Asset

Gold’s investment and supply-demand characteristics are a vital part of the tapestry that leads to gold having enjoyed consistently lower levels of volatility over the past twenty years than, for example, silver, oil and other major equity indices. There is a commonly-held misconception that since the credit crisis’ eruption in August 2007, gold has become a [...]

Barack Obama has aired a new ad accusing John McCain of favoring offshore asset protection trusts that operate as tax shelters in Bermuda. McCain is alleged to have taken $50,000 while on a lobbyist supported vacation from those who have benefited from the trusts. You can see the ad here, courtesy of the [...]

MELBOURNE, Sept 24 - BHP Billiton Ltd/Plc might review its $135 billion hostile bid for Rio Tinto Ltd/Plc if European regulators force it to sell a lot of assets, Chief Executive Marius Kloppers... [[ This is a content summary only. Visit my website for full links, other content, and more! ]]

Looking at all of our assets this is how much percent we have in each category:Real Estate 60% Cash 16% Pension plan 14% Equities 5% Bonds 3% Employer stock 2% Graphically our current asset allocation looks like this:Looking at the different categories:Real Estate - We have about $145k equity in our home. In addition we also have about $236k equity in

Here's a lady that knows how to accentuate her "assets".All the colors are well matched together, but she reserved the focal point, the shiny fabric, for her skirt, accentuating one of her best features.And she manages to look "sexy" without looking trashy nor having to expose any skin at all.I also liked how she matched the bag on her left hand to the whole outfit.Good job! :)

In this article, I’m going to share with you the suggested asset allocation that I used myself for your own references. Since less than 0.8% individual investors have effective asset allocation for their investment and 97.9% of novice investors don’t even know how to allocate their cash prior to investing in stock market, this is [...]

A high level of credit worthiness is something worthy of having if you want to step into the lending world. Lenders check the credit status of their prospective clients to gauge the risk factor involved in striking a deal with them. But what if you happen to have bad credit? This may be due to some misfortune or the other. The bottom-line is it can really ruin your chances. However, your case can

Now that the big accounting firms have been stung by IRS investigations, indictments, and convictions of the promoters of off the shelf tax shelters (like the POPS, PICOs, and FOCUS of Arnold and Porter), they have largely stopped offering speculative “investments” and offshore asset protection trusts. Now “a few smaller accounting and regional law [...]

Jennifer Aniston was spotted arrives at “TIFF” Management Premiere, and now she has joined with other celebrities upskirt club like Paris Hilton and Britney Spears. Here are some candid pics of Jennifer Aniston at the Toronto International Film Festival. Jennifer Aniston At TIFF Management Premiere (source) Celebrity Gossip, Celebrity News, Celebrity Photos, Jennifer [...]

Asset protection may come in many forms, but what if your tax shelter was built by God? That is the claim of an Iowa resident who believes he resides in heaven, the ultimate off-shore asset protection trust. The man’s logic seems to be that heaven is not within the jurisdictional reach of the [...]

The Bogleheads are at it again. There is a great post in the forum on diversifying returns through the “Lost Decade” of the Japanese economy from 1989 through 2007. A member named bpp ran the numbers of a Japanese investor starting with a million yen in 1987 and then re-balancing every year between equities and [...]

DP Partners Buys 100000-SF AssetGlobeSt. com, NY - Sep 10, 2008By Brianne Harrison HARRISBURG-DP Partners has purchased a new 100000-sf flex office/warehouse facility. The new owner is starting out with two leases in ...DP Buys 100000-SF Industrial Facility GlobeSt. comall 2 news articles

Roger Ehrenberg is out with a thought provoking piece over on his site, Information Arbitrage. In it, he discusses the tough times facing hedge funds and the simple root of the cause. Here's an excerpt:"Many recent mega-losses aren't the case of simply taking the long view and getting stung by short-term volatility; this is getting carried out because of either too much leverage (the most preval

Cotrac is a range vehicle/asset tracking solution from Cotek Integrated technologies Ltd. Cotek is a leading provider of vehicle tracking services in Nigeria.Car theft is still on the increase despite efforts by auto manufacturers to stem the trend. Addition of features like alarm system, kill switch, steering wheel lock and so on has not stopped car thieves.Car tracker solutions like Cotrac may n

TEN QUESTIONS YOU SHOULD ASK YOURSELF NOW Every day, you make decisions about your company and its future. Does your accounting software give you the kind of information you need to make those decisions?In today’s competitive environment, you need accounting software that supports you as you manage your business. Providing an electronic shoebox is not enough. [...]

