Recently I snow camped at Crater Lake National Park in Southern Oregon. Crater Lake is well-known for its intense and pristine blue color and spectacular views in the summer. In the winter months, the lake is typically socked in with fog and snow as Crater Lake National Park receives an average of 44 feet of [...]
Adam the Penn State fan has found an ally: it's Oregon State fans, who've compiled a list of Five Reasons to Hate Pitt, with the author going to the lengths of calling Pitt fans "some of the most arrogant that I have come across yet".Oh, so it's like that, Oregon State? That's a lot of crowing from a school that ranks Chad Johnson as one of their most distinguished alumni. Don't worry, I'm sure th
Tis’ the season for making your final charitable contributions for the year and helping out your community at the same time. If you are going to make only one contribution this year, I would highly suggest contributing to Oregon’s Individual Development Account (IDA) Initiative.
With a normal charitable contribution, you get an itemized deduction on the [...]
Given this week’s deep freeze in Portland, I thought I would share some energy cost projections for this winter in addition to some money-saving tips.According to the Alliance to Save Energy, Oregon residents using natural gas or electricity to heat their homes are projected to experience cost increases of $10 and $30, respectively, compared to last winter. Nationally, these heating costs will
It is this time every year that I start getting advertisements from different political action commitees advertising the Oregon political contribution credit while requesting contributions to their PAC. Many people just toss these mailings; however, if you haven’t already made a polictical contribution during the year - giving $50 ($100 if married filing joint) to [...]
If you’re looking for a Christmas event complete with hot chocolate and a walk through a display of lights, Christmas Fantasy Trail is waiting for you. Off the beaten path in Oregon City, the creator of Christmas Fantasy Trail has ...
Oregon Scientific RM313PNA Self-Setting Projection Clock, SilverHip and Cool Projection Clock with Temperature.Customer Review: Not bad for the money, but could be better.I love the idea of having the time on the wall at night. As for the daytime illumination, it is very difficult to see. This would be excellent if they put a little more time into perfecting the daytime display when you cannot s
La stazione meteo BAR210 con temperatura interna ed esterna di Oregon Scientific è un vero oggetto di design dallo stile retrò ma molto all’avanguardia.
BAR210 di Oregon Scientific oltre ad essere una stazione meteo con barometro per la casa è anche un orologio digitale radiocontrollato (sincronizzato via radio dalle stazioni specializzate) con lead luminosi di colore rosso, ha u
From the Bend Bulletin:Central Oregon’s employment picture worsened in October as each of the three counties reported their highest jobless numbers for the month in at least 18 years, when the state began tracking the data.Crook County and Jefferson County posted 10.5 percent and 9.5 percent nemployment rates, respectively, the highest and second-highest rates in the state, according to a monthl
This season he picked where he left off last season in terms of success and winning. Olympian Galen Rupp managed his first individual NCAA Div I Cross Country Championship title. The 2008 Olympian covered the 10k course in 29:04, leading the University of Oregon to a second consecutive title. Liberty Universities' Samuel Chelanga led the race from the gun up until the 400-meters mark when Rupp
Better Place, based in Palo Alto, California, has announced deals with both the State of California and the State of Oregon to install a network of electric car power stations throughout both states. These should be ready to go by 2012, which is when most experts are predicting that population centers in those states will have a large population of electric vehicles (all electrics, hybrid-electri
LOS ANGELES (Nov. 19, 2008) – Carlos Ghosn, president and CEO, Nissan Motor Co., Ltd., today announced a new electric-vehicle partnership with the state of Oregon, in line with Nissan’s commitment to begin offering pure electric cars in 2010 in the United States and Japan. The announcement came in a keynote address at the opening of the 2008 Los Angeles Auto Show. “We see in Oregon the vi
RealtyTrac released their October 2008 foreclosure data last week and Oregon ranks 16th in the nation for per household foreclosures.There were 1,306 notice of defaults last month, up 68% from October 2007. The bank files a notice of default when a mortgage payment is late and attempts to reconcile the issue out of court have failed.If the homeowner doesn’t pay the default balance within 90 days
From the Oregonian:Oregon's October unemployment rate jumped to 7.3 percent in October -- the highest rate in more than four years -- as the state lost 14,100 jobs, with declines across all major sectors.The grim seasonally adjusted figures released today showed job losses in manufacturing (4,500), professional and business services (2,800) and leisure and hospitality (2,100). None of the major in
In the summer, most of the camping trips are 1 nighters during weekend when campground are less crowded. During winter season how long have you spent in camping trips. Stacy Savona said it was a typical winter night on the Oregon Coast. Winds are gusting and the rain’s coming down, but she still remained high [...]
