Expense

You loyal readers out there will recall that I’m charting my family’s monthly expenses in an effort to see where our money is really being spent. Below are the results from August: $830.00 - Daycare $830.00 - Mortgage $540.99 - Medical Bills $518.28 - Groceries $330 - Van Loan $208.12 - Gas $203.31 - Misc Household Items $145.00 - Student Loan $140.75 - [...]

I just filed for bankruptcy but wondered what happens when my monthly expenses are lower than my income? My take home pay is under the threshold that`s set out in the Superintendent`s Standards for surplus income. Would the left over cash be considered surplus or can i just start a savings with [...]

The unchecked and unnatural rise in the price of property in Singapore over the past years and in the coming years will harm you, the average Singaporean for the benefit of the rich.Construction costs will rise due to inflation. If property prices are allowed to rise over and above this increase; would the rising be considered as an unnatural rise? Should the finger be pointed at the biggest land

A vacation can be a big expense. To cancel a vacation can be an even bigger expense. That is why it is important to buy the right kind of travel insurance in order to ensure you do not end up paying not to take a holiday. When we plan a vacation, we often do not think of all the little details which could end up as a cause to cancel the whole trip. Things such as illness or an accident might resu

As Mobile Phones are gaining much popularity, a huge increase has been witnessed in the number of mobile phone users in the recent few years. Mobile telephony has revolutionised communication to a great extent. In the present world, most of the mobile phone users are petrified of their high monthly mobile phone bills. However, some of the network service providers have initiated a number of deals

ubud, industry expense heaven culture centre  ubud famous since away back, guess to guess since year 1920an. when does artist, componist and egghe person from west (abroad) comes to look for alive comfort.ubud famous with the painting, statue – statue, handicraft, gambelan (traditional music) and the dance. many paintings describe about balinese refraction at can at gallery gallery little at se

Tracking your expenses is an important part of setting up a budget that is effective at predicting future expenditures and educating you on your current progress. There are a few different styles that people employ to do this, but I don’t want to get into that discussion now. What I want to do [...]

Epocware.Handy.Expense.v3.1.1.S 60v3.incl.Keygen-HSPDA [UPDATED AUG-6-08]Learn where your money is gone during your business trip or holiday. Don’t pay travel expenses from your pocket! Calculate them all with Handy Expense software for Nokia Smartphone. It’s always on hand. Few seconds and a new expense is in your phone. You will never forget or lose it. Claim back from your company every dol

All of us are worry about inflation. Inflation can not only raise the cost but also able to drag down your living standard to pit holes. In a best investment plan or financial plan, a financial advisor or an investment consultant should be able to calculate the future possible inflation rates and advise investments that able to beat inflation as well as provide inflation adjusted returns to his or

I was just curious. If someone files for bankruptcy, they are required to submit an income/expense report, monthly. Assuming it is okay to fax the report to the trustee. How do I know for sure that the trustee has received the report when faxed ? Other than calling and asking, is there something else that can be done [...]

It’s been long known that Internet Explorer is the most used web browser but it’s also a known fact that it has been losing market share to Firefox for some time now. Today we are hearing that Safari and Firefox have been growing at the expense of Internet Explorer and if you’re a percent person [...]

“It was so complex it could easily qualify as a question on a GMAT exam,” says the company’s logistics director Gaurav Kalra, who was part of a team deputed to automate Convergys’ transportation programme and bring it under control. Since many employees had a new schedule every five days, he says, someone was spending half the week just converting timetables into routes.Transportation ca

Mom Commits Drug Dealer Son to Rehab and Juvenile Detention at Own Expense - "What's a mother to do?" she asked as she admitted her out of control son into juvenile hall. This was done at the parent's expense. In her explanation she claimed that it did not burden the tax payer because she paid for it. Indeed, at first glance it sure looks that way, however that drug dealing son of hers is the culm

Agency business: expense (AG3)This transaction can be used in agency business for commission expenses. The account key is used in the calculation schemas for agency business to determine the associated expense accounts.

Expense/revenue from consumption of consignment material (AKO)This transaction is used in Inventory Management in the case of withdrawals from consignment stock or when consignment stock is transferred to own stock if the material is subject to standard price control and the consignment price differs from the standard price.

It’s not easy raising a celebutante. Take it from Lionel Richie. The singer was accepting the “Icon” honor at Sunday night’s taping of the TV Land Awards, when he got applause and a laugh at daughter Nicole’s expense. “Forget about surviving 40 years in the music business,” Lionel Richie told the audience. “Just surviving 27 years [...]

Job Description Resolving queries across locations - raised through tickets and phone calls. These queries could be at the time of creation or submission of expense reports. Auditing the claims are as per policy.