Airlines Asset Medium Scene FileA Downloadx2 approach to wallpaper.Downloadx2 Wallpaper is a new kind of webwallpaper, find on the idea that wallpaper can be more current, efficient and useful. And maybe even fun. After all, Downloadx2 Wallaper has:Free Wallpaper DownloadKeep wanted wallpapers to your rummaging with Downloadx2's innovative technology.USA accessRead Downloadx2 News on your browser

Lead Asset IT Co-ordinator An Esteemed Client of The Redwood Horizon Quick Apply Customised Apply Experience: 2 - 4 Years Location: Gurgaon Education: UG - Any Graduate - Any Specialization PG - PG... [[ This is a content summary only. Visit my website for full links, other content, and more! ]]

Somehow the people who run Southeastern Asset Management got it into their heads that Sun Microsystems (JAVA) is a good investment. Southeastern now owns $1... [[ This is a content summary only. Visit my website for full links, other content, and more! ]]

LIQUIDBEES | Benchmark Asset Management Company Private LimitedBenchmark Asset Management Company Private Limited has informed the Exchange that the Net Asset Value (per unit) of LIQUIDBEES as on August 21, 2008 is Rs.1000.00.

BANKBEES | Benchmark Asset Management Company Pvt. Ltd.Benchmark Asset Management Company Pvt. Ltd. has informed the Exchange that the Net Asset Value (per unit) of Bank BeES as on August 21, 2008 is Rs 579.1430.

Nowadays, not a day passes without the papers reporting bullish news of prospective property deals; some argue that the residential property market is in the beginning of a new secular boom that could spread to the lower-end housing markets while others are significantly more cautious and cynical. In both camps the comparison is inevitably done with the property bull market of the early 1990s, whe

Kim Kardashian … when you hear that name, you think big backyard, right? Well, it seems Kim Kardashian is getting tired of having all that junk in the trunk, and is working hard at ridding herself of the one thing she’s famous for … her ass. In a recent interview with Radar Magazine, she reveals that the attention on his buttocks is getting to her. “I love my butt, but enough already … I

The value fund managed by Mason Hawkins established one new position while increasing its position in 21 stocks. The new position by Longleaf is DineEquity (DIN) which operates IHOP and Applebees. Dine Equity currently has negative earnings but I have a feeling this might be a real estate play as DIN currently has about 1 [...]

Assets obviously make up a big part of high-end financing and investing. A system which employs legal practices in order to protect an individual's from legal judgments is oftentimes referred to as an asset system or an asset protection system. For all practical purposes, and asset protection system is designed to make a person's assets judgment proof. Asset protection systems are available on

Alistair Darling, the Chancellor of the Exchequer, is because arty a asset tax on the multi-billion batter profits of activity companies afterward the billow in oil and gas prices. Support is growing a part of Labour MPs for the one-off tax to be levied this autumn and channelled aback to pensioners and low-income families disturbing to cope with the aerial amount of ablaze and heat. An all-party

In all honesty, we do not set the world on fire as far as hits go but our articles get nicely ranked in the search engines and we receive many requests for advertising on the site. We have a PR rank of 3 - 4 depending on which checker you use... Generally we don't do paid adverts (unless it is an 'offer we can't refuse') but we are working with HF Markets to help their online advertising efforts.

Asset finance allows companies to collect funds for the purchase of assets they might need to make their businesses run successfully. At times, paying a huge amount of cash at one time for buying assets can be really hard to manage. Moreover it would significantly affect the company's working capital. With asset finance one can raise the capital to buy assets and the money can be returned to the f

If the business is growing, the financial expenses are also growing and this can realy be a challenge especially for new small business, whose financial capital hasn't grown yet to support all those emergency financial needs. If your business credit sales to commercial accounts started to have a financial shortage, then the company will need an accounts receivable financing service. Businesses tha

If there is anything that can protect all your valuable asset, you should have it.But with so many companies that offer different type of benefits to protect your assets, everything is quite confusing. Banking and bank accounts is the key to financial freedom and asset protection strategies for individuals and business owners. And everyone especially for busines people, should have their own banki