Seeing Oregon wildlife in their own habitat can be thrilling but sometimes can be dangerous. You need to be informed when venturing into unpopulated areas.
Guest Author:
Bob Chiodo, CFP
Equity Home Mortgage, LLC
bobchiodo@equityhome.com
*Estimated rates for the week of November 11, 2008
30 yr conforming=5.875 - 6.00
30 yr jumbo=6.25 - to $600k
7/1 ARM=5.50 - 5.75 conforming and jumbo
State Bond=6.25 FHA and conforming
OR VA=5.875 w/1.00 5.75% w/1.50
Rates moved up a little last week but we are still below 6.00. Let’s h
.
Company: StaffPointe (Staffing Firm/Recruiters)
Location: Springfield, OR 97477
Category: Nurse Management
Posted: Nov. 10, 2008
Job Type: Full-time
Deadline: Open until filled
Assistant Nurse Manager of Day Surgery center, Springfield, Oregon, 6 OR suites, will report to the Director of Surgical services. Ideal candidate will have charge or prior management experience. Duties will include
Sure, this time of the year is a little gray, a little wet, maybe even a little too cold in Portland. Yet, I still love this city. In fact, a little more than before.Portland has many names, and one of them is "Bridgetown."With two rivers, one on the north separating it from Washington State (the Columbia River) and its tributary dividing the city lengthwise (the Willamette River), it's no surpr
Gold was discovered in Sumpter Oregon in 1862. Today you can pan for gold yourself, take a ride on a steam train, and enjoy the scenic beauty of the Elkhorn Mountains of Eastern Oregon.
Oregon is not a particularly populous state, with a population of only 3,747,455, ranking it 27th most populous state in the US. The capital city of Oregon is Salem, with a population of 152,290. The largest city is Portland, with a population of 568,380 in the city proper (slightly less than Vancouver, B.C. or Seattle), and 2,159,720 in the metropolitan area. In Oregon, the only times of communit
Bathing beauties at Oregon Centennial Exposition at Portland, Oregon, 1959 The Salem Public Library historic photograph collection includes thousands of Oregon photographs dating from the mid-1800's to the present. You can search for vintage Oregon photos online in the historic Oregon photos database. The old photos of Oregon can be downloaded for personal or educational use and purchased for comm
Bathing beauties at Oregon Centennial Exposition at Portland, Oregon, 1959 The Salem Public Library historic photograph collection includes thousands of Oregon photographs dating from the mid-1800's to the present. You can search for vintage Oregon photos online in the historic Oregon photos database. The old photos of Oregon can be downloaded for personal or educational use and purchased for comm
The economy ranked as the top concern among Oregon voters who cast their ballot for Barack Obama over John McCain, pretty much regardless of education or household income.Read the rest of this entry »
It’s election day. Vote.And in the spirit of exercising your rights... appeal your property taxes if you believe they are too high. You have less than two months to appeal them with December 31st being your deadline.Personally, I think most homeowners will have a difficult time winning appeals the way Oregon’s method for determining real estate taxes is constructed. In October, I shared the
Today I had the honor of speaking at the Oregon Hearing Society’s 2008 Fall Educational Seminar in Salem. I went over several new tax law changes, common sense tax savings, weekly expense reports, limiting liability with entities, and more. Below is the PowerPoint file for those of you that attended the seminar.
“What’s New to Use [...]
Of the four games on today’s Pacific-10 slate, three seem to be less-than-thrilling matchups on paper. Arizona State, Washington State and Washington are playing the worst football in the conference and each is playing against a squad that needs a win to keep its dream alive. Bad news for upset seekers. The [...]
Joseph Oregon is a place of natural beauty nestled beneath the Wallowa Mountains named in honor of Chief Joseph. It is just a mile from Wallowa Lake and the home of 3 bronze art castin foundries.
Oregon Scientific RM313PNA Self-Setting Projection Clock, Silver
Hip and Cool Projection Clock with Temperature.
Customer Review: GREAT VALUE!
After reading some of the reviews I was a little hesitant to purchase this clock but I'm glad I folled my instinct and bought it. It is easy to set up and shows a perfectly clear time on the ceiling. We had one before that was blurry and you couldn't
The State of Oregon is below the national foreclosure rate, but foreclosures here are on the rise.Oregon now ranks 16th in the U.S. in foreclosure rate with one filing for every 677 housing units, according to RealtyTrac’s September 2008 report. By comparison, Nevada is tops in the country with one filing for every 82 households. The national average is one in every 475 housing units.Oregon fo
Guest Author:
Bob Chiodo, CFP
Equity Home Mortgage, LLC
bobchiodo@equityhome.com
ESTIMATED Rates for the week of October 22, 2008
30 yr conforming=5.75
30 yr jumbo=6.375 to $600k
7/1 ARM=5.625 - 5.75
OR State Bond=6.00 FHA or Conventional
OR VA=5.875
We had an interesting week. Interest rates on conforming have come down. We might even be able to get 5.625%. But, Or
Over on the forum, hutchman posted a great trip report on his trip out of La Grande, Oregon on October 18, 2008. It looks like it was a fun trip. Thanks to hutchman for posting the trip report and photos.
