Irvine

Jonathan Smoke with BlueSmoke and HousingIntelligence.com recently invited me to speak with him at a luncheon at the Irvine Marriott on Thursday, May 29th, as part of an all-day seminar hosted by Hyphen Solutions, the building industry's provider of choice for scheduling and supply chain management.This special business forum -- "Controlling Costs When You (and Your Suppliers) are Stretched Thin"

Baskin-Robbins co-founder Irvine Robbins died from old age this week at the age of 90 leaving behind him a lasting legacy- 31 innovative ice-cream flavors and 500 ice-cream franchises that has changed the lives of so many Americans since the 1940s… Irvine Robbins started his own ice-cream business in the early 1940s after he had served his time in the American [...]

Irvine-Sucks.com presents another montage of skateboarding from the land of suburbia.I used to live near there, it's nice, never had this much skateboarding action though.Check out our sponsors, and keep us skating - Free Shipping on all orders $25 and up, use promo code SLATER and save big on karmaloop.comCCS all decks, trucks, wheels and parts from all your favorite brands.

This is a single story office building in Irvine with major street frontage on Redhill.  The building was refurbished in 2005.  Close to John Wayne Airport and other amenities.  Call Kevin at (949) 760-4014 or email kburger@transtar.com for more information.

1- Irvine está bem próxima a San Diego e Los Angeles;Veja mais dicas dos Estados Unidos aqui.2- Visite a famosa Newport Beach e pratiquensurf, e jet ski;3- Atrações famosas como a Disneyland, Magic Mountain e a Universal Studios são passeios fáceis de 1 dia;4- As lindas praias da costa do Pacífico, os desertos e as montanhas da Califórnia são destinos populares;5 – Passar o dia no parque aquático de Wild Rivers;6- Praticar exercícios e admirar a natureza nos inúmeros parques públicos da cidade;7- Virar criança no parque temático da Legoland;8- Assistir a shows e apresentações no Sea World.

Katherine Kersten at the Minneapolis Star Tribune (via Michelle Malkin) has done some important coverage of how Islamism is being funded by taxpayer money in American schools. Parents who don't want their children being indoctrinated should take note. And while we're on the subject, just look at how the UC Irvine Muslim Student Union is allowed to hold a fund-raiser for Sami al-Arian, a

Pretty cool video of a Nissan GT-R spotted in Irvine,California. These guys follow the car around in Irvine until the car is far gone on the freeway. You can see the car launch and see it cruising... [[ This is a content summary only. Visit my website for full links, other content, and more! ]]

The Bamboozle Left Fesival kicks off today, April 5th in Irvine, California and extends through the end of Sunday, April 6th.Check back regularly for updates from Bamboozle Left's weekend festival and get blog and media reports, photographs and videos, plus MP3s and streams of profiled artists.Performing today on one of six stages at the Verizon Wireless Amphitheater (I hate how so many of our music, sporting and other venues and events have surrendered their namesakes to brands of capitalism; it really takes the 'organic' feel out of the event and makes you wonder why you still pay so much for tickets) include:- All American Rejects [mp3: It Ends Tonight], Josephine Collective, Alkaline Trio [mp3: Radio], Daphne Love Derby, Jimmy Eat World, Paramore [mp3: Pressure], New Found Glory, The B

Here’s an update on the absolutely appalling situation at UC Irvine, where radical Muslim student groups have been allowed to run wild with hate speech and incitement against Jews, while the school administration denies the problem.

Rv, unexplained removal of pictures ← Previous revision Revision as of 21:07, 4 April 2008 Line 228: Line 228: <!-- Unsourced image removed: [[Image:uciplan.jpg|thumb|200px|An early plan for UCI by William Pereira, circa 1960.]] --> <!-- Unsourced image removed: [[Image:uciplan.jpg|thumb|200px|An early plan for UCI by William Pereira, circa 1960.]] --> The first buildings were designed by a team of architects led by [[William Pereira]] and including [[A. Quincy Jones]] and William Blurock. The initial landscaping, including Aldrich Park, was designed by an association of three firms, including that of the famous urban-landscaping innovator [[Robert Herrick Carter]]. Aldrich Park was designed under the direction

A year ago Irvine, Calif., was still riding high on the subprime boom; then almost overnight the industry and more than 4,000 good paying jobs vanished. The former headquarters of New Century Financial in Irvine, Calif., pictured here on April 2, 2007, the day the company filed for bankruptcy. IRVINE, Calif. (CNNMoney.com) — The subprime mortgage meltdown [...]

This is a high image building with upgraded finishes.  The second floor has an extensive window line.  These suites can be leased separately or together.  Furniture is also available.  Please call Kevin at (949) 760-4014 or email kburger@transtar.com for more information.