I know we have lots of dreams in life. I know after we work hard and it's time to retire we ant to get everything and enjoy life. But do you think you can do all this by yourself? You need someone that will help you for wealth management. And speaking of wealth management, Northern Trust is capable in doing all this stuff. They are the best and very reliable in managing the money you have. Norther

There was a cruel, animalistic natured human lived in a village with long list of sinful deeds like murder, theft, trafficking, etc. He lived in seclusion so that he might not be identified by his wicked activities. One day, an unusual incident occurred. His door was knocked by someone. With fear in his heart, the thief opened the door. He could observe a serene faced motherly woman with tears in

While at the Microsoft Worldwide Partner Conference 2008, we visited a wide variety of interesting sessions. In this blog post, we will focus on a session of particular interest to readers of IT’s About Uptime - Transforming IT into a Strategic Asset through Core Infrastructure led by the General Manager of Infrastructure Servers at [...]

Microsoft is adding a feature to its controversial SAM (software asset management) program that it claims will benefit corporate IT users by giving them a scorecard for evaluating their internal asset management processes. The SAM Optimization Model, which is being announced at Microsoft's Worldwide Partner Conference in Houston this week, is a free tool that can be used by corporate customers

Africa Israel Investments Ltd., diamond billionaire Lev Leviev's real estate holding company, has no need to divest assets to pay down debt after selling shares last week, Chief Executive Officer Izzy Cohen said. The property company would only sell Israeli real estate if a disposal yielded better returns than holding on to the assets, Cohen, said at a press conference in Tel Aviv on Sunday. "

What it doesSAManage.com is an online IT asset management tool. With this tool, users have control over their assest, people, and PC and software investments. The solutions offered by this service are on-demand, meaning there is no waiting for assistance, no large up-front investments, and no risks, as users can try this tool for free. [...]

Mirae Asset – Asia's Leading Asset Management Group has Launched India's First Global Commodity Stocks Fund NFO "Mirae Asset Global Commodity Stocks Fund" v Investment Objective : The investment objective of the scheme is to generate long term capital appreciation through an actively managed portfolio investing in equity and equity related securities of companies that are e

In recent years there has literally been an explosion in the types of devices and products that are available that make full use of digital technology, in order to deliver a huge selection of services and products to the market. Frequently nowadays, when people take a family picture or capture their vacation memories they are [...]

Florida LLC's are one of the best choices for a new business entity. When thinking of forming a company, may people only look for low taxes and protection from liability. Unfortunately, many are misinformed as to the protection that a...

Middle class Americans are quickly finding out the difference between wants and needs. During an era of financial decadence, many are now finding it difficult to adjust psychologically to the new realities that confront us. There are many examples that we can use to cite this shift in consumer psychology. First, you [...]Related Posts:■The Sham of our Current Unemployment Rate Numbers: Lesso

Research and Markets (-petroleum) has announced the addition of the “Hellenic Petroleum LNG Operation Asset Summary Report” report to their offering. Hellenic Petroleum LNG Operation Asset Summary Report Summary Hellenic Petroleum LNG Operation Assets Summary Report is an essential source for company data and information. The report examines Hellenic Petroleum’s key business stru

T Codes DetailsFinancial Accounting SPRO Enter IMGOX02 Company Code - Create, Check, DeleteOX03 Create Business AreaOKBD Functional AreasOB45 Create Credit Control AreaOB29 Maintain Fiscal Year VariantOB37 Assign Co. Code to Fiscal Year VariantOB13 Creation of Chart of Account (CoA)OBY7 Copy Chart of Account (CoA)OBY9 Transport Chart of AccountOBD4 Define Account G

Investment Valuation: Tools and Techniques for Determining the Value of Any Asset, Second Edition (Hardcover)# Author:Aswath Damodaran# Format:PDF 3.3MB# Page Count: 992 pages# Publisher: Wiley; 2nd edition (January 18, 2002)# Language: English# ISBN-10: 0471414883# ISBN-13: 978-0471414889Tools and Techniques for Determining the Value of Any AssetValuation is at the heart of every investment decis

We are doing line item settlement in our system. As the settlement is done at the WBS level, all the assets capitalized would have the same asset value date. Is it possible to have different asset value date for different line items?Yes, provided you do the settlement run on different dates. Also check the FI settings for settlement strategy.SAP Standard defaults the following scenario:An asset ca