Read the entire trip report and view photos at La Grande, OR Scenic Tour - Oct. [...]
RealtyTrac released their August 2008 foreclosure data last week and Oregon ranks 22thin the nation for per household foreclosures.There were 862 notice of defaults this month, up 19% from August 2007. The bank files a notice of default when a mortgage payment is late and attempts to reconcile the issue out of court have failed.If the homeowner doesn’t pay the default balance within 90 days then
On our way to Hood River on Monday we stopped off at Multnomah Falls. Usually I would pose up on that bridge (you can see it toward the bottom of the photo, to the right of the falls), but this time we just stopped by for a quick look.Walking to the falls, we encountered a male Coho salmon lounging in a shallow part of the creek (no picture; he blended in too well with the pebbles on the bottom),
Guest Author
Bob Chiodo, C. F. P.
Equity Home Mortgage, LLC
bobchiodo@equityhome.com
*Estimated rates for the week of 10/13
30 yr conforming=6.25-6.50
30 yr jumbo-6.125 to $600k
7/1 ARM=5.625 - 5.75 for jumbo too
OR State Bond=5.750 Conventional or FHA
OR VA=5.50 but we hear it could increase very soon
As you can see by the above, rates have moved up. We have two [...]
Recently I backpacked through Hells Canyon in the remote northeast corner of Oregon. The Hells Canyon National Recreation Area is part of the Wallowa-Whitman National Forest and is between the borders of northeastern Oregon and western Idaho. The area encompasses 652,488 scenic acres and over 900 miles of trails. In its deepest part, Hells Canyon [...]
On a recent trip to the Northwest I came across the Oregon White Oak tree (Quercus garryana - this species name is similar to its other common name "Garry Oak" Quercus=Oak and garryana=garry). The trees in these images are located on the west side of Portland just off of highway 26 along NW 167 Place near the NW Cornell Road exit. I also saw quite a few of them driving further west on the Sunset
(HealthDay News) -- Oregon's physician-assisted suicide law may not adequately protect the one in four terminally ill patients with clinical depression , a new study says.The Death with Dignity Act was passed by the state in 1997, and there's been intense debate about the extent to which potentially treatable psychiatric disorders may influence a patient's decision to hasten death, according to a
On the forum, Hutchman posted another trip in Eastern Oregon, this one is being led by a friend of his aka Rubicon Rod. This will be scenic trip through the mountains between La Grande and Baker City, Oregon.
Details and more information can be found at La Grande - Baker City Scenic Tour.
Today, Hutchman announced on the forum a trip he is hosting at the Virtue Flat OHV Area, just outside Baker City in Eastern Oregon on October 26, 2008. This is a trip for all vehicle capabilities, from the stock 4wd to those with a well build 4×4 who wants to test their skills.
You can read [...]
Filed under: Fiber
For Canby Telecom customers located in (where else?) Canby, Oregon, today’s a good day. The programming provider has just announced that you now have access to 36 high-def stations on its HD IPTV network, with over two dozen of ‘em delivered to Canby via IP-PRIME. Among the new channels are Discovery HD, Disney [...]
In the following press release Karin J. Immergut U.S. Attorney for the District of Oregon announced that Marty Ray
Folwick, 50, pled guilty today before United States District Court
Judge Garr M. King to four counts of a 15-count federal indictment
which was returned by a grand jury on June 12, 2008. The guilty plea
was entered as part of a plea agreement in which Folwick pled guilty to
one
In a recent meeting my dear colleague Katherine Maillet asked me what is new about story-telling and educational gaming? She was giving the example of Oregon Trail. This game is around for almost 40 years. The first version was created in 1971. As it is so old and it was so massively used in US schools it has created a lot of folklore around it. You can play a web-based version with updated graphi
It?s not a subject most people like to think about, yet for a responsible spouse or parent life insurance is one of life?s necessary evils. Life Insurance.To find out, ask yourself the following questions: Do you need life insurance?Would a death benefit help a loved one pay off a mortgage loan or other debt? If you died would your loved ones need your death benefit to continue their present st
GUEST AUTHOR:
Bob Chiodo
Equity Home Mortgage, LLC
bobchiodo@equityhome.com
*Estimated rates for the week of September 29, 2008.