Eddie Irvine has hit out at the powers that be in Formula 1, claiming the sport is being dumbed down and becoming less and less interesting.The former Jordan, Ferrari and Jaguar driver feels that annual rule changes and alterations to circuits have seen more and more skill taken out of the sport of motor racing.The flamboyant Irishman wrote in The Guardian: "There's a quote attributed to Ernest Hemingway when he said: ‘There are only three sports: bullfighting, motor racing and mountaineering; all the rest are merely games."Formula 1 seems intent on trying to become a game. By taking increasing measures to slow things down The FIA is turning Formula 1 into tiddlywinks. It is nearly impossible to have an accident in F1 now - you just go into the sand traps."The sport has been dumbed down

This industrial/warehouse has a reception area, open area office, many with private offices, restroom and warehouse.  It has 200amp, 120/208 volt, 3-phase electric panels, with ground level loading and 16′ clearance height.  Larger spaces are available as well with rates ranging from $1.40/sf and up.  Call Kevin at (949) 760-4014 or email kburger@transtar.com for more [...]

This small, brand new office is located in the Irvine Spectrum.  There are two upgraded private offices, large open area for cubicles, shared restrooms, large front windows, 100% air conditioned…perfect for mortgage, insurance, or start up company.  Call Kevin at (949) 760-4014 or email kburger@transtar.com for more information.

I wasn't going to write about this when I first read about it a little bit ago, because I don't like to harp on anyone's misfortune. (YES, it's true...other evidence to the contrary.)But just today, I've seen 2 references to this sad affair. The first was an article in the British press (we had it here first), sent by my UK-living sister. It detailed the whole affair about Robert Irvine’s exaggerating his contact with the British royal family. I guess in Britain that’s nearly treasonous.My second brush with Irvine today was that, just after I read that the Food Network had fired him* (or actually they “have not renewed (his) contract for future seasons, but will fulfill (their) contractual obligations to him”), I received the newest Food Network newsletter in my inbox. It featured

TMZ is reporting that Robert Irvine’s been canned by Food Network. After it was discovered that Robert lied about his credentials — including having designed Princess Diana’s wedding cake — Food Network honchos investigated the situation and today released a statement saying they “have not renewed Robert’s contract for future seasons” and “will be looking for [...]

Take your kids to Irvine Regional Park in Orange County and ride the rails. This fun little train takes you on a one mile loop through the oak trees and next to the park lake. Kids and their parents will enjoy riding the Irvine Park Railroad. If your planning a birthday party the railroad party pavilion is the perfect place and offers four different packages. If your going for a train ride or a party celebration the train is fun for kids and adults. Irvine Regional Park 1 Irvine Park Road Orange, CA 92862

Class A Office sublease space available.  Three window private offices, three internal window offices, amazing view of City and John Wayne Airport.  Office furniture, cubicles and telephone system are negotiable.  Call Kevin at (949) 760-4014 or email kburger@transtar.com for more information.

Irvine Regional Park in Orange County, California is a great family destination. The park has a train ride, paddle boats bike rentals, Orange County Zoo, loads of picnic areas and miles of trail to explore. If your looking for a fun place to take the kids for a day in Southern California Irvine Park is the place. The park contains some of the oldest Coast Live Oaks in Orange and has been a favorite place for Californians to visit for over 100 years. A four mile equestrian trail skirts the perimeter of the central park providing scenic views of the park and it's natural scenery. Horse trailers can be parked on the north perimeter of the train station parking lot. A lookout trail is on the north slope of the natural area where a covered shelter, watering trough and water fountain are available. Group picnic areas can be reserved and the Irvine Park Railroad offers kids birthday packages. Have a fun day at the park. Irvine Park

We went to the Irvine Regional Park last night to ride the Christmas Train - IT WAS SO FUN!!When we got there it was after dark - and I mean d-a-r-k! Then all of a sudden you see this beautiful glow off in the distance. When we got to the entry gate we were very happy to see that the gates were open and there was no charge for entrance!Note to you all: You can avoid the $4.00 - $5.00 entry fee by going after 5:00 p.m.So we parked and I'm telling you, it was that same feeling you get when you were little and you pulled up to Disneyland. The lights and sounds, and the excitement in the air was magical!Kids were squealing with excitement, and the parents were almost as excited as the kids! The line was long, but moved very quickly once the train arrived each time, so it wasn't bad at all.The park was covered in lights and decorations, and was a sight to see for sure.It did start to sprinkle when we arrived, and that became a light rain, but it really wasn't a big deal because where you