“Is it really necessary to have a logo for my business?” This question is asked quite frequently by business owners, especially by those who own small firms, as getting your logo designed from graphic design agencies in large cities such as London, New York, Paris, etc can be quite a costly affair. But you do need a logo to establish your identity in the market. A logo may seem to

RJM, CACH, Asset Acceptance, and LVNV Funding collection agencies are well known to victimized consumers and consumer attorneys. What is now becoming clear to the media, however, is the scale of their actions. In Chicago, for example, more than 119,000 civil lawsuits against alleged debtors are clogging courtrooms, and at least half will result in judgments that debt collectors will use to dock

We are doing line item settlement in our system. As the settlement is done at the WBS level, all the assets capitalized would have the same asset value date. Is it possible to have different asset value date for different line items? Yes, provided you do the settlement run on different dates. Also check the FI settings for settlement strategy. SAP Standard defaults the following scenario: An asse

Gia Dinh Commersial Joint Stock Bank recently announced that this year it targets to bring the total asset to 3.11 trillion dong, up 53% against 2007. In addition, the bank's total deposits could be 1.92 trillion dong, a year-on-year increase of 53%, 326.8 billion dong in total income, a 51% increase yoy and 97... [[ This is a content summary only. Visit my website for full links, other content,

By: Kaloyan Banev Who are we?Thames Valley Asset Finance is an independent finance brokerage based in Newbury Berkshire, servicing a growing client base across the Thames Valley and beyond.We provide Hire Purchase and Leasing solutions to businesses and private individuals. Our priority is to provide a quality service with a personal touch. We have over ten years experience in the asset finance ar

When calculating your net worth, do you include your car as an asset? What value do you assign to it and what about all the running and insurance costs?According to accounting definitions, a car can only be classified as an asset if its current value is greater than what you owe on it (car loan). The other reason a car can be classified as an asset is that anything you own that can be sold for cas

It comes in as a great surprise to borrowers who do not have any money to pledge with the lenders that an opportunity comes their way through which money can be borrowed without any collateral. This opportunity is called unsecured loans and makes money available to borrowers very easily.The borrowers who need money and are tenants and non-homeowners find it difficult if they look for a loan deal t

REO Asset Management ServicesComplete REO Services by The Pahua GroupAsset Management Services by Mike Pahua, BrokerCall Mike for assistance anytime at (949) 309-2400 ext 708Once we receive a property we will quickly take the following steps within 48 hours:Occupancy CheckRe-key and secure the propertyUtility services and maintenance.Complete a BPO /CMA with photosTake exterior and interior photog

Well, in case you thought I had forsaken this blog again - NO, I haven’t! I just returned from a 2-day workshop and prior to that, I was busy with lots of preparation and another upcoming project in July. It has a very busy week for us in our home business and I’m really glad [...]

When you start your Penny stocks trading career you first need to decide how much you are willing to invest. You need to remember that this is not a “sure-fire” income opportunity and that it is possible that you may lose everything, so be sure to not to invest more than you can afford to lose.That said when you have decided on an monetary amount, whether it is $100 or $10,000 you should avoid

Singapore’s Deutsche Asset Management has raised its stake in PetroVietnam Drilling and Well Services (PVD) from 4.97% to 5.06%, the Ho Chi Minh Stock Exchange said on its Web site Tuesday. [[ This is a content summary only. Visit my website for full links, other content, and more! ]]

FOR IMMEDIATE RELEASE [Melbourne, FL] -- e-gold Ltd is pleased to announce a favorable ruling from The United States Court of Appeals for the District of Columbia Circuit in the matter of whether it, Gold & Silver Reserve, Inc., and Directors of both corporations are entitled to a hearing in the Federal district court regarding whether there was sufficient probable cause to justify seizures

Asset Acceptance Capital Corp. (NASDAQ: AACC) made a filing with the SEC late Thursday showing that the company has filed to sell 10.932 million shares of... [[ This is a content summary only. Visit my website for full links, other content, and more! ]]

The research report “Asset and Liability Management :A Synthesis of New Methodologies ” provides the….. A reference title on the ongoing synthesis of traditional techniques and financial risk management.Summary :Examines the scope of the asset and liability management function New research on a range of topics including data warehousing and credit risk models     Table of