TimeLive - web based time and expense for timesheet automation, billing automation, expense management, employee attendance automation, project management and task management. Free downloadable and hosted (ASP) version. Both downloadable and hosted version are free for 5 users. TimeLive can be installed at local system as well as its online version can be used from (www.livetecs.com). ASP.Net 2

Journyx Timesheet™ is a timesheet and expense management solution for the entire enterprise. Any company that bills for its services, performs project-oriented work, or tracks absences for a professional workforce can benefit from Timesheet. The best part is that the software is really free. I am going to download it for my side business. [...]

Food is expensiveI recently asked my twitter.com followers what they spend on groceries every month. I got answers ranging anywhere $250/month for a family of two to over $600/month for a family of 4. The largest family was a family of 6 who spends $450/month on food. Our food bill for a family of two is often larger than all of these other families.For the past few years one of our biggest wea

I will just come out and say it. Pay-per-click is the most frustrating, pointless, bone-headed form of internet marketing known to man . Most websites use at least some pay-per-click to attract traffic to their site. Other sites use nothing but pay-per-click to attract traffic to their site. I, on the other hand, detest it. [...]

I mean seriously. They’re elected to do a job. To represent the people. Whether that be in Westminster, Bruseels/Strasbourg, Holyrood, the Senedd, or even at the local town hall. So why do they keep fucking fiddling their expenses?! They get paid to do a job. If they don’t think that they get paid enough and want [...]

I mean seriously. They’re elected to do a job. To represent the people. Whether that be in Westminster, Bruseels/Strasbourg, Holyrood, the Senedd, or even at the local town hall. So why do they keep fucking fiddling their expenses?! They get paid to do a job. If they don’t think that they get paid enough and want [...]

Easily track expenses for business and or personal use. Track tax deductible transactions. In addition, this software will support unlimited user-defined categories or sub-categories, so you can add as many items as you need. Choose from several pre-defined reports or create your own. Analyze your data with ease. View and print charts. Easy to use [...]

Just a little humor! My car is name Boo. He got me through thick and thin. Boo got me through the bad times and good times. He is paid for with insurance up to date. I feel very luck she has not broke down before he was last payment. I took care of him and he took care of me. I gave him his wash, and tune up when he needed. Oil him up with the the top brand of oil.. A couple a time him stop becau

Truong Thanh Furniture Joint Stock Corporation said on the exchange’s website that its first quarter after-tax profit had fallen 64.71% on the previous quarter to VND13.3 billion (US$819,000) while revenues reached VND224 billion ($13.78 million), a quarter-on-quarter increase of 16.16%. The company, which is a... [[ This is a content summary only. Visit my website for full links, other conten

Journyx Timesheet is a Online Time and Expense management solution which I am going to blog about right now. Any company if you see which undertakes the project oriented work with time constraints and also bills the services or tracks the absence of a professional workforce can reap rich awards by having an timesheet. Some applications such as project control, customer invoicing, and payroll autom

There’s probably none of us who haven’t known someone whose family has gone through a terminal illness of a family member. The anticipation of the loss, the battling against the inevitability of the loss, the tremendous expense and strain of the process and ultimately the death take a huge toll on the family. In the [...]

Harvest is making a contribution to the iPhone user’s productivity with an optimized time and expense tracking experience for your iPhone.All the handiest features of Harvest are now available from your iPhone:* Enter time and expense entries* Track time in real-time using Harvest Timers. Switch between tasks with one click.* Optimized for the EDGE network, so Harvest is fast and responsive even

Today we're about to embark on another non-frugal spending spree. This is something that I agreed to over a year ago, but we kept putting it off. Well the time has finally come. We're finally going to be doing some landscaping in the front yard.We're going to be adding two Hydrangea bushes, and a dwarf korean lilac tree (see picture to the left). The landscaping that we have now in our front ya

If you are owning companies and find it hard to manage your Online Time and Expense, then, worry not anymore. Journyx Timesheet™ is a timesheet and expense management solution for the entire enterprise. With this free software, it will be a lot easier to manage employee timesheets and expenses for project control, invoicing and even payroll. A lot of people are already using Timesheet and you co

By: globalentdotcom Things are not as they used to be; with the cost of living going ‘through the roof’ it is becoming seemingly hard to keep up with rent, food and not to mention fuel - with no exception for the expenses of further education. Alas, those who seek to better there chance out in the real world through further studies, by default incur large debt in the form of a student loan as

Mom Commits Drug Dealer Son To Rehab And Juvenile Detention At Own Expense, But - "What's a mother to do?" she asked as she admitted her out of control son into juvenile hall. This was done at the parent's expense. In her explanation she claimed that it did not burden the tax payer because she paid for it. Indeed, at first glance it sure looks that way, however that drug dealing son of hers is the

If you have a business, tracking your employee hours can be difficult. Some of the timesheet management softwares are a bit expensive or simply does not have the features you need. The Journyx Online Time and Expense software will make thing easier for you. Journyx Timesheet™ is a timesheet and expense management solution for the entire enterprise. Sign-up now and try this software for free.

Often wonder what that number in your closing cost column is paying for?  Of all parties involved in the purchase and sale of a Jacksonville fl real estate transaction, many people feel that the title companies are the ones walking away with mos...