These are some interesting numbers… Median sale price Sales volume ZIPcode Prev. 4 weeks change from "06 Prev. 4 weeks change from"06 92602 $658,500 -27.3% 9 -81.3% 92603 $737,000 -17.9% 22 -40.5% 92604 $583,000 -10.2% 16 0.0% 92606 $871,750 19.1% 8 -72.4% 92612 $472,000 -22.0% 24 4.3% 92614 $575,000 -3.2% 13 -18.8% 92618 $682,500 15.7% 20 53.8% 92620 $757,500 5.9% 16 -79.2% I am going to make a bold prediction: sales will improve in 92602, 92606 and 92620. After an 80% decline in sales, some improvement is nearly certain. Then again, sales could drop off to zero if sellers don’t reduce their prices more… Just in case you wanted to see just how crazy everyone got with interest-only and negative amortization loans. And what these loans did to valuations…

Well, way up North where the air gets cold There’s a tale about Christmas that you’ve all been told A real famous cat all dressed up in red And he spends the whole year workin’ out on his sled. It’s the little Saint Nick little Saint Nick It’s the little Saint Nick little Saint Nick Just a little bobsled, we call it Old Saint Nick But she’ll walk a tobogan with a four speed stick She’s candy apple red with a ski for a wheel And when Santa hits the gas, man, just watch her peel. Little Saint Nick — Beach Boys . . Today’s property was purchased on 10/16/2006 for $869,000 and sold at auction on 9/27/2007 for $682,763. These are not asking prices, these are actual transaction amounts. That is a 21.4% loss in less than one year, and that is not including any transaction costs. Asking Price: $739,900 Income Requirement: $184,750 Downpayment Needed: $147,800 Purchase Price: $682,763 Purchase Date: 9/27/2007 Address: 12 Apple V

Irvine Kineas is one of the most interesting characters in the RPG game Final Fantasy VIII. He is a student at Galbadia Garden, one of the three mercenary academies in the game. He is one of the Garden's elite sharpshooters, always carrying his rifle. His Limit Break is Shot, which deals damage and inflicts status effects depending on the type of ammunition, although perhaps more famous for his passion for the girls and for his constant and funny moments.Irvine is depicted as a cowboy, tall and fair-skinned with long brown hair that he wears withdrawn in a ponytail. Irvine looks like a young frivolous and indifferent, which only serves what is interesting; But underneath that mask, hides a guy with great sensitivity and an inordinate sense of protection and accountability. He also likes to flirt with the female characters, as well as being known for his shooting as his charm. He acts like a carefree, but lonely misunderstood; However, this is no more than a facade charm to women and t

Having thrown the entire medical profession into disarray, Sir Donald Irvine left the GMC to write a book called The Doctors' Tale. Professionalism and Public Trust. The problem with Donald is that he lacked considerable insight into his own failings as a GMC President. This is Donald if anyone has forgotten him. He is easily forgotten but we must not forget that during his reign he was directly responsible for the Bristol Scandal and the Shipman Scandal. Both culminated in the Shipman Inquiry which destroyed medical regulation for good. I say this because it assumes every doctor to be Dr Shipman before they are tried.Having created the biggest amount of chaos in the medical profession this side of the 21st Century, Donald decided to be a advocate for the patients. Of course, we should ask Donald, the screener in chief in Rita Pal v GMC - what he would have done about all those dead patients on Ward 87 North Staffordshire NHS Trust. All those hundreds of patients whose care was compro

The fires are very close to the apartments & condos where all of my brothers live. I think 1 of them is in a voluntary evacuation area. The other two will probably be asked to leave very soon. Joe Maller is trying to gather some more Information about the fires in Irvine. skell posted a short video of the Irvine fires on YouTube. Joel Sax posts thoughts on the fire in Irvine including weather expectations for the next couple of days. The OC Register has a couple articles relating to the fires in Orange County. Find them here and here. 241, California, evacuation, fire, irvine, Irvine blvd, links, Orange County, Pioneer, Portola Springs, Santiago Canyon, toll roads, Tustin Ranch, Tustin Ranch Road, video, voluntary

The fires are very close to the apartments & condos where all of my brothers live. I think 1 of them is in a voluntary evacuation area. The other two will probably be asked to leave very soon. Update: Fire got out of hand. One Brother located near Pioneer and Jamboree has evacuated. He was also forced to close his office in Irvine due to health conditions.? I am waiting for the word from either of my 2 brothers who are located near Irvine Blvd and Jamboree to help them move stuff if needed. Check out my Santiago Fires Theory Jason Rosenberg has compiled a list of resources on the Orange County Fires? Joe Maller is trying to gather some more Information about the fires in Irvine. skell posted a short video of the Irvine fires on YouTube. Joel Sax posts thoughts on the fire in Irvine including weather expectations for the next couple of days. The OC Register has also reported on the fires in Orange County.