Bharatbook.com announces a new market research report “Asset Pricing and Portfolio Performance:Models, Strategy and Performance Metrics  ” provides the….. A comprehensive reference work presenting an original framework for evaluating observed differences in returns across assets. A selection of new writings and reference papers split into four sections: Theory, Testing the Models,

The Digital Workplace Solutions in the Microsoft Global Services Industry Solutions Group(ISG) provides cross-vertical solutions targeted at improving the collaboration and sharing of media content.... For more info on latest job openings and other career related information visit my site

Are you interested in outstanding asset protection but uncomfortable about the costs and red flags of using offshore trusts? Then read on about Nevada's new onshore asset protection trust. Traditionally, creditor protection is afforded to beneficiaries of a trust through inclusion of a "spendthrift provision." Spendthrift provisions were developed to protect beneficiaries perceived to be unable

The Fed Reserve seems to be moving towards implementing regulation and monetary policy shifts to stop asset bubbles from building up. In a series of comments by Federal Bank Governors, they have let it be known that preventing buildups like the dotcom and housing bubbles may become a priority for the Fed. Ben Bernanke, current chairman, endorsed the Greenspan view in 2002 following the bursting

It's impossible to conjure up a generic asset allocation strategy for someone without knowing their tolerance and capacity for risk, their short and long term goals, and the time they have to dedicate to managing their money. So I'm not going to try to do that. Instead, I'm going to describe my strategy of asset allocation and you decide if that might work for you.My strategy is partly based on my

I recently moved to british columbia back with the family for personal health reasons. There is no jobs here were im located to make the income i was making back in alberta. I sold my snowmachine so I could afford to move and I still owe money on it. How will this affect my bankruptcy? Posted from: [...]

“All are coming to see more than 30 of The Sovereign Society’s financial experts from around the globe confront the hard issues facing investors today. They’ll be offering straight talk and actionable advice.” — Erike Nolan by Erika Nolan Baltimore and Panama City, Panama – (TFN): It seems like every day I [...]

Ashlee Simpson, who got engaged to rocker boyfriend Pete Wentz last month, has recently been subject of rumours surrounding a possible pregnancy.But the eye-catching size of her bust pictured above will only increase speculation, as it looks like she's developed a pair of Christina Aguilera-style pregnancy boobs.Either that or the wiring of her bra is truly immense.Ashlee Simpson Huge Rack

The last step in James Kelsoe's transformation from top-ranked bond investor to subprime-crisis poster boy may come July 11 when shareholders of his seven funds vote on whether to dump him for a new manager. The funds, with combined assets of $611 million, have lost an average 67 percent in the past 12 months, prompting investor lawsuits against Kelsoe and his employer, Memphis, Tennessee- based Morgan Asset Management Inc. Assets in his largest fund, Regions Morgan Keegan Select High Income, have plunged to $104 million from a peak of $1.23 billion in 2006. ... A regulatory filing that listed holdings as of Sept. 30, 2006, showed that bonds backed by subprime mortgages reached as high as 25 percent of the portfolio in 2005.

Citigroup Considers $400-Billion Asset Sale - FT Last Update: 5/8/2008 8:08:59 PM DOW JONES NEWSWIRES Citigroup will on Friday identify as much as $400 billion in non-core assets that could be sold as part of plans to reduce costs and restore profit growth to double-digit rates, according to people close to the situation, the Financial Times reported on its Web site [...]

Expression Media 2 from Microsoft is claiming to be a complete digital asset management software, ranging from your favorite digital photographs through your digital video collections. Expression... read more at >>

The Independent reports David Cameron's concerns about Boris Johnson, the new London Mayor. Strategists are allegedly worried that the "unpredictable and gaffe-prone" Johnson may impede Cameron's otherwise smooth journey into power:Friends say Mr Cameron regards his fellow Old Etonian as an "amusing liability" and a few months ago never believed he would win the race...But senior Tory strategists now face a daily battle to ensure that Mr Cameron's smooth path to No 10 is not suddenly obstructed by an unpredictable and gaffe-prone Mayor. If Mr Johnson is interested going further and making it to the Conservative Cabinet, he is likely to behave himself, they say. But he could decide to make his mark as an independent-minded Mayor who is not answerable to the Tory leadership.Such concerns are

Listed firm Chau Thoi 620 Concrete Joint Stock Co reported that by the end of 2007, it reached 706.877 billion dong in total assets, 689.934 billion dong in revenue from sales and service provision, 55.497 billion dong in combined profit from sales and service provision. Also the company earned 23.095 billion dong in... [[ This is a content summary only. Visit my website for full links, other content, and more! ]]