5 IDEA Requirements for Independent Evaluations at Public Expense - This article will help parents of children with disabilities learn what the Individuals with Disabilities Education Act requirements are for an Independent Educational Evaluation (IEE) at Public Expense. School personnel sometimes try and prevent parents from doing this, by making a lot of criteria. Discussion of what school personnel can and cannot do as far as an IEE at public expense. More: continued here Other Review: Flavored with Love: Mary Lou's Family and Friends Can Cook (Perfect Paperback)

As mobile phones are gaining much popularity, a huge increase has been witnessed in the number of mobile phone users in some recent years. Mobile telephony has revolutionised communication to a great extent. Besides, various facilities that you can enjoy due to advanced technology, there are some negatives, as well. In the present world, most of the mobile phone users are petrified of their high monthly mobile phone bills. It has become something, with which they can’t live with or without. However, some of the network service providers have initiated a number of deals for the mobile phone users, which can be extremely beneficial to trim down their mobile telephony expense. It is called pay monthly deals, especially designed for those mobile phone users who want to get rid of hefty mobil

While doing without Cable or Dish is probably the most frugal way to go, sometimes it is not an option. For ourselves, we are more than 100 miles from any major city, so we don't really get any tv stations on rabbit ears, thus we are stuck with either satillite or cable. We used to have cable through cable one, but the cost kept going up. We had the full package with basic cable, cable internet and digital cable (included a basic DVR, music channels and a few more channels than basic cable). All in all this was costing us about 120 a month. We have since dropped everything but cable internet at 32.99 a month and signed up for dish network satellite TV at 39.99 a month. After taxes that puts us about 40+ dollars less a month... almost 500 dollars a year. That is not insignificant.

Kabala Weight Loss System How To Loss Weight Without Heavy Expense With Full Control, Proven And Effective? Kabala Weight Loss System, Natural Diet, Unique, Special, Proven, No Tied And Bound To Company All For One Time Fee Only. No Hidden Extras.

When we try to cut our expenses and be a little more frugal, most people start with the bigger ticket items.  The theory is simple and logical.  Cut one big expense and it can cover 10 different ones.  While this is great, the problem is that we almost always stop thinking about the little expenses [...]

There would be numerous instances in life when you are a juncture where you need cash and you are short of it. You might have planned well in life but even the best of planners come across this situation. So what to say about the one who are poor planners? These needs would be small, but where to get the cash from if even your best friend is incapable of helping you. At such instance the best thing to fall back on is fast cash payday loans. Easily available, easily disbursed with very less formalities, these loans take care of the unforeseen contingencies that arise in life. All said and done it is always advisable to plan well ahead in life. Plan all your finances and keep enough liquidity in hand to cater to these unforeseen contingencies.

YOU’RE GOING TO HOLLYWOOD! FREE All Expense Paid Trip to See AMERICAN IDOL 7. ATTENTION ALL AMERICAN IDOL FANS: This is your BIG chance to live out every viewer’s fantasy! Get front and center with Simon, Randy, & Paula at a one-of-a-kind LIVE taping of AMERICAN IDOL 7. Millions will tune in at home, but for a limited [...]

Decorative lighting, can be a way for you to drastically change the look and mood of your kitchen, without breaking the bank. If you kitchen is looking a bit dark and dingy, but you don’t have the money for a complete facelift, then why not give it a partial facelift? [...]

I have to file income tax return where the assessee has 3 medically disabled person i.e Father , Mother and Uncle (fathers brother). What is the process of getting deduction for the A.Y. 2007-08 , What is the amount and what is deduction. Pinky SitalniSince you have asked regarding three relatives who are physically disable and you want to get deduction for expense on their maintenance , I must opine first on the issue whether you are eligible for one patient or more than one patient who are your relatives and dependent on you.I find the provision has used the word “a dependant” and “ a person with disability’ plain reading of which states that the deduction is allowed in case of one dependant t only. Read the opening lines of section 80DD80DD. (1) Where an assessee, being an indiv

The deduction u/s 80DD is claimable by an assessee for expenditure on the maintenance or insurance of a dependent suffering from permanent disability. The wordings in the provision u/s 80DD (unlike section 80DDB ) is such that the deduction , in my opinion ,is allowable without restriction to the extent of expenditure .Perhaps the law makers have worded so keeping in mind that that the provision gives relief for maintained of such disable persons .In practical sense , maintenance of a disable person requires expenditure for which the bills and vouchers can not be made or kept.It often happens that over zealous Drawing & Disbursal Officers ask for evidence of expenditure from an employee who claims deduction u/s 80DD . CBDT was getting many complaints on that and to clear the air regar

This is the "John Lewis list" of claims MPs can make. I'm not saying anything because I'm shocked into silence by the idea floating around that the way to deal with a dodgy expenses system with insufficient supervision is to shovel it into the basic salary where there will be no supervision whatsoever.