SoCal_Fire_Irvine_0003, originally uploaded by computer-Eyes. I really wish these were just rain clouds 400D, California, clouds, DSLR, fire, irvine, Orange County, orange county california, photography, Photos, Santiago Canyon, So Cal, SoCal

SoCal_Fire_Irvine_0006, originally uploaded by computer-Eyes. more shots of the smoke clouds caused by the Orange County fire 400D, California, clouds, Cluttered Thoughts, DSLR, fire, irvine, Orange County, orange county california, photography, Photos, Santiago Canyon, So Cal, SoCal

SoCal_Fire_Irvine_0007, originally uploaded by computer-Eyes. Sky looks engulfed in smoke 400D, California, clouds, DSLR, fire, irvine, Orange County, orange county california, photography, Photos, Santiago Canyon, So Cal, SoCal

SoCal_Fire_Irvine_0014, originally uploaded by computer-Eyes. Smoke clouds quickly sweeping over Irvine 400D, California, clouds, DSLR, fire, irvine, Orange County, orange county california, photography, Photos, Santiago Canyon, So Cal, SoCal

SoCal_Fire_Irvine_0016, originally uploaded by computer-Eyes. the dark parts of the sky were cause by smoke. 400D, California, clouds, DSLR, fire, irvine, Orange County, orange county california, photography, Photos, Santiago Canyon, So Cal, SoCal

SoCal_Fire_Irvine_0017, originally uploaded by computer-Eyes. More smoke clouds in Irvine 400D, California, clouds, DSLR, fire, irvine, Orange County, orange county california, photography, Photos, Santiago Canyon, So Cal, SoCal

SoCal_Fire_Irvine_0018, originally uploaded by computer-Eyes. Smoke clouds from the Santiago Canyon fire 400D, California, clouds, DSLR, fire, irvine, Orange County, orange county california, photography, Photos, Santiago Canyon, So Cal, SoCal

Filed under: Misc. Gadgets A pair of researchers at UC Irvine look to be out to make a name for themselves in the increasingly-crowded field of nanotechnology, with them now announcing that they've developed the first nano-scale radio. While the entire setup obviously isn't nano-sized (as you can see above), the demodulator portion of it most definitely is, measuring thousands of time smaller than a human hair. Despite that diminutive size, the demodulator apparently has no trouble translating AM radio waves into sound using nothing more than carbon nanotubes, as you can see and hear for yourself in the video available via the Extreme Tech article linked below.  Read | Permalink | Email this | CommentsOffice Depot Featured Gadget: Xbox 360 Platinum System Packs the power to bring games to life!

I thought everyone might find this data interesting. 1988 $216,464 1989 $237,410 1990 $239,024 1991 $242,877 1992 $237,451 1993 $230,598 1994 $228,529 1995 $229,959 1996 $246,865 1997 $245,437 1998 $263,172 1999 $278,148 2000 $308,089 2001 $334,741 2002 $379,852 2003 $461,888 2004 $609,397 2005 $635,675 2006 $722,928 2007 $665,807 Median sale price Sales volume ZIP code Prev. 4 weeks change  from ’06 Prev. 4 weeks change from ’06 92602 $650,000 -15.5% 20 -28.6% 92603 $943,000 -3.2% 20 -42.9% 92604 $581,000 -13.9% 18 -33.3% 92606 $735,000 2.4% 15 25.0% 92612 $695,000 12.1% 21 -12.5% 92614 $611,500 11.2% 21 -16.0% 92618 $525,000 -2.2% 19 111.1% 92620 $762,500 -12.2% 30 -50.0%

Irvine Mortgage Blog - The recent release of the New Homes Sales report for August shows that sales dropped sharply by 8.3% from last month. Down to 795,000 from 867,000 in July. The August median new home price was down as well by 7.5% from the month prior. Some of you may be aware that the median price for existing homes actually increased this month. What you may be unaware of is that’s not a very good sign for homeowners. The New Home Sales median sale price more accurately reflects current market conditions than the current existing median sale price because it’s the price builders are selling new homes for, and since builders can’t afford to let home sit on the market because of holding costs, they lower the prices until the homes start to move. The existing home median sale price, however, is largely out of whack these days because a lot of homeowners don’t need to sell, they just want to, so they can afford to let the home sit on the market for a while a

Irvine Mortgage Blog - The recent release of the New Homes Sales report for August shows that sales dropped sharply by 8.3% from last month. Down to 795,000 from 867,000 in July. The August median new home price was down as well by 7.5% from the month prior. Some of you may be aware that the median price for existing homes actually increased this month. What you may be unaware of is that’s not a very good sign for homeowners. The New Home Sales median sale price more accurately reflects current market conditions than the current existing median sale price because it’s the price builders are selling new homes for, and since builders can’t afford to let home sit on the market because of holding costs, they lower the prices until the homes start to move. The existing home median sale price, however, is largely out of whack these days because a lot of homeowners don’t need to sell, they just want to, so they can afford to let the home sit on the market for a while a

