News Report (from Internet French Property): A major reform of the French television service has been approved by the French government. The reforms presage the end of advertising on the public service channels. From 5 January 2009 there will be no advertising on these channels between 8:00pm and 6:00am. All advertising will cease by the [...]
The Government is set to throw out the 165-year old law that obliges the Bank to publish a weekly account of its balance sheet – a move that will allow it theoretically to embark covertly on so-called quantitative easing. The Banking Bill, which is currently passing through Parliament, abolishes a key section of the law laid down by Robert Peel's Government in 1844 which originally granted the B
These Reform School Diamond Net Thigh Highs stand on their own while they decorate your long legs.Best collections of TRASHY LINGERIE and OPEN LINGERIE
Just as the name implies, this is our smallest, simplest g-string. Made with only a small triangle of stretch plaid and elastic lace trim, this is a sexy essential for every Trashy girl!Best collections of TRASHY LINGERIE and OPEN LINGERIE
This naughty, little reform school girl got detention for making out under the bleachers. Her Reform School Garter Skirt is made from stretch plaid so it shows of her curves while she's banging erasers after class. It has vinyl trim with metal studs and adjustable straps for garters. Skirt zips in back.Best collections of TRASHY LINGERIE and OPEN LINGERIE
What's a good girl to wear under all those short skirts when she only wants to show off some skin? Try this Reform School Panty! It sits super low on your hips and the double layer of sheer power knit in the back is super comfy on your tush. These babies are just the thing!Best collections of TRASHY LINGERIE and OPEN LINGERIE
SECURITY SECTOR REFORM RECEIVES NEW EU BACKING
Dili, 16 December 2008
Continuing their support to the Government-led security sector review and reform, UNDP in collaboration with UNMIT as well as the Secretary of State for Security launched the project Security Sector Review in Timor-Leste - Capacity Development Facility.
The European Union, as one of the main supporters of development in
Halters are flattering to all body shapes. With hook & eye closure in the back and halter straps, this bra will give your bust a boost. The patch in the front helps to bring attention to your sexy cleavage.Best collections of TRASHY LINGERIE and OPEN LINGERIE
The ski industry, dependent on the H-2B visa program, has been hard pressed to find experienced ski instructors from Europe due to the expiration of the exemption for returning workers. Michael Berry, president of the National Ski Areas Association said "The solution in the short term is to get the returning worker exemption re-established. In the long term, it's to get the annual quota increased
The following is from the American Farm Bureau Federation's web site. It is their take on immigration reform. IMMIGRATIONIssue:To assure that American agriculture has a stable, legal supply of workers to sustain and grow production through a workable program, to allow for recruitment of temporary agricultural workers, and to provide an opportunity for some current agricultural workers to apply for
Immigrants. Nativists cannot live with them. Farm owners cannot live without them. While nativists would want you to believe that migrants are stealing jobs from American workers, farm owners know otherwise. Farmers nationwide are concerned that current immigration laws will make it difficult to find an adequate and productive work force. During the upcoming 90th annual American Farm Bureau Federa
She tried bribing the teacher for an "A" with her two shiny apples, but this naughty schoolgirl had to put in some extra credit to make the grade. This Reform School Vest laces up the back and zips in the front making this student's body easy to grade.Best collections of TRASHY LINGERIE and OPEN LINGERIE
These boots match her reform school uniform. They have a 5" heel with 1½" platform, inside zipper, and Reform School patch.Best collections of TRASHY LINGERIE and OPEN LINGERIE
This Reform School Mini Garter Skirt is what every bad girl needs. It's pleated, sits low on the hips, and is so short that the teacher will send her straight to detention for showing so much leg.Best collections of TRASHY LINGERIE and OPEN LINGERIE
This vest is sure to make you go straight to the head of the class! It's made from sheer fabric to give just a little peek and cut low in front to show off your sexy cleavage. Be sure to wink at the boys as you walk on by.Best collections of TRASHY LINGERIE and OPEN LINGERIE
Smack 'em good with this playful accessory. This 30-inch faux leather riding crop with satin bow and Reform School Patch is what every bad girl needs!Best collections of TRASHY LINGERIE and OPEN LINGERIE