Here is a breakdown of my expenses for February: Household $382.10 Utilities $118.68 Transportation $623.49 Entertainment $536.83 Food $110.06 Education/Student Loans $120.16 Total $1891.32   My expenses were way too high last month.  I spent $440 on a new clutch for my car which made my transportation expense much higher than normal.  My vacation in Cancun made my entertainment expense abnormally high.  The bad thing about that is I [...]

We all know that running a staff, managing a building and purchasing equipment can be as costly and time consuming as actually making money in your business. Some businessmen and women prefer to focus on making money instead of focusing on their location and overhead. To them it makes sense to leave the office to someone else care and they are reaping the rewards.If you don’t want the overhead but want a professional place to conduct business then you might want to consider virtual offices. Davinci Virtual Offices doesn’t charge you for time that you don’t need. You can rent by the hour, by the month or by the day so you are not wasting time and money. You may also enjoy their mailing address, private offices, telephone answering services, courier, concierge services and conference r

When some hear the words “spa treatments,” they think of spending hundreds, or even thousands, of dollars to go away to some fancy resort where they will be pampered for a week, or a weekend. But you can spend an afternoon at a local day spa, and enjoy one or more [...]

Lenders approve cash advance payday loans on the basis of what you are earning as monthly salary. Generally these loans range from $100 or less to $1000, though up to $1500 can also be approved if the lenders thinks you can repay the loan comfortably through next paycheqe. The lenders approved these loans for two weeks only, so that you can repay it at the time of getting next salary. However, a roll over option too is available for extending the loan up to a month.Before you rush to the lenders, take note of this glaring fact that you shall have to fork out a high fee of the lenders. The fee is so high that there are many instances where the borrowers could not repay the loan and incurred debts. So, borrow an amount that you can easily repay. And, opt for these loans only to meet urgency.

During that whole Cultural revolution / “Isn’t being Communist the best!” phase that China went through in the olden times, I bet they had statues of Mao everywhere. I’ll bet it was a statue-fest, a totem carnival, an icon-if-u-likem, a Mao-a-rama. These days though, no-one cares much for plaster busts of slightly dubious historical figures, so what do you do with the left-over statues? Mao lives on Meh- just stick a sheet over it, and use it in an Amusement Park’s Ghosthouse. Unsurpisingly, JinJiang Park is a rich vein of badly translated English- it doesn’t bother me, and the meaning is pretty much clear what they need, but if Disney opens a theme park here, they should maybe get someone to do the signs that beard knows what they’re talking about: “And no bloody wine empresses neither!“: Source: ISpyShanghai

Well, not money anyway. Here are some more ideas to go along with last week’s post. I bet your sweetie would enjoy something off of this list: Acts of service – get him or her that cup of coffee, glass of wine, soda, etc. without being asked – surprise your love by doing a task they normally do – A back rub or foot rub – use lotion or massage oils if skin is dry – light

So another reader request came in yesterday asking about expense ratios; it read: Hank, this might be a dumb question, but I’ve got different answers from different people and I thought I’d go to the source! So back to school for, Expense Ratios 101: - I buy into Fund XYZ for $1000 on January 1, 2007. - It [...] [[ This is a content summary only. Visit my website for full links, other content, and more! ]]

Damage Credit high expenseDamage credit is expensive. Its emotion not only the excretion person, it has the extremely genuine economical expense to attach it.We said you want to purchase a new automobile and you to need to borrow $25,000 in three year or 36 months. If your credit grades is between 500 and 589, you will pay $4,832 compared to a person and the top fixed score 720 to 850. You can buy with that $4,,832 thinks all matters.The expense has the difference to involve purchases a new family is the swing. The difference consummates in a borrower between credit and by credit which severely damaged is given 130 years to fix has mortgaged the borrowing $3.00, million amounts to is $,897 each month are more or $3.22,92 million in the loan life period monthly payment.Regardless of you cut it, damage credit is quite expensive. If you purchase any thing other interest essential frequently to push the project the expense completely not to be possible as necessary and.The pocket money gra

Seriously, we should!  This clip is one of director Judd Apatow's ("Knocked Up", "The 40-Year-Old Virgin) favorites on Funnyordie.com.  We've got a skit involving David Blaine performing his "street magic" on a couple of guys in an alley.  Hilarious.  btw, I know Blaine used to be pretty cool with his magic tricks on TV, but when did standing on a ledge, standing in a block of ice, laying in a box or laying underwater with an oxygen tube pass as magic?  David Blaine Street Magic 2 on FunnyOrDie.com

I have to admit that I am set in my ways when it comes to certain things.  One of them is sports.  I not only love to play sports but for a few select sports, being a spectator is also a lot of fun. Growing up and traveling have enabled me to enjoy watching top level professional sports.  NHL, NFL, MLB, even soccer (pre-MLS) have given me a lot of enjoyment.  However, the top leagues share one thing - the tickets are expensive. Minor league sports on the other hand are much less expensive.   That is where my enjoyment of sports hits the budget.  With the cost being so much lower, I always want to be at the games.  This means that I am - and have been - a season ticket holder in one form or another for a combined 10 seasons or more.  Different sports, different cities, different situations. At $1400 a year for 2 seats to the local hockey team (Go Idaho Steelheads), plus downtown parking and playoffs it does add up.  So it is definitely not on my list of most frugal decisions ev