30 yr conforming=5.750 - 5.875
30 yr jumbo=6.125 to $600k
7/1 ARM=5.875 - 6.000
OR VA=5.500
OR State Bond FHA=5.750
Obviously, most of the news today surrounds the House of Representatives failure to pass the bill that would have re-capitalize
When there’s a crisp snap in the air, nothing beats a day at the local pumpkin patch farm. It’s guaranteed to put a Jack-o-Lantern-sized smile on everyone’s face! Here’s a list of the best local pumpkin patch farms in and around Portland, Oregon.
PUMPKIN PATCHES AROUND PORTLAND, OREGON
Oregon Hill Farms, 32861 Pittsburg Road, Saint Helens, OR 97051
Phone: 503-397-2791 - [...]
In July, I reported on June stats for the sub-prime mortgage condition in Oregon based on information from the Federal Reserve. The August 2008 stats are out and are posted below along with July stats which I never got around to posting.
For the Federal Reserve sub-prime mortgage map for all of the U.S. CLICK HERE . Oregon showed an increase in delinquencies and foreclosures [...]
We all should have seen this coming: Since Ohio State traveled west two weeks ago and got dismembered by the Trojans, do you know what the biggest USC story being force-fed to the public has been? How USC could finish undefeated and not play for the National title because the Pac-10 is rotten enough to make the computers hold their nose. Which is part of the beauty of college football. Ladies &
Last night Oregon State Beavers upset the Number 1 USC Trojans 27-21 last night. This was an unexpected win and it has shaken things up in the Pac-10 College Football Circuit. Get the Oregon State Fight song Ringtone or Oregon State Graphics and Wallpapers for your cellphone now!Also check out our selection of USC Trojans Ringtones and Wallpapers.
Just a little College football news. Sorry to all you Trojan fans, but my attempt at college was at Oregon State.I'll post more diving stuff soon. Aloha, Steve
Oregon Coast vacation rentals offer vacationers plenty of options to enjoy a perfect getaway in this beautiful area of the United States' west coast. This area is a great place to enjoy a relaxing and fun filled holiday. There are many activities to choose from and picturesque places to view and photograph.
It is worth noticing that price of apartments in Salem Oregon can vary quite a bit within one building or property. For example, the property referred to above also has small studios available for under $800 as well as the...
A selection of the best restaurants in Bend Oregon. From pizza to upscale romantic restaurants and Chinese to barbecue ribs. Know where to go for the best breakfast in Bend.
Doug Fieldhouse of Vesta, ClearEdge Power, ID Experts, nLIGHT and BRING Recycling Are Selected as this Year’s Award Winners
Sept. 18, 2008, Portland, Ore. — The Oregon Entrepreneurs Network (OEN) announced the winners of the 2008 OEN Tom Holce Awards for Entrepreneurship during its 15th annual awards ceremony on September 18, 2008. The ceremony, held [...]
Even though the summer activities are almost over, there’s still Farmers Markets and fun to be had. Fall officially starts September 22, and has always been my favorite time of year especially when we have Indian summers. Hard to believe there’s only 3 more months left in this year.
There are lots of fall festivities coming up [...]
Oregon is among the most bike-friendly states, according to The League of American Bicyclists. Ranked fourth in the nation,“Oregon was one of the first adopters of a complete streets policy - accounting for all roadway users, including bicyclists, when constructing roads. The state helps educated motorists of cyclists rights to the roads in its driver’s manual. Oregon also excels in highlight
On the forum, hutchman posted up a trip report with a lot of photos of a recent trip on his search to locate original sections of the Oregon Trail.
You can read the post and join in the discussion at My Oregon Trail Odyssey.
GUEST AUTHOR
Bob Chiodo
Equity Home Mortgage LLC
bobchiodo@equityhome.com
Estimated Rates for the week of September 8, 2008
30 yr conforming=5.500 - 5.625
30 yr jumbo=6.50 to $600k
7/1 ARM=5.500 - 5.750
OR VA=5.500
OR State Bond FHA=5.750
We have had a few good days in the rate markets. Today we can get 5.50% with a few lenders. Not sure how long it will last [...]