There's nothing like some fishnet stockings to finish up a Reform School outfit! These have stay-up vinyl tops and can be worn with or without a garter belt.Best collections of TRASHY LINGERIE and OPEN LINGERIE
The Washington Times today reports that Homeland Security Secretary Michael Chertoff declared success Wednesday on President Bush's vow to double the size of the U.S. Border Patrol and near-success on his pledge to build a fence along the U.S.-Mexico border. Since most opponents of the 2007 efforts to legislate an immigration reform bill argued that border security had to be the first priority, th
When you can't chain this student to her desk, lock her up in these metal-studded Reform School Cuffs. They zip on and have D-rings.Best collections of TRASHY LINGERIE and OPEN LINGERIE
Hide this naughty little thong under any of our Reform School Collection. It's sure to give the teacher a thrill!Best collections of TRASHY LINGERIE and OPEN LINGERIE
This bad girl was caught smokin' the boys room wearing her Reform School Punk Garter Skirt. Made from stretch plaid with vinyl and metal studs, she's the tough girl in class. Skirt zips in back.Best collections of TRASHY LINGERIE and OPEN LINGERIE
Trashy's only strapless bra, the Edy Bra pushes you up and in, creating loads of cleavage. Made in reinforced stretch plaid with underwire cups and hook and eye back closures you are sure to be one of Teacher's favorites.Best collections of TRASHY LINGERIE and OPEN LINGERIE
When she's wearing these Reform School Thigh Highs, you'll beg her to drop to her knees! Can be worn alone or with a garterbelt.Best collections of TRASHY LINGERIE and OPEN LINGERIE
Hide this naughty little thong under any of our Reform School Collection. It's sure to give the teacher a thrill!Best collections of TRASHY LINGERIE and OPEN LINGERIE
Over the past month, I’ve expressed both disappointment that the government is funding our credit card issuers and optimism that the financial institution bailout through TARP funds and credit asset securitization might be conditioned on reforms in the credit card industry.
The USA Today had an article on Friday titled Support for consumer lending could curb [...]
You'll score an A+ with this flippy skirt! It's super short and sassy, with detachable garters. Be a tease and give those naughty boys a little twirl in this garter skirt.Best collections of TRASHY LINGERIE and OPEN LINGERIE
Reasearch just published on the results of the October Federal election shows that the new party rising in the West to challenge the Ottawa power base is the NDP. Even in Alberta, where the NDP won a seat they came in second place across the province over all. After all the original reform party of the west was the CCF; the NDP's predecesor. With a seat in Quebec and Alberta the NDP is now a natio
"SBA has worked for years with EPA to get the SPCC rule right for small business," said Shawne McGibbon, acting Chief Counsel for Advocacy. A complete chronology of Advocacy's SPCC activities can be found here and below: Press Release dated 11/20/08 - The Environmental Protection Agency’s recent actions reforming the Oil Spill Prevention, Control, and Countermeasure (SPCC) rule c
New Adult Study (Contemporary Issues - Adult)
Health-Care Reform
A Christian response to health-care reform in America.
Staff Pick (Contemporary Issues - Adult)
Medical Ethics 101
In times of urgent need, how can we draw upon the moral wisdom needed to help us and those we care about face complex decisions?
Last Week's Top Five
Spiritual Disciplines for Different Personaliti
New Adult Study (Contemporary Issues - Adult)
Health-Care Reform
A Christian response to health-care reform in America.
Staff Pick (Contemporary Issues - Adult)
Medical Ethics 101
In times of urgent need, how can we draw upon the moral wisdom needed to help us and those we care about face complex decisions?
Last Week's Top Five
Spiritual Disciplines for Different Personaliti
More than $11 million in fees and expenses for lawyers who filed a lawsuit that led to dramatic changes in Georgia's foster care system is in dispute.The 11th U.S. Circuit Court of Appeals declined to rehear the state's appeal of U.S. District Judge Marvin Shoob's award of $10.5 million in attorney fees. At issue is whether Shoob correctly applied a $4.5 million enhancement on top of a $6 million
mongabay.com, November 3, 2008 Demand for wood products is ultimately one of the largest drivers of global deforestation through both direct clear-cutting and selective logging, which increases a forest's vulnerability to fire and subsequent clearing and disturbance by other actors, including hunters, subsistence farmers, land speculators, ranchers and agro-industrial firms. Reducing the detrimen
Their belief in equality and justice, and a history of being jailed for their faith, have inspired Quakers to campaign for prison reform.