Appraisal credit card processing and their expenseIf you start or the current operation business you realize accept credit and transfer the account card the importance. Nearly 80% commerce today complete by the non-cash form when the on-line enterprise accepts credit and transfers the account card is 90% their business.Does some person in where start when looks at the merchant account (credit card processing account)? Has the present to provide these services in the non- orderliness industry previous hundred companies in the Internet. The company for example Internet merchant account andthe high risk merchant account provides the retail sales and the Internet explanation BBB member.Merchant account most confusing part middle is their expense. Has nearly 10 different expenses adding on rate. Fei Holv is higher if you accept the card in the telephone or in the Internet. This is because has deceives one kind the risk which elevates. When applies for the merchant account to have with yours

By: Kamil Chen We install to our mobiles many useful applications like call recorders, black lists, themes and much more. One of trendy things this summer is to install on your mobile an expense tracker. What is an expense tracker you ask? Why could I need it? Answer to the first question is quite easy: with expense trackers you keep your private and business expenses in one place, so you can always see how much money you have spent on what goods this month (week, year) and plan your budget accordingly. Answer to the second question is not so easy, as there are millions people who just do not track their expenses and are doing fine. BUT: you can always improve yourself, and planning your expenses saves money, means makes you more rich, more predictable and your life more stable. So it may be a nice thing to use, actually.The necessity to use expense tracker on cell phone or PDA is another thing to discuss. Compared to the PC applications, the mobile ones have usually less features and

Hello readers! I have about a dozen or so extra 2008 Mileage & Expense Log Calendars, so if you'd like me to send you one, just send me an email with your name and complete address (use the comments section) and if I still have some left when I get your email I'll send it in the mail shortly thereafter. This is a regular 12 month calendar with important tax dates noted and some pages in the

How you view your website and other marketing initiatives from a business perspective may determine your return on investment before you even begin. Many corporations view marketing as an expense albeit a necessary one. More: continued here

Progressive Rock-United Kingdom "This marvellous recording is in my opinion very overlooked and underated to say the least. This masterpiece by the undisputed King and Prince of the Keyboard Kingdom is a wide variety of different sounds which will evoke a myriad of feelings from the listener. Some of the highlights of this recording are the songs "Dylic", the melodic and breathtaking "Children of

My mother was hospitalised in July this year and she was diagnosed as a Chronic Renal Failure (both kidneys are destroyed). She is put on for dialysis twice a weak and this is supposed to be a life... [[ This is a content summary only. Visit my website for full links, other content, and more! ]]

Would you spend this amount of money to get yourself a toyboy? Well, Demi Moore did just that and she did get her toyboy, but no one wants her to star in a movie. Maybe she wants the younger parts... [[ This is a content summary only. Visit my website for full links, other content, and more! ]]

Certainly, construction is a key sign of economic growth. But if the overarching benefits are unexceptionable, the downside is no less. The competition for water and other resources, not to speak of the inevitable traffic crises that unchecked construction activity generates, is an issue that attracts regular media coverage. Less noticed but also worth a serious thought is the growing human-animal conflict in urban India.

It’s time I quit beating around the bush about this subject. I get numerous requests for people who are looking for $20,000 of life insurance or less. Generally I am talking about retired folks who only need final expense or burial insurance. Some times health is an issue. I have tried to find a better product in that size policy, but the truth is that nothing I have found beats Colonial Penn . It is not a company that uses agents. that is to say it is a direct company on line, so I can’t offer their products, but I can recommend them. From $25,000 on up, which I consider legitmate amounts for final expense policies, there are a number of better options available. A good independent agent can guide you to the best product and the best rate in that area. Bottom line. Whatever the size of your life insurance need happens to be, you should know where to go for the best possible price.

Nearly half of Internet users' time online is now spent with content, a report says. So where does that leave search?Internet users now spend nearly half of their online time visiting content, according to the Online Publishers Association's "Internet Activity Index," conducted by Nielsen//NetRatings.Time spent with content is up 37% over 2003 levels, the OPA claimed. The Index measures time spent with e-commerce, communications, content and search."The index indicates that, over the past four years, the primary role of the Internet has shifted from communications to content," OPA president Pam Horan said in a statement. "[The Internet now handles] traditionally offline activities, such as getting news, finding entertainment information or checking the weather.""Consumers spend considerable time with social networking sites, which serve not only as places of content but are also increasingly important communications vehicles," Ms. Horan said in the statement.The OPA suggested several