Invesco PowerShares Capital Management LLC listed three new exchange traded funds (ETF) on the NYSE Amex. The ETFs will give investors exposure to long-term,... [[ This is a content summary only. Visit my website for full links, other content, and more! ]]

Cavico Infrastructure Construction Joint Stock Co recently released the 2007 fiscal year with the total asset of more than 889.778 billion dong, total revenue from sales and service provision at 46.193 billion dong, the combined profit from sales and service provision of over 14.029 billion dong. Also, the firm... [[ This is a content summary only. Visit my website for full links, other content, and more! ]]

Countrywide Financial (NYSE: CFC), a diversified financial services provider, and New Vista Asset Management have joined together to find qualified buyers for Countrywide’s REO properties. The program is designed to help minimize the impact of foreclosures on neighborhoods by reaching out to consumers interested in residing in these communities. In the relationship, New Vista’s network [...]

Asset protection is a process in which the person protects his assets and property documents from the jurisdiction of his country and the heavy taxation from the creditors. To protect one’s assets he needs to follow the best of the asset protection strategies. These strategies help the person to protect their assets from the [...]

Today, the UK's high court invalidated the country's asset freezing regime against terrorists, ruling it to be unconstitutional. The ruling has been described as devastating to the UK's strategy against terrorism. It was based on the court finding that the UK government could not simply implement UN Security Council resolutions directly, but had to go to Parliament first to get them authorized. It is not clear from initial reports whether this means that the government is supposed to go to Parliament...(read more)

Submitted By: Keith Hoyng Until now, you probably have heard about home equity plenty of times, but maybe really didn’t understand how it can help you. The equity you have set up in your house may be one of your greatest assets, you just are not informed of the value and many individuals do not understand what [...]

Quelque 58,4 millions de francs ont été confisqués dans le cadre d'une procédure pour blanchiment d'argent, conduite à Zurich. La Suisse et le Japon se partageront cette somme à raison de moitié, ainsi qu'ils en conviendront par un échange de lettres qui aura lieu mardi prochain. Ces fonds sont le produit d'infractions commises par l'organisation criminelle Goryôkai. La confiscation et le partage des valeurs patrimoniales en cause de même que la condamnation des auteurs au Japon sont le résultat de l'étroite collaboration entretenue par les autorités des deux Etats. Dans le cadre d'une procédure pénale ouverte pour blanchiment d'argent, les autorités zurichoises de poursuite pénale ont saisi, en 2003, une somme de quelque 58,4 millions de francs sur les comptes appar

We are doing line item settlement in our system. As the settlement is done at the WBS level, all the assets capitalized would have the same asset value date. Is it possible to have different asset value date for different line items? Yes, provided you do the settlement run on different dates. Also check the FI settings for settlement strategy. SAP Standard defaults the following scenario: An asset can only be in use/productive. This means the deliverable/asset must be completed. This is the same as the status TECO (technically complete). When you capitalize (settle to asset), then the system takes the date when the WBS status changed to TECO, and defaults this date as the asset value. All the line items in the WBS will therefore assume the TECO date of the WBS and that is why all the line

With the increased development of GPS systems it is unsurprising that a wide variety of asset and vehicle tracking applications have been developed. With efficient asset tracking systems it is possible to secure your business assets and equipment, not only can this give you real time information on the whereabouts of an asset but in [...]

SHANGHAI, April 17 (Reuters) - China's top state asset regulator warned government-owned companies about financial risks posed by credit tightening and rising energy and raw material costs, the... [[ This is a content summary only. Visit my website for full links, other content, and more! ]]

Cash, Fixed Income and Equities are the 3 main asset classes. However, when it comes to asset class categories there are many more. For example if we start with Fixed Income we could break this down further to Foreign Fixed Income and Domestic Fixed Income. Further still, Domestic Fixed Income could be broken down to Domestic Government Fixed Income and Domestic Corporate Fixed Income. Domestic Government Fixed Income could also be further broken down to Federal, Provincial and Municipal categories which could then be further broken down to Short, Medium and Long Term, etc. As you can imagine, it would be possible to perform this exercise on all three of the asset classes, and you could easily end up with 100 different asset class categories - clearly overkill. Broad asset classe