Quakers (members of the Religious Society of Friends) are usually more concerned with living out their faith in their lives than with defining their faith. Our simple style of worship, based in silence, often provides the spiritual grounding for our efforts
Twelve Syrians who signed the Damascus Declaration for Democratic National Change were sentenced this week to up to two and a half years in prison.Issued in 2005, the convention claims that "The authorities' monopoly of everything for more than 30 years has established an authoritarian, totalitarian, and cliquish [fi'awi] regime that has led to a lack of [interest in] politics in society, with peo
In an open letter to Congressional leadership, Governor David A. Paterson today urged Congress to include state representation in oversight responsibilities for the implementation of the Emergency Economic Stabilization Act (EESA). Additionally, Governor Paterson announced that he will testify before the House Ways & Means Committee on Wednesday for a hearing on “Economic Recovery, Job Creation
Democrats press Calif. gov for mortgage reform
Assembly Democratic leaders are urging Gov. Arnold Schwarzenegger to address California's high rate of foreclosures as part of an anticipated special legislative session on the budget.
The Democrats sent a letter to the governor Friday asking him to help people stay in their homes by passing mortgage reform legislation. The letter was signed by
This webcomic () was released today, and I think it has a very valid point specifically in the context of what Mr. Prentice is trying to do to the Canadian Copyright system. Although I myself still purchase large numbers of CD's and DVDs, there are those out there that do pirate media, or purchase their media through legal means which use some kind of Digital Rights Management (DRM). The probl
It's so nice when labor and business gets together to make a common sense decision for the betterment of all. Last month, Ohio's labor unions and business organizations compromised on the removal of the Healthy Families Act from November's ballot. Now, Colorado's unions and employers have done the same on its four controversial ballot measures. The Denver Post reports that labor and management h
This and photo from Education Week:New President Hopes to Use NCATE as Reform LeverThe new president of the National Council for Accreditation of Teacher Education is brimming with ideas for change. The system of accreditation is under a microscope, said James G. Cibulka, who feels a need to respond to expectations in the field for an improved teacher workforce and teacher education programs.“My
It was proposed and rejected by the Attorney General just back in April, but now it has come up again:
Downing Street has drawn up plans to end the 300-year-old exclusion of Catholics from the throne. The requirement that the succession automatically pass to a male would also be reformed, making it possible for a first [...]
State Representative. Brandon Jones, (D) has submitted legislation aimed at changing the way pardons are granted in the state. The first would make it impossible for a governor to grant pardons or reprieves to those convicted of murder or capital murder. The second would require governors to (1) hold public hearings on clemency decisions where the crime occurred and (2) contact the district attorn
It’s that time again, so this year, don’t miss it! The
Office of Advocacy of the U.S. Small Business Administration is once again
seeking nominations of federal rules in need of review and reform. This is
your chance to nominate a rule that you feel needs to modified or pulled off
the books entirely. The 2009 “Top 10” rules nominated by small business owners,
t
In response to the Planning Reform recently announced by the Minister for Urban Development and Planning, I have made a submission. I supported initiatives that maintain open space, enhance water collection and reduce the impact of climate change. My major objection relates to changes that will compromise local government oversight and community consultation. Due to [...]
In Arizona, proposition 200, named "Payday Loan Reform Act", will be on the ballot this November. I've received plenty of mail, and heard lots of commercials in favor of the initiative, but until I read the initiative myself, and the official arguments for and against, I had no idea what was really going on.
The proponents of the proposition say that this will make payday loans better for Arizon
How complex is health insurance reform? What can we do to help? Here are a few ideas…. What do you think?
1. Expand the number of health insurance providers that consumers can choose from.?
2. Increase the number of Americans who are covered by health insurance, either public or private. This is the most [...]
The retail and property sectors moved closer to resolving their clash over the system of advanced quarterly rent payment after landlords agreed to more flexibility amid the downturn
As it happens, Governor Palin sent a list of 31 earmark requests to Ted Stevens this year. The total projected cost of these earmarks came to $197 million; if you look at per-capita figures, that's the biggest earmark package request of any state.She did this while the Federal government was facing record deficit spending and she, as Governor, was sitting on record state revenues and a massi
Amid the meltdown of the British economy we hear Gordon Brown say that the "UK is well-placed to withstand the global downturn". Comforting Gordy, thanks, only the OECD forecast shows that Britain is the only major economy in the world which will face recession in the next six months.