Dating sites are a grand way to meet other singles looking for intimacy. The enormous number of single individuals looking to make that life long match online is unbelievable. I mean, why not? The dating sites make great use of the internet by allowing people that would never meet find one another without ever leaving the comforts of home. How powerful is that? There are dating sites that cater to every class of singles that exists. Irrespective of the characteristics a person is looking for in a mate, he or she is simply a click or two away from finding a dating site that caters to that particular desire. Since the first dating site hit the internet and became successful there have been a gold rush type mentality toward providing an intuitive service that will draw the most singles and allow for the service to be a success. While the number of singles searching online for their soul mate has grown, so has the shear number of individual dating sites that seek to capitalize on the sur

Read the complete series:Part I - Adjunct University TeachingPart II - Realities of Professional FreelancingPart III - The Rise and Fall of the Full-Time OrchestraPart IV - Rising Tide, Shrinking PoolPart V - Regional OrchestrasPart VI - The Vicious CyclePart VII - Private TeachingPart VIII - Burnout_________________In Part VIII of Road Warrior Without an Expense Account, the topic of freelancer burnout was discussed. This is a depressing and all-too-frequent result of engaging in this type of work, and the solution to this situation is quite complicated. Actually, this whole topic becomes quite depressing, and the more one thinks about it, the more depressing it becomes. Student likes playing music Student studies with teacher (likely a freelancer) Teacher tells student that they can "make it" and get an orchestra job Student decides to audition for music school Teacher tells student to audition for the "best schools" Student

A good friend of mine told me as I started my freelance career that musicians can only last ten years as freelancers. After ten years, the majority of people pack it up and look for other means of employment.“Bah!” I said. I was a tough cookie, able to put in six, seven, or eight hours in the practice room plus play gigs and do other activities. As long as the freelance doors kept opening, I could keep doing this indefinitely. Surely I’d end up with a job before ten years were up, and if not, I could keep up this lifestyle as long as I wanted to. But here I find myself, just about ten years after having that conversation with my friend, trying like crazy to get out of this freelancing lifestyle. What a wuss I am, right?__________Read the Complete Road Warrior Without an Expense Account Series:Part I - Adjunct University TeachingPart II - Realities of Professional FreelancingPart III - The Rise and Fall of the Full-Time OrchestraPart IV - Rising Tide, Shrinking Poo

When a company is providing the Guest House Facility to its employees, rent of which is paid by the company. In this case do the company needs to pay FBT on Guest House Rent OR it will be taxable as Rent Free Accommodation in the hands of the Employee ? baljeet_kv@rediffmail.comAs per section 115WB(2)(k) , the maintenance cost of any guest house comes within purview of FBT @ 20% of such expenditure. CBDT vide Circular No 8 dt 29/8/2005 clarified on Guest House issues as follows:"Will expenditure on capital items (e.g., fridges, TVs) in a guesthouse be liable for FBT?91. Expenditure on items like refrigerators, televisions, furniture and similar items in a guesthouse would not fall within the scope of clause (K) of sub-section (2) of section 115WB since the proximate objective of incurring such expenditure is the acquisition of a capital asset. Further, depreciation on these assets would also not be liable to FBT in the absence of any specific charge.Would maintenance of a guest house

One of the habitually late expenses to come in for a month can be expense reports. Let’s face it they’re not a lot of fun for people. It’s like pulling teeth. But what if there is a way to make it easier for people? I think one way can be is to make the form electronic and give people the ability to submit it by email. I’ve designed Excel spreadsheets to serve this purpose. Take a look at your current expense report form. It probably could work in there too. You have dates going across and types of expenses going down (or perhaps, flipped the other way). This will fit nicely into rows and columns on an Excel sheet. Imagine if this can be emailed in. It would be nice for the computation of it too, being a handy softcopy form that somebody could have on their laptop while traveling. They could fill in part of the trip and not have to wait until the end to complete the whole thing. Plus, the system would do the calculation and save them that trouble. What about the receipts? We

In A dangerous detour John McWhorter presents an excellent commentary on the current Imus tizzy. He correctly points out that some African Americans focus on what can’t be solved at the expense of working towards remedying “big, chronic problems” that can be solved. True, Imus’ comments were out of line. But I’m far less concerned about what a radio shock jock says than I am about the truly serious issues that face so many American communities of any color or creed.

I am employed with VSNL. My mother is a psychiatric patient since 15 years (mental disability) and her expenses for her treatment are taken care by me.(She is dependent on me).Am I eligible for any deductions under the disability clause of income tax.If yes, what is the procedure or proof I need to submit during my returns for such exemptions.isha.razdan@.......inI T Act provide deduction for expenditure on a dependent disable person for maintenance of his health (section 80DD).For claiming deduction under section 80DD, you need not have any proof of expenditure on the maintenance of the disable relative.You are allowed Rs 50000 and for severe disability Rs 75,000 . For this , you will have to attach the certificate in Form 10-IA to be issued by any of the following authority with your return of income:(i) a Neurologist having a degree of Doctor of Medicine (MD) in Neurology (in case of children, a Paediatric Neurologist having an equivalent degree); or(ii) a Civil Surgeon or Chief

