manage this challenge. Business.gov and Regulation.gov, each of which is designed to help the small business owner learn and manage their way through the governement regulation challenge.Listen
Read this and buy a shredder. Then call a Democratic congressman and, if they have the nerve, they'll move to further regulate the credit card industry.http://www.cockeyed.com/citizen/creditcard/application.shtml
Senator Hagel's office put out this press release yesterday:Hagel Praises Paulson Remarks on Excessive RegulationNovember 20th, 2006 - WASHINGTON, D.C. - U.S. Senator Chuck Hagel (R-NE), a member of the Senate Banking Committee, released the following statement today regarding remarks given by Treasury Secretary Henry Paulson to the Economic Club of New York warning against excessive regulation in capital markets:"Secretary Paulson's remarks today warning against excessive regulation shows a critical understanding of what will be required for America to remain competitive in the 21st Century. One of the most important requirements for a company in today's modern economy is access to capital through the financial markets."We can't let the cost of doing business in the U.S. become so onerous and burdensome that we drive investors and capital offshore. Our markets are the best in the world. We need to make sure the world continues to have confidence in our markets. But there ar
OPTA, the Dutch telco regulator, has apparently taken note of KPN's shameful behavior regarding the InternetPlusBellen dual play.
The Radar TV show exposed how KPN milks the call center cow, when it comes to dealing with complaints over this VoIP/BB product. Of course, KPN blamed its own success of having to add 20k subs a week, when technical glitches are unavoidable. KPN at first was reluctant
The Bells did it before. Deutsche Telekom used the instrument to put pressure on the new Merkel government. And now France Telecom resorts to extortion.
Didier Lombard, CEO, threatens to divert investments to Asian manufacturers, should the EC finalize international roaming rate cuts.
Furthermore, if Asian companies are cheaper too, why not buy from them anyway?
OPTA has published a time schedule, as a follow-up to its Position Paper on KPN's All IP network:
Conversations with all market participants: January 2007, follow-ups in February/March 2007.Market research from Analysys et al: still on-going.Decision-making (or drafts): 07Q2.Uncertainty persists. While KPN keeps working on its All-IP network, altnets are on the sidelines. KPN plans to launch VDSL
Deutsche Telekom is switching back to ADSL2+, apparently to have wider coverage for IPTV (T-Home). VDSL roll-out is haulted and stays at 10 cities (original target: 50).
Big changes are ahead in the European telecom sector. DT cites regulatory uncertainty for haulting the VDSL deployments.
Upgrades to ADSL2+ left the competitive landscape, based on LLU, unchanged, but VDSL and FTTH have created