The forecast is the first time a major international forecaster has explicitly said Britain is facing a
During my silly little drive on the way to lunch today, I tuned into the ever fabulous NPR to listen in on the latest in the land of liberalism hoping to get informed in a Martha Stewarty kind of way. You know, like when you get more information than the human brain can process, but some crazy OCD freak can spit out as easily as Hillzilla breathing fire down Obama's backside.Okay, it seems that Mc
Insurance Commissioner Steve Poizner and Assemblyman Jared Huffman (D-San Rafael) announced draft regulations on "pay-as-you-drive" insurance today that are intended to reward those who drive fewer miles each year, a requirement in California under insurance reform initiative Proposition 103."Regulations that implement Proposition 103's mandate that insurance rates reflect a driver's mileage will
Small Businesses pay about 45% more per employee for regulation compliance than big businesses do, but the SBA is working to ease that burden. Take a look at how they are doing.
In an interview with AFP in Sydney, Australia, this week, East Timorese Prime Minister Xanana Gusmao has foreshadowed constitutional reform and strong anti-corruption laws in the grief-stricken nation.Gusmao also admitted that, while he believed that East Timor was becoming a non-violent, tolerant society and hoped it would have a bright, democratic future, corruption, weaknesses in the legal sys
President Bush signed the Consumer Product Safety Improvement Act this morning. This Act is the legacy of the countless children, including Danny Keysar - whose parents founded Kids In Danger - who have been killed or injured by unsafe children's products and toys. It is to honor their memories that KID will work to ensure the full implementation of the bill as quickly as possible. Here's more f
The Counterparty Risk Management Policy Group III has released its report entitled "Containing Systemic Risk: The Road to Reform." Here's the link (pdf) to the full report, which should end this post right here. :) But since you asked, here's the highlights.
The Report is a forward-looking, integrated framework of private initiatives that will complement official oversight to help conta
The dividing line between supporters and opponents of credit card reform by the Federal Reserve and Congress is pretty clear. Consumers are on one side of the aisle and the banks and credit card companies are on the other side.
So the real question is: Why does the Helicopter Association International care?
This is a new link for a free sample of Murad Intensive Wrinkle Reducer® with Durian Cell Reform. This was featured in the August issue of ELLE magazine.
Quote From Site:"Intensive Wrinkle Reducer® with Durian Cell Reform™ Reveal younger looking skin and refine skin texture with Dr. Murad’s most advanced formula yet in the fight against aging."
Visit the Murad website to learn mo
The House passed the Consumer Product Safety Improvement Act 424 to 1 today. Now it goes to the Senate and then the President for his signature. We are one step closer to establishing a child safety system that will keep our children safe from tainted toys and collapsing cribs. KID urges the Senate and the President to act swiftly to get these life-saving measures in place. Here is the press re
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Indonesia needs to overhaul its labour laws and remove foreign ownership restrictions to help raise economic growth to levels that would have an impact on poverty, Angel Gurría, head of the Organisation for Economic Co-operation and Development, said yesterday.Mr Gurría was in Jakarta to release the OECD's first comprehensive study of the Indonesian economy. Its report recommended Indonesia intr
For those of you not yet aware, Amendment 5 will be appearing on the November 4th ballot here in Florida. The amendment will allow voters to decide whether or not they will decrease their real estate taxes (by as much as 25%) by replacing “state required school property taxes with other state revenues.”
Once again, Lee [...]
So far more than any issue Education has been on the minds of the guest bloggers. The third idea shared by a Huckabee supporter is also about this important topic:
First, I think we must all be clear that the purpose of educating our children is to is to prepare them to be good citizens. They should know our history, our english language and our values. They should be proud of t
Another supporter idea has been published to coincide with Vertical Day. The following post is an idea for Health Care reform:
I have worked for family practice physicians for 27 years. My idea
came from one of the physicians who paid off his student loans by
working somewhere near Indonesia. He was a public servant, and his
service was transferred into payments on his
OH MY GOODNESS! As I said yesterday, Mike sent out a request for supporters to submit ideas on key issues of the day. Not only was my entree selected but I am the very first to be published!! My ideas follow: It is clear as day to me that our education system is in desperate need of reform. Our children are our nation's future. They deserve much better than the mess we have now. Ever sinc
South Africa is a wonderful place. Ask the thousands of Nigerians going to Jo’burg. Those already there may have a different story however. Nevertheless, it’s a wonderful place, on TV at least. Like every other country, South Africans have their own problems. Take land distribution for example. About 15% or less of the population own [...]