Read the complete series by following the links below: Part I – Adjunct University TeachingPart II – Realities of Professional FreelancingPart III – The Rise and Fall of the Full-Time Professional OrchestraPart IV – Rising Tide, Shrinking PoolPart V – Regional OrchestrasPart VII - Private TeachingPart VIII - Burnout I often wondered as I entered the classical music freelance world how one could possibly put together an income in this business. Some politically smart auditions I took my last year of graduate school helped me join the Chicago freelance scene fairly smoothly, allowing me to play with the best groups in the area my first year out of school. Watching my colleagues arrive from their suburban homes in their nice cars, I would wonder how on Earth they managed to make ends meet. After all, we played the same gigs, but I was in debt up to my neck, driving a car with 200,000 miles on it, and barely paying my rent. How can one make it in the freelan

Need your kind assistance in understanding the deduction allowable under this section of the IT Act. My father is retired and my mother is a housewife. My Grandmother (mother's mother) is fully dependent on me for her survival and medical needs. She has been certified by the required medical authority as handicapped. My uncles don't take care of my grandmother because they don't want to incur her medical expenses.My employer says that since the dependent is my grandmother I am not eligible to get the 80DD deduction. He further says taking care of grandmother is out of love and affection and doesn't qualify for the said deduction unless it was a blood relation s_vaman@.......com Your employer has misread the provision of section 80DD.If your grandmother is certified as handicapped,you will get the deduction u/s 80DD because the 'dependent ' is defined as below"(b) dependent means(i) in the case of an individual, the spouse, children, parents, brothers and sisters of theindividua

This is the fifth part in a series on the inner workings of the career of a freelance musician. You may want to check out the questionable income stream associated with adjunct teaching in Part I, or the political realities and distance factors involved in an orchestral freelance career in Part II. This part in the series is an extension of the ideas developed in Part III – The Demise of the Full-Time Orchestra and in Part IV – Rising Tide, Shrinking Pool.Part VI covers difficulties associated with climbing the gig ladder, and Part VII covers freelance teaching. Part VIII discusses the burnout that freelancers inevitably face. As always, I would like to emphasize that these articles are based on my observations as a professional freelance classical musician. Although there are parallels between this and other musical (and non-musical) disciplines, it is primarily geared toward the current or prospective orchestral musician. This article will cover the topic of regional orc

Read the previous entries in Road Warrior without an Expense Account here: Part I – Adjunct University TeachingPart II – Realities of Professional FreelancingPart III – The Rise and Fall of the Full-Time Professional OrchestraPart V - Regional OrchestrasPart VI - The Vicious CyclePart VII - Private TeachingPart VIII - Burnout__________ This is the fourth installment of my Road Warrior without an Expense Account series. The intent of this installment is to highlight the increased competition for the progressively decreasing full-time orchestral positions. The statistics I present here are only theoretical and may certainly differ from the exact number or audition openings and candidates, but they nevertheless serve as a demonstrative example of the current audition scene. As always, I welcome any comments or elaboration on this post or any post in this series. ____________ As the actual number of full-time playing positions decreases with each passing year, t

This is the third part in a series on the inner workings of the career of a freelance musician. You may want to check out the questionable income stream associated with adjunct teaching in Part I, or the political realities and distance factors involved in an orchestral freelance career in Part II. Part IV covers the statistical realities of obtaining a job in today's orchestral world, and Part V deals with regional orchestras. Part VI covers the difficulties associated with climbing the gig ladder, and Part VII covers private teaching. Part VIII discusses the burnout that freelancers often face. This series is based on my own experiences as a professional freelance classical orchestral musician. While everyone has a slightly (or vastly) different individual path in the freelance world, I believe that these experiences reflect what a growing majority of orchestral freelancers are dealing with in their professional lives. __________The traditional pot of gold at the end of th

Read the complete series:Part I - Adjunct University TeachingPart III - The Rise and Fall of the Full-Time OrchestraPart IV - Rising Tide, Shrinking PoolPart V - Regional OrchestrasPart VI - The Vicious CyclePart VII - Private TeachingPart VIII - BurnoutIn this second installment of my series on professional freelance life as a musician, I would like to offer some commentary on trends that I see in the world of professional classical music performance. This installment of the series is geared toward orchestral performance. Other musicians, educators, and industry professionals may find value in this commentary, but it will be focused on people who have chosen this particular specialty as their life's work. I welcome any comments on this or any other part of the series. You can read the first part of this series here.Before I continue, I would like to note that there are many different types of freelance careers. In fact, most professional musicians do some degree of freelance wor

Do you think you have a lot of bills? If so, you are probably right. But have you considered the bill that costs you the most each month? On average your housing costs probably run about 30% of your take home pay. Your other bills which include utilities, credit cards, etc. also run about 30% of your take home pay. It probably takes another 30% to run your household and if you are lucky you can