Just so you know where the leading edge of the market is… Price: $425,000 177 Briarwood, Irvine, CA 92604 Beds: 3 Baths: 2 Sq. Ft.: 1,150 $/Sq. Ft.: $370 Lot Size: - Type: Condominium Style: Other Year Built: 1978 Stories: One Level Area: Woodbridge County: Orange MLS#: S486749 Status: Active On Redfin: 139 days Unsold in 90+ days From Redfin, “* * FANTASTIC BUY * * 3 BR 2 BA single level with HUGE backyard, come see the rose garden. Great Location. Everything has been upgraded, from the neutral tiled floors to the granite counters, kitchen cabinets & appliances. 3 Large bedrooms & 2 upgraded bathrooms also with granite & newer cabinets . Newer mirror closets with organizer. It is very lite and brite and definately a 10++ Newer water heater. Walk to all the fantastic amenities, pool, spa, park, tennis, basket & volleyball, schools & shopping.” HUGE backyard. It is a freakin’ patio! Give me

Irvine Mortgage - Federal Reserve chairman Ben Bernanke is currently in a meeting to announce what is expected by investors to be a Fed Funds interest rate cut, among other topics like the state of the current US economy. Whenever you have big changes being made on high levels like at the Fed, you can expect mortgage rates to change, but not always in the most obvious fashion. If you’ve read my article about how mortgage rates are determined, you know that a lot of the cause behind the Mortgage Market turmoil we’ve been having is due to nothing more than investors’ ideas about what may or may not happen in the future, however irrational those ideas may be. The same thing is going to happen today, but I predict that, in the event Irvine Mortgage Rates rise slightly, they’ll come back down to normal levels within a few weeks, and vice versa. CNN Money states that investors aren’t completely in agreement on their predictions of the size of the rate cut, some

Irvine Mortgage - As most of my local neighbors here in Southern California are well aware, the Irvine housing market has been completely out of control over the past several years. As a simple reminder of how crazy things have gotten over the years, the Irvine Housing Blog gives the stats on a house nobody would like to call home on the market here in Irvine at an exorbitant price.

Irvine Mortgage - Federal Reserve chairman Ben Bernanke is currently in a meeting to announce what is expected by investors to be a Fed Funds interest rate cut, among other topics like the state of the current US economy. Whenever you have big changes being made on high levels like at the Fed, you can expect mortgage rates to change, but not always in the most obvious fashion. If you’ve read my article about how mortgage rates are determined, you know that a lot of the cause behind the Mortgage Market turmoil we’ve been having is due to nothing more than investors’ ideas about what may or may not happen in the future, however irrational those ideas may be. The same thing is going to happen today, but I predict that, in the event Irvine Mortgage Rates rise slightly, they’ll come back down to normal levels within a few weeks, and vice versa. CNN Money states that investors aren’t completely in agreement on their predictions of the size of the rate cut, some

Irvine Mortgage - As most of my local neighbors here in Southern California are well aware, the Irvine housing market has been completely out of control over the past several years. As a simple reminder of how crazy things have gotten over the years, the Irvine Housing Blog gives the stats on a house nobody would like to call home on the market here in Irvine at an exorbitant price.

I roll up the service driveway and wait roughly 30 seconds with the engine idling and my window down. A young man approaches my window and asks how he can help me. I point to the “Check Engine Soon” (CES) light on my dashboard. Without asking other questions, he asks “anything else?” I say that as long as this item is fixed that should be enough. We both leave the ///M3 in the driveway and go to take a seat in the general service area with many desks situated near the windows with 2 seats available for customers per desk. The young man sits and places my key in a key-reader attached to the computer. All of my car history pops up and he says I need an inspection II but it cannot be done until the meter on the car reaches < 400 miles to inspection. Fair enough, I'll bring it in another 200 miles. After all my info is typed up, with an estimated cost of $0.00, he writes me a slip for a loaner car and sends me on my way. The first day I get a call back saying th

We did our first post on Irvine Sales Trends many months ago. Today’s post includes the 2007 numbers through August. Although the charts are an improvement from the past, I still have a lot to learn from twist. Keep in mind that the data used to generate these charts comes from MLS. We’ll start with a look at # of sales by month from 1998-2007: The 3 Month and 12 Month Moving Averages help indicate the trend. Next, we’ll compare the data by year. I’ve create separate charts for 1998-2002 and 2003-2007 because it is a little messy with 10 data sets. It looks like although SFR sales are about the same in 2007 when compared to 2006, Condo sales are definitely slower in 2007. Now only if I had the median sales price data for Irvine for the last 9 years. UPDATE: Here is the data used to generate the charts above: Irvine Sales Trends.xls