gutenberg.org imageCommunities across Massachusetts are expressing disappointment with budget cuts made by Governor Deval Patrick this past week. Give the Deval his due, the budget must make room for the States mandated health care plan, a program that is already running 200 plus million over budget with no end in sight – and a legislature fully prepared to include more state mandates that will
One way to know that the odds of credit card reform are pretty good is to check out the title of a recent New York Times article: Credit Card Overhauls Seem Likely.
The article, which sums up the pressures on legislators and regulators for reform on the credit card industry, asks another important question for consumers: [...]
Here’s an editorial published in the Houston Chronicle from Congressional supporters of credit card reform legislation titled Give Consumers Tools to Combat Credit Card Giants.
Barack Obama called for revisions to the Republican-led bankruptcy reforms passed in 2005. The proposal focused on assisting individuals declaring bankruptcy due to debts related to health care/medical procedures, military personnel and their families facing debt due to extended deployment, frequent moves, or predatory lending, and protecting the elderly against losing their home in bankruptcy.
Robert Zoellick, President of the World Bank, has called for governments to reform their biofuels policy, amid growing concerns about their impact on surging world food.
Speaking at the G8 summit in Japan, Mr Zoellick said the World Food Programme (WFP) needed about $5-$6 billion in 2008 to address the growing food problem.
He has called on the G8 to consider extra funding for the WFP.
He disti
Monday night, two committees within the European Parliament approved, with amendments, the upcoming reform to EU telecoms regulation. The full EP is set to vote September 3, and the Council of Telecoms Ministers will have its say November 27. The main points are:
There will be a new pan-European body: BERT (Body of European Regulators in Telecom, basically an upgrade to the existing ERG), instead
The first is making it MORE DIFFICULT to conserve someone. Conserved parties lose their constitutional rights - the right to vote, the right to life, liberty and the pursuit of happiness, the right to legal representation of their choice and more. Even the most afflicted person is usually able to make choices about where they want to live, what they eat, what they wear, who they see... Taking away
Here's the best article I could find on the very important bill passed by the Massachusetts House and Senate on Tuesday, reforming child abuse laws and prevention within this state: Worcester Telegram and Gazette, by John Monahan: Child abuse protections approved/Legislature redefines laws, intervention. (It is interesting that when both the Boston Globe and the Worcester Telegram and Gazette -
Here's the best article I could find on the very important bill passed by the Massachusetts House and Senate on Tuesday, reforming child abuse laws and prevention within this state: Worcester Telegram and Gazette, by John Monahan: Child abuse protections approved/Legislature redefines laws, intervention. (It is interesting that when both the Boston Globe and the Worcester Telegram and Gazette -
Senior Technical Advisor - Governance and Public Administration ReformHelvetasLocation: Cao Bang, VietnamLast Date: July 31, 2008Email: esther.kuehne@helvetas.orgSenior Technical AdvisorinGovernance and Public Administration Reform in VietnamHelvetas, the Swiss Association for International Cooperation, is currently looking for an experienced and output-oriented national or international Senior Te
Tuesday, July 01, 2008 Today, July 1, House Bill 89 takes effect. This NRA supported measure makes numerous improvements to Georgia’s Right-to-Carry laws and represents the most comprehensive pro-gun reform measure to be enacted in nearly 20 years. This critical Right-to-Carry Reform legislation will strengthen Georgia’s current laws by:allowing licensed carry permit holders to possess a fir
More on Massachusetts alimony reform. Boston's WGBH TV Show, "Greater Boston" with Emily Rooney, on Thursday evening, discussed recent efforts to reform alimony law in Massachusetts, including the recent push by the Second Wives Club. See WGBH's Recent Shows: "The Second Wives Club pushes for alimony reform". Appearing on the show to argue for reform was Elizabeth Benedict, w
More on Massachusetts alimony reform. Boston's WGBH TV Show, "Greater Boston" with Emily Rooney, on Thursday evening, discussed recent efforts to reform alimony law in Massachusetts, including the recent push by the Second Wives Club. See WGBH's Recent Shows: "The Second Wives Club pushes for alimony reform". Appearing on the show to argue for reform was Elizabeth Benedict, w
Chief of Party, Anti-Corruption and Public Sector ReformManagement Systems InternationalLocation: AlbaniaLast Date: July 26, 2008 Chief of Party, Anti-Corruption and Public Sector ReformAlbaniaCompany Profile: Management Systems International is an international development consulting firm based on the D.C. waterfront with offices around the globe. For over 25 years, MSI has worked to improve the
Team Leader - Civil Service ReformABU Consult Berlin GmbHLocation: TajikistanLast Date: July 1, 2008Email: 8034@abu-consult.de ABU Consult Berlin as lead of an international consortium is currently preparing a bid for the EuropeAid funded “Support to Civil Service Reform and Good Governance” project in Tajikistan. The project is envisaged to commence in August 2008 and to have a duration of 15
Campaign finance reform, meet Obama's grandmother.