For most folks, commuting mileage is a non-deductible expense -- unless you know the little tax trick I'm about to reveal. The non-deductibility of commuter miles is painfully true for the employee who fights rush hour traffic every day, twice a day, for 5 to 10 hours a week. All that hassle, and what does he have to show for it? Just gas money down the drain, not to mention the wear and tear

This is my second trip to Tokyo and my sixth or seventh one to Japan. I flew over yesterday to see John Mayer in concert at Yebisu Garden Hall. And, yes, in spite of the expense, it was worth it. I went to a good show, met some fun people and am on a well-needed weekend vacation. My boy looked tired, but it was the last night of a tour that he's been on since August. He played and performed well

I am treating my 8 month old child for cancer. The treatment expences are running beyond 1 lakh rupees in this 05-06 financial year itself. What is the maximum tax exemption that i can get for this year?I have also spent around Rs.25000/- for the same child for treating jaundice, when she was born in this same financial year (may-2006).Can i club these 2 expenses and claim exemption? mailstani@.comUnder the I T Act. there is only one deduction for person spending on cancer patient who is his/her dependent relative. The maximum deduction allowed is Rs 40,000 in Case of patient, who is not a Senior Citizen. The relevant provision is given a under"80DDB. Where an assessee who is resident in India has, during the previous year, actually paid any amount for the medical treatment of such disease or ailment as may be specified in the rules31 made in this behalf by the Board (a) for himself or a dependant, in case the assessee is an individual; or (b) for any member of a Hindu

I am treating my 8 month old child for cancer. The treatment expences are running beyond 1 lakh rupees in this 05-06 financial year itself. What is the maximum tax exemption that i can get for this year?I have also spent around Rs.25000/- for the same child for treating jaundice, when she was born in this same financial year (may-2006).Can i club these 2 expenses and claim exemption? mailstani@.comUnder the I T Act. there is only one deduction for person spending on cancer patient who is his/her dependent relative. The maximum deduction allowed is Rs 40,000 in Case of patient, who is not a Senior Citizen. The relevant provision is given a under"80DDB. Where an assessee who is resident in India has, during the previous year, actually paid any amount for the medical treatment of such disease or ailment as may be specified in the rules31 made in this behalf by the Board (a) for himself or a dependant, in case the assessee is an individual; or (b) for any member of a Hindu

Please let me know, how to claim deduction under Section 80DD. One of my blood relative has more than 70% hearing disability. Somebody told me that, I can claim the deduction for the treatment and instruments. Is it really possible, because I purchased the equipment for 42000/-. I stand to gain approx Rs 14000/- as tax. NITINMATHUR@GMAIL.COMSection 80DD gives deduction in respect of maintenance including medical treatment of a dependent who is a person with disability.The deduction is allowed if expense is incurred on DEPENDENT relatives. Section 80DD itself defines dependent relatives in following words"(b) dependent means (i) in the case of an individual, the spouse, children, parents, brothers and sisters of the individual or any of them; (ii) in the case of a Hindu undivided family, a member of the Hindu undivided family, dependent wholly or mainly on such individual or Hindu undivided family for his support andmaintenance, and who has not claimed any deduction under section

Please let me know, how to claim deduction under Section 80DD. One of my blood relative has more than 70% hearing disability. Somebody told me that, I can claim the deduction for the treatment and instruments. Is it really possible, because I purchased the equipment for 42000/-. I stand to gain approx Rs 14000/- as tax. NITINMATHUR@GMAIL.COM Section 80DD gives deduction in respect of maintenance including medical treatment of a dependent who is a person with disability.The deduction is allowed if expense is incurred on DEPENDENT relatives. Section 80DD itself defines dependent relatives in following words "(b) dependent means (i) in the case of an individual, the spouse, children, parents, brothers and sisters of the individual or any of them; (ii) in the case of a Hindu undivided family, a member of the Hindu undivided family,dependent wholly or mainly on such individual or Hindu undivided family for his supportand maintenance, and who has not claimed any deduction under se

Purchasing a home is without a doubt the most exciting thing that can happen to anyone. It is the single largest purchase you will make in your life. Many people chose to purchase homes because they are tired of paying someone else’s mortgage by paying rent each month. There are a lot of people who [...]

Car Expense Manager is Symbian OS UIQ 3.x software that allows you to track your vehicle’s business and personal expenses, mileage, as well as tracking all the routine vehicle maintenance. Application can be used for any motorized vehicle. e.g. cars, motorcycles, trucks or power machine.

Flying Expense Tracker for UIQ 3.x is your free personal money manager. You will see your account balances, transactions, register at a glance. This freeware application - Flying Expense Tracker helps you in tracking your personal expenses, deposits, transfers and other transactions.

Easily record and track financial transactions for business and or personal use. You define categories and sub-categories because you are not locked into pre-defined names, all fields are optional. Supply as much or as little information as you want, it’s up to you. Choose from several pre-defined reports or create your own. You can also [...]