Irvine Mortgage Info - Thanks for stopping by; I think you’ll find the information here to be incredibly useful in your search for a new home and its financing. Your mortgage is an important investment and it should be treated as such. The biggest problem with mortgage companies today is that they don’t take the time to develop an understanding of their clients complete financial pictures. More often than not, this leads to you, the home owner, getting a mortgage that isn’t the best, and with huge cost of housing in the Irvine, California area, a small mistake will cost you big bucks! The information you’ll find here will help you better select the mortgage that’s right for you, because it isn’t just about the mortgage, it’s about making sure that mortgage fits your investment strategies, your retirement plans, and your income and expense goals. If not, your mortgage is just a big waste of money. As you’ll notice, I’m in the process

How do you value very high end homes? I don’t know. The person who is buying a $15,000,000 property probably isn’t getting a subprime option ARM with 100% financing and a 1% teaser rate. In fact, people who buys homes at these price levels often don’t use financing at all. I do have to wonder, would you pay $15,000,000 to live in Irvine? Price: $15,000,000 72 GOLDEN EAGLE IRVINE, CA 92603 Beds: 6 Baths: 6.5 Sq. Ft.: - Lot Size: 0.94 acres Type: Single Family Residence Style: Other Year Built: 2007 Stories: Three or More Levels View(s): Golf Course Area: Shady Canyon County: Orange MLS#: U7001252 Status: Active On Redfin: 156 days Unsold in 90+ days A pleasing departure from other Shady Canyon custom homes. This uniquely elegant 6 bedroom, 6 and 3 half-bath residence, modeled after the famed La Suvera in Tuscany, boasts a dramatic 3-level sunken central courtyard and the area’s best views. Theater, library, 9 c

by Vincent Bindi Years ago, the only person that could buy a home in Irvine with zero down payment using a new purchase money loan were Veterans of War (called a VA loan). In the past several years, there has been an explosion of new loan programs designed to fit most any buyers circumstances. Today, most anyone can buy a home with zero down payment if they have sufficient income and decent credit. There are three factors that determine if you have sufficient income to purchase a home with zero down payment, and they are: Purchase price of the home, Interest rates, and debt to income ratio that the mortgage program requires. These three factors are interrelated as described below. The debt to income ratio is the monthly mortgage payment of the zero down loan, divided by your monthly gross income (not your net take home income). This ratio can vary from 35% to 50% dependent upon the loan program, and your credit score. The monthly mortgage payment is determined by the purchase pri

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Former Ferrari driver Eddie Irvine has slammed Lewis Hamilton for showing “unbelievable disrespect” to McLaren team boss Ron Dennis in their fiery radio exchange during qualifying for the Hungarian Grand Prix. Hamilton reportedly told his boss to, “Go f****** swivel” after he thought the team had deliberately held him up behind team-mate Fernando Alonso in the pit lane in the closing minutes of qualifying as punishment for him disobeying team orders at the start of the Q3 fuel-burn more…

The Department of Economics is currently accepting applications for Postdoctoral Scholar/Researcher positions for the 2007-2008 academic year. The candidates will engage in research within various...

Since we are the Irvine Housing Blog, and since we can be unbiased (we don’t take advertising dollars from realtors), we are the perfect conduit for information regarding the performance of local realtors. We are strictly acting as an information conduit — with our own interpretation, of course. The source data can be found at OC Home Review. The OC Home Review’s list of Irvine Realtors provides a ranking of realtors based on the number of active listings they currently have on the market. Since it is my opinion that this is a completely meaningless statistic, I have downloaded their information and sorted it on different criteria. I have compiled 4 different categories of agent rankings: Largest Number of Sales Highest Sales Rate Lowest Sales Rate Dishonorable Mention The largest number of sales is self-explanatory. The agents who are closing deals, particularly in this market environment, are doing a great job, and I wish to recognize their accomplishment here. If

Tonight was "A Look Back at Dance" production and Gloria Fartutti and I had one number together. It was great. Gloria was on the mark (for once!) and since she's been dieting I was able to twirl her much better than the performance in the Spring. Thank God for Jenny Craig and my new back support belt! We did our own choreographed dance with a lot of swing influences. My favorite part is always near the end when Gloria does her final twirl, rips her skirt off and bends over showing the audience her butt. Embroidered on her panties is "applause". People laugh so hard...I just love it. Oh, and guess what? The Orange County Register was there tonight and came up afterwards to interview me! Sweeeeeeeeeeet. Gloria wanted to know if I wanted to go out for a drink tonight but I declined. She talks way too much about her ex-boyfriend (he's Sam Parsnickens, an L.A. Dodger) and wears way too much perfume. I cough and wheeze every time she gets near me! I don't want to purc

Rancho San Joaquin is a small Irvine Village comprised mostly of high density residential housing. What makes this Village unique is the abundance of recreational activities. Rancho San Joaquin is bounded by Culver Drive, Michelson Drive, University Drive, and Harvard Avenue. It forms a buffer area between residential developments to the east and the commercial area on Jamboree and the Newport Bay wash to the west. The Irvine Historical Museum is located here. Did you even know it existed? There is an active senior center. The Racquet Club of Irvine calls Rancho San Joaquin home. Clubhouse at the racquet club. The Rancho San Joaquin Golf Course is here. The property has nice views of the Airport area developments. The course is open to the public and receives a great deal of play. Par 3 # 13. Don’t be short or right. One of my favorite places in (or near) Rancho San Joaquin is Boomers. The local kids play castle. Speed climbing wall. Laser tag. Batting cages. Go c