From the Oregonian:Elizabeth Bretko started her tea company Heartsong Chai in Ashland more than eight years ago. Then two years ago, the 36-year-old expanded the business by building a $150,000 brewery on her home equity line and family loans so that she could sell larger quantities to grocery stores. Her special teas sell for $3.29 a bottle, with a 50 percent gross profit margin.This spring Bretk
We just got off the train from Eugene, Oregon. When we arrived at the Amtrak station last night to check our luggage, I almost had a heart attack when the ticket agent told us we couldn’t check our case of painstakingly-chosen Pinot Noir. On the trip up, there was no problem with the [...]
With the dusty, unused smell of the furnace permeating my place, drizzling rain outside and wool socks on my freezing toes, it seemed like a good day to post my favorite Oregon recipe: mom's Cioppino. For the uninitiated, Cioppino is a sort of bouillabaisse, a red sauce-based seafood soup recipe that's overflowing with fresh fish and seafood still in the shell. The bouillabaisse recipe takes some
I always think of Portland as an adventurous place to live. Forget the rain. People here walk, bike, run, and spend time outdoors all year round.Mt. Hood is an hour away. The beaches are an hour away. Walking trails, hiking, you name it. Portland has much to offer- but it didn’t make National Geographic Adventure Magazine’s top 50 best places for the adventuresome to live.But three Oregon
Over on the forum at OBCDR Trip Report, Decidion posted up a web page with a trip report of a recent 4-day trip through the Oregon Backcountry.
Decidion describes the trip as follows:
“The Oregon Backcountry Discovery Route is a series of gravel and offroad/4×4 trails that leads from the California border all the way up to [...]
PlayKatz Bengals, who are based in Donald, Oregon, have two female brown rosetted bengal kittens available for sale. Kittens are TICA registered and will be ready to go to new homes - late Sepember / early October. Further photos, info and contact details are available on the breeders advertisement.
addthis_url = [...]
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Hazelnut Tech Talk is a collaboration between Amber Case and Bram Pitoyo
.In this Episode of Hazelnut Tech Talk, we bring you Sarah Lacy, columnist for BusinessWeek. During the podcast, Lacey talks about her new book, Once You’re Lucky, Twice You’re Good: the Rebirth of Silicon Valley and the Rise of Web 2.0, how she organizes a billion things a [...]
The thought of getting car insurance policy in Oregon has in no way been simpler. When you think about the fact that you are getting more and more deals from your system and that you are going to have all the correct choices you will be delighted. In a majority of cases there is not [...]
Free Oregon Vacation Rentals by Owner ListingsYour Travel Buddy announces “Y.T.B Vacation Rentals by Owner”, the first website that allows vacation rental owners to advertise their properties for free with more listing features than the industry leader. Some vacation rentals by owner websites usually advertise free listings only until they have reached some goal or membership milestone, then c
Guest Author:
Bob Chiodo
Equity Home Mortgage, LLC
bobchiodo@equityhome.com
Estimated rates for the week of August 18, 2008*
30 yr fixed conforming=6.250 - 6.375
30 yr jumbo=6.625 to 600k
7/1 jumbo=5.750 - 5.875
OR VA=5.375 - 5.500
OR State Bond=6.000 FHA or Conventional
Rate markets are staying steady. That’s our good news for the week. I mentioned over th
by Bob Egelko, Chronicle Staff Writer
Domestic partnership rights for same-sex couples in Oregon remained intact Thursday as a federal appeals court upheld state election officials' findings that a referendum to repeal the partnership law had fallen 96 signatures short of qualifying for the November ballot.
The law, passed last year, made Oregon one of nine states to give legal recognition to
Nationwide closing costs are on the rise and Oregon’s on the bandwagon.According to a study by Bankrate.com, the 2007 average closing cost of $2,736 has gone up to an average of $3,118 in 2008, a 14 percent increase. During this time, Oregon has jumped from 41st in the U.S. to 20th with an average of $3161 in closing costs.New York City at $4,016 is the most expensive place to close. North Car
When people don’t know what else to talk about, they usually talk about the weather. Here in Portland, Oregon lately, the weather is being talked about a lot everywhere. Why you ask? The weather stations are all saying this is the longest heat-wave we’ve had in 30 years. Actually I find all this a bit funny. [...]
From the Portland Business Journal:Four mortgage companies received cease-and-desist orders and fines from the Oregon Department of Consumer and Business Services for violating Oregon’s mortgage lending laws.Allegiance Mortgage LLC. The state revoked the mortgage lending license of Allegiance Mortgage of Springfield for failing to supervise its loan originators and submitting fraudulent financia
Three of the pet friendliest places in Florence, Oregon… are the Aloha Pet Grooming in walking distance to the library on 8th Street, where Cici had her toe nails clipped by a kind woman named Pam… Digital Dunes, on Laurel Street, near to Old Town, a wonderful photographer who specializes in pet portraits and Reigning [...]