Actually, he didn't lie. Originally, he said:
"If I'm the nominee, I will opt for a publicly financed campaign, unless I don't."
and
"If I'm the nominee, I will limit myself to public financing, unless I have a big money advantage in which case I won't."
I think Obama could have cinched the election by keeping his promise to accept matching
The problem with health care is well known: it is too expensive and, as a result, 47 million people living in the United States lack health insurance. But John McCain believes we can and must provide access to health care for every American. He has proposed a comprehensive vision for achieving that. For too long, our nation's leaders have talked about reforming health care. Now is the time to act,
In yesterday's Boston Globe appeared an op-ed article by novelist Elizabeth Benedict, critical of the Massachusetts alimony law and application of that law by courts in this state: Elizabeth Benedict: Boston Globe Op-Ed: The chilling effect of state's divorce laws. I actually know Elizabeth Benedict, and as one of the lawyers she talked to before writing that article, I must say that I welcome
In yesterday's Boston Globe appeared an op-ed article by novelist Elizabeth Benedict, critical of the Massachusetts alimony law and application of that law by courts in this state: Elizabeth Benedict: Boston Globe Op-Ed: The chilling effect of state's divorce laws. I actually know Elizabeth Benedict, and as one of the lawyers she talked to before writing that article, I must say that I welcome
Today's Los Angeles Times features an editorial which asserts now common themes in such discussions. Among other things, it notes:There are thousands of nonviolent inmates overcrowding our prison system. But those who are bent on keeping them locked up are supposed to have the answer for finding beds for mentally ill inmates? The wrong people are making public safety decisions at a cost of billion
Outgoing Minority House leader Dan Gelber and Democratic Rep. Martin Kiar jumped on today's release of FCAT scores to urge further reforms to the FCAT grading system implemented by former Gov. Jeb Bush. Kiar says the law passed this session...
Suze Orman weighed in this weekend on the proposed credit card reforms of Congress and the Federal Reserve, calling them “better late than never.” Orman explains some of the key measures in both the Federal Reserve protections and the Credit Card Accountability, Responsibility and Disclosure Act, as well as makes a few additional suggestions. [...]
This is how Fox Noise tries to "request" interviews with people--they send a "reporter" and a camera after their target and try and catch them when they are not ready. I've seen it done to professors, University Presidents, real news reporters, politicians, etc.I think Bill Moyers (Bill Moyers Journal on PBS, Speech to the National Conference for Media Reform, The Museum of Broadcast Communicatio
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Mailing Address: H-1397 Budapest, P.O. Box 519
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A senior attorney from Consumers Union has a 4 minute interview/video segment online laying out the relevant details of credit card reform proposals. I haven’t yet checked out the segment (available here), but I thought I would pass it on and bookmark it to view later.
The United States isn’t the only country currently considering reform of credit card practices. A proposal is under consideration in Turkey that would limit the interest rate on credit card debt upon default to twice the normal interest rate. Read more in Today’s Azman.
Hey, everyone's doing it. In the past week, two new entrants in the health care reform plan derby are AHIP and Ezekiel Emanuel. AHIP's potpourri includes a bunch of stuff that's happening anyway (e.g., better management of chronic conditions), a...
A Boston Globe editorial over the weekend pretty effectively advances the case for credit card reform by Congress and the Federal Reserve. It argues that we shouldn’t wait for the credit card industry, with record credit delinquencies, to stumble the way the mortgage market did. And in response to credit card industry concerns that it [...]