Masada is an ancient fortress in what is now modern Israel. It may be best known as the last outpost to resist Roman rule. The Jewish Zealots which inhabited Masada finally committed suicide rather than suffer defeat at the hands of the Roman siege army. It isn’t known how they committed suicide. Perhaps it was hemlock, the deadly poison Socrates drank. Masada has become a symbol for zealous devotion and dieing for one’s beliefs. Turtle Ridge is Irvine’s Masada. There are physical similarities in that they are both isolated outposts of prized real estate. The zealous devotion of housing bulls inhabiting Turtle Ridge and their ritual kool-aid drinking is evident in the prices of homes there. Prices on a per square foot basis (the best way to compare one neighborhood to another) are very high. From the listings I have seen, I would estimate the median listing price is around $600 / SF. About 10% are in the $400s, about 40% are in the $500s, about 40% in the $600s, and

Another Irvine village which is not widely known is The Ranch. The Ranch is bounded by Yale Avenue, Irvine Center Drive, Jeffrey Road and the railroad tracks. It is north or Woodbridge and East of Deerfield. The communities of Windwood, Deerfield and The Ranch form a gradient of decreasing housing densities and increasing house sizes. With the exception of the condominium complex of Smoketree, the Ranch is almost exclusively large, single-family detached housing. There is a mixture of one and two story houses. This one is your typical “American Dream” home with a white picket fence. The main entry off of Irvine Center Drive features an attractive greenspace park. There are not many parks or amenities in The Ranch. The main greenspace features of the community are the preserved windrows which have been used to link the various neighborhoods together with the central park and recreation space. The preserved hedgerows gave the community instant maturity. The pathways ar

Irvine is full of neighborhoods both big and small. One of the relatively unknown small neighborhoods of Irvine is Windwood. The neighborhood of Windwood is bounded by Culver Drive, Irvine Center Drive, Harvard Avenue and the railroad tracks. It is really a transitional neighborhood buffering what was the Tustin air base from the residential core of Irvine. It is too small to have a wide variety or products, and its proximity to the railroad tracks and the large Culver Plaza commercial center made it an ideal location for high-density condos and apartments. One of the apartment complexes is Windwood Glen. This complex has 1, 2 and 3 bedroom flats. There are no garages or in-unit laundry facilities. Another complex is Windwood Knoll. This complex has 1, 2 and 3 bedroom flats and townhomes larger than Windwood Glen. There are no garages or in-unit laundry facilities. An ownership community called Windwood Townhomes. There is also a neighborhood of single-family detached condos. T

Irvine’s Westpark is a large community west of Woodbridge forming a buffer between the business and industrial area around the John Wayne airport and the residential heart of Irvine. The community is bounded by the 405 on the south, Culver Drive to the east, Irvine Center Drive to the north, and both Harvard Avenue or the wash which separates the western office parks from residential Irvine. The community is bisected by several cross streets including Main, Alton Parkway, Barranca Parkway, and Warner Avenue. Paseo Westpark is the north/south collector conveying traffic through the community. Westpark is the quintessential community of the late 80’s and 90’s. It’s curvilinear streets, large, front-loaded stucco houses of similar size and character, and numerous parks were definitive of the era. The collector streets are wide, curvilinear and attractively landscaped. Whenever I think of Westpark, I think of John Mellencamp’s song Little Pink Houses. Dri

In the heart of Irvine there are a number of small neighborhoods that are less well known than Woodbridge or Turtle Rock or some of the other larger or newer communities. These neighborhoods are no less interesting or well planned than their more famous brethren. One of these hidden gems is the community of Deerfield. Deerfield is north of Woodbridge bounded by Irvine Center Drive, Culver Drive, Yale Avenue and the rail line which bisects Irvine. Deerfield Avenue is the main collector street moving traffic throughout the community. There is an apartment complex at the corner of Irvine Center and Culver, and there is other high-density housing north of Deerfield Avenue near the railroad tracks. The remaining housing is a mixture of one and two story dwellings. Deerfield was one of the earlier communities developed. It’s buildout was complete in 1976. Life in Deerfield revolves around the large community park. This park together with an elementary and middle school comprise a la

Turtle Rock is a neighborhood in the south part of Irvine, near the University of California, Irvine. It is bounded to the north by University Drive and Mason Regional Park, to the east by the Strawberry Farms Golf Club and Ridgeline Drive, to the south by Shady Canyon Drive, and to the west by Culver Drive. Turtle Rock is one of the five “villages” originally forming Irvine; its 1967 founding is commemorated by a sculpture of a turtle in Turtle Rock Community Park, at the corner of Turtle Rock and Sunnyhill Drives. The villages of Turtle Rock, University Park, Culverdale, the Ranch and Walnut were completed by 1970. Geographically, Turtle Rock lies in the San Joaquin Hills. It’s unclear where the name “Turtle Rock” comes from; although the highest peak in the neighborhood is also sometimes called Turtle Rock, it has no official name. A lower peak to the north within the neighborhood is called French Hill. Click on the image above for a much larger vers

Woodbridge is a large community in the heart of Irvine. Started in 1975 and completed in the early 1990’s, the community covers approximately four square miles bounded by Culver, Irvine Center Drive, Jeffrey and the 405. It is one of Irvine’s premier neighborhoods. Woodbridge is bisected into two residential segments, called North Lake and South Lake, by a broad stripe of retail, commercial and institutional development between Alton and Barranca. The lakes are between three and six feet deep and each is crossed by a large wooden footbridge, owing the village its name. A four-lane circular loop road, Yale Loop, runs around the interior of Woodbridge, connecting all its housing blocks and major streets. The village is walled off from the rest of Irvine by a row of pine trees and a continuous, 20-foot-high Privet hedge. In Great Streets by Allan B. Jacobs (MIT Press), Pinewood (street name) on the Northern edge of the village off of the Yale Loop, is cited as one of the gr

The Quail Hill neighborhood of Irvine is located south of the 405 between Sand Canyon Avenue and Highway 133. South of Quail Hill is a nature preserve and the exclusive Shady Canyon. The primary access is from Sand Canyon and through a unique roundabout. The community increases in elevation from the entry point at Sand Canyon and the 405 to the southernmost portion of the site. The hill gets steeper as you go south, and many of the larger homes on top of the hill have spectacular views of Orange County. Nearest the entry to the community is the main commercial center gathering place. This is another suburban plaza that functions to provide a sense of place for the community. It is the “third place” for those living in Quail Hill and Shady Canyon. The designers used a combination of trellis work and glass enclosures to define the space and provide noise and wind buffering from the parking lot. An attractive water feature serves as a focal point for the center, and the fa

The Oak Creek Community in Irvine is bounded by Jeffrey Road and Woodbridge to the northwest, the 405 and open space to the southwest, Sand Canyon Road and a commercial district dominated by hospitals to the southeast, and Barranca Parkway and Orangetree to the northeast. Alton Parkway is the main arterial moving traffic through the area. Due to its proximity to the 405, the 5 and 133, it has great access to the surrounding area. Plus, it is 5 minutes from the Irvine Spectrum. Oak Creek is a newer community built in the late 90’s and early 00’s. One of the features that makes Oak Creek a successful neighborhood is the vibrant “third places” you will find there. A “third place” is a place of public gathering for social and recreational activities. This contrasts with the home and work environments and special purpose public places like grocery stores, restaurants and other businesses. Third places create the sense of place which makes a community id

We have all heard the expression, “It’s a great place to visit, but I wouldn’t want to live there.” One thing that strikes me about Irvine is that it is a boring place to visit, but it’s a great place if you live there. Irvine is all about the joy of the mundane, and the happiness of daily life. For me life in Irvine revolves around the time I spend with my family in the various activities available in our great city. As a “bitter renter” I have lived in three different neighborhoods of Irvine, and I have friends in other neighborhoods. Through various family activities, I have become acquainted with several of Irvine’s neighborhoods. If this post is popular, I may profile other parts of Irvine with which I am familiar. The following is about the West side of University Park. University Park is defined by the roughly triangular shape defined by the 405, Culver Drive and University Drive. Michelson Drive is the major collector street us

This is the final installment in my series of related posts pertaining to the Irvine residential real estate market. It is my intention in this post to bring it all together, make a prediction as to the timing and depth of the upcoming crash, and describe the variables that will influence the market decline. Below is a chart I created to demonstrate what I believe will occur in the Irvine Housing market between 2007 and 2013. Median sales price will decline approximately 40% from near $700,000 to near $400,000 over the next 5 years. There will be a multi-year flattening of prices at the bottom. Sustained appreciation will not return until 2013 or later. Peak bubble prices will not be seen until 2027 (unless we get another bubble). Irvine Housing Market Prediction Spreadsheet Due to the psychology of the market participants, I believe market prices will display the same general timing and pattern of the price decline of the early 90’s. The difference will be the depth of the d

Yup, he’s officially joined the team! If you don’t know who IrvineRenter is, check out several of his forum posts. He’s been pretty active on the blogosphere and has made some great contributions. But I’ll let him introduce himself in more detail. For now, let’s all give him a warm welcome!